Investment in cryptocurrency. Investments in cryptocurrency: where to start where to invest money, possible risks are much better investing in cryptocurrency

In this manual you will learn how to invest in cryptocurrencies.

  • Why is it worth investing in them?
  • What cryptocurrencies should be purchased into your portfolio?
  • How and where can you buy them and how are things with taxation?

I will try to answer the most current issues about investment in cryptocurrency.

If you are reading this article, then you are already interested in investing in cryptocolut. Such cryptocurrencies, as definitely, are the most famous and demanded coins at present. These cryptocurrencies promise to become an indispensable part and not subject to manipulating money for the whole world. Their supporters see the future in which Bitcoin or other cryptocurrencies will replace the euro, the dollar and so on and will create the first decentralized world currency.

Keep Bitcoin means to have a "share" in the cryptocurrency market. If Bitcoin ever replaces the currency reserves of central banks or becomes a dominant currency in the international market, it is obvious that the cost of one coin will translate far over $ 20,000 as it was in December 2017. Buying and storage cryptocurrency is a bid for success in the future.

Those who began to invest in cryptocurrencies since 2011 is now very successful. Let's look at three graphics that show the price of Bitcoin, Ethereum and all cryptocurrency combined.

Since 2011, Bitcoin has increased in cost at least 25,000 percent. Since the linear diagram cannot submit this growth, we need to use an exponential chart.


Since May 2016, the cost of Ethereum jumped up 2700 percent. This is perhaps the fastest rally ever demonstrated by cryptocurrency.


And if we talk about all cryptocurrencies in general, then complete market capitalization took off 10,000 percent from mid-2013.

Can you trust the asset that demonstrated an incredible takeoff? Is he bubble as some say?
Of course: it would be better to invest a year ago, two years ago or six years ago. But if you were able to see the perspective and you believe in further growth cryptocurrency, then it is today the best day to start investing!

Therefore, I wrote a guide explaining how to invest in cryptocurrency. I will tell you how to create your cryptocurrency portfolio, where to buy cryptocurrencies, how to store them and how to impose their income tax.

At the same time, I want to note that cryptocurrencies are not normal investments. Volatility greatly exceeds the volatility of any other investment class. Cryptocurrencies are not regulated by anyone and are not tied to anything.

There is a risk that cryptocurrencies can prohibit at the state level that the exchanges on which we will be purchased and trading will be hacked, or that you lose your password from the wallet where the cryptocurrency is stored.
Cryptocurrencies are highly discovered investments and you should understand it.

Therefore, the most important advice that I want to give you: Invest as much money as it is not a pity to lose!

So, from this advice, I begin my guide!

Why invest in cryptocurrency? Yes, why not?



In addition to the foregoing, there are three good reasons to invest in cryptocurrency.

  • First, because you want at least to save your own capital against the fall of the ruble and the dollar, which, according to many experts, will inevitably happen soon;
  • Secondly, because you support the social vision of cryptocurrency - these are free decentralized money for the whole world;
  • Thirdly, because you understand and love new technologies.

Nevertheless, there are also significant reasons for not investing in cryptocurrency. Many people become victims of hype around each cryptocurrency bubble.
There is always someone who is covered by the fear to miss the peak, buying massively at the peak of the bubble, just hoping to make money quickly, not understanding why they are buying cryptocurrency at all. It is very bad, you should not do that. Observe everything before investing.

What cryptocurrencies worth buying? We form your portfolio


Previously, the only cryptocurrency was Bitcoin until the end of 2016, in addition to Bitcoin on other cryptocurrentes, there was little known.

There was a period, those who wanted to earn obviously invested their money only in Bitcoin. Other cryptocurrencies - entitled "" - began to use in demand only recently, and initially they were not interested in anyone.

However, everything changed. While Bitcoin is still the leader of the cryptocurrency, in 2017 its share on the entire crypto market rapidly fell from 90 to 40 percent.

Many people did not foresee the growth of altkoinov, and as a result of the second on the popularity of the coin, Ethyurium became.

If you plan to invest in cryptocurrency, then Bitcoin is still an integral part of each portfolio, (because on most exchanges buy other coins only for Bitcoin), but it is no longer a single asset.

In every well-balanced crypto portfolio today you will find other coins, such as:

  • Ethereum.
  • Ripple.
  • Bitcoin Cash.
  • Cardano.
  • Stellar
  • Litecoin.

Etc.
A good starting point for the formation of your portfolio should be the site https://coinmarketcap.com/ on it the entire list of cryptocurrency is collected:

On the screensation above you see "market capitalization" of all cryptocurrency. Market capitalization, this is the cost of all accessible tokens. This is not the best parameter for analyzing the cryptocurrency market and nevertheless should not be neglected.

If you want to make a more balanced crypto portfolio, then the good strategy will be bought by the top 10 coins. They slowly but stably grow in price.

But I like another strategy. Coins from Top have long been shot dead and under their market capitalization, it is unlikely that in a couple of months will be able to increase 5-100 times.

How I take a coin for a crypto portfolio



At the moment I have a little more than 80 coins in my portfolio. I took the top of all coins by https://coinmarketcap.com/.
Shared all coins into three categories:

  • Inexpensive up to 1 dollars for coin;
  • Average up to 1 to $ 10;
  • Dear: from 10 and higher.

Looking at the market capitalization and the number of coins that are now in the turnover, already half of the coins can be discarded.
Then you need to hold a basic rating, namely:

  1. Polystani official sites if the site is made on the knee, there are already doubts;
  2. Evaluate the prospect of coins;
  3. Analyze the idea and development concept;
  4. Watch the corresponding branch on the Bittal forum;
  5. View which exchanges are traded coins.

Based on all the collected data, you can already choose for yourself a good list of coins in which it is worthwhile.

