Bps Sberbank foreign currency deposits. Profitable deposits in BPS bank. Investment product "Your income"

BPS-Bank OJSC was formed back in 1923 in the Republic of Belarus. Until 1941, he provided long-term loans in various industries and energy sectors. He expanded the scope of his activities and opened new branches in the regional centers of Belarus.

During the Great Patriotic War, the bank ceased operations due to the temporary seizure of the territory. In the post-war period, “BPS-Bank” began work very quickly and completely completed the tasks assigned to it for the operational use of money that were allocated for the restoration of the national economy.
In 1987, banking reform was introduced, as a result of which the USSR Industrial Construction Bank was formed. “BPS-Bank” began to execute a full range banking operations, which included not only investment and lending, but also a number of others banking services.

In October 1999, BPS-Bank was renamed into Belpromstroybank Open Joint-Stock Company. 10 years after this event, the Representative Office of the Republic of Belarus and Sberbank of Russia signed an agreement on the purchase by Sberbank of Russia of 93.27% of the shares of BPS-Bank OJSC, as well as the conclusion investment agreement for the long-term development of BPS-Bank.

In October 2001, it was decided to slightly change the name financial organization and now it is BPS-Sberbank Open Joint-Stock Company.

Today, BPS-Sberbank is a universal organization that provides all types of banking services to physical and legal entities. Very popular are various loan programs. Any individual and legal entity in the presence of an appropriate package of documents can draw up consumer credit, take money to buy real estate or a car, to open or expand an existing business.

You can apply for a loan in the following forms:

• overdraft on the card;
• opening a credit line;
• provision of credit funds in cash or on a bank card.

Any bank is interested in the reliability of its partner, therefore, certain potential requirements are set for each potential client. Here are just a few of them:

• borrower income;
• whether there are loans, debts and loans in other organizations;
• for how long will the funds be processed;
• in what currency the client will apply for a loan;
• loan money security;
• type of loan product.

It is impossible to unequivocally answer whether the bank refuses to issue money or approve the application. If you have never had a problem with these items, then your cooperation with the bank will be a pleasure.

If you are skeptical of lending, but like to make money easily, then a great option to increase your capital is to deposit money in any currency. For individuals and legal entities there are time deposits with a minimum period of 1 and 3 months. The maximum term for which the bank enters into a deposit agreement is 3 years. Accordingly, than more amount deposit and the period for which you will open a bank account, the greater will be your interest income.

Settlement and cash services

Even if you have never taken loans, and there are simply no available funds for deposits, then you can simply evaluate the work of settlement and cash services in a bank. Of course, it is most convenient to connect the BPS Internet bank and make all payments without leaving your home from a stationary computer or tablet, but so far not all bank customers have mastered this technology.

Settlement and cash services at BPS-Sberbank are the maximum convenience for customers, high speed and reliability. The client can use the services of settlement and cash services, both in Belarusian rubles and in foreign currency.

• account opening;
• any payment transaction;
• money transfers around the world;
• receiving pensions and benefits.

When applying for a bank card, the client is connected to the Internet banking of the BPS bank. With the help of Internet banking, you can make transfers from one card to another, pay utilities, replenish the deposit, see the balance of funds on your card, pay for purchases in online stores.

Often there are situations when the payment went wrong due to a technical malfunction or input error personal account. In the event of such a situation, the bank is ready to withdraw the payment document, find the payment, make the necessary requests and provide extracts from the customer’s accounts.

Other bank services

Banking service is not only opening a deposit account or obtaining a loan, but also cash operations. Any client of “BPS - Sberbank” can use:

• electronic service that works from anywhere in the world, subject to the most basic security requirements for your account. A striking example of such an electronic banking servicesprovided by BPS Bank - Internet banking;
• plastic calculations visa card anywhere in the world;
• currency exchange operations, as well as advice on currency legislation;
• collector services and money delivery to legal entities and individuals;
• individual bank safe, which will allow you to keep safe and sound securities, money, stocks or jewelry. A separate guarded room is allocated for the storage, where the client can choose a safe of the size he needs.

