National premium payment card system. How to determine which bank is the world map. How does the National Card works
Since December 2015, the release of the first Russian plastic cards "Peace". According to the creators, with time this financial instrument Will be a worthy competition of foreign payroll cards. Where did the idea of \u200b\u200bcreating national plastic come from? What capabilities and advantages does he have? And how to become the owner of the card with a memorable green-blue emblem? You will learn about this and many other things from our article.
The first Russian plastic map "Peace"
The reason for the creation of the National System JSC Payment cards"(NSPK) in the Russian Federation served serious faults in servicing Visa and MasterCard cards in 2014. In connection with the introduction of sanctions against Russia, mentioned payment systems stopped the processing of transactions on maps of several banks. This is exactly the impetus for the development of its own russian system payments.
The main tasks of the NSPK:
- Processing of operations on cards of foreign payment systems inside our country in uninterrupted mode;
- The creation and distribution of the national payment instrument is the Peace PC.
The Russian Plastic Map World will allow their owners to carry out various financial transactions regardless of rapid changes in the foreign policy and solutions of world payment systems.
How can I use the Mir PC
To date, the plastic card allows such operations to be carried out:
- making, as well as removal of money in an ATM;
- money transfer from the map account to another bank account;
- calculation of goods and services, including utilities;
- transmission of funds to the electronic wallet, for example, Yandex.Money and Webmoney;
- payment of goods and services outside the Russian Federation is now available only for cobage cards, which contain emblems of two World and Maestro payment systems at once (from Gazprombank).
Naturally, this is just the beginning. In the future, it is planned not only to expand the circle of functionality, but also the network of service points of the World Map in Russia and beyond.
What banks produce a plastic "world"
According to information from the official website, the emission of plastic cards is carried out by seven banks. The owners of the domestic payment instrument can be citizens who are serviced in Gazprombank, Moscow Industrial bank, MDM Bank, Bank "Russia", RNKB Bank, Svyaz-Bank and SMP Bank. In addition, the Mir maps are tested in another 21 Russian bank.
PC "The World" has all the main properties of payment cards. It can already be used in 1,500 ATMs and 100 thousand terminals of Russia. Until 2017, all banks of the Russian Federation should be connected to the system, to which there is a corresponding law of the Central Bank.
Thus, at the end of the next year, the Mir PC holders will be able to pay it on any trading point in our country, and to dismiss the card to international markets, according to the forecasts of the creators, it will take about two or three years.
How to get a plastic "world"
In order to issue a national map necessary:
- With a passport, contact the bank, which is issued by the release of payment cards "Peace" - information on such financial organizations posted on the official website of the NSPK;
- Write an application for registration of a banking product.
Next, it will be necessary to wait for about seven days - it is so much time will be needed on the manufacture of the card. After receiving the map, the owner will be able to freely dispose of it: to make money, calculated in the trade and service network, etc.
Cost and features of the map "Peace"
Some banks provide their customers with the opportunity to fill out an application for the release of the Peace PC online. To do this, you need to go through the link of the bank and click on the button: Place a map. In the window that opens, you must fill in the form fields and agree to the processing of your personal data.
There you can also familiarize yourself with the information about the tariffs on the World Card. For example, the cost of annual maintenance of the main account is a simple "world" will cost the owner in 90r. Annual service of classical and premium cards will cost 450 and 2 thousand rubles, respectively.
The official NPC website contains all information about the plastic map "Peace"
On the official website of the NSPK in the section: The Mir Payment System has been posted:
- about the history of the brand and the world logo;
- on the rules and tariffs of the PC;
- on the list of existing operators and on the participants in the "World" payment system.
In the event of difficulties with a card or other questions, you can contact the 24-hour technical support service: 8-495-705-99-99 and 8-800-500-00-05. You can also use the option: Feedback and send an email to NSPK in the section: Contacts.
Advantages of the National Financial Product - Peace PC
According to the head of the NSPK Vladimir Comleva, the cost of release of the MIR card at the beginning of the project will approximately correspond to the value of the emission of cards of other payment systems. In the future, with a mass release of plastic, the cost of PC "Mir" will be less. Recall that the mass consumer will be available in the second half of 2016.
The main task of the NPC "Mir" is to ensure the safety of operations and independence from foreign payment systems. Maps are made in compliance russian standards and technologies. PC "Mir" can interact with other payment systems in accordance with all international standards.
Tip from Compare.ru: Recently, the Internet fraud has become popular with the design of the World Map to Essentially favorable conditions. Messages of this nature come to an electronic drawer of citizens. The letter is invited to install an application or fill out an online form to receive a map. Do not open such letters and do not report any personal data, logins or passwords - the Bank's real employees never request such information.
Greetings, dear friends. I logged in yesterday for one forum dedicated to banking issues.
Very popular now there is a branch where the World Map is discussed. Reviews from existing users, output conditions - all highlights are affected.
But most users can not understand how the bank is the world map.
