Insurance Sberbank Premier. Sberbank Prime Minister - Premium Service. Elite plastic cards

Sberbank offers Sberbank Prime Minister for regular customers. Service is carried out in a special order with the provision of a number of benefits and bonuses.

What kind of program "Sberbank Premier"?

Sberbank Prime Minister - Preferential Service, Package additional serviceswhich can use regular customers of the bank. The maintenance includes such bonuses as personal consulting, the ability to solve issues with the highlighted hotline, preferential lending and many others.

How to become a customer program

Conditions for joining the program for customers are as follows:

1. The presence of a contribution to Sberbank at least 400 thousand rubles.
2. Participation in salary project from wages From 50 thousand rubles per month.

It is enough to fit or the first or second characteristic. Upon joining the program, you need to get a grade map of Visa or MasterCard. Application can be submitted through the form on the site. After submitting an application, a specialist will call back and assign a meeting time for signing documents.

Benefits of Sberbank Premier

The program provides additional comparison services with ordinary users:

1. Individual consulting without queue and long expectation.
2. Attached manager.
3. Confidential service in a separate office.
4. Maintenance by phone 8-800-555-02-55, 8-495-669-06-38. The call is free around the clock.
5. Favorable products: deposits with an increased rate, attractive lending conditions, the ability to connect several Sberbank VIP cards.
6. Participation in promotions and bonus programs Sberbank, preferential money transfers.

You can get the right service or consultation at any time-friendly time for the program, in any branch of Sberbank.

Favorable offers in the program

Sberbank Prime Minister offers preferential conditions on lending, deposits, currency and valve operations. Interest rates on deposits are from 1 to 10.6% depending on the type and deadlines of the contribution. Credit rates from 7 to 19% per annum.

Free issuance is provided bank cards Visa Platinum And MasterCard. The use of cards opens up a number of additional features:

1. The service of insurance against loss, theft of the map, theft of funds. Removing up to $ 2,000.
2. Insurance with foreign trips from luggage loss, reimbursement of costs when canceling flights. Insurance is available for the whole family. The amount of payments reaches 100,000 dollars.
3. Insurance "Shopping Protection" for Visa Platinum holders. When paying the goods this card, the amount of insurance will be up to 20,000 dollars.
4. Concierge Premier Service. Hot Line is open to help recreation. Managers will help book a hotel, rent a car, provide information about events, currency exchange methods and any other information you are interested in. Phones: 8-800-700-22-55 - for customers with map Visa. Platinum, 8-800-333-56-45 - for owners of the World MasterCard.
5. VIP zone waiting at the airport. Regardless of the ticket class, the program participants get the opportunity to spend time waiting for the flight in a comfortable waiting room. To use the service you need to get a PRIORTI PASS card.

Why do you need service under the program "Sberbank Premier"

Service within the program allows you to effectively save time on the decision financial issues, use the Bank's products with significant benefits. You can open up to 5 Cards Premier Visa or MasterCard. The cards also offer an improved service package. The participants of the program comfortably travel are insured against unpleasant cases on the road. Discounts in many federal retail chains are provided on the catam purchases.

Holders large sums It is advantageous to use deposits at elevated interest rates. It is possible to take profitable credit on vacation, buying major things under an acceptable percentage.

Interest rates in the program

The percentage of deposits depends on the Bank's product. The following contributions are now presented:

1. "Special Keep". Rate from 7.7 to 10.16% per annum. Deposit term from 1 to 36 months. The contribution is unite, it is impossible to replenish it. The minimum amount is 1 million rubles. Provided monthly interest accrual that can be removed.
2. "Special replenish." Percentage of deposit to 9.45 per annum. Deposit term up to 36 months. The minimum amount of 1 million rubles. The ability to replenish the contribution and monthly percentage.
3. "Special control." The percentage of deposit from 7.8 to 8.44 per annum. It is possible to shoot part of the funds from the deposit. The interest rate depends on the minimum amount of the deposit balance. The contribution is drawn up for a period of 3 to 36 months.

