Salary card mir ak bars bank. Promotion "Peace to your home!" from ps mir and "ak bars" bank. A bank for every gamer: how to save on games using bank cards
In connection with the change in the geopolitical situation, and the conditions of cooperation with international partners, Russia has created its own payment system under the name WORLD. Many banks are engaged in its issue, including AK Bars. Anyone can issue a MIR card in AK Bars. Let's talk in more detail about what kind of card it is and what are the conditions for its use.
Terms of service for the MIR card in AK Bars
The MIR card is served in retail outlets that have a suitable software as a rule, they have a branded sticker on the terminal. Obviously, while promoting the national payment system, banks set loyal tariffs for servicing the card.
Cost and rates
The cost of the MIR card in AK Bars is 200 rubles per year. It is issued free of charge, but the annual fee is usually debited immediately. Validity period - 2 years from the date of issue.
According to the tariffs presented by the bank in 2017, the following conditions apply for customers wishing to issue a banking product:
- Balance inquiry at the ATM of the network - free of charge, at the ATM of a third-party bank - 20 rubles.
- Repeated change of the PIN-code on the MIR card - 50 rubles (carried out through the AK Barsa ATM).
- Providing information on the last 10 card transactions through AK Barsa ATM -15 rubles. An extract received remotely is free of charge. If you want to receive a copy of a payment document with a live seal of the bank, it will cost you 200 rubles.
- According to the terms of service, the card does not work abroad, therefore, its re-issue and emergency cash withdrawal abroad is made using it and is not charged. If you want to get a bank card and plan to travel abroad with it, consider international payment systems.
- Cash withdrawal through ATMs of AK Barsa and cashier is free within the limit. On the MIR card, they are set in the following amounts: 500 thousand per month, per day - 80 thousand to 10%.
Please note that there are restrictions on the number of transactions and their cost per day on MIR cards - no more than 50 pieces. on total amount up to 1 million rubles. inclusive (this includes all expense transactions, including cash withdrawals, payment for goods and services).
If desired, the client can set his own restrictions within a week or a month (remotely), as well as receive individual conditions according to daily limits, on the basis of a written application at the offices of AK Bars, for example, to increase the amount of cash withdrawals.
Most of the credits to your MIR card in AK Bars are free of charge, for example, receiving funds from others individuals from third-party banks by transfer. However, there are a number of operations for which a commission is charged (set as a percentage, but not less than 25 rubles):
- Payouts from budgetary organizations, compensation from insurance companies - 1%;
- Reimbursement from insurance companies, return of amounts erroneously written off through the fault of the Client - 1.5%.
Transfers from the MIR card account in AK Bars are subject to commissions if you make transactions through a bank branch (for example, in favor of a legal entity from 1.5 to 2%, housing and communal services - 1%), in remote mode most of the transactions are free. Only transfers to individual accounts of other banks are paid - 1% (not less than 30 rubles).
Please note that there are three different tariff collections in AK Bars - carrying out operations with the MIR card through RBS (Internet bank, mobile application), through AK Bars branches and through self-service devices (including terminals, ATMs, etc.) profitable way the use of most of the services is the Internet bank.
You can familiarize yourself with other tariffs by following the links:
With regard to remote service, the connection to the use of Internet banking systems and Mobile bank in AK Bars for free. The service of SMS-informing will be paid:
- SMS - Informant - notifications about transactions made by the client, work in the 3D-Secure system and the provision of one-time passwords for carrying out settlement transactions in the AK Barsa Internet bank system. Starting from the second month of using the service, the cost is 59 rubles.
- SMS - balance - allows you to pay for services using short messages, receive information about the balance of the MIR card account and a mini-statement, and block the card. If you want to use a mobile application, you will need this type of notification to confirm transactions. The first two months are free, then 59 rubles. Please note that a cellular operator's commission is charged for sending SMS, according to its terms.
How to apply for an individual
Checkout payment card MIR is quite simple - you need to contact the AK Barsa branch, sign the Agreement banking services and leave an application on the card. You must have a passport with you.
The card is issued no more than 10 days, but as a rule, the bank fits into 5 business days. You can pay extra 100 rubles and order an accelerated issue (3 days), however, you can get such a card only at the head office of AK Bars in Kazan, or you can additionally pay for express delivery services to the branch where you made the application.
A bank card is a convenient tool used by almost every resident of Russia. Many people call any cards "credit cards", although this is a mistake. Most of the cards issued today are debit cards, that is, those on which not borrowed funds taken from the bank are stored, but the owner's own money. Until now, not everyone fully understands what a recreation center is and why it is needed.
What is it
The classic Mir card of Ak Bars Bank is a tool designed to pay for goods and services in retail outlets, on Internet resources, as well as to withdraw cash from ATMs. It can be described as online wallet, which came to replace banknotes and coins.
The main feature is that the client uses only his own money, does not attract amounts borrowed from financial institution... This means that the card does not need to make regular payments and interest.
The offer can be used by anyone who has reached the age of 14 and has a passport. The service is simple in registration, the applicant does not collect certificates, does not confirm income - it is enough to present a passport and fill out an application in the selected federal district.
Each Russian bank establishes its own service rules.
Right choice
Before submitting a questionnaire, you should carefully study available programs.. Here are all important points according to the Classic World maps, the conditions for which it is important to study thoroughly. The transition to filling out the application is carried out from here.
