How much pay bankers & nbsp. Bank employees: Who is who? How much do banking specialists earn

The need for the banking sector in qualified employees is growing every year. The most acute question is with representatives of the highest level of the region, to which bankers are. These may not only be the owners of capital, but also managers in the structure belonging to the state or private person. The circle of their responsibilities depends on the post office, instructions, provisions labor contract. Such employees traditionally receive high salary. At the same time, they carry goods responsibility to customers, colleagues, employers, legislative and inspection structures.

The definition of the banker describes the Employee of the Higher Qualification Bank, which is engaged in financial transactions. Most often, everything comes down to direct or mediated work with clients, the provision of a certain spectrum of services.

Some bankers are internal work in their institution. They are engaged in analyzing, predicting, take part in the audit, are planning a financial institution strategy.

Features of the profession banker

For a representative of the destination necessarily financial educationA narrow specialization is welcomed according to one or more of numerous economic profiles. According to the employees themselves, 80% of their time are devoted to the analysis of information, data processing, and documentation.

You can not confuse a banker with a bank employee. The activities of the first more large-scale, it is difficult for it to choose a clear description and definition. Usually representatives of the profession control the course of all financial processes in his organization.

A good banker should navigate in all major banking areas:

• lending - the issuance of loans and all the operations associated with this;
• investments - Analysis of the options for investing money into short-term or long-term projects. This also includes sale, association, separation, financing of enterprises;
• securities - release, accompaniment, sale and purchase valuable papers, their placement in domestic and international markets;
• treasury Department - commercial operations in conditions founded Marketthat allow you to make a profit on changing courses monetary units different countries;
• stock market - the creation, launch, placement of bonds or shares of the bank itself on the stock exchanges;
• plastic cards - work with credit and debit cards;
• operationalists - part of the bank, which is engaged in direct service of its customers, providing them with information;
• legal support - an assessment of the legitimacy of the Bank's structures, prevention of fraud cases within the structure, the protection of the interests of the organization in the courts;
• reporting is the information and statistical part of the financial structure. Each bank must lead and provide all the data on their income, the profitability of operations, the number of clients, the list of services;
• marketing - advertising department, whose work depend on the popularity and recognition of the organization;
• financial analysis is one of the most important areas of work of the structure in which the financier itself is direct involved. Collection of information, data comparison, assessment of institution indicators help leadership to increase profits and reduce damages;
• automation and implementation information technologies - Computer support in the banking sector, which is gaining increasing importance. A professional must navigate in the modern technical achievements of this area, on whom the safety of its organization, the quality of the services rendered.

In most cases, the participation of bankers in the conduct of these areas is reduced to the development of financial proposals, assessing demand for services, analyzing results. From the timeliness of making changes to the company chosen by the Bank, the income of the enterprise depends on the income of its relevance in comparison with competitors.

Pros and cons profession banker

One of the main positive moments of the profession, the banker is the possibility of fast and rapid career growth. Graduate specialized university with high levels Intellect, hardworking and ambitions in just 3-5 years is able to reach the leadership position in the prestigious bank.

Another positive point is the relevance of such specialists. In the absence of a place corresponding to requests, within Russia, an experienced financier can count on profitable proposition From a foreign country.

Any banker gets well, regardless of whether it is the owner of a business or a hired employee. Knowledge obtained during profile training can be useful to the financier if he decides to change the area on adjacent or to do business. Usually, bankers quickly appear useful links and valuable contacts that contribute to their professional growth, provide a stream of profitable proposals.

Risks and high degree of responsibility are the main disadvantages of the profession. Incorrect analysis, miscalculation, error can cause serious financial losses. The hired banker meets the indicators of its work to the founders of the business, the bank owner risks own means. Such conditions are the cause of stress with which not everyone can cope. Yet financial activities Such major organizations as banks are regulated and monitored by higher authorities. Wrong actions may cause lawsuits, criminal proceedings.

Important qualities

Banker is a person with an analytical mindset, mathematical abilities, a rapid response and ability to adapt to changing conditions.

The one who aims is aimed at career growth is to prepare for long-term studies. Knowledge provided by universities may not be enough. It is important for the banker to deal not only in finance, but also psychology, economics, legal aspects Bank works, own foreign languages.