Conditions consumer lending For the participants of Sberbank Prime Minister include several products:

• housing loan under 12% per annum;
• consumer loan up to 10,000,000 rubles under 15, 9%;
• educational loan for the amount of 45,000 rubles at 7.05%.

Insurance in the program

Life insurance is made in the format of the "Smart Plus" program. Investments are preserved for 5 years. The amount of investment is charged dividends from securities and high-yield funds.

Accumulative insurance allows you to form a budget for certain goals, such as payment for children or buying real estate. Within the framework of the program, cash is saved. Insurance amount You can not withdraw or divide when divorced.

Card holders Premier Visa and MasterCard are included in insurance program Traveling. Insurance applies to all family members and is accepted by embassies when making visas. Cash On the maps are also insured. Insurance is issued from Sberbank Insurance.

Preferential currency courses from Sberbank Premier

Especially for the participants of the Sberbank Prime Minister's program, the purchase and sale of the currency is carried out at a preferential course. Exchange rate can be found through Hot line or in a personal manager or on the site

It is worth paying attention to that when performing operations, the course can change slightly. For example, when writing off from the Card, the course may differ from the course that was when making an exchange. Changes in the cost of sales currency can be traced by graphics.

Cost of the program

You can use Sberbank Premier products for free within 2 months. If the client is kept in the bank the amount of 2.5 million rubles, then free service is preserved. To continue free maintenance The amount must be unsigned. At a smaller amount, the subscription fee of 2500 rubles is written off monthly monthly. If the client decided to disable the program within preferential period, The amount of 2500 rubles sprinkles in any case: the grace period plus the month of consideration of the application.

How to connect the program?

An application for the connection of Sberbank Prime Minister can be left on the link directly on the site.

After filling out the necessary information from customers, the manager is associated, and clarifies the bank separation and a convenient time for paperwork. When meeting, it is proposed to conclude a service agreement, the possibilities of the program are discussed. After the conclusion of the contract, the client becomes a full member of Sberbank Prime and can enjoy all service facilities in this format.

Sberbank of Russia offers its customers such a service as Sberbank Premier. What it is? Let's try to figure out more detail. The service is essentially a specialized service format, which is available only to the wealthy customers of the country's largest bank. Within the framework of the proposal, a high level of service and integrated confidentiality during negotiations, maintenance in any separation is out of turn and assistance to a personal manager in the selection of ideal banking products.

How to become a customer of the program "Sberbank Premier" and what advantages can be obtained?

Sberbank Prime Minister, customer reviews about which is exceptionally positive, provided by a certain category of persons completely free. In order to get to the list of privileged customers, you need to meet one of the mandatory conditions:

• The availability of a contribution in the Financial Institute in the amount of 1 million to 8 million rubles.
• To belong to salary customers, with receipt wages On the Sberbank Card of Russia over the past 6 months in the amount of from 150 to 500 thousand per month.

Requirements can be adjusted depending on the region where this cooperation format is proposed. Connection to the service is carried out in the telephone mode. Customers who have the size of the accumulated contribution amount to 8 million rubles or the balance of loans on loans more than 20 million rubles may qualify for VIP-maintenance.

Unique and advantageous offers

We continue to consider the Sberbank Prime Minister. What it is will allow to see a wide list of offers within the service. It is worth saying about attractive deposit rates:

• "Premier Keep" to 11.34% in rubles.
• "Special replenish" from 11.02% to 11.67% in rubles.
• "Special control" from 10.31% to 11.20% in rubles.

Clients have access to premium plastic cards Visa Platinum and World MasterCard Black Edition. VIP clients receive a unique opportunity to invest in mutual effects and

"Premier": the best offer for wealthy customers

Sberbank Prime Minister, interest on deposits in which is very attractive, was developed to satisfy all the needs of wealthy customers. People who have large capital in their hands now get the opportunity to invest their funds into high-yield programs with high reliability rates and at minimal risks. Customers "Sberbank Premier" are privileged investors with whom the work is carried out individually.