Now for you, dear readers, I will decompose all current information on this issue at the moment. The map begins to enjoy popular, so it is worth knowing about it as much as possible.
Since December 2015, the release of the first Russian plastic cards "Peace" began. According to the creators, over time, this financial instrument will amount to a worthy competition of foreign payroll cards.
Where did the idea of \u200b\u200bcreating national plastic come from? What capabilities and advantages does he have? And how to become the owner of the card with a memorable green-blue emblem? You will learn about this and many other things from our article.
The reason for the establishment of the National Payment Card JSC (NSPK) in the Russian Federation served serious faults in servicing Visa and MasterCard cards in 2014. In connection with the introduction of sanctions against Russia, the mentioned payment systems stopped the processing of transactions on maps of several banks. This is exactly the impetus to the development of its own Russian payment system.
The main tasks of the NSPK:
- Processing of operations on cards of foreign payment systems inside our country in uninterrupted mode;
- The creation and distribution of the national payment instrument is the Peace PC.
The Russian Plastic Map World will allow their owners to carry out various financial transactions regardless of rapid changes in the foreign policy and solutions of world payment systems.
How can I use the Mir PC
To date, the plastic card allows such operations to be carried out:
- making, as well as removal of money in an ATM;
- money transfer from the map account to another bank account;
- calculation of goods and services, including utilities;
- transmission of funds to the electronic wallet, for example, Yandex.Money and Webmoney;
- payment of goods and services outside the Russian Federation is now available only for cobage cards, which contain emblems of two World and Maestro payment systems at once (from Gazprombank).
Naturally, this is just the beginning. In the future, it is planned not only to expand the circle of functionality, but also the network of service points of the World Map in Russia and beyond.
What banks produce a plastic "world"
According to information from the official site of the NPC, seven banks are emissions. The owners of the domestic payment instrument can be citizens who are serviced in Gazprombank, the Moscow Industrial Bank, MDM Bank, the Bank "Russia", RNB Bank, the Bank and SMP Bank. In addition, the Mir maps are tested in another 21 Russian bank.
A warning!
PC "The World" has all the main properties of payment cards. It can already be used in 1,500 ATMs and 100 thousand terminals of Russia. Until 2017, all banks of the Russian Federation should be connected to the system, to which there is a corresponding law of the Central Bank.
Thus, at the end of the next year, the Mir PC holders will be able to pay it on any trading point in our country, and to dismiss the card to international markets, according to the forecasts of the creators, it will take about two or three years.
How to get a plastic "world"
In order to issue a national map necessary:
- With a passport to contact the Bank, which is issued by the "World" payment cards - information on such financial organizations is posted on the official website of the NSPK;
- Write an application for registration of a banking product.
Next, it will be necessary to wait for about seven days - it is so much time will be needed on the manufacture of the card. After receiving the map, the owner will be able to freely dispose of it: to make money, calculated in the trade and service network, etc.
Cost and features of the map "Peace"
Some banks provide their customers with the opportunity to fill out an application for the release of the Peace PC online. To do this, you need to go through the link of the bank and click on the button: Place a map. In the window that opens, you must fill in the form fields and agree to the processing of your personal data.
There you can also familiarize yourself with the information about the tariffs on the World Card. For example, the cost of annual maintenance of the main account of a simple debit card "Peace" will cost the owner in 90r. Annual service of classical and premium cards will cost 450 and 2 thousand rubles, respectively. The official NPC website contains all information about the plastic map "Peace".
On the official website of the NSPK in the section: The Mir Payment System has been posted:
- about the history of the brand and the world logo;
- on the rules and tariffs of the PC;
- on the list of existing operators and on the participants in the "World" payment system.
In the event of difficulties with a card or other questions, you can contact the 24-hour technical support service: 8-495-705-99-99 and 8-800-500-00-05. You can also use the option: Feedback and send an email to NSPK in the section: Contacts.
Advantages of the National Financial Product - Peace PC
According to the head of the NSPK Vladimir Comleva, the cost of release of the MIR card at the beginning of the project will approximately correspond to the value of the emission of cards of other payment systems. In the future, with a mass release of plastic, the cost of PC "Mir" will be less. Recall that the mass consumer will be available in the second half of 2016.
The main task of the NPC "Mir" is to ensure the safety of operations and independence from foreign payment systems. Maps are manufactured in compliance with Russian standards and technologies. PC "Mir" can interact with other payment systems in accordance with all international standards.
source: https://www.sravni.ru/enciklopediya/banki/karty/plastikovaja-karta-mir/
Russian banks have begun issuance of national world maps
The first banks-issuers of the World Maps were MDM Bank, Gazprombank, RNB, Bank "Russia", Minb, Svyaz-Bank, SMP Bank. Earlier, all these financial institutions have successfully passed the stage of testing the health of national "plastic" in its infrastructure and began to gradually disclose their ATM and terminal network.