A person who is engaged in finances should be:

• attentive, neat, pedantic;
• responsible, disciplined;
• purposeful, initiative;
• sociable;
• aimed at permanent learning, personal and professional development;
• punctual;
• able to keep calm, analyze and make decisions in difficult situations.

In the case of bankers, not only internal qualities, but also external data acquire, not only. Studies have shown that customers perceive careful, neat, attractive financiers. People readiness trust their money to someone who personifies confidence, success, stability.

Place of work

For the most part, bankers work in banks, but these are not limited to specialists. The knowledge and skills obtained during study allow them to be arranged in public and private organizations as the positions of financial directors managers. Banker can be accepted in the planned department large enterprise, insurance company, credit Organization, on the stock exchange investment firm. In such companies, they earn no less, and sometimes even more than in the bank.

How to become a banker

To become a banker in the full sense of this word, you first need to get a profile education. Then you need to get a job associated with finance, gain experience. Even graduates of the most prestigious economic universities do not receive an offer to lead the bank immediately after receiving a diploma. At best, they are arranged for the position of analyst, Deputy Head of the Department or Division, Assistant Manager. Sometimes beginner bankers, having enlisted financial support for investors, launch their own projects.

Where to learn on banker

Employees of middle-level banks are preparing profile colleges and lyceums. They can be received after 9 or grade 11. Moscow Credit College and Moscow Commercial Banking College are considered the most in demand in Moscow. Graduates of institutions cannot count on the post of banker, but it can be an early start of their financial career. Young people are increasingly choosing this option, because it allows you to start working in 18-19 years old and makes it possible to study in parallel in the university in order to improve the qualifications.

Proponents of classical higher education can relieve in any of the numerous economic universities in one of two specialties - "Finance and Credit", "Banking". For admission to most institutions, high scores in mathematics, Russian languages, social studies are required. Some faculties are additionally taken into account by foreign language estimates, computer science. AT major cities Russia offers more and more schools with an economic bias. Their students are purposefully prepared for admission to the higher educational institutions of the financial profile.

How much is bankers earn

A graduate of the Economic University can count on starting salary as 20 thousand rubles and 2 thousand dollars. The banker's salary depends on the qualification of the applicant, such as its position, the prestige of the financial institution, the list of responsibilities of the employee.

The most favorable start career can count on financial analysts, IT services, banking marketers, traders. All of them are equally able to count on career growth. On average by country bankers of different levels Pay from 30 to 350 thousand rubles. The bank holder profits may be calculated by millions.

Stairs Career and Perspectives

Start professional activity Most future bankers begins with a place of an ordinary bank employee, an insurance company, investment Fund. With a qualitative performance of work, raising the level of qualifications, the absence of serious errors and complaints for 1-3 years can be an assistant department of the department. Next, career growth provides for the transition to management posts. The place of the department of the department should follow the position of the manager of the branch, curator of the direction, head of service in the Central Office, Deputy Director of the Bank. The end point becomes a banker, after which the development may continue in the horizontal plane - the transition to the institution with the best conditions.

Already at the beginning of a career, ambitious financiers begin to establish links, which in the future can benefit. Some initially aims at their own business or plan to build a career in foreign banks. The banker's profession has another big plus - age here is equal to the experience, so you can work all my life. After the end of active activity, many bankers continue to engage in business or finances, give advice on investment.

Famous bankers

From 2004 on December 2, a holiday is celebrated - the day of the bank employee of Russia. The newest story The directions in our country are still very young, and in the world it is actively developing almost three hundred years. The most famous representatives of the banking are traditionally considered the Rothschilds and the founder of the dynasty Mayer Amshel Bauer. No less significant figures of William Paterson, John Rockefeller, George Pibody, Herberta Stepica, Viktor Gerashchenko.

The modern banker is a businessman who has a huge luggage of knowledge and practical skills capable of making money from the air. But for a beautiful picture, it is years of study, labor, non-corrugated working days, losses and stress. The situation in the field of world finance is constantly changing, only the units have time to adapt to it, learning. Not everyone is able to work as banker, but in the presence of the necessary qualities, the career career can be rapid and successful.