Professional managers, taking into account the specifics of the issue and needs, offer the most optimal financial products. The classification of all customers of the Financial Institute for Groups allowed to transfer maintenance to a higher level.

Why do you need service under Prime Minister?

Service "Sberbank Premier", reviews of employees about which are exceptionally positive, focused on people who have large personal capital. It's no secret that the more savings, the more professional management they need. The best experts of Sberbank of Russia offer effective decisions in terms of disposal personal finances. A personal telephone line is available to each VIP partner within Contact Center. The solution of any questions can be carried out without visiting the Financial Institute offices. It is very convenient for business people who are almost constantly missing free time. In the individual of the individual manager are provided professional financial Consultant. He will have an indispensable assistance in the formation of a long-term investment strategy, will find the most profitable and optimal directions for its implementation. The program "Sberbank Premier", interest on contributions under which an order of magnitude higher than the market, offers several more innovative banking products, access to which only preferred customers have access. This is a "deposit and mutual deposit" and "deposit, mutual and OMS".

"Cream" of banking services in one package

Service "Sberbank Premier", which it was considered above, is essentially a complex best offers bank. An integrated product, with minimal spending time and with limited spending forces, allows us to dispose of its capital as efficiently as possible. Diverse directions of capital investment are more than just promising. In addition to traditional investment in a deposit, privileged clients are available contributions to such high-catching assets such as precious metals and securities. The overwhelming part of small investors is not something that has never been interested in these directions, she never even faced with them.

Purchase: Many advantage in one package

Consider mutual impacts - one of the most favorable areas offered under the Sberbank Prime Minister program. What it is, we will try to disassemble in order. The basic value of the sentence is that it allows you to personally experience all the advantages of the shares and bonds. Funds embedded in supervised by professional managers. The Holder of Passs may not monitor the independent situation on the market, not to analyze it and not make decisions regarding the purchase and sale of securities. The ratio of the estimated level of profit and product yield will depend solely on which assets are influenced by: in stocks, in bonds or both asset simultaneously. Bank "Premier Sberbank" offers to make all the main work for the investor. Due to the collection of investments in one asset, the experimental managers collect the most profitable and differentiated, economically stable portfolios.

OMS - offer only for chosen

Customers of the Program can become owners of impersonal metallic accounts or OMS, which are calculated in metal grams. Profit from this type of deposit is retrieved by changing the cost of precious metals in the international market. This offer from Sberbank Prime Minister Reviews receive only positive, which has a certain relationship with the advantages that it offers. The main advantage of the program is the complete absence of VAT and difficulties with metal storage. The probability of theft and damage to the property is completely excluded, since the grams of precious metal virtual. All reception and settlement operations for each of the accounts are carried out very simply. The offer is indispensable for conservative investors who pay sufficiently much attention to the risk distribution and invest in Sberbank Bank products. The contribution of "Premier" in the format of OMS with gold, made for a long time is an excellent opportunity to increase your capital with the almost complete absence of risks. As for silver, platinum and palladium, then such OMS are more suitable for investors with good experience.

Dominant rules of investment

Service of preferred customers at the highest level is not the only thing that Sberbank offers. The contribution of "Premier" to the "Deposit + FIF" product is available to the VIP sector when investing from 100 thousand rubles. It is worth emphasizing that the size of the investment contribution, which is included in the structure of the product, can be all 50%. Means spent on the purchase of shares should either equate or exceed the size of the deposit itself. According to the program "Deposit, FIF and OMS" minimum amount Investments should be equated to 150 thousand rubles. The portfolio deposit amount should not be more than 33.3% of the funds located on the account. At the same time, the size of investments in the PAI or in OMS should either correspond to the volume of the deposit, or exceed it.

