The procedure for calculating cash services Promsvyazbank. Cash service business service in Promsvyazbank. Internet accounting "My business"

1. Documents certifying the identity of the PI, other persons enrolled in the card with samples of signatures and print prints (copop), as well as persons endowed with the right use of electronic signature (EE).

  • - notarized copies
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2. Business Reputation Information ():

One document to choose a client


2.1. Forwards (in arbitrary writing, with the possibility of obtaining them) about the client of other clients of the bank with a business relationship with it


Can be provided in the form:
  • notarized copy of the original, for the subsequent copy of the original bank

2.2. Forwards (in arbitrary writing, with the possibility of obtaining them) from other credit institutions in which the client has previously been / is on service, with information of these credit institutions to assess its business reputation


Can be provided in the form:
  • notarized copy

2.3. Forwards (in arbitrary writing, with the possibility of obtaining them) the main / planned customer counterparties, having / planning to establish business relationships with him, on the assessment of the customer's business reputation


Can be provided in the form:
  • notarized copy
  • original, for subsequently copy it with a certified IP copies with a simultaneous presentation of the original document for familiarizing and establishing a copy of the original
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3. Documents confirming the powers of IP representatives to open bank accounts and order them:

One document to choose a client


3.1. power of attorney (contracts) on the provision of the right to open bank accounts and the disposal of them to the persons specified in the copper, providing the right to use EP, analogue of its own signature;


Can be provided in the form:
  • Power of attorney submitted to the bank exclusively in the original or in the form of a notarized copy. The bank does not manufacture and does not assure copies from the originals of power of attorney, and also does not accept copies of power of attorney certified by the client.

3.2. documents restricting the powers of representatives of the IP (if available);


Can be provided in the form:
  • notarized copy of the original

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4. Head of the entry of the EGRIP, if less than 30 days have passed from the date of state registration of IP and there is no information about IP

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
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  • 5.
  • 6. Client Profile - IP
  • 7. Tax Resident - FL / IP 1
  • 8. Copop 2

1. Registration Document

One document to choose a client


1.1. Order of the Ministry of Justice of the Russian Federation on the appointment of a notary (for notaries);

Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

1.2. Document confirming the membership of the Arbitration Manager in the self-regulating organization of arbitration managers (for arbitration managers)


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

1.3. Certificate of a lawyer issued by the territorial body of the Ministry of Justice of the Russian Federation (for lawyers)

Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

1.4. Help from the lawyer confirming the membership of a lawyer in the lawyer and an institution by the lawyer of the lawyer with an indication of the registration number from the regional register of lawyers (for lawyers)


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
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2. Certificate of registration with the tax authority as a taxpayer

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
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3. Documents certifying the identity of the client, other persons who are not less authorized on the opening of an account included in the card with samples of signatures and print prints, as well as persons endowed with the right use of electronic signature, analogue of his own signature

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
Hide

One document to choose a client

4.1. Reviews (in an arbitrary writing, with the possibility of obtaining them) about the client of other bank customers who have business relationships with him;


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

4.2. Reviews (in arbitrary writing, with the possibility of obtaining them) from other credit institutions in which the client has previously been / is on service, with the information of these credit institutions to assess its business reputation;


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

4.3. Reviews (in arbitrary writing, with the possibility of obtaining them) the main / planned customer counterparties, having / planning to establish business relationships with him, on the assessment of the customer's business reputation


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
Hide

5. Documents confirming the powers of representatives of the Lzchp (if available)

One document to choose a client


5.1. Power of attorney (contracts) on granting the right to open bank accounts and disposal of them to those specified in the copper, providing the right to use EP, an analogue of his own signature


  • notarized copy
  • original

5.2. Documents limiting the powers of representatives of the Lzchp (if available)


Can be provided in the form:
  • notarized copy
  • original
Hide

These documents are provided only in the original.
Form them automatically with.

  • 6. Application for comprehensive banking services
  • 7. Client Profile - Lzchp
  • 8. Tax Resident - FL / IP 1 If the client is a tax resident.
  • 9. Copop 2 Notarized or certified by the bank. When making a card in the form of the Bank, a statement of a combination of signatures is not provided.
Download PDF Version Document List

1. Tired


Provided in the case

Can be provided in the form:
  • notarized copy
  • copies certified by the authority (organization) issued (registered) a relevant document (for example, a copy of the certificate of registration with the tax authority as a taxpayer can be certified by the tax authority)

Provided in the case of:
  • The presence of changes and additions are provided to these changes and additions or a new edition of the Charter. In the presence of a new current version of the Charter and previously operating the requirements of the Charter, only a new edition of the Charter (except for cases where the previously active editions of the Charter require a bank to establish information about the client (for example, if the sole executive body (EIO) was elected previously approval The current version of the Charter)).