There is still a way to invest from the contrary to buy just the cheapest coins and wait for growth. In most cases, this idea is not crowned with success. Now there are so many benched and dead coins, which are not supported by the developers for a long time. Growth only they are playing them! I recommend to read and find out. You just can lose your money, so still beware of such coins.

Nevertheless, there are exceptions for example with the Paccoin coin. She lay on the bottom without any perspective and at one fine moment the news from the developers and a coin increased in a couple of days grew 20 times !!

Cryptocurrency markets are a flaming, often confusing ecosystem in which you will find thousands of chances to increase your capital or lose it. Every day new coins appear and die old. Every day I see how some coins fall strongly, and others grow in price.

How to buy cryptocurrency?


A few years ago, it was difficult to buy cryptocurrency. Today there is a whole range of services and stock exchanges and exchangers.

Let's start with the purchase of bitcoins. This is the most basic and simple operation.
Some people are generally enough to invest only in Bitcoin, while they do not plan to carry out any operations, but simply buy and leave for storage.

I also want to say that on most stock exchanges you can buy altcoins only for Bitcoin, so we should buy Bitcoin first in any case.

Buy Bitcoins on the stock exchange



If you want to buy real bitcoins, while avoiding the horse commissions, you need to buy bitcoins directly.

All over the world there are many options for buying.

Just look at our guide, lists most of the global bitcoin exchange.

For example, in Russia, you can use:

In Europe:

  • Bitcoin.de.
  • Bitfinex
  • Bitstamp.
  • Gemini.
  • Okcoin.
  • Btcchina.
  • BitFlyer.

In fact, buying Bitcoin is not a big problem. You open an account on the stock exchange, verify your identity, this is necessary in connection with the laws and money laundering in most jurisdictions - and replenish your account with rubles, dollar or euros.

On some exchanges, there is no possibility to introduce fate money, you can enter only cryptocurrencies, for example, to Bittriches. On all Russian stock exchanges, you can replenish your account by rubles, there are many convenient input methods, so you can safely use them.

The question of which the stock exchange mostly depends on where you live. It is always better to use exchange on stock exchanges that are physically close to you.

If it is in the same jurisdiction as you, you have the best chances of getting money on legal grounds, and not be afraid of any sanctions.

If the exchange is not in your jurisdiction, it is better to use stock exchanges in stable countries with a good legal system.

If you want to quickly acquire large amounts of bitcoins, you need to use one of the main stock exchanges, which has a large turnover of funds. If you have enough to buy a small amount of coins, and you are not in a hurry, you can try to buy them on small stock exchanges.

On smaller stock exchanges, you can buy coins at a more favorable value, but there is a big risk that there are little famous stocks this is another scam, where is the high probability of losing all your money.

Purchase Altkoinov



Buy Bitcoin is easy and easy to buy altcoins sometimes problematic.
On such large Russian stock exchanges, both there are a huge number of different, such as, neo.
If you plan to keep them in your portfolio, do not hesitate to buy and keep them on the same stock exchange.

But the variety of altkoins is shivering. To date, there are already 1560 different coins. Each exchange has its own pairs of coins that are not on others. I recommend to register on the so-called altkown exchanges.

Again, the CoinMarketCap site is useful, as it lists all cryptocurrencies sorted by the volume of trade, as well as these coins are traded on which sites.

Altcoin's exchanges have less strict KYC rules (know their client), as there are no trade for fiat (ordinary rubles, dollars) money. You can replenish your account using Bitcoin, it is it that serves as a single calculation unit for altcoin markets, a similar dollar function in the Forex market.

As well as on the usual stock where you can use in the calculation of fate money, you must be careful, choose only those shopping pairs in which you are confident. How to select coins for purchase I have already written above.

However, most of the stock of altcoins are not regulated, and many of them are located in Asia. Thus, you should never fully trust them, since you have almost no chance to get money back if they are hacked or go bankrupt. But the exchanges such as POLONIEX and BITTREX are based in the United States, there are quite a long time and won trust in the market.

When is it best to buy cryptocurrency?



There is no general rule when it is better to buy cryptocurrency. The bad idea to buy at the peak of price growth, and as a rule, is also not a good idea to buy it when the course falls at the bottom.

Never catch the falling knife as the wisdom of the trader says. The best time may be when the price is stable, at a relatively low level. Those. The price of a coin fell to the bottom and began to turn a small, but stable growth rate.

The art of trade is to recognize when Crypt is at the peak of growth and when it reached the bottom after falling.

Sometimes the coin begins to rise, and after it passes the mark, where everyone thinks that this is a growth peak, a real excitement begins.

For example, few people bought Bitcoin for $ 1,000 or Ethereum for $ 100, because it seemed extremely expensive investment. But literally in a month these prices, against the background of rapid growth, would be a good moment to start buying them.

Fucking growth cryptocurrency is called a bubble that sooner or later can burst.
There are only two advice that I can give:

First, do not compare cryptocurrency bubbles, with traditional financial bubbles. 10 percent up is not a bubble, it may be the usual daily rate of course.
100 percent may be a bubble, but often it is only the beginning of further growth.
Usually 1000 percent may be a bubble, but there is no guarantee that it will roll.

Secondly, take time to view the history of operations and charts of coins. Do not buy cryptocurrency, just because her course collapsed.

Do not buy if you are afraid that tomorrow this altkown will roll apart. Analyze the coin, get full information, and buy only if you think that time has come.

And, most importantly, the rule: never sell in minus. Keep your emotions with yourself, at the moments when the course collapsed better to move away from the computer and do other things. Otherwise, you risk becoming shaved hamsters drained all altcoins for a fall. Relax, after falling and correction.

Correction, this is when all cryptocurrencies fell in price. At this moment I perfectly buy them, and not to sell.

The monetary revolution has just begun!

