How to make your assets work. How can I make financial instruments work on yourself. Obtaining profit with minimal investments

It is said that money does not grow on a tree. But so they say mostly those who even laziness climb him. No, it is not about what needs to work with all your life qualitatively and diligently, and you will be rewarded. The point is that for profit you need to do at least something. One of the lightest and productive options are investments. Of course, the question will arise here: what then everyone does not invest money and does not collect cream? The answer is simple: Zarazhnaya perception of the world and the risk fear. But, as you could notice, all the great and rich people are not only confident in themselves and in their abilities, but also enough risky. But if you still doubt, you can contact a firm that will deal with your investment and will not give them to rush.

No matter who you are, what sex you have, the size of a wallet or intelligence - you can become an investor anyway. After all, not only rich in our days can invest. The main thing is confidence and at least some kind of capital. GRANT EPOS will be happy to help you in this difficult business. No, they will not move your legs, but organize stable passive incomewhich depends on your investments. But why should you entrust your money?

How did it all start?

Let's start with the history of creation. Benjamin Grant once spoke to his cohabitant Robert about investment in cryptocurrency. At first, he did not really believed his friend and thought that he, to put it mildly, was not in himself. After all, how seriously can the investment in the digital currency, which is not reinforced with anything? But, trusting Robert, they set off on the thematic conference in Dubai. And Benjamin was surprised from the very beginning, because he saw no housewives and homegrown entrepreneurs, but serious businessmen, millionaires, Sheykhov - people who are told by huge money every day, constantly multiplying their capital; People who arrived at valuable information that will bring big money in the future. After that, Benjamin Grant began to actively study blockchain technology and Bitcoin, although expanding communication and dating in the sphere of cryptocurrency. After he understood that he was ripe, with confidence rolled in cryptocurrency and realized that it was not for nothing.

Benjamin and Robert on one of the closed conferences at favorable directions of cryptocurrency and startup ICO learned valuable insider information that accepted them on the idea of \u200b\u200btransferring investment to a new level. And everything is simple: trust management. Interested people can invest in their company and receive a percentage at the same time, without frightening on the stock exchange, trading cryptocurrency, startups and binary options. After all, professionals will be engaged in the whole process. If we talk about risks, the company solved them to diversify them as much as possible, using various brokers and various trading assets, and the team of analysts and traders does not miss the opportunity to get a "bold" profit.

Directions for profits

As soon as you enter the contract with the company and send money, they go to work. And at the appointed time you will consistently get your profits. The stability of payments provide twenty qualified traders who launch investor money in several directions:

Cryptocurrency. Digital money, although they do not have physical incarnation and exist only in the virtual world on the basis of the blockchain, but still have powerful volatility. Crypt is simply information that is not scared or hacking nor removal. Yes, and influence the course is very difficult, because the system is completely decentralized and its price depends only on the existing demand. Yes, you can still treat it with suspicion, but it is impossible to deny the fact that crypto industry every day many investors brings significant profits.

Binary options. This is one of the exchange contracts used for profit on the movements of the price of assets (currencies, stocks, goods). The essence is simple: the option is purchased and the forecast is made on a specific event. For example, I bought an option and predict the increase in the dollar. If it happened, take your profits. You can decide that it is a lottery and scam, but no, because thanks to the analyst and the necessary stocks of knowledge you can do even extremely accurate forecasts.

Forex. Roughly speaking, this speculation currency. At the moment, it is not even what would be relevant, but long ago classic. But in any case, making money on Forex is not as easy as I would like: for successful deals you need knowledge, tactics, market analysis skills and a certain amount of funds to get substantial income.

Startups and ICO. One of the key ways of successful investment is to invest in new and unique ideas at the start. Such a method can bring space profit, because the innovative project can grow to a grand enterprise and, as a result, in a stable source big income. For example, you can take Google and Facebook: few people believed in them, but the most distortive were able to make a state on their success.

Benefits

Grant Epos offers a choice of three tariff plan with various conditions: Bronze (24% yield), Silver (50% yield) and GOLD (84% yield). The term of investments from 30 to 70 days, during which you can receive daily payments, and at the end you will receive the "body" of the contribution. According to the result you get completely passive earnings, High yield (no bank will offer you even 24% per month), stable payments and remote interaction through the website.