Banking services occupy primary positions in the management of finance of each person.

Through bank cards People get salary, pensions, social benefits.

Less wealthy people take loans to buy household goods.

Registration of all relations "Client-Bank" is responsible for bank employees.

Revenues in Russia

The average salary of bank employees in the country - 45000 rubles. ($ 754).

Minimum wage - 14700 rubles. ($ 246) receive graduates of universities and students of senior courses.

Maximum salary - 286000 rub. ($ 4796), shines only experienced specialists and managers of offices.

According to major cities of the Russian Federation, salary is (in rubles):

• Moscow - 60000 ($ 1006);
• St. Petersburg - 57000 ($ 956);
• Vladivostok - 50,000 ($ 838);
• Krasnoyarsk - 48000 ($ 805);
• Kazan - 45000 ($ 755);
• Nizhny Novgorod – 44000 ($736);
• Novosibirsk - 42000 ($ 704);
• Ekaterinburg - 41000 ($ 688);
• Perm - 40000 ($ 671);
• Samara - 38000 ($ 637);
• Voronezh - 36000 ($ 604).

Banking revenues are very different from each other in size, depending on the position being held (in rubles):

• commercial Director - 93333 ($ 1565);
• financial director - 81667 ($ 1370);
• broker - 78000 ($ 1308);
• head of the Banking Department - 77500 ($ 1300);
• investment manager – 75000 ($1258);
• cashier - 68667 ($ 1151);
• banker - 65000 ($ 1090);
• financial adviser 59667 ($ 1000);
• mortgage consultant - 50417 ($ 845);
• bank employee - 41167 ($ 690).

AT commercial banks The salary of a young employee corresponds to 25 thousand rubles. ($ 419).

Cashier with experience gains 45 thousand rubles. ($ 754).

The maximum salary pays the financial director - 100 thousand rubles. ($ 1677), his deputy - 83333 rubles. ($ 1397), and the accountant - 97667 rubles. ($ 1638).

Thanks to its ability to manage finance so that the bank receives high incomes, even in crisis times, top managers receive up to 20 million rubles. in year.

Profit in Ukraine

Profits of specialists in Ukraine correspond to such numbers (in UAH):

• director of the Department in the Bank's Structure - 53020 ($ 2000);
• head of Department - 53020 ($ 2000);
• programmer - 47718 ($ 1800);
• database collection specialist - 44500 ($ 1600);
• legal consultant - 39765 ($ 1500);
• sales Manager - 26510 ($ 1000);
• head of Marketing Department - $ 1000;
• specialist of the Economic Department - 15906 ($ 600);
• cashier - $ 600;
• security guard - 10604 ($ 400).

Response colleagues in Germany

The average annual salary of bank employees in Germany - 67401 euros.

Monthly payment for individual specialties:

• banking specialist - 4317;
• economist, statistics - 4890;
• financial inspector - 4192;
• financial Internet Consultant - 900.

The head of the bank earns 1 million euros per month, and a database specialist - up to 50 euros per hour.

In other countries

Some data on the income of banking specialists in different countries:

• accountant in Poland - 2.5 - 3 thousand zlotys;
• an analyst in France - 1.6 - 2.5 thousand euros;
• finance expert - 2.5 - 3.2 thousand euros;
• economist in Slovakia - 700 - 800 euros;
• the manager of the bank branch in the Czech Republic is 30 thousand crowns.

IN USA

The head of the bank in America earns up to 20 million dollars a year.

Bank employee - $ 4948 per month or $ 28.11 per hour.

Cashier's salary - $ 2250 or $ 12.98 per hour.

Bank clerk pay $ 2500 or $ 14.42 / hour.

Where to get a specialty?

You can learn banking in any financial and economic university.

Training takes place in two directions - accounting and financial and credit.

You can start with study in college after the 9th or 11th grades.

Bankers "sit on money." Naturally, they are very rich people. However, employees of banks receive middle salary And they are content with what guide gives them.

Leaders leadership

Financial institutions are conducting transactions to invest and lending to large and small business projects.

Investing Money, they take significant interest for their use.

Officers Banks on these operations are narrowing whole conditions.