How and where to store cryptocurrency?



After you purchased cryptocurrency, the most important question is how to store them. You have several options that will allow you to choose the most suitable option.

Keep them away from stock exchange

If you have invested not only in Bitcoin, but also in various altcoins, then there is no universal storage wallet, which will meet such requirements as the convenience and speed of transaction.

The most convenient way to store cryptocurrency will be the stock exchange.
In the process of purchase, confidence in the stock exchange becomes the most important aspect of the storage of its coins.

In cryptocurrency markets, there were already precedents, stories of hacking and bankruptcies of the stock exchange. The most famous hacking stock exchange Mt. Gox, which sucked hundreds of millions of dollars of customers.

Therefore, if you use the exchanges for storing your coins, you must collect information about the stock exchange, on the basis of which you can make a decision - trust or not trust it:

  1. Where are she?
  2. Are the owners know?
  3. How long has the stock exchange?
  4. Are there many investors use it?
  5. How do she respond to customer requests in those support?
  6. Of course, reviews of people.

For example, for investors in Russia, Yobit and LiveCoin enjoys a strong level of trust. The stock exchange works without losing the customer's funds for a long time.

Do not store eggs in one basket, choose 4-5 stock exchanges with a variety of altcoin trading pairs and equally dispense the means. So much safer, otherwise, when hacking or bankruptcy, the stock exchange, you risk losing all your money.

What is the tax on income from cryptocurrency?



Disclaimer: I am not a tax bureau nor the tax consultant. If you have problems with taxes, or on the map are constantly scrolled by large amounts, you better contact the local tax consultant.

Now there are only a few tax consultants who know how to deal with cryptocurrency. But it can be safely assumed that their number is growing rapidly and that cryptocurrencies will soon become a standard release for tax experts, such as securities, shares and real estate.

We can all present typical problems with cryptocurrencies and taxes.

Free cheese only in mousetrap

You can only die for free. The same thing happens with cryptocurrency. If you earn money by investing in cryptocurrency, you will probably have to pay taxes. As with everything else.

As need to be taxed income from investment in cryptocurrency, depends on your national tax jurisdiction.
good news …

Good news

There are good news on cryptocurrency and taxes. First, in almost every country of the world, cryptocurrencies are exempt from VAT. As in every financial product, you do not need to pay VAT when selling bitcoins. There were some ideas of tax authorities in Poland, Estonia, Germany, Australia and Sweden to demand VAT on cryptopart sales, but after the European Court rejected this bill, probably the Bitcoin is not subject to VAT.

Another good news is that in most countries, you should not pay anything at all. It is surprising that Germany, a country, commonly known for very high tax vulnets, has become a tax harbor for cryptocurrency. As the United States and many other countries, Germany considers Bitcoin not a financial product, but by property. This means that if you earn money by trading them, you do not pay a fixed income tax, which is 25 percent, for example, for interest on a bank account, but you must assemble the profit from buying and selling cryptocurrency.

What with taxes in Russia

Taxation on income from cryptocurrency is provided in a number of countries. For our country, so far does not apply. In Russia, we are still trying to promote any clear bill.
In the meantime, we can afford to earn without paying taxes!

Hello, dear readers. The topic of today's article: Investing in cryptocurrency.

Do you have any free funds? Quite a bit - at least 10-20 thousand rubles? Probably, you have repeatedly thought about somewhere, but whether they preferred not to do this.

It is clear: the banks give too low percentage, for the game in stock markets, knowledge and flair are needed, the rest may be ordinary "catlars".

What to do, if savings are quite a little bit, but I want to have a good profitability?

There is a great way to attach a very small amount, but to get tangible income after several months. This method is to invest in cryptocurrency. About what it is, as well as what cryptocurrency is to invest in 2017, I want to talk today.

What is cryptocurrency?

Let's start with simple things, namely, we find out what cryptocurrency for the investor is.

Cryptovaya - a digital asset (something like money, only expressed not with paper or gold, but in the form of code), whose accounting is completely decentralized. This means that there is no "center", which would massively produce bitcoins or other cryptocurrency. Because of this, they cannot control their appeal and the courts.

Read more about how it works let's look at the example of Bitcoin in this video:

Why is he so popular?

Of course, such an approach could not not affect popularity (and as a result, and on the course) Bitcoin.

As soon as people began to understand what such a course of its very first type (Bitcoin) began to grow sharply. Even today, after almost 10 years after the emergence of the most popular cryptocurrency, invest in Bitcoin very profitable - its course for 2016 rose by more than 300%.

There are more reasons?

Bitcoin's popularity led to the appearance of other cryptocurrency.

After some time, after the appearance of Bitcoin, other similar systems began to appear. Nowadays, people who want to invest in unconventional assets have a large selection in this market, because now on stock exchanges you can find a good tent of strong and fast-growing competitors Bitcoin.

Especially among the altkins (so today they call all cryptocurrencies that differ from Bitcoin) I would like to highlight Dash and Eth. For 2016, the courses of these "digital money" rose 12 and 8 times, respectively. The difference in comparison, even with Bitcoin is huge: probably, no asset of the world brought the same profit in the past year as altcoins.

Is it so easy?

However, I would not have rejoiced the possibilities of rapid enrichment, I would not - underwater stones here, as in other areas of investment, enough.

To invest in cryptocurrency, the more alternative, it is always dangerous: if the usual assets always look at some prospects for a protracted drop or long-term growth, then the Bitcoins and other "digital money" there are practically no.

Raise or lower the course for some time forces by the large group of speculators that will act coordinated.

For almost a 10-year history of the existence of Bitcoins, there were several cases when the course fell very sharply and almost no reason. So, January 1-2, 2017, the Bitcoiny course was 1153 dollars, and already on January 5 he went to 850 dollars.