To this point, the standard functionality is fully implemented. plastic cards. Thus, the "World" card holders will be able to remove and make cash through ATMs, pay for goods and services, make money transfers between maps.
Tip!
In turn, another group of 21 financial institutions of the project began testing the cards of the Russian payment system and intends to complete him by the end of December. In 2016, these credit organizations It will begin to disclose its acquiring network and begin to emissions of the world map.
Olga Skorobogatova, Deputy Chairman of the Central Bank, emphasized that the beginning of the issue of the national payment system cards is a significant stage of the development of the domestic financial system, ensuring its sovereignty.
Thanks to the accuracy of great work, it was possible to create a domestic payment instrument as soon as possible, which, I want to believe, will be successful and in demand by consumers and financial institutions.
In turn, the leadership of the NSPK JSC after the successful implementation of the first stage of the launch of the World map plans to focus on ensuring the maximum wide geography of the service of national "plastic" and in preparation for the beginning of mass emissions of the World Cards in the second half of 2016.
It is also reported that the participant of the PS "Mir" became Sberbank, which intends to take part in the release and acquiring Russian payment cards. So, next year the project will be launched to start issuing their own cards "Peace" and their reception in ATMs and the acquiring network of Sberbank. To date, several dozen cards have been released for employees of the Finache "project participants. In the NSPK intend to issue about 30 million world maps during 2016.
In addition, it became known that on December 15, 2015, the Central Bank issued a commemorative coin from silver with a nominal 3 rubles. The event is timed to the beginning of the issue of the first cards of the Patriotic payment system "Peace". The coin has a rectangular shape (51 mm x 32 mm) with rounded corners.
The back of the world map is located on the back. Circulation coins - 5000 pieces. The regulator emphasizes that new coin It is a legitimate means of payment in the territory of the Russian Federation and must be taken at par without any restrictions.
source: http://credit-card.ru/news/first-emission-card-mir.php.
Map of Sberbank World - National Payment System
For the convenience of Russian citizens, a national payment card was created, the main advantage of which is complete independence from the actions of foreign financial structures. How to quickly get a debit or credit card world in Sberbank?
Why do you need a map of the world of Sberbank?
National payment system The world has released new map - as an alternative to international Visa and MasterCrd systems. While the world is valid only in the territory Russian Federation, in Crimea. In the future, it is planned to produce integrated payments together with Belarus, Armenia.
You can get plastic in many banks, some citizens prefer to contact Sberbank. This organization has established itself reliable, so companies cooperate with it, budgetary organizations that accrue salaries to their employees.
Functional capabilities of the payment system World
What are the advantages of a payment card world issued by Sberbank? Positive aspects marked by financiers:
- As Sberbank is the biggest russian Organization, service cards are made anywhere in the Russian Federation, even in Crimea;
- High degree of protection - the Russian chip is built into the plastic;
- Service Sberbank-Peace is less than the services of international payment systems.
- The world has a quality certificate.
How to make a receipt of a card - step by step instructions
Want to get bank card Peace from Sberbank in one of the offices? You can choose the closest to the house - since September 2016, all centers of this system carry out the design of national plastic.
For registration will be required:
- Write an application for opening a card account;
- Submit identity documents;
- Select the type of account (debit, credit).
If the client wants to receive only payment plastic (open a debit account), it is enough to submit when applying only a passport or residence permit
A warning!
When making a credit account, a set of documents more, it is necessary to prepare a certificate from the place of income - for a certain period of time. The credit limit offered by Sberbank may reach up to 600,000 rubles.
After writing a statement, a citizen is invited to wait a certain period of time. Typically, the manufacture of a new card does not take more than ten days.
After this period, the client may appear in the Sberbank service center with a passport and, by signing an account maintenance agreement, to get a plastic map of the world. Signature in the contract, on a special plastic strip must be coincided with an autograph left by the recipient in the passport.
Online decoration
Do you prefer to execute all financial transactions via the Internet? Apply for a Sberbank-world card can be applied online.
Attention!
The official website offers before receiving payment plastic to register, get personal password on the entrance. Such images increases the security of customer financial transactions. After registration, the user chooses needly service. Since the original documents are not necessary here, it is enough to fill the special form form.
Remember! Any error in filling can lead to the fact that the issuance of the card will delay. Therefore, be extremely attentive, transferring passport details in the lines of the electronic form.
Get your hand ordered product by the user can after 7-10 days. Sberbank provides the service of sending a card by the postal service, while the envelope is delivered to the client to the house. You can pick up the payment by independently by defining the branch of the bank, which will give the card ordered on the Internet.
Terms of Use
Tariffs on the National Payment Map Sberbank-world are the same in all cities. For the annual serve from the account, the Commission is removed - 300 rubles.
Rent cash in ATMs, Sberbank service centers each client may be free. No need to pay for the release of the card. The only commission fee for SMS messages about the status of the account, expenditures. As for mobile banking, it is 30 rubles per month. If you wish the user, this service can be disabled.
Tip!