• 1 How to make money work on yourself?
  • 1.1 Deposit in the Bank
  • 1.2 stock markets
  • 1.3 Real Estate
  • 1.4 Business Projects
  • 1.5 mutual investment funds
• 2 What do you need to know before making money to work?

Almost every person seeks to achieve financial independence. But not everyone knows about the available ways to obtain additional income and not all take into account what money can work. They, like any asset, should not lie by a dead cargo, but to increase the well-being of their owner. Consumer accumulation is not the right decision. On the modern stage Economics development every citizen has many ways to invest, which can increase the initial investments in tens of dozens.

How to make money work on yourself?

Successfully start in investment realistically even with small amount. The main thing is to choose the optimal investment format, competently calculate the risks and the likelihood of obtaining expected profits, objectively assess the situation in the market and forecasts of experts in the selected segment. Sell \u200b\u200ban idea for business or open your business - too a good optionbut for more profit will be useful to know how to earn new Capital Thanks to that financial basewhich is already there.

Deposit in the bank

Bank deposit is cashwhich transmit the bank to the percentage on the return terms defined by the Treaty. He is considered the easiest view of investment. This method can make money work, but it will not bring such substantial income as other investment instruments. It is important to choose the right bank and objectively assess the benefit of the conclusion of the contract, as well as analyze all its items. Before the final decision, experts in the banking sector are recommended to find out the rating financial institutionThe indicators of his work on the basis of official reporting (it can be found on the website of the Bank of Russia), the convenience and speed of service (it is important to pay attention to the number of operating offices, ATMs, the presence of queues).

Money for reliability can be placed in several banks. The contributions of this format make it possible to save the means and increase them. The interest on the banking deposit in most cases allows you to cover the inflation rate. This financial instrument can act as a means for short-term investment (better no longer than 2 years old, otherwise it is more expedient to choose securities, Pyp, hedge funds).

Deposits are different types:

• poste restante;
• urgent.

The first format provides the right to make and remove money at any time without restrictions on timing. The rates here are minimal - on average from 0.5 to 2%. Second view bank deposit It provides for the placement of capital for a certain period (3 months, year, etc.). By its expiration, you can withdraw money together with accrued interest, but if you do it before, the income will not be obtained. The average value of the interest rate on the deposits of this format is 5-18% per annum. Before putting a signature on the contract, it is important to pay attention to the deposit period, the frequency of interest accrual, the possibility of their capitalization, replenish the account, automatic extension of the contract, early removal money and transfer of deposit to another currency. It is also necessary to assess investment risks:

1. The probability of bankruptcy of the bank (it can be reduced due to the deposit insurance).
2. Interest risk (for control, they need to choose long-term deposits with the possibility of early removal).
3. Risk of reinvestment (it is important to plan your actions).
4. Currency risk (it is necessary to diversify deposits or make them in a currency corresponding to the goal).
5. Inflation (it is worth investing in financial instruments protected from inflation).
6. Liquidity (to minimize this risk you need to choose a deposit that will allow you to remove money ahead of time).

Stock markets

Win the lottery large amount lucky not everyone. This can also be said about work on stock market (or securities). It makes it possible to profitably invest money and through the purchase and sale of assets get significant income. Its financial instruments are shares, corporate, government bonds, investment pairs, stock indices, futures, options, etc. The securities market is a collective concept, under this term understand the totality of all assets that are value. It is important to remember that it is divided into organized (stock exchanges with a non-cash settlement system, technical services that ensure the execution of trade transactions, a warranty fund for risk coverage) and unorganized (when non-reliquia securities, cheers that are not traded on the stock exchange or stock market, buy And they sell through the counterparty, with which it is negotiated about the price, but this does not guarantee the implementation of the transaction). Earn money in the stock market will work out through activities on the stock exchange itself, through a brokerage company or cooperation with the management company. A bidder can open positions on any category of tools - currency, gold, securities and other assets.

To start the client, it will be enough to have a computer with an installed trading platform (acting through an intermediary optional). But the basis of success is knowledge and practical skills. The strategy of work in the stock market depends on the time limits of the position and frequency of transactions. Inexperienced investor make money work is very difficult there. To achieve success, you must have at least the minimum trading experience, know the trends financial Sector and correctly take into account the risks. Therefore, the beginners who have decided to try their strength on the stock exchange, safer to work through the broker - a broker (it will be necessary to pay separately for its services). Moreover, it is important to know how and when to use strategies, the tactics of work on the stock exchange, for example, the acceleration of the deposit on Forexes etc.