Altkoini is a good alternative to Bitcoin: their yield is even greater than that of the most popular cryptocurrency, and the risks of slightly more. However, it will not always continue: for another "digital currency", the market analysts predict the transition to stagnation after 2-3 years.

Benefits and Risks of Bitcoins


To decide whether to invest your own money in a cryptocurrency or not, you need to understand which financial benefits will bring it and with what risks will have to face. Here I will try to describe everything as much as possible, but you will need to decide on investments in Bitcoin yourself.

Pluses of investments in Bitcoin

  1. Fairly stable growth.In the entire history of the existence of Bitcoin, large falls, of course, were, but it happened infrequently: on average once in 2-3 years. Four-fold growth in 2016 is significantly overlapped by falling: a successful investor can, putting funds to the most popular cryptocurrency, and not collide with the fall of its course for the year.
  2. Trust users.Bitcoin managed to become popular: even declining, he subsequently growed sharply. Today, the huge number of users of Bitcoin acts as a kind of "guarantor" of its stability: there can not be several million competent people to trust insensitive asses, right?
  3. High liquidity.Sell \u200b\u200bBitcoin today is not a problem: the bitcoomomates are opened worldwide, the amount of Bitcoin-Exchange increases every year, even some outlets take the most popular cryptocurrency.
  4. Independence from external events.A negative impact on Bitcoins may probably only fail in computer systems. Political, economic, social "grinds" - all this Bitcoin is not necessary: \u200b\u200bit is completely decentralized, and events in some country or region on it, in fact, do not affect.
  5. Low control.Bitcoin today is one of two payment funds (second - cash), control over the appeal of which is almost impossible. It is very convenient: the supervisory authorities do not know how much money you have, where you keep them and spend on.
  6. Low commissions.Maybe not the most important advantage of Bitcoin, but I decided to tell about it. Today for storage, exchange and other operations with the most popular cryptocurrency commission, although they are charged, but in a small amount, which favorably distinguishes them from money that is stored in banks. As financial institutions will increasingly increase the size of the fee for their services, this advantage of Bitcoin will go to the fore.

Risks and disadvantages

  1. The problem of scaling.The Bitcoin network increases over time, since the number of bitcoins increases. However, the bandwidth of the cryptocurrency network does not change, which is why there are already problems with translations today.
    The most important negative consequence is an increase in time that is required to transfer bitcoins from the sender to the recipient. Often they just get stuck in the network. In addition, the limitations of bandwidth made non-beneficial operations with Bitcoins.
    The problem today is solved and Segregated Witness, and Bitcoin Unlimited, but they still have never managed to completely eliminate it. So, if the protocol remains old, the system will pass through itself less and less bitcoins, which will lead to a decrease in the attractiveness of Bitcoin for investors.
    Most of all the problems suffer from the owners of Bitcoins, who prefer to keep their funds not on the stock exchanges, but on local wallets: so that their bitcoins are in the system, they need to be translated from their own storage, and today it takes a lot of time and takes a bunch of nerves.
  2. The possibility of education "bubble".Many investors experience great doubts whether to invest in Bitcoin in 2017. The thing is that for incomplete five months the course has increased almost 2 times (January - 1000 dollars, mid-May - 2050 dollars).
    Of course, for Bitcoins, there are also objective reasons for Bitcoin, and there is also a lot of one, so the current growth is absolutely optionally to consider as a "bubble", which will definitely burst. Of course, the volatility of Bitcoin is very high (however, expected from the asset with such a profitability and was not worth it), but many analysts predict its soon decrease in connection with the stabilization of the development of the most popular critovalum.

Advantages and risks of altcoins

Altkoins - all digital currencies besides Bitcoin. Investments in them today are also profitable, however, and risks here are abuse.

Consider the main features of altkoinov.

Perspectives of growth

Altkoins are young cryptocurrency: most of them are not even five years old. As I spoke at the beginning, Dash and ETH demonstrated a 12-fold and 8-fold increase in cost (for comparison, Bitcoin grew up 4 times). Other digital currencies have the potential for almost unlimited growth also there is also: knows about them quite a few people.

"Low base"

The effect of the "low base" is that which may be brought to inexperienced investors in Altcoins: knowledgeable players take into account it, but those who began to invest in an alternative cryptocurrency after its multiple growth may face greater disappointment.

What is the "Effect of a Low Base"? I will not ship the theory, and immediately proceed for example.

So, imagine the situation in which some cryptocurrency costs 2 dollars. Its popularity is not very high - investors do not consider such a digital currency with a highly equity asset and do not pay attention to it.

This is used by the players "to increase", starting massively increase the course of cryptocurrency, and after a month its course is already 32 dollars.

The growth of 5 times is huge, but it was not supported by some fundamental reasons, but only the activities of the players, which tomorrow can turn around at the opposite direction.

In addition, even in relative values, the increase was 5 times, but in absolute price of Altkoin rose by only 30 dollars. If the price of such currency will increase by $ 30 again, then its price will be 62 dollars. Not to mention the fact that it will be much more complicated to "warm up", the relative increase will be much less: 62:32 ≈ 2.

A two-time increase, of course, is also not bad, but inexperienced investors are calculated on fivefold growth!

That is why the effect of "low base" must be considered, paying attention to the fact that Altkoin began to grow from which position.

Speculation and what you need to know about it

This factor for the most part refers to those alternative cryptocurrencies that have a weak capitalization, however, more stable altkoidins can suffer significantly.

The smaller the capitalization (total volume) of an alternative digital currency, the greater the capabilities of the "Play" manipulators with their course, dramatically raising or lowering it depending on their desires. Sometimes to identify speculation is impossible even on the basis of the analysis of the long-term change in the Cryptovalum Course: Sometimes it can be artificially climbing or falling for several months and even years, and then return to its real meanings.