With the help of Sberbank, the world can be disposed of only one currency - russian rubles. You can pay for purchases, utilities, Cash.
Those who managed to earlier make a map of the world can use it now. From September 20, national billing accounts are serviced by Sberbank ATMs, terminals. They are taken to pay in trading networks, service centers.
source: http://kreditvbanke.net/karta-mir-sberbank.htm.
Bin bank card
Do not everyone know how to identify a bank card at its number.
It's simple, the first 6 numbers are so-called bin bank card.
The first bin digit is a digit that indicates the type of payment system that serves the released card:
- Visa - 4;
- American Express - 3;
- MasterCard - 5;
- Maestro - 3, 5, 6;
- JCB INTERNATIONAL - 3;
- China UnionPay - 6;
- UEK - 7;
The format number of the card is regulated by ISO / IEC 7812-1. Issued by the SWIFT system. Taking into account the fact that the 6-digit BIN is already missing, allocated to the "world" range is 8-digit. The NSPK received the BIN range starting with 22. Card numbers, respectively, can withdraw from 16 to 19 characters.
gold Crown
The bank card "Golden Crown" without numbers is an independent development created at the end of 1993 at the Novosibirsk Akademgorodok. And this is a separate story. The second fourth digits (for NPK, the world - the third-fifth) is the number of the bank that is formed by the payment system.
The fifth and sixth digits (for NPCs, the world - the sixth and seventh) - the identifier of the banking product. Sberbank - 72, 83 ... is debit cards. The last digit is the checksum. Numbers in the interval - an identification number Holder.
PS. On my credit card, sites say that she is debit, and incorrectly indicate the name of the product, so that the "banking product identifier" may not coincide with reality.
source: https://pikabu.ru/story/bin_bankovskoy_kartyi_4961206
How to determine the bank by map number
The unique card number received by the client in the bank consists of a 13 or 19-digit number. Each number of numbers number is encoded by the type of map type, a bank.
You can find out whose map by number. When transferring funds through a bank branch, a self-service terminal or non-cash through an online bank, the number will allow you to learn the name of the owner, ensuring the accuracy of obtaining funds.
There are situations when you need to know additional information, which bank has released a map, check the correctness of the recipient monetary transformation. When making a payment transfer, the knowledge of the issuer's bank will allow, for how long the payment will be sent to the addressee whether the Commission will be charged for this operation.
How to find out the bank by map number
The digital combination assigned to the issuing bank is a specific code, the main information in which is contained in the first 6 digits included in the bank identification number (or abbreviated - bin).
Bank identification number (BIN) allows you to determine the following information:
- card type (debit or credit);
- payment system;
- belonging to a specific region;
- bank-issuer.
Belonging to the issuer can be found in the following ways:
- To find out this information, it is enough to use one of the numerous online services and enter a six-digit bin into the search window.
- Some payment Internet resources allow you to see the translation of the address of the addressee when making a translation.
When the numeric combination coincides with its bin, you can not doubt that the card belongs to the same bank. For example, all owners banking products With combinations starting with 4276, Sberbank customers are clients.
source: https://www.avatar-bank.com/docs/card
What you need to know about the cards of the World Payment System
To ensure the security of the financial system, uninterrupted settlements on the cards of international payment systems in the shortest possible time in Russia from scratch was created National System payment cards.
In December 2015, the first cards of the Mir payment system were issued, the name and logo of which were chosen as a result of the All-Russian competition. About the possibilities and advantages of the World Map, the deadlines for the transfer of state employees to the cards of the new payment system told the Deputy Governing Branch of the Tyumen of the Ural GU Bank of Russia Elena Nikitin.
- Elena Gennadievna, please tell me what caused the need to create a Russian payment system?
- The project to create a national payment system in the Russian Federation, designed to ensure the security of the country's financial system, is implemented since mid-2014.
The need for a national payment system arose after the international Visa and MasterCard systems stopped serving maps of several Russian banks that fell under Western sanctions. After that, a law on the national payment card system (NSPK) was adopted, which binds international payment systems to translate its processing into Russia.
- What is the feature of the world map and its advantages in comparison with maps of other payment systems?
- Map "Peace" is a map of the national payment system, which was created by the state, taking into account the characteristics of the Russian financial market. The presence of a national payment system will allow the inhabitants of Russia with a modern payment instrument, whose work does not depend on the geopolitical situation.
Software NPCs and payment application for the world map itself are Russian development products that are fully owned by the NSPK. This guarantees the safety and independence of the national payment system from external economic and political factors.
At the same time, the World Map corresponds to both all Russian and international standards security. The use of Russian technologies in national payment cards allows you to promptly adapt the revisions of varying complexity.
In addition, it is possible to accommodate additional non-financial services, taking into account the needs different regions Russia, for example, combine payment, social and transport cards.
- How many banks are already released and serviced the World Maps?
- As of March 17 of this year, 243 banks were registered in the Mir payment system, of which 57 produce the World Card, 118 banks prepared their devices for receiving and servicing national maps.