  • notarized copy
  • script, for subsequent copying it
Hide

2. Documents confirming the powers of the EIO and other representatives of HL to open bank accounts and order them:

List of documents

2.1. Protocol (decision) of the authorized body on the appointment of EEO


  • - a public joint-stock company - a person who maintains the register of shareholders of such a society and performing the functions of the Count Commission (Registrar);
  • - non-public joint-stock company - notary (in the form of a certificate) or the registrar;
  • - Limited Liability Company - Notary (in the form of a certificate), unless otherwise provided by the charter of such a society or by the decision of the General Meeting of the Company's participants adopted by the Company's participants unanimously (should also be submitted to the Bank).
Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy

2.2. Orders (power of attorney) on granting the right to open bank accounts and dispose of them to other persons specified in the copper, on providing the right to use EP, analogue of his own signature


  • notarized copy
  • script, for subsequent copying it

2.3. Orders confirming that the persons listed in the copper are employees (employees) of the organization


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it

2.4. Documents that limit the powers of the EEO, as well as other representatives of the Yul, except for its EEO (if available)

Can be provided in the form
  • notarized copy
  • script, for subsequent copying it
Hide

3. Documents certifying the identity of the head, persons listed in the copper, other representatives of Yul (including those entrusted with the right use of electronic signature (EE), analogue of his own signature)

Can be provided in the form

  • notarized copy
  • script, for subsequent copying it
Hide

4. Business Reputation Information

One document to choose a client


4.1. Reviews (in an arbitrary writing, with the possibility of obtaining them) about the client of other bank customers who have business relationships with him;


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
  • original

4.2. Reviews (in arbitrary writing, with the possibility of obtaining them) from other credit institutions in which the client has previously been / is on service, with the information of these credit institutions to assess its business reputation;


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
  • original

4.3. Reviews (in arbitrary writing, with the possibility of obtaining them) the main / planned customer counterparties, having / planning to establish business relationships with him, on the assessment of the customer's business reputation


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
  • original
Hide

5. Licenses (if required)

Can be provided in the form

  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
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6. Registry list EGRULA, if less than 30 days have passed from the date of state registration, EGRULES

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
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7. Extracts from the shareholder register (in cases where the Bank for admission to decisions (protocols) adopted by the general meetings of shareholders of customers who are joint-stock companies)

Can be provided in the form

  • notarized copy
  • script, for subsequent copying it
  • certified PP copies with simultaneous presentation of the original document to familiarize and establish a copy of the copy
Hide

1. Tired

More details


1.1. Charter In the case of changes and additions, these changes and additions are provided or a new version of the Charter. In the presence of a new current version of the Charter and previously operating the requirements of the Charter, only a new edition of the Charter (except for cases where the previously active editions of the Charter require a bank to establish information about the client (for example, if the sole executive body (EIO) was elected previously approval the current version of the statute))


Provided in the case
  • The presence of changes and additions are provided to these changes and additions or a new edition of the Charter. In the presence of a new current version of the Charter and previously operating the requirements of the Charter, only a new edition of the Charter (except for cases where the previously active editions of the Charter require a bank to establish information about the client (for example, if the sole executive body (EIO) was elected previously approval The current version of the Charter)).
Can be provided in the form:
  • notarized copy
  • copies certified by the authority (organization) issued (registered) a relevant document (for example, a copy of the certificate of registration with the tax authority as a taxpayer can be certified by the tax authority)

1.2. Constituent contract (if available)


Provided in the case of:
  • The presence of changes and additions are provided to these changes and additions or a new edition of the Charter. In the presence of a new current version of the Charter and previously operating the requirements of the Charter, only a new edition of the Charter (except for cases where the previously active editions of the Charter require a bank to establish information about the client (for example, if the sole executive body (EIO) was elected previously approval The current version of the Charter)).
Can be presented in the form:
  • script, for subsequent copying it
  • notarized copy

1.3. Protocol (decision) of the authorized body on the appointment of EEO


In accordance with Art. 67.1 of the Civil Code of the Russian Federation Protocols (decisions) of the General Meeting of Participants (Shareholders) / Solutions of the Single Participant (Shareholder) of the Joint-Stock Company (Public, Nepublichnik), limited liability companies adopted by them after September 1, 2014 must be confirmed in relation to:
public joint stock company - the person who maintains the register of shareholders of such a society and performs the functions of the Court Commission (Registrar); non-public joint-stock company - notary (in the form of a certificate) or the registrar; Limited Liability Company - notary (in the form of a certificate), unless otherwise provided by the Charter of such a society or by the decision of the General Meeting of the Company's participants adopted by the Company's participants unanimously (also must be submitted to the Bank).