They suffer in the end, those investors who, finding the prospects of cryptocurrency, have invested a significant part of their funds in her, and then "burned" when the course returned to its fundamental values.

You can escape from the effects of speculators only with a comprehensive analysis of the technology on which Altkoin is based: if it is really promising (for example, ETH), even the combined efforts of multiple manipulators will not be able to stop the reasonable growth of the course.

Trends and interesting characteristics cryptocurrency

The next thing I must tell you - the trends that exist in the world cryptocurrency today.

Reducing "Importance" Bitcoin

The first (and, probably, the most important) is a decrease in the "importance" of Bitcoin.

What I mean?

In early 2016, the Bitcoin accounted for more than 80% of the mass of all cryptocurrency, but today this indicator only slightly exceeds the mark of 50%. The capitalization of all altcoins increased to 28 billion dollars (for comparison - in 2016 there were 1.7 billion dollars).

This trend must be paid attention to, deciding where to invest in 2017 - it is possible that the most profitable investment will be purchasing an alternative digital currency, not bitcoins.

Revenues from storage of cryptocurrency units

The following interesting feature of altkoinov - revenues from storage of cryptocurrency units.

For example, DASH's masterrodes bring revenues to their owners (subject to maintaining the status of "online") from coins that are mined by miners. If the formation of new altkin units occurs through POS-mining, then if the investor has funds in the local wallet and the absence of operations with them at a certain period on them "drips" percentage.

Availability "Investor's votes"

Another characteristic of Altkina, which can play a decisive role in solving the question of which cryptocurrency to invest is the availability of "votes" in the investor.

What is it lies?

If the owner of altkoins accumulates a certain percentage of all units of this digital currency, then it acquires a certain impact in solving questions about where "move on". Of course, the percentage to be able to make decisions should be quite high, and indeed all cryptocurrencies have such an opportunity.

Various views of legislation

The final feature of cryptocurrency - various views of the legislation. So, for example, Bitcoin today can already be used in Japan as an official payment agent on a par with the country's currency.

For altkoins, such an opportunity is not yet provided in any country, but their legalization is also not far off.

Where is it better to trade currency?

On the Internet today there are several, in which, after registration, you can buy both bitcoins and popular altcoins. Funds can be sold at any time (exchange to another cryptocurrency) or withdraw from the system to a bank account or electronic wallet.


Exchanges demonstrate to users with topical information on courses of all digital currencies, which means that the investor has time to respond to changes and make its profit maximum.

Among others, I would like to allocate two:

  • Exmo.me. - Russian-speaking stock exchange since 2013. It integrated with many payment systems convenient for Russian citizens. It featured only popular cryptocurrency: Bitcoin, Latcoin, Dogecoin, Dash, Ethereum
  • Poloniex.com. - World gignt, which is a more serious and functional instrument for real speculators. Here are Sony Altkoinov

Conclusion

Investments in cryptocurrency - a good way to get income if the size of your savings is not very significant. Even if the course falls greatly, you will not lose much, but when it increases it, the profit will be very tangible.

As for investors, ready to invest large amounts, they would recommend to distribute funds between several cryptocurrencies: Even if "shoots" only one, the income will be much larger than when using traditional investment tools.

On this I complete my little review about investing in cryptocurrency.

If you have any questions about the topic of the article, be sure to ask them in the comments - we will read and try to answer as much as possible. If we have readers who have already invested in digital money and received real income from this, be sure to tell us about our experience - our readers will greatly appreciate your wise advice.

This article is written for those who want to receive passive income on cryptocurrencies. We will tell you how to invest in cryptomones in the least risks.


How do newcomers are usually starting? They put in your portfolio, the most famous and, as they consider reliable cryptocurrency - Bitcoin. It is not bad for starters, especially if you are not too well oriented in the cryptocurrency world. But there are other coins to be climbed, because today there are more than a thousand different cryptocurrency in the world. And they can get a good income, superior income from Bitcoin.

You must learn a few rules that will help make your first investment portfolio without risk, and master investing strategies in cryptocurrency.

Invest not in 1-2 cryptocurrency, but make a portfolio of at least 10 coins, and better from 25-30.
First, pay attention to Ether, Ripple, Bitcoin Cash, Eos, Cardano, Iota, Neo, Tron, Nem, Litecoin, Zcash, Dash, and, of course Bitcoin.

If you have invested a thousand dollars in Bitcoin on January 1, 2017, in a year you would get 19 times more.

But if the same amount is invested not only in Bitcoin, as well as in cryptocurrency from the top 25 equal parts, the investment would bring you 115 times more initial investments and 6 times more than investments only in ATC!

Another important advice: you do not need to postpone investment in cryptocurrency, collecting a large amount for this.

  1. Start forming a portfolio as quickly as possible. Let even the amount be quite small.
  2. Think how much you are ready to invest every month so that the investments are not painful for you.
  3. The amount you have decided to invest in monthly, follow a certain order.

These tips will help you create a good and reliable capital over a relatively small period of time. The main thing is not to retreat from the decision and adhere to the strategy.

However, many investors make misses, which leads in 99 percent of cases to loss of investments. Often, new players in the cryptocurrency market invest in 1-2 currently growing coins and are waiting for profits over the coming weeks or days.

But the fact is that within a few days the coins will not grow, their cost can even fall on weeks or for months. Then newcomers hurry to sell coins, which leads to losses. After a while, coins begin to grow, but time is missed.

It is better to buy a non-coin that jumped in price, but the one that, on the contrary, I asked. And orient to the long-term period of 3-5 years, not a panic at the time of the course.