Interest rates, or increased income

Service "Sberbank Premier" Terms of Partnership offers very attractive. For instance, interest rates According to the programs "Investment" and "portfolio" an order of magnitude higher than according to standard deposits. Depending on the specifics of the product and the duration of investing in it, the percentage may vary from 7 to 12.5% \u200b\u200bin rubles. Accrual on the account is carried out in the event of an increase in the cost of quotes on securities and precious metals. The ratio of risk and profitability can easily be regulated by the acquisition of a certain type of impersonal metals and shares from different mutual funds.

Bank Premier Sberbank (Department for Privileged Clients) provides for certain partnership conditions. Deposits are issued for a short time: 1 month and 1 day, 3 months and 1 day. All other deposit prolongations are available under the "Save" program. If you expire to the deadlines of deposit programs, you can simply close them. A more profitable option is the expectation of an increase in the value of assets in the international market in order to further sell them at the highest possible cost. Each integrated product is accompanied by individual investment programs.

If you have received the status of Sberbank Premium Client, it is necessary to study new tariff opportunities, because preferred bank customers use special service conditions and additional bonuses. Sberbank Premium Client What is this and what privileges you will receive, learn from this article.

What does premium client mean

Special status is supported by Sberbank Prime Minister, which includes:

• individual service with a personal manager;
• separate service areas in the departments;
• 24-hour dedicated telephone line for information advice;
• individual financial development.

Privileges for premium customers

Becoming a premium client in Sberbank, you get not only a special status and additional services, but you can use special privileges.

For Sberbank Premier customers, the service is available Investment insurance life. " Using the service, you get two guarantees of revenue payments. One component of the contribution is posted in basic assets, and you get dividends like investment income. The second part of the investments is entered into risk-free enterprises, with a small but stable income.

Sberbank of Russia guarantees a refund financial means Even with a decrease in the cost of the basic asset, due to the obligations of insurance companies.

Disclinished metal bills

Customer "Sberbank Premier" has a privilege to take advantage of the service of an impersonal metal account. This means that you acquire virtual ingots of precious metals and get a profit on growth or drop price.

You have the right to instantly sell, buy or exchange one metal to another. Optional to wear precious bars in pockets.

In addition, you can make a golden account for a child. Buying gold to 30,000 rubles per month, you provide a baby to 12 years old a gift in 2,000,000 rubles.

Sberbank does not trade virtual precious metals. At any time you get the ingot adequate with the amount made for it.

Deposit deposits

Sberbank of Russia regularly holds shares as Happy year. The participant offers dividends on deposit deposits in rubles - 10% or 3.1% per annum in american dollars. These are the highest and more stable deposit rates in Russia.

Sberbank of Russia, the largest bank In Europe with a positive financial trend for decades.

Earnings in the stock market

Before starting trading securities Sberbank is desirable to think why they are bought and use them right.

Only numbers should remain in the head:

• oil prices;
• ruble's exchange rate;
• cost of corporate bonds;
• account refinancing rate.

Consider our own money, think where to put them or remove and go to Las Vegas with Cashem. Several hours of flight separated the illusions of wealth from the financial collapse.

Service services

Useful service "Concierge". Taking advantage of the premium status, you have the right to put a task in front of an employee of the bank to book for you tickets for the train or plane. The Bank Manager considers travel route, will issue insurance and booked a hotel room. You should not worry about anything, only announce your own desires.

Staying on a business trip, waiting for docking between flights, remember that you are a member program Priority Pass And you have the right to relax in the business halls. Free shower, coffee buns or tea, newspaper and television, what else do you need? To relax before the next flight.

Sberbank Prime Minister provides its owners advantages in the form of high level Services, privileges and bonuses that are not available to ordinary bank customers. Premier Service Package profitable terms cooperation for VIP clients.