In accordance with Art. 67.1 of the Civil Code of the Russian Federation
  • Protocols (decisions) of the General Meeting of Participants (Shareholders) / Solutions of the Sole Participant (Shareholder) of the Joint Stock Company (Public, Nepublichnik), limited liability companies adopted after September 1, 2014 must be confirmed in relation to:
  • notarized copy
  • script, for subsequent copying it
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2. Regulations on the branch / representation

Can be presented in the form of

  • notarized copy
  • script, for subsequent copying it
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3. Power of attorney at the head of the branch / representation, which provides for the right to open bank accounts and order them

Can be provided in the form:

  • notarized copy
  • original
Hide

4. Documents confirming the powers of the EIO and other representatives of Yul to open bank accounts and order them:

List of documents


4.1. Protocol (decision) of the authorized body on the appointment of EEO


In accordance with Art. 67.1 of the Civil Code of the Russian Federation
  • Protocols (decisions) of the General Meeting of Participants (Shareholders) / Solutions of the Sole Participant (Shareholder) of the Joint Stock Company (Public, Nepublichnik), limited liability companies adopted after September 1, 2014 must be confirmed in relation to:
    - a public joint-stock company - a person who maintains the register of shareholders of such a society and performing the functions of the Count Commission (Registrar); - non-public joint-stock company - notary (in the form of a certificate) or the registrar; - Limited Liability Company - Notary (in the form of a certificate), unless otherwise provided by the charter of such a society or by the decision of the General Meeting of the Company's participants adopted by the Company's participants unanimously (should also be submitted to the Bank).
Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it

4.2. Orders (power of attorney) on granting the right to open bank accounts and dispose of them to other persons specified in the copper, on providing the right to use EP, analogue of his own signature


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it

4.3. Orders confirming that the persons listed in the copper are employees (employees) of the organization


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it

4.4. Documents that limit the powers of the EEO, as well as other representatives of the Yul, except for its EEO (if available)


Can be provided in the form
  • notarized copy
  • script, for subsequent copying it
Hide

5. Documents certifying the identity of the head of the branch / representation, persons listed in the copper, and other representatives of Yul (including those entitled to the right of using EP, analogue of his own signature)

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
Hide

6. Details about business reputation

One document to choose a client


6.1 Feedbacks (in arbitrary writing, with the possibility of obtaining them) about the client of other clients of the Bank with a business relationship with him;


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • original

6.2 Reviews (in arbitrary writing, with the possibility of obtaining them) from other credit institutions in which the client has previously been / is on service, with the information of these credit institutions to assess its business reputation;


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • original

6.3 Reviews (in arbitrary writing, with the possibility of obtaining them) the main / planned customer counterparties who have / planning to establish business relationships with it, on the assessment of the customer's business reputation


Can be provided in the form:
  • notarized copy
  • script, for subsequent copying it
  • original
Hide

7. Licenses (if required)

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
Hide

8. Sheet of recording EGRULABLE, If less than 30 days have passed from the date of state registration, the EGRUL is missing information about Yul

Can be provided in the form:

  • notarized copy
  • script, for subsequent copying it
Hide

These documents are provided only in the original.
Form them automatically with.

  • 9. Application for comprehensive banking services
  • 10. Client Profile - Yul
  • 11. Copop 2 Notarized or certified by the bank. When making a card in the form of the Bank, a statement of a combination of signatures is not provided.
  • 12. Tax Resident Profile - Yul
Download PDF Version Document List

1. Documents confirming the legal status of Yul - non-resident

Can be provided in the form:

Hide

2. Document confirming the election of the sole executive body (EIA)

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

3. Power of attorney issued by Yul - a non-resident trusted person authorized to enter into bank account agreements and dispose of a bank account

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

4. Certificate of registration with the tax authority (assigning an INN) or a certificate of accounting in the tax authority (about the assignment of KIO)

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

5. Documents confirming the powers of the persons listed in the card with sample signatures and printing (copop), carry out operations on a bank account, to provide the right use of electronic signature (EP), analogue of his own signature

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

6. Licenses (permissions) if license data (permissions) is directly related to the legal capacity of Yul - non-resident to enter into a bank account agreement, on the basis of which an account opens