How not to make mistakes forming your portfolio

  1. The coin you bought began to be cheaper. No need to hurry to sell it. Wait when she grows again.
  2. All coins from Top-25 on capitalization have a reliable platform and over time almost all of them will grow in price.
  3. To prevent risks, you need to form a portfolio of 10 or more coins. If even 1-2 of them fall in price, the rest compensate for this fall.
  4. It is necessary to translate and convert currency on proven and profitable exchanges, for example on Bestchange

The cryptocurrency market has great potential. So that you are convinced of this, let's look at each coin separately.

If you already have a cryptoportfel, you may be enough to invest every month just a hundred dollars, and in five years you will have enough money to feel financially free.

The more you know about investing strategies in cryptocurrencies, the more chances you have to make successful investments. To understand them will help you book "Frank truth about 25 investment strategies in cryptocurrency and blockchain". From her you will learn

  • how to register and protect the cryptocurrency wallet;
  • how quickly and with the greatest benefit to purchase cryptomones;
  • how to form your first cryptoportfel;
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  • how to avoid errors of novice investors.

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Do you doubt the correctness of the Favorites? Do you have any questions? Here are some of the most frequent issues of investors.

Question 1. What amount will required for initial investments in cryptocurrency?

You can start investment from any amount. It will be enough 1000 or even 500 rubles. The main thing is to invest in the one monthly, despite the circumstances and put in your cryptocurrency portfolio "the right" coins.

Question 2. Investments in cryptocurrency is difficult to do without certain technical knowledge. How best to start if they are not?

In the book there are guidelines for investing in cryptocurrency for all occasions: how to work with wallets, how to buy first coins. You will learn the rules that will help invest without risk.

Question 3. Cryptovaly prices are not distinguished by stability. Is it too risky to make attachments?

In fact, the prices of coins are flown, then fall. But it is important to be able to correctly form a portfolio, which will include different cryptocurrencies, first of all relying on those coins that they managed to prove well. In the long run, the cryptocurrency portfolio grows.

Question 4. It is best to invest in Bitcoins?

Bitcoin The very first and most famous cryptocurrency. But her profitability leaves much to be desired. In fact, there is a more profitable cryptocurrency. Especially if you buy various coins, you will avoid risks. If one coin "goes to the bottom", then you can compensate for the losses on others.

Question 5. In the media often write about hacker attacks and at hacking on stock exchanges. Is it possible to safe storage of coins?

Unfortunately, cryptomones still remain quite affordable and welcome prey for hackers. But in the book there are instructions for those who intend to defend their investments. You will learn not only what is better to have a wallet, but also how to cope with risks and ensure reliable protection.

Download the book right now To find out all the secrets of successful investment.

Also visit free online master class on portfolio investment in cryptocurrency.

The rapid growth of the Bitcoin course made an extremely popular question about which cryptocurrency to invest in 2020. A huge range of virtual money makes those who want to make money on changing the course think about what electronic finances choose. In order not to make mistakes with the final decision, it is necessary to evaluate all the available risks, to compare the potential of cybergeg, take into account your own capabilities and desires and only then stop at one of the existing options.

If it is necessary to remember that even the most carefully thoughtful and weighted step is able to become a source of difficulties and financial problems, since a huge number of factors affect the change in the course, which is not always possible to consider and take into account. We must not forget that any investment is always associated with the risk that it is almost impossible to avoid.

Before you begin the choice of virtual finance, you need to figure it out how to invest in cryptogenics correctly. This process does not differ in difficulty, but several important nuances associated with the investment of existing savings into a modern e-currency must be recognized in advance.

First of all, it should be noted that investing savings in Bitcoins and other virtual financial resources is to banal buying cyberfinans. An alternative can be called investing in mining, but this approach is more likely to extract passive income with the help of previously acquired equipment than the standard, habitual investment.

The second feature is to strongly limited the possibility of direct purchase of most currencies. The main mass of the cryptodeneg can be exchanged only on bitcoins. The exception is only Etherium. Additionally, you can use exchange sites, but this process is associated with risk.

Top cryptocurrency for investment

It is not difficult to understand which electronic finances are better than others for purchase, because all the most reliable money is quite known and constantly remain on the hearing. Therefore, to get the maximum profit and avoid unjustified risk, you just need to carefully examine the basic features of all the most popular and popular virtual money. Considering various investment methods, you can not skip:

  • Bitcoin;
  • Ethereum;
  • Litecoin;
  • Dash;
  • Bitcoin Cash;
  • Ripple;
  • Monero.

Each listed monetary unit from the proposed Top has its own features, positive parties and weaknesses that actively affect the change in its value. Additionally, potential investors should remember that not all attachments made will bring instant profits. Sometimes for decent income requires patience and the ability to wait for the desired result.

Bitcoin.

To determine the choice, you have to carefully consider all the best cryptocurrencies for investment. And start with the most popular money - Bitcoins.

The main positive side of this option lies in reliability and verification of this currency with a huge user army. She, being a discoverer of electronic finance, is rightfully the leader of the sphere. Its stability and stability is no doubt, and therefore it is possible not to worry that the funds are embedded without a trace.

Of the minuses, Bitcoin worth calling a high current course. It makes it impossible to invest in bitcoins of people not enough savings. The second negative side of the high cost is that each, even the most popular currency has its own growth ceiling, which it will achieve one day. And the higher the course, the more closer.

Ethereum.

Ether perhaps one of the most promising virtual currencies. From the moment of its appearance, only 2 years passed, but it has already bypassed other cryptocurrency at their own value, and many solid companies operating in the IT sphere are interested in its use.

The important advantage of these money before numerous analogues is to exchange and directly on dollars, bypassing the mediation of bitcoins. Additional plus, which, however, is not unique, is associated with the lack of limitations of release. That is, the mining of the data of cryptofinans is able to last an infinitely long term.

Of the minuses, it is worth noting a relatively high cost, able to prevent the acquisition of a large number of cyber.

Litecoin.