A warning!
To date, the reception of cards is ready for almost 100% of the ATM network of banks in Russia, 88% of POS terminals in trade and service enterprises take a payment card, more than 2.6 million world maps have been issued.
To register the Mir payment card of any type, it is enough to contact the nearest branch of the bank, which is already engaged in the release of maps. The actual list of such banks is available on the site http://mironline.ru.
- When the transition to employees is planned budget organizations and pensioners on the Mir payment card?
- according to the current legislation, banks are already required to ensure the transfer of funds from the budget and extrabudgetary funds on the map "Peace". Nevertheless, 2016 was the year of preparation and disclosure of the bank network to receive cards.
Attention!
It was important not just to release the card and issue it to banks to banks, but to prepare the infrastructure for its service, to make sure that the card is convenient to use.
Mass emissions of the World Maps, as well as the process of transferring state employees to the new payment system cards, should begin in this year In accordance with the stated plans of banks.
Many largest banks of the country have already begun to issue national payment cards. From July 1, 2017, it is planned to begin issuing the "Peace" maps to retire people. The remaining pensioners will receive them after the expiration of the bank cards available on their hands through which they receive pensions.
Tip!
Thus, for pensioners, the translation will be longer (for two or three years) than for employees of budget organizations.
- For whom will the World Map and what services are already available in the framework of the national payment system?
"The world map" is addressed to all residents of the country, therefore banks offer their customers a wide product line - from the basic debit cards "Peace" to premium. The tariffs of the Mir payment system are taken into account the interests of the issuers and banking banks, as well as trade and service enterprises.
Due to the fact that the tariffs of the Mir payment system are cheaper, banks have the opportunity to offer customers various card products at lower tariffs, which makes the "World" map much more profitable for customers.
The Mir payment card holders are available to the entire familiar payment functional - from removing cash and pay purchases in stores before transferring funds from the map to the card, including maps of other payment systems.
In addition, the Mir Payment System provides the contactless application and Internet commerce services, and also develops its unique interbank loyalty program, which is based on the payment of Cash-back (the return of a certain part of the amount spent on the purchase) of the "World" card holders.
- What opportunities and benefits is the loyalty program for the MIR cardholders?
- service of the loyalty program unites best deals retailers. The average size of Cash-Back within the framework of the program will be 10-30%. The program is designed to participate in it to be beneficial to all Parties: and national maps holders, and trade and service enterprises and banks.
A warning!
The main share of Cash-Back will receive a card holder, but some of these funds will receive both banks that will be able to make money on the loyalty program. Trade and service enterprises will also receive their benefit: they will be able to attract new customers - holders of the Mir payment system cards.
- Is it possible to use the world map for making calculations abroad?
- Today you can use the World Card abroad. This is now possible thanks to co-baying projects - the issue of joint cards with international payment systems. Banks are already released the World MapsterCard and World -JCB cards.
Such cards work in Russia as the World Maps, and abroad are accepted in the entire international network of MasterCard brand and the JCB Japanese payment system. Agreements on the release of joint maps with Amex and UnionPay payment systems are also signed. The signing of the agreement between NPCs and Visa in scheduled mode is expected in the second quarter of this year.
Attention!
In addition, work is underway to ensure the mutual reception of the Cards of National Payment Systems of the EAEU countries.
An agreement on mutual reception of maps with the Armenian Card payment system was already signed, within the middle of 2017, it is planned to complete technical work and ensure the reception of the World and ArcA payment systems in the devices of the participating banking systems.
Reception of maps of national payment systems is also planned to be implemented with others. countries of EAEP - Belorussia, Kazakhstan and Kyrgyzstan.
(1
estimates, average: 5,00
out of 5)
The national system of payment cards "Peace" is a Russian payment system that is aimed at implementing and processing bank card transactions. The main task of the NSPK is to ensure the safety, stability and reliability of processing the operations of these payment system cards World in Russia and, in the near future, in the territory of foreign countries. In view of political and economic events, which greatly influenced the functioning of citizens used by citizens. The relevance and demand of payment cards The world of the NSC has greatly increased.
The world map is a Russian analogue of foreign Visa and MasterCard (their main difference is the main currency).
With it, you can perform the following operations:
- making and receiving funds, translate them to another card or online wallet;
- payment card the world gives the opportunity buy goods or pay services.
In this system, there are different categories of cards (debit, classical, premium). Among the holders are popular map of the payment system The world of Sberbank. From the choice of category (tariff), its cost will depend on the size of the commission for removing funds and the other. Questions about what banks of banks are the world's payment system and what tariffs have established, will be discussed below.
It is worth knowing the advantages of this system compared to the rest:
- for the release of the map, the world is not charged;
- the cost of tariffs for card maintenance is below normal;
- russian chip on the map provides security cash when paying in Offline and Online points;
- exceeds foreign analogues in reliability (saves 10 years data, withstands up to 10 thousand overwriting cycles, has a contact and contactless interface);
- it is distinguished by resistance to temperature differences or electricity effects;
- payment card world take all russian banks.