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

7. Documents certifying the personality of the head and the persons specified in the copper, other representatives of Yul - non-resident (including those endowed with the right use of EP, analogue of his own signature)

Can be provided in the form:

  • notarized copy
  • original
Hide

8. Notarized Copper

Can be provided in the form:

  • original
Hide

An application for the establishment of combinations of personnel signatures of persons endowed with the right signature necessary for signing documents containing the order of the Client specified in the Copper (not required if the copper will be presented in the form of the bank)

Can be provided in the form:

  • original
Hide

10. Financial Position Documents


10.1 For all Yul non-residents - customer ranking data posted on the Internet on the websites of international rating agencies (Standard & Poor S, Fitch-Ratings, Moody "S Investors Service and others) and national rating agencies)


Can be provided in the form:
  • client letters indicating the name of the rating agency and assigned to the customer of the rating signed by the authorized person of the client and certified by the seal of the client (in the presence of printing)

10.2 For Yul - non-residents who are Russian taxpayers list of documents for the choice of the client


List of documents to choose a client


10.2.1 A copy of the annual financial statements (accounting balance, a financial report);
Can be presented in the form of

10.2.2 A copy of the annual (or quarterly) tax declaration;


Can be presented in the form of
  • with the marks of the tax authority about their adoption
  • with the application of a copy of the receipt of sending a registered letter with the description of the attachment (when sent by mail)
  • with application copies of confirmation of shipment on paper (when transmitted in electronic form)

10.2.3 Copy of the last audit;

10.2.4 The certificate of execution by the taxpayer (payer of fees, tax agent) Responsibilities for the payment of taxes, fees, penalties, fines issued by the Tax Authority;

10.3 for Yul - non-residents who are not Russian taxpayers

One document to choose a client

10.3.1 A copy of the audited (in the absence of - managerial) annual financial statements;

Provided in the case

10.3.2 A letter confirming the lack of obligation to provide on the place of registration or activities of the Client Financial reports to the competent government agencies and copies of internal documents in order to financial and economic accounting;

Provided in the case
  • if the legislation of the country (territory), in which a foreign structure was created without the formation of a legal entity, the obligation to provide at the place of its registration or activities financial reports competent (authorized) to public institutions

10.4 for Yul - non-residents with a duration of registration less than six months in the absence of the above documents

List of documents

10.4.1 Help on open settlement accounts with turns on them (if any) in any credit organization, regardless of the country opening an account, for any month


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11. Details information

One document to choose a client

11.1 Reviews (in arbitrary writing) about the client of other customers of the Bank with a business relationship with him;

11.2 Reviews (in arbitrary writing) from other credit institutions in which the client has previously been / is on service, with the information of these credit organizations to assess its business reputation;

11.3 Reviews (in arbitrary writing) The main / planned customer counterparties, having / planning to establish business relationships with him, on the assessment of the customer's business reputation


Hide

12. Resolution of the National (Central) Bank of the Foreign State (if available)

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

13. Internal documents of the Client, limiting the powers of EEO and / or other representatives of the Client (if available)

Can be provided in the form:

  • notarized copies of documents legalized in proper order
Hide

14. Additionally available when opening an account with a representative office or branch of Yul-Nomen

14.1 Position or other document on the branch (representation) of Yul - Naeretent, the decision of Yul is a non-resident about the creation of a branch (representative office) and the appointment of the head of the branch (representative office) (only for branches and representative offices)


Can be provided in the form:
  • notarized copies of documents legalized in proper order

14.2 Permission to open the representative office of Yul - non-resident or other documents indicating the accreditation of the representative office of Yul - non-resident in the Russian Federation; Execution (notarized copy of the statement) from the consolidated state register of representative offices (branches) of foreign companies in the territory of the Russian Federation (only for branches and representative offices)


Provided in the case of:
  • notarized copies of documents legalized in proper order

14.3 Power of attorney issued by the head of the branch (representation) on the opening of a bank account, the conclusion of a bank account agreement and / or an order of cash in a bank account (only for branches and representative offices)


Can be presented in the form:
  • notarized copies of documents legalized in proper order
Hide

1. Documents confirming the legal status of the Is Creating

Can be provided in the form

  • notarized copies of documents legalized in proper order
Hide

2. Documents confirming the registration of the Is Creating

Can be provided in the form

  • notarized copies of documents legalized in proper order
Hide

3. A document confirming the election of the sole executive body (if the presence of EEO)

  • notarized copies of documents legalized in proper order
Hide

4. Power of attorney issued by a trusted person authorized to enter into bank account agreements and dispose of a bank account

Can be provided in the form

  • notarized copies of documents legalized in proper order
Hide

For medium-sized businesses, the cost of services is as follows:

  • Opening account 2200 r.;
  • Cash operations: enrollment without a commission, removal of a paid, the amount of the Commission depends on the purpose of the expenditure of funds and the amount of average monthly revolutions of the legal entity from 0.5% (issuance of funds for labor costs to 11% of the removal value, if the daytime of the legal entity is more than 2 million, river / day;
  • Payment for transferring money 0.03%.