• 7th place - Central Bank of the Russian Federation - $ 111542;
• 6th place - VTB - $ 3 million;
• 5th place - Alpha Bank - $ 4.5 million;
• 4th place - Bank "Opening" - $ 6 million;
• 3 place - JSC Gazprombank - $ 6.5 million;
• 2nd place - Sberbank - $ 11 million.

The first place was taken by the head of the Bank of FC Opening, M.M. Zadornov. His salary is $ 13 billion rubles. ($ 159346043) per year.

Middle managers (heads of branches, branch offices, etc.) earn 400 thousand rubles. ($ 6374) per month. In the Sverdlovsk region - by 300 thousand. ($ 4780). Sberbank leaders get to 5 million ($ 79673) per year.

The maximum salary of the ordinary employee does not exceed 125000 rub. ($ 1992) per month.

Top 3 institutions with maximum salary of employees

In the end 2017. Salary of bank employees was monitored.

Statistics identified 3 banks where staff revenue exceeds 200000 rub. ($ 3187) per month:

1. The first place is occupied by UNF Bank - a subsidiary from the Netherlands Bank JNG GROUP. The average employee salary is 243000 ($ 3872) per month.
2. In second place - International Bank of St. Petersburg, where employees pay an average of 230,000 rubles. ($ 3665).
3. Third position occupied BNP Pariba Bank, from French BNP Paribas. Workers get a salary from 220000 ($ 3506).

In these organizations, few employees and the main income does not depend on retail operations.

In other financial institutions, specialists earn:

• Gazprombank - 185,000 rubles. ($ 2948);
• VTB - 136000 ($ 2167);
• VTB 24 - 64000 ($ 1020);
• Sberbank - 60000 ($ 956);
• Alpha Bank - 57000 ($ 908);
• Uraltransbank - 26000 ($ 414).

Middle earnings specialists

Sberbank is one of the largest in Russia.

Employees working in his branches throughout Russia receive salaries:

• in small cities and district centers - up to 25,000 rubles. ($ 398);
• in regional centers - up to 32000 ($ 510);
• in major cities - Moscow, St. Petersburg, Yekaterinburg, etc. - from 28 to 40 thousand ($ 446 - 637).

Private employees of Sberbank in the capital receive a salary in the amount:

• specialist - 28000 rubles. ($ 446);
• cashier - 25000 ($ 398);
• - / - Operating system - 21000 ($ 335);
• - / - controller - 19000 ($ 303);
• - / - Senior - 27500 ($ 430);
• operator - 23500 ($ 374);
• specialist 2 categories - 27000 ($ 430);
• credit inspector - 43000 ($ 685);
• accountant - 28000;
• manager - 48000 ($ 765);
• deputy Head - 49000 ($ 781).

For greater clarity, data on earnings of middle managers in Russia and Ukraine are presented in the comparative table:

Specialist position	Salary in Russia		Salary in Ukraine
	RUR	USD.	UAH	USD.
Financial director	77000	1227	24000	912
Investment management.	70000	1115	17000	646
Broker	65000	1036	14000	532
Commercial Director	55000	876	20000	760
Nach Credit Department	48750	777	12300	467
Credit analyst	45000	717	13000	491
Mortgage consultant	45000	717	11500	437
Financial Counsel	44500	709	14000	532
Department of lending	42500	677	15000	570
SP. I pledge	40500	645	12000	456

Profit in the Commonwealth countries

Payment of work of bank employees in Ukraine depends on the value of the institution, the city where the bank is located and from the position.

Salary of specialists in the regions of the country is:

• Volyn region - 9500 UAH ($ 361);
• Odessa, Kherson, Kiev - 7000 ($ 266);
• Poltava - 6000 ($ 228).

Most of all receive the chairmen of banks - 500000 UAH ($ 19004) per month.

Employees of financial institutions earn:

• director of the Commercial Direction - $ 4005;
• head of the Credit Department - $ 2003;
• financial controller - $ 2001;
• head of the Regional Office - $ 2004;
• developer of software - $ 1810;
• database administrator - $ 1510;
• legal Counsel - $ 1511;
• analyst - $ 1210;
• bank Sales Manager - $ 1010;
• marketer - $ 1005;
• credit expert — $325;
• cashier controller - $ 265;
• operator - $ 190.