The question where to get a payment card world easily decide, her we produce 47 banks:
- AB "Russia"
- Avangard
- AK Bars
- Akb Primorye
- Almazergienbank
- AltaiBusiness Bank
- Bank opening"
- Bank "Saint-Petersburg"
- Bank VBB
- Bank Yekaterinburg
- Bank Orenburg
- Bank SGB
- Rate
- VTB 24
- Gazprombank
- Genbank
- Geobank.
- Devon-Credit
- Yenisei United Bank
- West Siberian Commercial Bank
- COP Bank
- Kuban Credit
- Left Bank
- MDM Bank
- Moscow Industrial Bank
- Moscow Regional Bank
- Municipal Kamchatprofitbank
- Primsocbank
- Raiffeisenbank
- Rosbank
- Sarovbusinessbank
- Sberbank of Russia
- Svyaz-Bank
- SDM Bank
- Sevastopol Marine Bank
- SMP Bank
- Uraltransbank
- Khlyna
- Center-Invest.
- Celindbank
- Chelyabinvestbank
In Crimea, the payment system The world is represented by the RNB.
What you need to make a map
How to get a map of the National Payment System in office Bank:
- Contact any office of the bank, which issues the world map.
- To have a passport and a pension certificate in case the retirement payment card world in Sberbank is issued.
- Fill out an application for issuing a map world. The applicant will notify within 2 days about the decision of the bank about the statement.
Payment card world onlineyou can not arrange any banks:
- Fill out the application on your computer and wait.
- The map will be sent by the Bank's employees by mail to the specified address.
Service rates
Tariffs depend on the bankin which the world map is purchased.
| Bank's name | Map | The cost of annual maintenance (rub) | Commission's size charged for removing funds from ATMs of third-party banks | Connecting phone notifications | Cash withdrawal limit |
| Communication-Bank * | Debit | 90 | 0,6% | 1 million rubles. per month | |
| Classical | 450 | ||||
| Premium | 2000 | ||||
| Gazprombank | Maestro. | 0 | For free in ATMs partners0.5%, at least 150 rubles. In third-party banks | Is free | |
| Classical | 1000** | 0.5% in ATMs of partners0.5%, minimum 150 rubles. In third-party banks | |||
| Sberbank | Classical | 1st year 750, the remaining 450 | 1 | 30 | 150 thousand per day 1.5 million per month |
| Pension *** | is free | Removal is impossible | |||
| Russian national Commercial Bank | Debit card | is free | 1%, minimum 100 rubles. In ATMs1%, minimum 200 rubles. in cash issuance points | Free first 2 months, then 49 rubles / month | |
| "Russia" | Debit | 250 | 0.6% in ATMs of partners1%, minimum 150 rubles. In third-party banks | 0 | |
| Classical | 550 | ||||
| Premium | 1200 | ||||
| Premium | 1500 | is free |
* Accrual 0.01% per annum is carried out at the end of the calendar year.
** Payment is one-time, but after 2 years it is necessary to purchase a new card, since the shelf life expires.
*** The percentage of cash accruals on the balance on the map is 3.5% per annum.
Promotions and discounts when making and using the world map
Banks participating in the payment system The world offer the following shares:
- SPM Bank Conducts the action "Get a maximum of the world!" In the period from 10.11.2016 to 01/31/2017 in the city of Chelyabinsk and the Chelyabinsk region. Five hundred most active users map world will be awarded gift cards TD "Ashhan" with 500 rubles on the account. To do this, you need to accomplish the following condition: make a purchase on the map World SMP Bank in the amount of more than 10 thousand rubles. Participants who performed this condition from November 10 to December 15, 2016 will receive the first 400 cards. The remaining 100 cards will receive users who have fulfilled the condition from December 16 to the end of January.
- Rosselkhozbank During the 2nd months of using the banking card of the payment system, the world charges a client 300 bonus points when making a purchase in the amount of more than 1000 rubles. Also, you can get a discount of 850 rubles for payment of the first year of service, saying the employee of Rosselkhozbank JSC, the key phrase "White Bears".
- SDM Bank Conducts the action "Time to open the world!" In the period from December 20, 2016 to February 27, 2017. To participate, you need to take a photo at the Institute of Mai and post it on the Internet with Hesteg # Mirmaistribank, the winner wins the iPhone 7. All owners of the world map in winter 2016-2017. They have certain bonuses and advantages on the main rink of the country at the VDNX, namely: the opportunity to visit figure skating classes, get an invitation to a specially held event, participate in the drawing of tickets to the main rink of the country in social networks and free drinking a mug of hot chocolate.
"Peace" is a new Russian national payment system developed in 2015 to ensure a safe, uninterrupted and comfortable translation of money from one person to another.