How to make money work on yourself in the stock market:

1. It is important to determine its position in the market - an investor or speculator.
2. It is necessary to develop an actions algorithm in a situation where the market goes against you.
3. It is not necessary to start trading with strong overwork, a bad emotional state - it will not allow objectively to assess the situation and quickly react.
4. When publishing important statistical data, it is not necessary to move away from the trading monitor.
5. It is important to determine the optimal amount with which you can work on the market.
6. Do not change trade methods after profit.
7. The newcomer in the stock market is important to keep the investor diary, read books on investing and follow the business periodic.

The property

Buying real estate is one of the most reliable and advantageous types of investment. Thanks to this asset, you can get additional profits and other ways, such as renting, by resale, acquiring commercial buildings and land plots. But the first format is more large-scale and can bring substantial income.

Why it is worth investing in real estate:

1. Real estate is almost always growing in price.
2. It will be possible to get money on the security of the object.
3. This is a source of stable passive cash flow.
4. This asset can be inherited.
5. Real estate has the potential to bring money to life, it is worth only once to work it.

It is important to understand that without appropriate financial education A person will not be able to successfully invest and work with money. Before buying a property, it is important to estimate its price, infrastructure and potential rental cost. Thanks to the latest earnings format, the purchase of real estate will receive an earnings annually about 8-12%. It is also necessary to take into account the ratio of the growth rate of housing prices in the region and prices in the country. The rate of rise in price should exceed the yield of investments.

Business projects

Make money to work on yourself and by investing in different business projects. This format of work is associated with risk, but when successful do business makes it possible to get significant profits. Investment project - this is a process with clearly limited time, resources and goals. Projects, depending on the development sector, can be commercial, scientific and technical, social, etc. By investing in a promising business idea, the depositor can not only save its capital, but also to multiply it. At the same time, it is important here to take into account the degree of risks and send to the project not the latest money, because, despite the expected high yield, the investor can profit partially or completely losing capital. It is also possible to invest in commercial Internet projects, such as new social networks, B2B portals.

Food investment funds

Pavaev investment fund - This is a form of collective investment, which provides for the association of depositors to further invest their professional managers in securities or other assets in order to obtain income. Management CompanyWhere financial analysts are included, managers and traders, decides where and when to invest the fund's money. The disadvantage is that it will be necessary for its services, regardless of the amount of profit. The yield and the degree of risk of PIF is associated with its type. The most risky is subject to index functions, as stable - cash. Each shareman receives his share in the Charter of the Foundation, that is, investment Pai. To maximize your chances of success, choosing a face, it is important to pay attention to some points:

1. Type and category Foundation.
2. Perfect for the last 3-5 years.
3. The size of the organization (as a rule, a small fund is easier to retain on the market).
4. The magnitude of the Commission.
5. Reputation.
6. Place in ranking.

FIves will suit investors who lack the return on the deposit, and independent work on the stock market seems too hand drawn. For profit, the shareholder must be ready to take a risky solution and form its financial thinking.

Council: Choosing a PIF, it is important to learn not only the level of its profitability, but also the personality of the manager manager, the history of the Foundation and the magnitude of all commissions. Also to reduce risks is better to invest in several mutual funds.

Close in structure to the PIPs of the funds of the money market. This investment format will help those who plan to invest for a short time with minimal risk. Based on this, the yield of such funds is quite low. They invest up to 50% of capital in deposits, government securities and currency (at the same time funds invested in one bank cannot exceed 25% of the assets of the Fund). Interest rates Close to the indicators of the bank deposit are an average of 6-9% per annum. It is important that the costs of depositors are minimal, for example, for joining the Fund, the Commission is not charged from it. In addition, pick up the money will turn out on any working day of the week without losing accumulated interest. Therefore, low yield is completely compensated by minimal risk. This format is most convenient to those depositors who may need to withdraw funds, but at what moment they do not know.

What you need to know before making money to work?

Money must not lie by a dead cargo, but to work is one of the most important truths of financial growth and well-being. But thoughtless investments without prior analysis of the market, risks and profitability will lead only to the loss of capital. A person must clearly formulate his goal and choose the optimal work format.