Features and advantages of package of services Premier

The conditions for joining the Prime Minister Sberbank Prime Minister includes mandatory design of the Class Prime payment system Visa or mastercard. The presence of such a card in itself gives many advantages:

1. Service in a special zone in the Sberbank branch without queue.
2. Personal manager, ready to provide any help, provide advice, choose a lending program, etc.
3. Consultations in the contact center are carried out using a special number.
4. More profitable offer Bank: loans for a reduced percentage, favorable contributions And other bank services.
5. Use of benefits, bonuses, shares when committing banking operations, for example, a special course when exchanging currencies, buying / selling precious metals, etc.

The package is serviced by Sberbank for free if at the end of the reporting period the amount of card account balance is more than 2.5 million rubles. Under balance below this amount monthly payment will be 2.5 thousand rubles for the service. Reporting period It is 1 month, and the status of the account is checked on the last day of the month.

Advantages for users Premier

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Interest rates and other deposit conditions for users Premier

Deposit conditions also have higher interest rates, but only when making a deposit account for more than 1 million rubles. Sberbank offers the following contributions:

Accrual interest on deposits is carried out in a standard order: in the amount that was introduced to the deposit account. For each category there is a percentage. Sometimes it depends on the period for which the contribution was issued. Sberbank recommends complying with a deposit agreement to extract maximum profits.

Additional advantages

Considering all the features that Sberbank Sberbank Prime, it is worth mentioning Priority Pass. This option allows access to the VIP-halls of waiting at airports, with no matter what class ticket is purchased. PRIORITY PASS is plastic cardPerforming a skip. In such halls, it will be more comfortable to expect departure: soft chairs, free Wi-Fi, drinks, etc.

The PRIORITY PASS card operates on the territory of more than 130 states, 700 airports in the world. Before departure you need to clarify whether at Priority Pass airport. In the VIP zone, you can invite your fellow travelers who do not have this card, but they need to be paid separately for them.

For wealthy customers, Sberbank was developed special program Sberbank Premier. This is a special kind of service for people who want to save personal time and get the maximum privileges.

• Availability bank account A balance of 400 thousand rubles is 4 million rubles (amount fluctuates depending on the region).
• If in the last three years the client issued a mortgage in the amount of from 6 million rubles.
• Payment on the loan over the past six months amounted to 50 thousand rubles and more.
• The size of monthly revenues on salary map It becomes 50 - 200 thousand rubles (the digit varies depending on the region).

It is worth knowing! Customers of Sberbank Prime Minister are guaranteed the same comfortable conditions in any branch of Sberbank in Russia. To get a comfortable service level in another region, you need to warn a personal manager about intent to visit the Bank's office in another city.

Privileges available when connected:

• The service of each client is engaged in a qualified personal manager, aware of all the nuances of the banking.
• In the Sberbank Office, such clients are serviced in a special zone without waiting in queues.
• 24-hour information support. To do this, highlighted a special telephone line.
• Banking products and services available on special conditions ( increased rates for deposits, currency exchange at a preferential rate, cumulative insurance life).

Service price

Customers are served for free in such cases:

• Throughout the grace period, regardless of the amount of funds on the account.
• If there is a balance of funds in the amount of from 2.5 million rubles to the beginning of the subsequent calendar month. The assessment is carried out on the last day of the current month.

Customers will pay for service of 2500 rubles in such cases:

• If the balance of funds on the account as of the beginning of the new calendar month is less than 2500 rubles. In this case, the grace service period ended.
• When the package of services is disconnected during the first two months after registration, funds will be written off in the amount of 2500 rubles, regardless of the residue size.

It is worth knowing! The preferential period begins from the date of registration of the service package and ends the last day of the next month. For example, if the client connected the Sberbank Premier service on March 6, the grace period will last until April 30.

What services are available on a premium program?

Deposits for Fizlitz

Users of the premium package will be able to place their funds at individual rates. All tariff names in the Sberbank Premier packet begin with the console "special":

• "Special Save" is allowed to obtain a regular rate of + 0.82% in rubles, as well as + 0.6% in US dollars.
• "Special control" allows you to get + 0.72% to the ruble bet and + 0.57% to dollar.
• "Special replenish" provides an opportunity to receive 0.71% more income in rubles and 0.61% in dollars.