The system operator is the national payment card system (SOCK. NSPK) owned by Central Bank RF. The development of the card began after the introduction of sanctions by the countries of the European Union and the United States, blocking international transfer of funds by Visa.
In this article we will analyze how you can switch to the "World" system, we will briefly tell about its advantages, features and disadvantages.
On the principle of operation, the World Map is no different from the analogues of Visa and Master Card. Map holder are available opportunities like making and transfer funds from the account to the account, as well as payment for purchases In ordinary and online stores.
The map of the Mir payment system is divided into debit and classic, with the support of the function (the write-off of funds from the account can be carried out even in the absence of the customer from the client).
How to get a world map?
With their manufacture, the chips of the domestic (company "Angstrom" and "Micron") and overseas production are used. Card developers took care of the safety of their customers, including unique design elements in the design, among which:
- Visible only at UV lighting symbol russian currency ₽;
- Chip (chip) is made in gold or silver colors depending on the type of cards;
- The corporate effect of the hologram "World" with the image varying depending on the image angle.
Last year, the development of maps supporting the principle of contactless payment was announced - this means that the owners of the World Maps, when making not very expensive purchases, it will be possible not to enter a password in the cash terminal - it is enough to simply bring it to a special device.
Advantages and disadvantages of the national payment system
The "World" payment system appeared relatively recently and did not have time to "miss" with some features that are distinguished by its competitors, but now you can allocate the advantages of its use for the Russian user. Among them:
- Permanent access to your money. Regardless of the foreign policy situation, you will always be able to pay through the "World" system.
- Sophisticated copy protection technique, the use of chips russian production With a strengthened security system.
- The World Banking Map will work both in Russia and abroad under agreements concluded with payment systems such as Maestro, JCB and American Express. To do this, you will need to get a co-badge card (jointly developed by two companies) in the departments of Gazprom-Bank and MTS-Bank.
- Removing cash up to 250 thousand rubles per month without commission.
Cons of the "World" payment system. Since, as mentioned above, the project "Peace" is still very young and "raw", the flaws are present. Of the main mines you can allocate:
- No CashBack (CashBack)
For non-overcoming, I will explain: Cashbek is one of the varieties bonus programIn which part of the funds after online or cashless purchases is returned to the client's account (interest percent on the residue).
In the banking sector, Cash-BEK is used to encourage the use of plastic cards among buyers. The absence of his support in the payment system can scare away the avid visitors of online stores.
However, on December 21, 2016, the "World" payment system announced the launch of a pilot loyalty program, which implies a return to 15% of the purchase price. Only four Russian bank take part in the program, but soon this circle will expand.
- While the high cost of the release of cards is still.
Accordingly, the high cost of their maintenance. For example, Sberbank, who has started the release of cards in the World System at the end of 2016, establishes prices for its annual content in comparable prices on visa cards and MasterCard.
What is a world map tells this video:
That in itself is strange, because the Russian map should provide for benefits and discounts for Russian citizens. These and other disadvantages, as well as the lack of a proper advertising campaign, and lead to the fact that the interest in the "World" bank card is still quite low.
How to quickly get a credit card in MTS Bank, read
However, the system is developing rapidly, complemented by new features, and there is reason to believe that we will soon see the competitive product of Russian production.
What stores accept payment by the "World" maps
Despite the "young" age, the network of receiving the "World" banking cards is already wide enough. The program involves the largest Russian and foreign chains of stores, such as Auchan or Ikea.
Recently, they were joined by the American fast food network "McDonalds", Russian restaurant of national cuisine "Teremok", Karo cinemas, Sportmaster's sports goods network and many others.
If we talk about network marketing, recently about your participation in the program announced the Internet playground "AVITO", it is preparing to connect to the network of the Chinese giant "Aliexpress".
What can I pay the world map? Photo: Kvartiri-feodosii.ru. Thus, a gradually bank card in the "World" system turns out of unnecessary "baubles" in a real competitor Visa and Maestro.
How and where to get a map in the "World" payment system
In order to start using the National Mir Payments System, you must contact one of the banks where this program is implemented. At the moment (April 2017) such cards give out about 50 banks, among them:
- Sberbank, connected to the program in October 2016.
- Gazprombank, began the release of the World Maps at the beginning of the summer 2016.
- Bank St. Petersburg, began the issue of bank cards "Peace" a year ago - in April 2016.
- For employees of budget organizations and recruits, the Bank launched the support of the World Maps in October last year. It does not offer it on your VTB website yet.
- Internet acquiring (payment online) The company has been implementing from the beginning of March this year. On April 13, 2017, information on the release of plastic media appeared.
- Promsvyazbank, releases bank cards "Peace" also since October last year. There is no possibility to order it on the site yet, but for now you can familiarize yourself with the terms of service provision.
- MTS Bank, order MTS-Bank's card in the National Place System "World" online.
- Raiffeisenbank, the Emissage of the World Maps Company began in April 2016. More information on the official website of the bank.
- Citibank, while the reception of plastic cards is carried out by about 100 banks.