In addition to basic services, the Bank offers customers the following additional features, the cost of which is included in the RKO:

  • Collection services;
  • Internet and trading acquiring;
  • Providing a business card;
  • Factoring;
  • Currency control.

The list of complete tariffs and the cost of services can be viewed by reference.

As part of the Promotion, the Bank until 07/31/2018 offers to a small business to open an account for legal entities for free, without commission for maintaining and connecting the Internet bank.

Batch offers

The Bank employs the following services for servicing small businesses, LLC:

  • Pay less. Service for 399p / month, free compulsory payments and account replenishment in cash to 30 thousand rubles;
  • Business Start. For the opening and maintenance of the account, the Commission is absent. When using the Internet Bank, monthly per month you can perform 3 operations for free, as well as free to transfer money to legal entities.
  • Business Light. Payments on the map without a fee between bank accounts, the ability to save on service, transfer the payment in advance, the minimum account for maintaining an account in PSB on-line.
  • Business 24x7.. For customers who prefer to be serviced at any convenient time. Subject to the condition of advance services, the discount will be 21%, cashless operations can be performed around the clock;
  • Business check. For the service of trading companies, preferential rates for cash withdrawal are provided.

The full list of commissions and the capabilities of the current account is available on the link.

What is the tariff to choose in Promsvyazbank?

The tariff selection depends on the business category. Trading companies suits the service program "Business Check". Companies that are just starting their activities until they have sufficient revisions on the current account, the best solution will be connecting to the program Business Start. Legal entities that constantly make transfers and payments are active users of the current account, the tariff is suitable Business Light.

Promsvyazbank offers computational cash services on favorable terms. Among the advantages should be noted the minimum cost of opening the current account and its subsequent service. Bank customers can choose for themselves a suitable view of the map and the optimal version of the calculations.

Types of RTO from PSB

Members of the Small Business, Ltd., IP have the opportunity to choose the appropriate case of doing business in Finachery, for this it is worth carefully studying tariffs for legal entities and familiarize themselves with the conditions in Promsvyazbank. You are offered to your attention:

  • "Business Start" is a free discovery of the account and its support, interest on the residue is not credited.
  • Business 24x7 "- there is a fee for the opening and support of the account. A legal entity can carry out free intrabank payments around the clock on any day, in addition to the opening of a business card for free.
  • "Business SRO in construction", RKO "Business Caparem" - opening and maintenance - 0 rubles per year, while the bank provides the possibility of free assurance of signatures, print printing and copies of documents.
  • RKO "Business Caparem" - there is a fee for opening and maintenance, interest on the residue is not accrued, 30 free external payments are provided as a bonus.
  • RKO "Business Caparem" - discovery free, Commission for making funds (0-3%) and their issuance (0-13%), free control of export-import operations is provided, there is a collection service, etc.
  • RKO "My Business" - there is a payment service fee, the minimum commission for the removal and funds, is given the possibility of maintaining Internet accounting. This is the optimal tariff for entrepreneurs who have just started their job.
  • "Opening and maintenance of accounts" is a paid discovery and service, among the advantages - round-the-clock collection, safe deposit boxes.

You can issue an RTC from Promsvyazbank with the help of the Internet, for this it is necessary to visit the official website of the financial institution, where you can get acquainted in detail with the conditions and tariffs for IP. For legal registration means the signing of the relevant treaty. Not depending on the location of the client, Moscow, or any other city, you can always get advice with a bank employee by phone or with Internet banking help.

Cashier service of legal entities and IP are a set of financial services, the level of business is largely dependent on the quality of providing. When choosing a serving bank to sign an agreement on cash service, the client must take into account the reliability of the financial organization. Over the years, Promsvyazbank has been working as part of the RTO, guaranteeing uninterrupted work and providing the possibility of choosing the optimal tariff.

RKO programs for small businesses: description, tariffs

The list of financial services necessary for doing business processes is regularly growing. The expanded list of services provided in the framework of the RTO for large companies may not be relevant for small enterprises. In addition, the diverseness of the services provided directly proportionally affects the cost of service.