BPS Sberbank serves the largest factories in Belarus. All activities of the bank are absolutely transparent. Branches and representative offices of the bank are open not only in the Republic of Belarus and Russian Federationbut are already starting to develop in Poland. The first branch of the bank outside of Russia and Belarus has already been opened in Warsaw, and in the future the banking network plans to grow and develop in other cities of the former Soviet Union.

BPS-Sberbank OJSC is one of the largest long-lived banks among existing in the Republic of Belarus. This is an open institution that regularly provides its financial performance.

BPS bank, whose deposits for the population always turn out to be the most profitable for the growth of cash, is the most popular and reliable. The institution has a huge international communications system. Today, depositors have the opportunity to draw up agreements on deposits with the bank in any currency. This is also due to the reason that the interest rate of a foreign currency is an order of magnitude lower than the interest rate in rubles. But, nevertheless, the Belarusian ruble is the most popular currency in BPS bank.

The Bank provides an opportunity to make deposits in Belarusian rubles of your choice.

Clients can use different types of bank deposits: “demand deposits” and “term deposits”. The latter with a higher interest rate, but on-demand deposits provide withdrawal of all funds at any time.

The most popular options among customers are Save, Replenish, and Manage. Their advantages include:

1. Foreign exchange savings are placed for an individual term. Thus, the client invests money for a period convenient for him. Due to the fact that interest rates are not rigidly fixed, the client does not lose his interest accrual in case of shortage of the number of days.
2. Flexible conditions for calculating and removing interest rates. The client has the opportunity to use the accrued interest at any time convenient for him. In the event that the client has not used the interest, then they are automatically added to the main deposit amount. In this case, your total revenue increases.
3. Simple early termination. If it is necessary to prematurely close the bank deposit, the interest accrued by the client is not lost. Depending on the term specified in the contract, upon termination after 3 months, from 50% to 100% of the accrued income will be paid.
4. Easy automatic renewal of current deposit. In the event that the client does not need to withdraw funds from the deposit, it is automatically extended for a new similar period. At the same time, there is no need to appear in the bank branch yourself, which saves the client’s time.
5. Amounts additional contributions - not limited. Clients can easily replenish their bank deposits by the amount that they consider necessary.

BPS-Sberbank OJSC is introducing a new one from 02.24.2014 bank deposit called "Time for surprises." Cash deposits can be not only in Belarusian currency, but also in foreign.

BPS-Sberbank OJSC is one of the largest long-lived banks among existing in the Republic of Belarus. This is an open institution that regularly provides its financial performance.

BPS bank, whose deposits for the population always turn out to be the most profitable for the growth of cash, is the most popular and reliable. The institution has a huge international communications system. Today, depositors have the opportunity to draw up agreements on deposits with the bank in any currency. This is also due to the reason that the interest rate of a foreign currency is an order of magnitude lower than the interest rate in rubles. But, nevertheless, the Belarusian ruble is the most popular currency in BPS bank.

The Bank provides an opportunity to make deposits in Belarusian rubles of your choice.

Clients can use different types of bank deposits: “demand deposits” and “term deposits”. The latter with a higher interest rate, but on-demand deposits provide withdrawal of all funds at any time.

The most popular options among customers are Save, Replenish, and Manage. Their advantages include:

1. Foreign exchange savings are placed for an individual term. Thus, the client invests money for a period convenient for him. Due to the fact that interest rates are not rigidly fixed, the client does not lose his interest accrual in case of shortage of the number of days.
2. Flexible conditions for calculating and removing interest rates. The client has the opportunity to use the accrued interest at any time convenient for him. In the event that the client has not used the interest, then they are automatically added to the main deposit amount. In this case, your total revenue increases.
3. Simple early termination. If it is necessary to prematurely close the bank deposit, the interest accrued by the client is not lost. Depending on the term specified in the contract, upon termination after 3 months, from 50% to 100% of the accrued income will be paid.
4. Easy automatic renewal of current deposit. In the event that the client does not need to withdraw funds from the deposit, it is automatically extended for a new similar period. At the same time, there is no need to appear in the bank branch yourself, which saves the client’s time.
5. Amounts of additional contributions are not limited. Clients can easily replenish their bank deposits by the amount that they consider necessary.

Starting from February 24, 2014, BPS-Sberbank OJSC is introducing a new bank deposit called “Time for Surprises”. Cash deposits can be not only in Belarusian currency, but also in foreign.