What you need to remember before making money to work on yourself:

• Create your investment thinking, taking into account the goals and risks.
• Start with simple financial instruments (Pynes, deposit, purchase of real estate) and move to more complex only as experience accumulates.
• Adhere to the selected strategy, diversify your investment portfolio.
• Taking into account typical mistakes in investing capital in order to profit (investments in "fashionable" assets, sharp sale of stocks after the first bad news, the leadership of the desire to get everything immediately, the rate to repeat success, ignoring debts on taxes, unpaid loans, etc. ).

With a competent approach, the money that the years would have been at home or on the bank in the bank can bring a very good income. Make capital to work on yourself, even without experience in the financial sector. But it is important to choose the optimal format of investment, taking into account the goals and risks, and if necessary, use the help of a professional consultant.

If you are doing business or simply have accumulated accumulations, you should think about how to maintain them correctly. Holding money under the pillow is not an option - they are gradually (or, on the contrary, quickly) eats inflation, and they are cheaper. In this post we will analyzeand how to multiply them without a special risk of loss.

Banks

One of the most affordable and simple ways Save money from inflation is to put them in a bank on a deposit. But is there any similar method? Let's look at it in more detail. Today, in Russia, most public and private banks give a bet on a deposit in the amount of 4-8%, while the program of the state-guaranteed deposit of up to 1.4 million rubles under the bankruptcy of the bank.

Money should always work, otherwise they are cheaper

If you invest more than this amount, the bank closes, then 1.4 million will be returned to you on insurance, and on the rest, as practice shows, you can put a cross. But this is not the biggest problem. The fact is that real inflation in Russia in 2017 amounted to 4.3 percent, that is, the rubles "fell" at least these 4 percent, and in reality much more. If you look at the situation since 2013, the ruble in relation to the dollar and taking into account inflation fell by 110%. If you in 2013 invested in a bank under 5% per annum 1 million rubles, then in 2018 you would receive "Profit" 250 thousand rubles and total amount There would be 1,250,000 rubles on the account (actually a little more, because percentages would have been charged). But in fact, in 2013, you had $ 31,250 at the rate of 32, and in 2018 you had $ 21,950 at the rate of 57.5, that is, the losses for 5 years would be almost 10,000 dollars.

Attention:a similar situation with a sharp drop in the ruble exchange rate is not Nova. Since 1991, the ruble fell several times, so the money in it in the long run on the deposit is meaningless. The deposit can be viewed as a means of preserving from inflation, and even then in the short term.

Dollar deposits in Russia are taken under 1-3%, which is also not happy - to get at least $ 100 "profits", you need to invest 5 thousand dollars a year. Therefore, we do not recommend considering banks as a means of making money - look for other ways to make money. And if you still decided to keep money in the financial institution on the deposit, then you must choose banks from the top ten on the rating of reliability, make sure that the Deposit Guarantee Program is and necessarily follow the economic information in order for one great moment the Bank It was not broken or he did not withdraw a license.

Mutual investment fund

Second option This is an attachment to the FIF. This is a rather interesting alternative to banks, but also risks for investors above. Passage Investment Fund is financial organizationwhich attracts investors money and places them on commodity or stock exchanges, buying promotions, assets, currencies, etc. due to the effective allocation of funds and games on the price difference, the FIF earns funds that are then distributed between depositors.

The investment fund will bring 20-30 percent of the profits, but also a high risk

There are three types of mutual funds:

1. Open type, to acquire a share in which anyone can (as well as sell).
2. Closed type, in which the shares are distributed exclusively between the organizers or partners of the FIF.
3. Interval type, when buying Pai can be at any time, and sell it - after a certain period of time (6 months, year, etc.).

The profitability of the FIF depends on the effectiveness of its work and in general is about 10-30%, depending on how reasonably the funds were distributed. At certain periods, with the growth of the stock market, the PIF can earn up to 100% of the invested funds, but perhaps fall, therefore, on average, the numbers shown above are.

Attention:money nested in the face is not protected, so you act on your own risk. Carefully learn information about the fund, its history, customer reviews, financial position and reports, choosing a better player in the market.