Studying rates for settlement and cash service, it is recommended to take into account the following criteria: the cost of activation of the service; monthly commission fee; the cost of payments; The ability to access the Internet banking.

Understanding that the needs of each client are different, the employees of the Promsvyazbank special department offer a choice of several types of programs. Each tariff is logically justified: the wider and more complex package of financial services provided, the higher its cost.

To date, Promsvyazbank offers 6 RF-programs.

"Pay less"

Small and / or young companies are usually distinguished by low financial activity. Therefore, when choosing a cash-cash service program, such enterprises are recommended to choose a package with a minimum package of options, but at the lowest price.


The former name of the tariff "Pay less" - "PSB Buisness Start".

After activating this program, customers can count on the following advantages:

  1. The possibility of conducting an account is not only in the national, but also foreign currency.
  2. Conducting five trial payments is carried out without charging the Commission.
  3. The replenishment of the balance of cash is carried out for free (subject to a monthly limit of 30 thousand rubles).
  4. Free carrying out transactions that affect the replenishment of the Russian budget (payment of fines, legal costs, etc.).
  5. Opportunities for activating USB keys for the safety of financial operations.
  6. Providing free access to online banking.
  7. The ability to carry out transactions between Promsvyazbank's accounts in 24/7.
  8. The ability to purchase goods and payment for services on the Internet with the help of a business card.

"Business Start"

The tariff "Business Start" is also beneficial for companies with a low financial turnover. Activation of the service and cash service service is free. The main advantages of this package are:

  1. The possibility of holding three trial payments without the recovery of the Commission.
  2. The possibility of free money transfer to individuals.
  3. Free processing of payments issued through the Internet Bank (no more than 3 payments per month).
  4. Connecting SMS notification at a special price: only 99 rubles per month. This option is not mandatory.


Rates for basic services in the framework of the RKO:

You can get acquainted with the list of necessary documents for the conclusion of the contract

"Business Light"

Package "Business Light" is optimal for customers preferring cash calculation. Any financial manipulation is carried out safely, promptly and profitable. Users of this program can count on the following advantages:

  1. The ability to conduct operations from anywhere in the world 24/7.
  2. The client, in case of need, can change the RF program without paying a fine.
  3. FREE ACTIVITY OF THE BUSINESS CARD.
  4. Free USB key activation, as a guarantee of the safe implementation of any financial transactions.

Rates for basic services in the framework of the RKO:

You can get acquainted with the list of necessary documents for the conclusion of the contract

"Business 24/7"

The tariff "24/7" is relevant for young and successfully developing business projects. For companies that monthly observe an increase in payment operations. This program is characterized by an extended operating day with a loyal commission mesh. Customers "Promsvyazbank" can count on a number of advantages:

  1. In the case of the provision of an advance, Promsvyazbank provides a discount on service in the amount of 21%.
  2. The possibility of conducting intrabank operations from anywhere in the world in 24/7 mode.
  3. Implementation of external payments until 20:00 Moscow time.
  4. The minimum commission for holding payments formed in the Personal Account of the Internet Bank.
  5. Providing access to a free online bank.
  6. Connecting SMS notification at a special price: only 199 rubles per month. This option is not mandatory.
  7. Discount on urgent payments in online format.


Rates for basic services in the framework of the RKO:

You can get acquainted with the list of necessary documents for the conclusion of the contract

"Business Check"

This program is designed for business owners, whose activities are based on trade and implies enrollment on the P / with large amounts received by cash. As part of this tariff package, customers can count on such advantages:

  1. Minimum commission for replenishing the Balance of the R / s among all ICC programs "Promsvyazbank".
  2. The ability to carry out 30 free payments formed in remote access mode.
  3. Operational design business card.
  4. Providing access to the free Internet banking.
  5. Connecting SMS notification at a special price: only 199 rubles per month. This option is not mandatory.
  6. Preferential fare for BESP.

Rates for basic services in the framework of the RKO:

You can get acquainted with the list of necessary documents for the conclusion of the contract

"My business"

Cash-service cash services as part of the My Business Program guarantees the Client to maximize business assistance: from holding regular payments to the provision of a detailed accounting report, tax and personnel records. By choosing this rate, Promsvyazbank customers can count on a number of advantages:

  1. Free Activation R / s.
  2. Management of company accounting at a promotional price.
  3. The possibility of intrabank payments in 24/7 mode.
  4. Using an option online accounting.
  5. Loyal rates for payments decorated in remote mode.
  6. Scrupulous control over the movement of funds in the account.
  7. 24-hour support for financial institutions.
  8. Free use of the online bank service.