What the applicant pays attention to when he comes to the site to search for a DC:
- plastic protection method - magnetic tape or chip. The latter is much more reliable;
- how much will the annual service cost;
- overdraft. A useful option that may be useful to the client, but you need to carefully study the conditions for overspending, so as not to go into a serious minus later;
- action remote services(applications, mobile banking, etc.);
- accrual of interest on the balance of funds.
What is it used for
The Classic World card of Ak Bars Bank is a really useful product that allows you to protect your savings. Third parties will not be able to get them in any way. In addition, with the advent of these cards, the need to carry large amounts of cash with you has completely disappeared.
Very often, an account is opened precisely for the purpose of preserving and accumulating personal Money, and also used to obtain wages, pensions, scholarships, etc. The employing organizations negotiate with the FI on their own - clients in this case do nothing at all.
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Peace in the home is the most important thing for every person. The family hearth should always be warm, and the house should be comfortable and convenient for a big family to gather in it. Create family comfort together with the world map.
AK BARS Bank and PS Mir offers a new campaign “Peace to your home!”, In which AK Bars Bank gives its customers the opportunity to win 800 thousand rubles for apartment renovation, as well as other pleasant prizes for your home.
Promotion period
The promotion starts on 1.10.2018, the end of the promotion is on 31.12.2018.
The promotion is divided into 3 stages, by month. Shopping can be made throughout the month. Prizes are issued from the 16th of the current month.
Prizes are drawn every month.
Who can participate in the promotion?
All capable, as well as adult, Mir card holders who are not employees of this bank and their relatives can take part in the action.
What needs to be done in order to participate in the promotion?
Just make purchases in any merchant and pay for services using a Mir card, register on the promotion website and take part in the prize drawing.
The number of purchases is not limited, however, the promotion does not include transactions made through ATMs, payment mobile communications, replenishment of a virtual wallet, payment for casino and bookmaker services, and more than five purchases in 1 store in 1 day.
Prize fund of the action
Prizes are drawn by months, with the exception of the main prize of the certificate for 800 thousand rubles for payment building material and repair work. The main prize is drawn alone. The prize draw will take place in January 2019.
The following prizes are awarded every month:
- 30 OBI certificates for 1 thousand rubles. (Certificates No. 1)
- 20 certificates in IKEA for 3 thousand rubles. (Certificates No. 2)
- 10 certificates for hypermarkets of household appliances MVideo. (Certificates No. 3). And also a monetary reward in the amount of 2 692 rubles.
How will the prize draw take place?
A special formula will help the organizer to choose the lucky ones, according to which the winners of the action will be determined. The formula is spelled out in the rules of the promotion.
When does the prize draw take place?
The monthly prize draw takes place after the 16th of every month.
The participant of the action can receive only 1 prize for the entire duration of the action.
How will the winners know that they have won prizes?
The operator of the promotion will notify the winners by phone specified during registration, or through notifications on the promotion website, as well as by e-mail.
After receiving the notification, the winner is obliged to provide the organizers of the action with the necessary data for the presentation of the prize within 72 hours. Namely: a photocopy and scan of a passport, TIN, a copy of SNILS. After receiving the prize, sign the act of receiving the prize.
To receive the main prize, the same documents are required. The data provided by the participants of the action are available only to the organizer of the action, and are not subject to disclosure.
Awarding prizes
Monthly prizes are awarded by sending a certificate to the winner's specified email address.
The main prize is also awarded by sending electronic certificate by mail to the owner of the prize of the action.
The rules of the action can be found, as well as on the official website of the action.
Bank AK Bars promptly received a license to issue payment cards of the domestic system "Mir" and became an issuing bank, offering its own conditions for customer service. The "Mir" card of AK Bars Bank is issued under generally accepted conditions, which require separate consideration, which will be the subject of this material.
The state payment system has been actively developing for three years and has been optimized for the comfortable operation of budgetary organizations, pensioners and a private company.
State employees and pensioners must use the Mir plastic card without fail, which corresponds to the official schedule for card replacement:
- from July 1, 2017 to July 1, 2018, all budgetary areas of Russia must be transferred to the new cards, payments to other cards after this period will not be possible. The client can replace the card both in accordance with the official schedule, and individually, by writing a corresponding application to the nearest bank servicing this program;
- from July 1, 2017 to July 1, 2020, all pensioners must receive new cards. If the client, due to his physical condition or absence from the nearest ATM or service office, cannot withdraw money, he has the right to refuse plastic card and receive a pension in cash through the postman.
Private companies and credit offers can be independently connected to Mir for an additional fee.
Cost and rates
The cost of replacing the card is free in all cases. Service for public sector employees is offered at a significant discount, the amount of which is set individually and will be communicated by the operator during the issuance of a plastic card. Pensioners receive free service... For these purposes, 2 tariffs were developed: "Debit" and "Pension", which have a different amount of included functionality.
The solution for pensioners received not only a good discount on service, but also the possibility of passive accumulation of funds in the form of 8% per annum every month for the current balance of funds. Free SMS-notification about the accrual of funds will become a pleasant bonus.
The state replacement program offers benefits only for state employees and pensioners.
All offers received extended access to the user personal account and the bank's mobile application.
How to activate the "Mir" card AK Bars
The card is activated automatically immediately after any financial transaction or balance is viewed. Also, the operator can manually perform this operation. Salary card"Mir" AK can be activated even at an ATM or self-service kiosk.
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