Stock or foreign exchange market

The financial and stock market in Russia is quite unstable - in the day he can fall by 10-20 percent, but can grow 5-10% per day and even more. Therefore, if you have extra savings and you want to multiply them, you can experience your strength on stock markets or currency markets (including cryptocurrency). Here everything is enough simple - register on the stock exchange (choose large and reliable), replenish your account, buy a certain product, and then sell it with a profit. Buy, as you understand, you need at the time of fall, and sell - when the price grows. At the same time, several important rules should be taken into account:

1. Buy assets of normal companies that are unlikely to go bankrupt in the coming year. For example, Gazprom State Complex, banks, etc. - they, as a rule, though they jump in price, but at the end of the year they show confident growth.
2. The larger than I. known company, thus liquid for its shares. If you acquire shares to anyone not a well-known combine, then it will be quite difficult to sell them.
3. Take into account business development prospects. Today it makes sense to invest in oil and gas producing industries, in the transportation industry, in IT, agriculture and import substitution sectors who receive support from the state. Make sure that it goes forward and invest your funds into it, but at the same time study financial statements Companies.

Attention:there are two strategies for work in the stock market - short-term and long-term. Short-term implies an active buying on falling and selling on growth, sometimes even slight fluctuations in order to scroll through the transaction and stay in the pros. If you purchased on fall, but the course fell even lower, that is, two options - sell with losses or leave assets to better times. Practice shows that if not in a hurry, then in 70-80% of cases, even highly fallen courses are aligned and assets can be sold with profit.

The game on courses requires a player excerpt, coolness, knowledge and ability to analyze. Many players are "merged" assets with the slightest fall, even if it is unprofitable - they begin with the so-called Panicsale, that is, a panic sale. As a result, all the money quickly leave, because you need to be able to wait and not panic for the slightest occasion.

Learn information about the object of investment

Investments in precious metals

Another investment option is an investment in precious metals. It works as follows: you buy coins from gold at a certain course and fold them under the pillow to better times. Practice shows that gold is constantly growing, but such an investment should be treated precisely as a long-playing, profit you can get in 3-5 years. In addition, the bank has a certain "plug" of courses between buying and selling, so by purchasing coins for 300 thousand, you can only sell them on the same day for 270 thousand. Therefore, investments should be considered only as a means of long-term storage of money.

Investments in real estate

Practice shows that this type of investment is one of the most profitable in Russia, but only on condition that you are inserted into liquid real estate. The cost of residential and commercial real estate is constantly increasing, so you will be in the pros even with serious global crises.

Investing in real estate well and in that it is possible to receive a monthly increase to wages In the size of the rent. Of course, it is most profitable to buy housing in major cities and megalopolis, but they are not the smallest prices for it. But you can always find a way out. For example, to invest in housing at the construction stage - it will cost you 20-30% cheaper than to buy a finished apartment. Or go a long way - buy a "hotel", make repair in it and rent. The money received for rent is translated into dollars and add up to the bank or flow into business, in parallel you also postpone the savings. When the required amount is going, the hotel is sold (they have very high liquidity because of the small price) and the odnushki is bought.

Attention:you can take an apartment on credit if you have a major initial contribution, and then populate the tenant in it. The money received from the rental is sent to the repayment of the loan - the tenant himself pays for you an apartment.

If you decide to invest in commercial real estate, then you need to understand the specifics of your settlement, so as not to acquire anyone the necessary buildings. In general, practically any real estate is popular in megalopolis - it can be used under offices, warehouses, shops, etc. If your locality It grows, it can be invested in the ground around the city. Today, many people prefer to travel from close apartments in own housesSo it can be well earned on this. There are cases when lucky businessmen have bought out 1-2 million hectares under the city, and then sold hundred for 300 thousand, receiving thousands of percentage of profits.

Investment in real estate is very promising

Some nuances of investment

Above, we reviewed several popular investment methods and briefly described them. Now let's analyze certain nuances of investment:

1. Remember - there are always certain risks when investing (however, they are and when money is lying under the pillow). Therefore, before investing in something blood earned, carefully and thoughtfully examine information about the object.
2. Do not invest money there that "badly smells" or where you advised the "knowledgeable person." Have your head on your shoulders, consult with experts, study thematic forums.
3. Do not be too greedy and do not give in pressure. If you are convinced that you should urgently invest 100,000 rubles for a day, and then you will get 150,000 in a month, then you are deceived. If you do not understand what you are investing - do not climb.
4. Never invest credit funds In the hope that income will overcome the credit rate and will bring you a profit. Always expect that you can lose attachments or at least freeze them for several months, waiting for the bounce of the course.
5. Do not store eggs in one basket, try to overlap the possible risks. For example, to invest part of the money in gold, part in stock, part in cryptocurrency, part in real estate. In this case, if something is exacting something, you will not lose money, and pay losses due to profits from other industries.

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