Rates for basic services in the framework of the RKO:

You can get acquainted with the list of necessary documents for the conclusion of the contract

Opening an account

To activate an account with a PCO package, you must collect a full package of documents and contact any Promsvyazbank office. You can find the address of the nearest branch using an online card.

You can speed up the account opening process in the following way: you need to go through an active link and fill out the online application form to activate the P / s. For prompt consideration of the application, it is recommended to specify reliable personal data, as well as valid contacts: email address and phone number. After studying the application with the client, a bank employee is associated to discuss the details and appointment of the meeting.

Cashier service from Promsvyazbank is a range of services for legal entities that allow competent and effectively to conduct a successful and profitable business.

Promsvyazbank (PSB) is one of Russia's largest financial institutions. The government of the country attracts it to financing state orders, including defense nature. The Bank collaborates with the business structures of all levels from IP to large corporations, providing them with lending programs and settlement and cash services. Promsvyazbank offers a large selection of programs and tariffs for IP and legal entities.

Small Business Programs

Representatives of small business PSB offers several types of tariffs for opening accounts and maintain cash services (RKO). Information can be obtained from the Bank's specialists in full-time, in a telephone call mode by hotline number and on the official website. When choosing, it is necessary to focus on how long an individual entrepreneur or a legal entity is working, which the amount of non-cash payments and revenues in cash.

Types of tariffs offered by customers in Moscow and the Moscow region:

  1. "Business Start." The program is intended for entrepreneurs / Ltd. with low payment activity. Opening and maintaining ruble current accounts, submission of Nala (up to 30 thousand rubles / month), translation of funds to the expense of the physical (up to 150 rubles / month) are free. Three monthly Internet payments without marking "urgently" are also free, the rest of 99 rubles. Subscriber pay for SMS Alert 99 rubles / month.
  2. "Pay less" (former "Business Start 2017"). The tariff is also offered to customers with low finaticity. For the opening of ruble and currency accounts, the fee is not charged. Accounts are provided at a minimum monthly rate of 399 rubles, when paying an advance for 12 months - 3999 rubles. Payments to the budget (taxes, duties, fines) and cash income to 30 thousand rubles. Every month is not paid. Up to 5 payments in Internet banking are also free, the rest of the 99 rubles. SMS alerts are paid at a monthly rate of 99 rubles.
  3. "Business Light". The program is suitable for those who pay in cash. Monthly service - 1050 rubles, with advance payment on the advance system, a discount in the amount of 21% is provided. SMS alert - 199 rub. monthly. Service price 5 payments 45 rubles, over - 110 rubles. Commission for cash receipt (at least 150 rubles. Disposable) - 0.15%.
  4. "Business 24/7". The program for those who have a big stream of daily cashless payments, for them the price for processing more than 200 payment orders per month is only 18 rubles / pcs. With a smaller number - 19 rubles. Monthly subscription payment for accounting - 1600 rubles. (When making a board, an advance is given 21% discount). Commission fee for cash receipt (from 150 rubles. Disposable) - 0.25%., SMS informing - 199 rub. / Month.
  5. "Business Check." The program for customers engaged in retailers, which have to regularly enroll in the bill of large amounts of cash. They are given a reduced tariff for this operation 0.1% (minimum amount of 100 rubles) and free processing of 30 Internet payments, for more than 40 rubles. Monthly billing fee - 2290 rubles. With a discount at the advance payment of 21%. Monthly subscriber fee for SMS informing 199 rub.
  6. "My business." This is a reliable assistant for customers who do not have a large state of accountants. RCO complemented by accounting, tax and recruitment. The monthly subscription fee is 1800 rubles., In prepaid for the year - 20,500 rubles. Online payments to partners who are bank customers 24/7 are free. The cost of 5 external payment orders is 45 rubles, then 110 rubles, commission for making cash (from 150 rubles) - 0.15%.

A business card is issued to an entrepreneur or a representative of the JUR of persons to pay for services and products online and Offley without commission. Such cards are available at will in payment systems World, visa or mastercart with a note of Business. Also the client is free and without a subscription board, Internet banking PSB on-line is connected, which allows you to make daily round-the-clock payments to partners (24/7 mode), which are also served in PSB. Connecting SMS warning services is also free. Mobile application for smartphones or "PSB My Business" tablets to all clients is connected free of charge without subscription fees. Closing accounts for all programs is free.

The concept of low financial activity (tariffs 1 and 2) implies a monthly scope of financial transactions of no more than 3 million rubles. Upon exceeding the limit from remittances, an additional commission is charged. It is 15% of the amount of the operation.