Those who decide to invest in this cybervalutour do not have to worry about her reliability. This money appeared the second after BTC and have already been checking time.

In addition to the age of the monetary unit, 2 other advantages should be noted. The first is in the prevalence of money: they can be found almost every stock exchange. The second is associated with the speed of transaction processing - it is noticeably higher than most of the analogues.

The minus is only one - not the highest growth, but the latest trends show that this weakness is gradually remaining in the past, so those who want to buy lithcoins should be hurried until their price is too big. If you do not waste time, you can make a profitable deal that will bring great benefits in the future.

Dash

Will not please with its value of those who decided to invest in cryptocurrency, Dash. More recently, her price allowed a quiet investment, but now she became pretty high, so only wealthy investors are capable of affording these cyberfinans.

Of the advantages of this monetary system, it is necessary to allocate competently organized decentralized control, although the example of bitcoins has proven that it is not always a positive factor. Additionally, it is worth noting a high level of anonymity of the financial system. Moneyholders are guaranteed to conceal the personality.

There are practically no other serious, significant positive or negative sides, therefore, these virtual finances can be called sufficiently reliable.

Bitcoin Cash.

The specified currency is obliged to own the emergence of the Hardforka that happened in August 2017. It was he who led to the separation of familiar bitcoins into 2 different monetary units.

Those who want to invest in this financial system should relate to it with marginal caution. The current situation in the foreign exchange market indicates that the best BCC days are behind, and it rapidly loses its position.

These electronic money may be interested only in those who expect that depreciated cryptofinances will soon begin a long and stubborn climbing.

From the advantages of this cybervalutu, it can be called its relative cheapness. Although there are many other well-known cryptodeneg, which is still much cheaper and promising.

Ripple.

Another recognized by large financial organizations and currency banks. Cryptodeneg, including UniCredit, Santander, BBVA, are collaborated with the company that has developed and published this type of cryptodeneg.

The main advantage of Ripple in front of currencies - competitors, is the huge speed and simplicity of transactions, in which it is easy to make sure to get acquainted with the reviews. Plays on the hand of Cyberdengam and the existing capitalization now. It is one of the highest among all the cryptocurrency present today, which indicates the relevance, popularity and reliability of money.

But it is necessary to remember that the growth of the data course is not enough. It is stable, but noticeably inferior to the rates of increasing the cost of some analogues.

Monero.

The main plus of this currency system is associated with increased anonymity. It is ensured by mixing all transactions conducted, which do not give the opportunity to determine where the next payment came from. Such an approach helps the growth of the popularity of this type of money, which, in turn, helps their growth.

Therefore, those who reflect on which cryptocurracy to invest now, cannot be passed by this option. It is not known enough, but already quite successful and attractive.

There are no explicit cons of this type of finance, but those disadvantages that can be allocated occur by almost all modern cybervaluts.

How to invest in Bitcoin and other cryptocurrency?

Recommending the most important features of investing in modern cybervaluts, it is necessary to determine how profitable and promising this area of \u200b\u200bfinancial investments is and promising.

Viewing the basic strengths of the purchase of virtual means, it should be noted:

  • low level of control by state bodies;
  • universality of used financial instruments;
  • the prospect of obtaining high income;
  • the ability to choose between existing options.

There are also other advantages of buying various electronic money, which will be noticeable after receiving the first profit and the start of investment activity.

Is it worth investing in cryptocurrency?

Having said about the main advantages and positive sides of the investment, it is necessary to mention the risks that potential investors and the owners of modern cryptodeneg are faced. Before buying electronic funds, pay attention to:

  1. lack of legislative regulation of the industry;
  2. the probability of falling the course;
  3. the risk of the "soap bubble";
  4. incorrect assessment of possible profits.

Separate attention should be paid to the last factor. To make the right choice and purchasing the most actively growing currency, you should pay attention to the growth rates expressed in a solid monetary unit (dollars), and not percentage. Since the second is able to create a false impression, which will prevent the right embedding. It must be borne in mind that the smaller the initial price of the cryptodeneg, the easier it is to show a high increase in the percentage ratio, while the income profit will still be minimal.

How to invest in cryptocurrency?

To understand which cryptocurrencies in 2020, several factors must be taken into account:

  • reliability of chosen finance;
  • growth potential;
  • desired income;
  • available opportunities.

It should be noted that the most popular electronic currencies that enjoy the trust of a huge number of users and are supported by major organizations. It must be remembered that the high course generates high risks. But the profit in such cases is also able to surprise.

But those who choose not the most expensive cryptocurrency, it will be possible to minimize possible losses, while the growth potential often turns out to be no less than when buying more expensive cyberfinans.

Experts and specialists of the banking sector still can not evaluate the rationality of investing in cryptocurrency. However, those enthusiasts who believe in the growth of Bitcoin's courses in the future make a profit already now. The use of the currency is gaining momentum due to a large number of useful ways to implement it. The number of users who associated their business with Bitcoin is growing. This article will correctly choose cryptocurrency and decide whether it is worth it.

Features of investing in cryptocurrency

The digital currency reputation reaches all new heights, grows and user trust. This contributes to:

  • Expansion of cryptocurrency applications, including at the state level.
  • The investment market is enriched with new players from China and India. Countries and private companies begin to look for funds not related to the political situation.
  • The largest online stores today take bitcoin, which allows the currency to develop and further in a rapid pace. The availability of the digital currency increases due to the installation of street financial automata for payments. The development of cryptocurrencies is also connected with the use of new tools for storing funds, the development of mining.

As experts predict the cost of cryptocurrency will grow. However, periods of "stagnation" are possible when the positions will not change, or the time of non-critical fall. It is worth considering the fact that long-term investments from the year bring great benefits to the investor and almost never go begro, whereas with a temporary decrease in quotations, short-term investments will be quite disadvantageous.