Such allowances are very significant, because the minimum deposit amount in rubles - 1 million, in dollars - 50 thousand.

In addition, Sberbank customers can independently determine the term of the deposit - from 1 month and more.

Premium bank cards

The client may place up to 5 debit premium World MasterCard Black Edition Premier and Visa Platinum Premier.

With them, a person receives a number of such privileges:

• Payment insurance. If card loss, stealing or illegal use by fraudsters, the client's money will be protected. Maximum amount Coatings - 2 thousand US dollars,
• Insurance of persons traveling outside the country. The health and life of the client is insured in foreign trips. If you cancel, delay the flight, loss of baggage all losses will be reimbursed. Such a service is provided free of charge as part of the Sberbank Prime Minister and applies to members of his family (spouse, children). You can use an unlimited number of times. The insurance service is valid when traveling on all countries of the world.
• Concierge Premier. Impeccable recreation client.
• Personal manager Book a hotel room, a concert tickets, ordering a shuttle from the airport and back, pick up tickets, will collect information and places of parking, restaurants, will order the translator service, cope with the solution of other household problems.
• Priority Pass is a service within which customers can expect their flight in business halls regardless of the class of the purchased ticket. Flight waiting time will be held in the most comfortable conditions.
• Additional insurance programs:

1. "Shopping Protection" - the purchased goods are insured for 90 days from the loss or theft. At the same time, the purchase should be paid by the Visa Platinum Prime Minister - 20 thousand US dollars.

2. "Extended Warranty". When buying goods by the Visa Platinum card, the premier warranty is doubled. For one purchase insurance cover It is 1,500 US dollars, with a franchise of $ 50.

• Purchases by contactless way using MasterCard PayPass and Visa PayWave technologies. You can pay for the purchases only by clicking the map to a contactless write-off device. If the amount of calculations up to 1 thousand rubles is not required to even enter a PIN code. Eliminates the possibility of double payment for the goods. After each operation, the terminal flashes and turns off.
• Discounts and bonuses for the participants of the program in more than 20,000 institutions around the world.

Credit cards with reduced interest

The service "Sberbank Premier" allows you to open three types of credit cards with an extended set of services and reduced percentages:

• Visa, Mastercard Gold allow you to buy goods in all stores in the world. Annual service cost of 0 - 3 thousand rubles.
• Visa Gold and Classic "Give Life" - Joint Development of Sberbank and Fund "Give Life". Within the framework of the program, the Bank lists the Fund 0.3% of the purchase amount due to the free funds of the client, as well as 50% of the bank's own income for annual service on the map.
• Visa Gold and Classic "Aeroflot" allow you to accumulate bonus miles and exchange them for premium tickets to anywhere in the world. Bonuses are accrued when paying for all purchases.

It is worth knowing! Detailed information describing the service tariffs available to the credit limit,% rate and additional services set available on the official Sberbank website.

Service "Second Medical Expert Opinion"

Available free consultation With foreign cardiologists, nephrisologists, oncologists, orthopeds and neurologists. To do this, by e-mail, they depart the results of the survey and the conclusion of local specialists. The answer is expected within 2 weeks. In rare cases, waiting time reaches 30 days.

The service can be used no more than two times a year. The ability to be available not only to the client, but also members of his family (including adopted children and civilian spouses).

Preferential currency course

Customers "Sberbank Premier" will be able to buy foreign currency At the rate of 30 - 60 kopecks cheaper than established tariffs. With bulk operations, you can save significant amounts of funds.

How to refuse the service of Sberbank Prime Minister?

Sometimes the service is connected automatically if the client put on the account great amount funds (for example, opened a deposit). After the expiration of the grace period, a person wants to disable premium service. To do this, go to the nearest branch of Sberbank and write a statement with a request to turn off the service.

If at the time of writing a statement on the account of the client will be less than 1.5 million rubles for shutdown the bank will write 2500 rubles.

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