Discount 21% is provided with advance payment of tariffs 2-5 per year. With a prepayment for 3 months, a 10% discount is given and for 6 months - 17%.

Information for self-selection of the program on the site

With an independent choice of a program for small businesses, you can use the prompts of the official PSB website. On the main page in the top menu-panel, the "Business" option is selected, then click on "Small Business" from the two proposed options. The next time you transition is selected on the Active Row "Calculated and Cash Services" page in the "Feature the best service program" form, you should mark the answers to the questions:

  1. The age of the company. The answer is selected from the drop-down list (5 positions from "up to 6 months" to "more than 10 years").
  2. Annual turnover. The choice is made from 4 proposed positions by the drop-down list from "up to 36 million rubles." until "from 201 to 540 million rubles." A large amount translates the client into the category of medium-sized businesses with another tariff policy.
  3. Number of payments per month. Provided 2 answers "Up to 3 pcs." And "Over 3 pcs." You need to put a label the desired circle.
  4. Cash per month. Also a checkmark should be noted one of two answers "up to 1,000,000 rubles." or "Over 1,000,000 rubles."

Automatically instantly will be shown by the top position the most optimal mode. Below are all programs for small businesses, allowing the client to analyze all the information. Under the proposed program, there are 2 buttons "Description" and "Comparison". The second entry point translates into a comparative table mode, which allows you to clearly appreciate the features of programs. Opposite each of them there is a button for clicking "Open the Account". You can go to the "Cleared-cash service" input point and from the site of the site at the bottom of each page on the button "for you and your business" / "Business".

Shares for small businesses

I submitted an application for account reservation on the bank website until August 31, 2018 provides a free opening service, as well as free SMS tolerating and maintaining accounts and payments within 3 months if the client was not subjected to bankruptcy. Residents of settlements that have PSB offices can participate in the promotion. Such benefits are given to users of the site, which are still planning to open a business. The applicant should be reserved, and then use the site service to prepare documents for opening a new business. They can be sent to the tax inspectorate from the Bank in electronic form. If a positive decision is made, the Bank will activate the reserved account and provide privileges for 3 months. The action is valid until the end of 2018.

To the one who recommends the partner to open an account in the PSB, the subscription fee for conducting an account is canceled, free SMS is provided for a month and processing external payments for 3 months. The newcomer will also receive benefits for 3 months.

Also, the bank invites you to use the three-month benefits of those who suffered from losing the license of third-party banks and is looking for a new financial institution for opening a current account.

Service Terms for Medium Business

For legal entities and IP with turns over 540 million rubles per year, PCB also provides RTOs at favorable rates. Opening / closing the current account for them and remote maintenance through PSB On-Line is free. However, the urgent discovery of the account costs 3000 rubles, and for those who fell under bankruptcy 50 thousand rubles. For medium-sized businesses are collection services, checks of counterparties and control of expert import operations. Account is worth 9 thousand rubles. Monthly with discounts at prepayment (per year - 80 thousand rubles.). Accrual for account up to 3 million rubles. It is free, over - 0.2%, for coins recalculation and enrollment costs 3% of the amount of more than 100 rubles. The issuance of cash to 3 million is also free, for large sums ranges from 1.8 to 11% (depending on the monthly volume). For IP, the interval ranges from 1.7 to 13% of the translated amount.

Taxes, fees and some other payments to the budget of the Russian Federation are processed without commission, in other cases the tariff is charged from 100 rubles or more. All the subtleties of calculations are given in tariff collections that you can find the site of the bank and download. Compilations have been developed for medium-sized customers under the program "All for Business", "For Corporate Business", for organizations from the architectural and construction sphere under the Business for SRO in Construction Program.

The Bank offers its customers (JUR to Persons, IP, clients with private practice) to conclude a "comprehensive banking service agreement" (DPO). It provides in addition to the RTO large range of services and replaces a whole set of documents. The document provides a set of rules, according to which various services can be connected without additional contracts. CONCLUSION OF DKO is a free procedure.

Conclusion

Estimated cash service in Promsvyazbanka has been working in detail taking into account the clientele to which it is oriented. For small businesses, several programs are offered that take into account the features of a type of activity. For medium-sized businesses and corporations, collections of tariffs have been developed that take into account the many nuances of financial activities. Clients are offered shares, privileges and benefits. To reduce document management and bureaucratic conventions, the Bank follows the way to conclude an integrated contract for which you can connect services at any time without additional agreements. PSB One of the leaders in the use of remote Forms of RTO, allowing to reduce tariffs to use the services daily in 24/7 mode.

Promsvyazbank: Small Business Orientation

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