So, in the long run, if there is a fairly large amount of money, investing in cryptocurrency is a completely accurately favorable enterprise, but even having a very modest amount of free money in the amount of 10 - 25 thousand rubles, you can competently invest and earn additional funds. It is important to assess the risks and choose the correct cryptocurrency.

What cryptocurrency to invest?

Studying current Cryptovaluto quotations is the main task of the investor. It is also necessary to consider the reliability of "digital gold". At the moment you can easily get into the complex situation with fake currencies, which are conducted by companies and more similar to the financial pyramid. Checked cryptocurrency:

  1. Ethereum shows stable development from the moment of creation. From bonuses for users is the ability to independently generate blockchal applications for financial transactions. The advantage of cryptocurrencies is the absence of intermediary companies, it reduces the risk of theft of the embedded amount of money. Ethereum users also have the ability to create a casino, bookmakers. In the future, according to forecasts of experts, cryptocurrency is waiting for an increase of 10 times.
  2. Bitcoin is one of the most liquid cryptocurrency. Investors during cash investment received more than 120% per annum. This is especially true for long investments from 5 years. Of course, invested funds in 2012, you can get a fantastic benefit today. Invest in Bitcoin easily through a special wallet, which gives out one of the sites selling bitcoins.
  3. Monero has the main advantage over the rest of the cryptocurrency, this is an anonymity of users and transactions. There are also negative sides: the currency is very popular in the black market, as the transfer of funds cannot be tracked by law enforcement agencies and other persons.
  4. Factom is based on blockchain than data safety is ensured.
  5. Counterparty is a financial platform that uses blockchain technology has XCP cryptocurrency. Transactions are carried out on special Bitcoin addresses.
  6. Siacoin is a fully anonymous platform with a convenient interface.
  7. Lisk is a potential competitor Ethereum having growth prospects.
  8. Ripple is an ideal cryptocurrency for venture operations, as the payment commission is reduced.
  9. STEEM is a payment system for a performed service.
  10. ZCASH is a completely new platform with a high level of anonymity and good quotes.

Investment process

Knowing the advantages of investing in cryptocurrency, and deciding which one to invest free finances, it is necessary to think about the process of buying digital money

The traditional method of acquiring cryptocurrency is an electronic wallet, access to which only has a copyright holder, the fraudsters will not be able to hack him, even if the service on which it is located will share the data. You can also carry out transactions with digital currencies on special exchanges where you get several wallets at once for unhindered operations. Wallets on stock exchanges are wagged regularly, so keeping large amounts of money is a big risk.

There are stock exchanges through which you can smoke bitcoins for rubles from other users. On the services of this type is usually a good course. The operation is easy to perform, having a Sberbank card or any other bank. The whole process is as follows:

  1. The buyer chooses the seller, whose account has a certain amount of bitcoins.
  2. The card number appears on which the translation is performed.
  3. After making payment, the seller confirms the fact of receiving money, bitcoins are moving to the buyer.

Complexity of novice investors

Predicting the growth or fall of quotations of new cryptocurrency will not even take care of a professional, their course depends to a greater extent of advertising and different kinds of speculation. With more proven players, such as Ethereum or Bitcoin, the situation is more understandable and predictable. But there are a number of other problems related to technical equipment. Increasing the number of users will entail transactions to pass slower than usual. Payment operations with the involvement of small amounts are unfavorable due to the invisible transfer commission. Such a feature of the new currency can significantly weaken its impact on the economic situation in the world, as well as affect the price and quotes.

Advantages and disadvantages of investments

I would like to start with the advantages of investing in CRTPOVAYUT, as it is really profitable:

  • Throughout a long time, Bitcoin shows a stable growth in relation to other currencies. The graph presents the CTC rate to the ruble.
  • Users have particular confidence in Bitcoin. Other cryptocurrencies do not use such demand. After any falls, Bitcoin necessarily switched to growth. In addition, it has a high capitalization, which further strengthens the position of the currency.
  • Bitcoin's scaling has already been conducted, and further branching to a new currency will attract even more users.
  • The liquidity of Bitcoin is higher than the other cryptocurrency. The possibilities of its use when buying and selling are also extensive.
  • Investing in cryptocurrency required now, since at the moment Bitcoin and other digital money are exempt from state pressure. For storage of coins, an additional fee is charged, as in the case of deposits or bank accounts. Pros of most cryptocurrency: anonymity, decentralization.

In addition to positive investment factors, it is worth saying about the disadvantages:

  • A significant reduction in the velocity of the transaction has been alarming up users for more than a year. According to experts, the situation may change only for the worse, but the network scaling is possible to solve the problem.
  • In some states there is a prohibitive policy. Excessive control will also lead to the exacerbation of the situation, loss of trust among users.
  • The rate of course can change the sharp "collapse", which increases the risks of investment.

Risks investment

The risks are also due to the fact that even a group of speculators operating together can affect Bitcoin's position. It is worth remembering when the course fell almost unfortunately, in the first days of 2017, it was 1153 dollars, and after five days it shifted to 850 dollars. Such situations phenomenon are quite rare, but it is not worth throwing off the bill. In large investments, you can lose a significant amount.

How to evaluate risks?

"Altkoins", currencies representing competition more proven financial market players are considered even more profitable in terms of investment. However, their position can radically change in 2-3 years. It is difficult to predict the accurate stagnation time, so the investor must take an independent decide on reliable investment of own funds.

Nuances and possible problems

As experts predict, the cost of cryptocurrency will grow. However, periods of "stagnation" are possible when the positions will not change, or the time of non-critical fall. It is worth considering the fact that long-term investments from the year bring great benefits to the investor and almost never go begro, whereas with a temporary decrease in quotations, short-term investments will be quite disadvantageous.

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