Head of Department in the Belarusian Alpha Bank receives 1300 B.R. ($ 653). Director of the Department in the Idea Bank - 5000 ($ 2530). Head National Bank Countries earn $ 2000 per month.

The table shows the revenues of bankers in the CIS countries:

Level calvifik.	Russia		Kazakhstan		Ukraine		Belarus
	RUR	USD.	KZT.	USD.	UAH	USD.	BYN.	USD.
Elementary	48000	765	185000	547	15000	570	1100	553
Guide	23 million	350561	50 million	146473	8 million	304067	220000	110553
Medium	450000	7171	2.5 million	7324	180000	6842	13000	6533

Revenue in foreign countries

Czech

The leaders of large banks earn from 4510 to 5520 euros per month.

Simple employees get salary in size:

• financial manager - from 2610 to 4410 euros;
• programmers - from 1690 to 1810;
• marketers - 1410 - 1790;
• accountants and financial analysts - 1310 - 1815.

Work in the bank at all times was considered prestigious and highly paid. AT personnel departments Banking institutions are constantly lined with the queue of job seekers. But is the work of a bank employee highly valued? Let's find out how much the Russian specialists of these institutions really earn in a bank and what amount their foreign colleagues receive their wage.

Essence of work

First let's find out what is the essence of the work bank employees And what categories they share.

In a wide sense, the term "bank worker" covers a very wide range of persons, starting with a financial institution cleaner and ending with the Director General. Conditionally all bank employees can be divided into such categories:

• bank management;
• middle managerial personnel;
• personnel working with clients (cashiers, credit specialists, consultants, etc.);
• security service;
• technical staff (cleaners).

In our review, first of all, we will talk about the income of personnel, which directly works with customers, and middle managers. After all, most people have an expression "bank worker" is associated with them.

And not in vain. It is on the shoulders of these specialists a major job place: they communicate with clients, discover cases, in most cases make decisions on lending to one or another person. Of course, if the amount of lending exceeds a certain limit, the central management of the bank is connected to making a decision on the issuance of a loan, but this happens too often.

The primary task of the Bank's employees is to ensure its functioning, which implies the following tasks:

• issuance of loans;
• receiving deposit deposits;
• management of current customer accounts;
• transmission of funds;
• currency exchange;
• opening of the client's case;
• bank guarantee;
• other banking operations.

Naturally, it requires individual specialists who have economic or financial education to fulfill these tasks.

Salary in Russia

Now let's find out how many bank staff receives in Russia. Average salary B. russian bank It is about 35,000 rubles, that is, a little more than the average income of the population in the country. Although if you take into account the earnings of senior managers and top managers, the average income of the banking sector employees will increase significantly and will reach 56.5 thousand rubles. This is due to ultrahigh salaries of this category of employees, although the bulk of bank employees receives at times less, within 25-40 thousand rubles.

What then caused such an excitement about working in banking structures, if it turns out, middle earnings There is not at all astronomical?

The fact is that in these structures there are excellent conditions for career growth. For example, a young specialist after the university, starting to work at a minimum salary of 15,000 rubles per month, in the presence of certain qualities and efforts may well reach high positions in the bank's leadership. It can increase its earnings to hundreds of thousands, and possibly millions, rubles per month. For many employees, not only important financial aspectBut the possibility of self-expression.

However, even if the employee does not reach the highest leadership positions, which, in fact, is not so simple, it is completely able to climb on the service staircase to not too significant, but well-paid posts. Let's take a look at the salaries of the bank employees depending on their position. The average indicators of the monthly salary of employees of banking structures in Russia are shown in the table below.

As you can see the greatest salaries among employees of banks directly engaged in customer service, specialists of the corporate department have. This department is engaged in work with firms and organizations that are regular customers of the bank. They are not necessarily credited, and may have current accounts in this banking institution or salary project.

Salary abroad

Now let's find out how things are with the work of banking workers in foreign countries.