Banks offer credit cards not only to secured people, but also non-working pensioners, details
Step-by-step instructions for registration
FROM full list Banks involved in the "World" payment system can be found on the NSPK website. Step-by-step instruction For those who want to use the "World" system:
- Find on the Internet and contact one of the banks engaged in the world's payment system;
- Case an agreement on the use of the card. Different banks have different programs and varieties of cards, study all the conditions before putting their signature;
- Next, you will open your personal account in the payment system. I think it is not necessary to remind you that it should not be divided;
- Get your card after 2 weeks in the office of the bank, where the contract was concluded.
Important! When drawing up an agreement with the Bank, it is necessary to have a passport and another document confirming the identity.
Some banks offer the opportunity to fill out an online statement directly on the site, such as Svyaz-Bank. Also, do not forget to familiarize yourself with the memo to the card holder, compiled by Sberbank.
Do you need a world in Russia, you will find the answer in this video:
If you get a job in state-financed organization, most likely, you will get the opportunity to use the map in the system of the World - Recently, the State Duma Committee on financial markets Announced that all state employees from the beginning of 2018 will be transferred to the national salary card.
In addition to them, the World Card will enjoy all the conscripts, starting in autumn 2016.
The imposition of Western sanctions has become a starting point in the development of the world's national payment system. Now it has already entered about two hundred Russian banks. The main advantage of its independence from the situation in the international arena.
In 2014, the Government of the Russian Federation decided to create a Russian payment system, which would not depend on Western - Visa and MasterCard. This happened after the domestic enterprises and banks. There was a moment when the funds of our citizens were frozen. Talking about the introduction of their own infrastructure has been shoved long ago, and the current situation only spangled its development. 2015 was marked by the creation of the National Payment System World.
Payment system The world - what is it?
The world is a brand. His conductor is the "National Payment Card System" (NSPK). This is completely russian company. 100% of the shares belong to the Central Bank of the Russian Federation.
The mission is to ensure uninterrupted and safe work with in the domesticated space. Creating and promoting a domestic card. Convenience, benefit and accessibility at all levels.
Before NPCs, there are 2 main tasks - it is to ensure the uninterrupted work of international organizations associated with the circulation of cards and the development of the national. From October 1, 2015, all transactions on the cards on the territory of the Russian Federation are manufactured in the NSPK processing center. From December 2015, Russian banks began to produce a map with a world logo.
At first it was decided to create an infrastructure on the basis of existing in Russia - and " Gold Crown" But considering their functionality, the NSPK decided to create new programwhere their flaws will be taken into account, and unnecessary functionality is removed.
For a complete introduction to the Russian banking sphere, 3 years was laid. Given the pace of development, the launch slows down a bit. If in major cities There will be no problems with design and service, then "on the periphery" are still possible spaces.
What banks enter the world's payment system?
Now about 200 banks have joined the infrastructure. More than 50 of them emit NPC cards under their logo. More than 100 settled the acquiring network in hundreds of outlets and services for the provision of services throughout Russia.
| Fully work | Partially | Prepare for launch |
|---|---|---|
| Sberbank | Alfa Bank | RNO "Paying Center" |
| SMP-Bank | Promsvyazbank | Garant Invest. |
| RNB | Rosurebank | Bank Pervomaysky |
| AB Russia | MTS Bank | Joint Reserve Bank |
| MDM Bank | Moscow credit bank | Eurofinance Mosnarbank |
| Svyaz-Bank | Russian standard | Bank Trust |
| Zapsibcombank | Credit Europe Bank | Kiwi Bank |
| Gazprombank | Tatfondbank | Uniastrum Bank |
| Bank Avangard | Bank "Ugra | BIN Bank |
| VTB 24 | Bank Soyuz | Unistream Bank |
| Moscow Industrial Bank | Ural Bank Reconstruction and Development | Bank Avers |
| Uralsib | Russian capital | Bank BKF. |
| Bank opening | SKB Bank | Gazbank |
| Bank left bank | Houm Credit | Loko Bank |
| Raiffeisenbank | Tinkoff Bank | Novika Bank |
| Uraltransbank | Bank Transcapital | Bank Globeks. |
| Sarovbusinessbank | Bank East | ENERGOBANK |
| Bank Zenit | Bank mail | Absolut Bank |
| Asia-Pacific Bank | City Bank | Bank PSKB. |
Logo
The logo is the name of the same name. In which graphically encrypted - the globe - in the form of a green inscription and a pigeon wing - blue.
If you remember that it is holographic logos of international payment infrastructures, then we might think that the creators of the logo wanted to swear above them. Visa - on the hologram depicts a flying dove, and MasterCard has two terrestrial hemispheres. If the designers joked, then they did it very delicately.
Outcome
The National Payment System The World is gaining momentum. Now she has both cons, and pros. The main plus is independence from the West and its solutions. And this means that the Russians may not worry about access to their cash. The portal "I-Capitalist" will tell about it more in another article.
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