The average salary in the German bank is 3-4 thousand euros per month. This amount significantly exceeds the magnitude of the average income of the population in the country. About 4500 dollars earn their colleagues from the United States. But the highest salary of banking workers is, of course, in the country that is associated with banking - in Switzerland. There, the Bank's employee on average receives about 9823 Swiss francs per month, which is equivalent to 9876 dollars or 9082 euros.

Comparison Salary

As you can see, the greatest level of income among bank employees have employees from Switzerland. Personnel of banks in other countries also earns well Western Europe and in the USA. But the salaries of Russian bank employees are significantly less. If you even take the average salary of Russian personnel, taking into account the income of top managers, then its value is only 56.5 thousand rubles, or $ 887, which is more than 11 times less than the income of Swiss colleagues.

At the same time, against the background of the average income of Russians, the earnings of domestic banking workers look pretty well, and the level of salaries of top managers is frankly impressive.

One of the prestigious and fashionable professions of modernity, both among male representatives and women, is a specialty associated with the banking sector. Without this sector of the economy, many people do not represent their lives, especially residents of developed countries. This is due to the fact that if we do not store savings in the bank, we use their services to carry out any monetary operations. In this article, I propose to figure out: "Banking What is this profession?", Features of the specialty, development prospects, wage and employment places after training.

Description of the profession

The origins of the profession associated with the banking work take their beginning since ancient times. It is believed that the Babylon is considered the attitude of this specialization, where people actively engaged in usury. And the formation and development of banking relations actively occurred in the territory of ancient Greece. There was a special layer of society - Trapezitis ( either changed) - which under certain conditions are stored or exchange of finance. It should be noted that for the first time settlement and cash services It was significantly in ancient Greece.

With the advent of banks that are intermediaries in the implementation of financial transactions, the usurists and the trapeseitis went into the past, and the bank employees appeared for replacing them - bankers, who gave a impetus to the development of the specialty "banking".

Banker is the owner of banking capital, as well as managers participating in the banking business. The list of responsibilities of such a specialist depends on the position being held, however, there is a general list consisting of:

• Implementation of monitoring the implementation of agreements between the bank and the client;
• Carrying out the analysis of the creditworthiness of a potential borrower;
• Maintaining the cash register and drafting the turnover of money assets;
• Maintaining document files;
• Execution of transactions in the lending market;
• Formation of account statements;
• Registration of payment cards.

It is customary to allocate the main types of posts of this industry. These include: Banking Specialist, Financier, Financial Analyst, Investment Consultant, Financial Controller and Credit Expert.

The profession associated with credit and financial structures must be chosen to people who have the following set of personal qualities:

• Analytic mind;
• Dedication;
• Stress tolerance;
• Responsibility and scrupulousness;
• Fast learner;
• Good memory;
• Ability to interact with people;
• Diligence and perseverance.

Possessing the listed qualities, you can achieve great success in banking.

The following requirements are presented to employees of the financial and financial sector:

1. Have an idea of \u200b\u200baccounting;
2. Understand the essence of the movement of financial flows, and be able to implement financial transactions;
3. Be able to communicate and find an individual approach to each client;
4. Have psychology skills, for understanding, in the process of conducting a conversation with a potential client, the level of its solvency;
5. Be good psychologists to be able to determine the customer's solvency in the process of communication;
6. Have knowledge of credit operations;
7. Execute discharge from facial accounts client;
8. Be able to provide advisory services financial issues and lending;
9. Know the features of the preparation of banking documentation;
10. Own foreign language;
11. Be able to conduct an analysis financial state and on the basis of the information received to make a forecast, etc.

The importance of banking

The economy of any modern state can not do without the functioning of the banking sector. He acts as an effective tool in the development of any market relations, ensuring the safety and increase in population savings, loans.

Competently built policy of the organization, management and development banking activities Allows:

• Effectively manage assets and liabilities of customers;
• Provide services for savings, lending, investment;
• Carry out currency and exchange operations non-cash payments etc.

Thus, the quality of the functioning of the banking sector has an impact on the development of the state's economy, which in turn requires qualified specialists in this industry.

Where can banker

The main activity of bankers is the exercise of lending. However, their spectrum of job search for specialization is not limited to only banks. This is due to the fact that the functioning of the organization associated with financial flow management implies the mandatory availability of a banker in the staff of employees. That is why there are a number of following institutions where there is a need for such employees:

• various financial institutions;
• financial planning departments;
• investment design departments;
• securities department;
• stock exchange organizations;
• credit organizations;
• insurance companies, etc.

Pros and Cons of Banking

Considering the banking from the point of view of positive and negative parties, it is worth noting that the benefits of profession are more than flaws.

The advantages of this profession include:

1. Real estate in the labor market in all regions of the country, due to the development of the banking sector;
2. High profit payment;
3. Low input barrier;
4. Availability in some institutions of additional cash promotions for the work performed;
5. The possibility of career growth that does not require long time costs compared with other professions;
6. Prestige of activity activities;
7. Decent working conditions;
8. In some cases provided health insurance employees.

As for the shortcomings of this profession, here you can allocate:

1. High material responsibility;
2. Abnormal working schedule;
3. At the initial stages of creating a career low wages and monotony of work.

Where are you learn to banking

Work in this field of activity implies availability economic Education. Candidates for the post in banking institutions should be obtained by one of these directions as:

• 80108 "Banking";
• 80105 "Finance and Credit".

Obtaining the appropriate profile is not limited to two directions, it is necessary to pay attention to the narrower educational programs:

• "Banking Manager";
• "Finance of the production and banking sectors of the economy";
• "Banking and risk management";
• "Money, banks, financial markets."

Relevant education can be obtained both after grade 9 (college, school) and after 11 (university). For admission to Russian universities, according to these areas of teaching, an apprentice must be passed the exams in the following subjects:

• Mathematics;
• Russian language;
• Social Studies / Foreign Language.

Below are the leading institutions of the country that are preparing sought-after banking specialists.

Colleges (total 153 across the Russian Federation, the term of study - 2 years 10 months):

1. College "Ranjigs under the President of the Russian Federation";
2. College of Moscow State University;
3. Perm Financial and Economic College of Financial University under the Government of the Russian Federation.

Higher educational institutions (total 288 in the Russian Federation, the term of study on the undergraduate - 4 years, on the magistracy - 2 years):

1. Moscow state University international relations;
2. Financial University under the Government of the Russian Federation;
3. National Research University Higher School of Economics;
4. Russian University of Economics. G. V. Plekhanova.
5. Ranhigs under the President of the Russian Federation;
6. MGIMO Foreign Ministry of Russia;
7. Leningrad State University named after A. S. Pushkin;
8. Moscow State Technical University named after N. E. Bauman.

The passage point, depending on the region in which the university and its prestige is located, on the direction of "banking" averages 65 points. The cost of training in the country ranges from 40-350 thousand rubles / year.

Wage

The salary of a banking specialist, according to the employment center, is:

• Minimum - 16.8 thousand rubles.
• Average - 46 thousand rubles.
• Maximum - 300 thousand rubles.

It is worth noting that the average earnings of the bank employee is slightly higher than the average income of the population of Russia. But if you take into account the level of income of the control sector, then this figure will increase at times. This is due to the essential difference between ordinary employees and managers.

The average salary of posts in credit and financial institutions is presented below on the chart:

Comparing the income of Russian and foreign bankers it is worth noting that the Russians receive several times less than foreign colleagues. But despite this, the banking community occupies a leading position in the level of earnings in the Russian Federation. The remuneration of the employees of this sphere depends on the position being held, work experience, the level of the bank and the education of the employee.

Career

Having received a special education, graduates often begin their careers from low-paid positions: Customer Producers, Assistant Accountant or Customer Support Officer.

However, the prospects for career growth in this field allows you to have an appropriate level of education, special skills and special personal qualities, a young specialist will quickly advance through the career ladder. For example, becoming a middle manager manager in a short period of time (about one year).

Also as for career growth, it is visited by all sorts of trainings, seminars, webinars and courses to exercise a higher position or increase their own qualifications. Sometimes, organizations themselves send an employee to such trainings or invite specialists and conduct group classes to improve the professional qualities of the company's employees. Constant development and improvement of professional qualities will help achieve high results in promotion through the career ladder. Where the vertex will be the position of head of the department or branch, Deputy Head, Director of the Banking Institution.

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