20 best reliable banks. Top banks of Russia - the ranking of the best

Due to the constant changes in the financial and political life of our country, many residents do not risk investing their savings on the deposit accounts of Russian banks. The same applies credit programs These financial structures. For those who still want to take advantage banking servicesBut I do not know in which bank you can take a loan or discover a deposit, we propose a rating of the best banks on the reliability of the Russian Federation, based on the expert opinion of financial professionals and data of the Central Bank, as well as reviews of simple clients of these banks.

Comparative Table: Top 10 Best and Reliable Banks of Russia

The problem of working with customers is the real Beach of the Russian service sector. Unfortunately, it concerns and work bank employees. Nonprofhesionalism and rudeness can be found everywhere. If you really want to get reliable information about banking proposals, it is better not to clarify one, but in several representatives of the company.

1. "Sberbank"

The largest financial association of the Russian Federation, on it the largest share of general cash assets - a little less than 30%. The loan portfolio is 14 billion rubles, which is three times more, which is the nearest competitor. The main advantage of the institution is that it is state structure: Depositors do not threaten the loss of funds as a result of the license revocation. He has the most extensive infrastructure in the country, ATMs meet even in the most evil towns.

Advantages of the Bank:

• Minimum mortgage rate;
• Branched infrastructure;
• Good and well-thought-out bonus program on deposits and loans;

Disadvantages:

• Low maintenance culture;
• Long waiting due to large queues;
• Periodic difficulties with the work of computer software.

2.

To date, the Bank offers an extensive range of services for individuals and for small and medium-sized businesses: from batch service to depository services, bank guarantees and credit programs. About a million Russians and 26 thousand companies use the banks of the bank. In the percentage ratio of deposits, the Bank's share is 8.9%. Most user complaints are associated with service level in regional offices.

Advantages of the Bank:

• A good bonus program for depository proposals;
• A large number of offices in major cities;
• Convenient online management version of the bank account.

Disadvantages:

• Low service level;
• Small amounts of departments in small cities of the country.

3. Rosbank

The subsidiary of the financial group "Societe Generale" from France. Public assets are invested in the bank, therefore the risk of license is meager. This is a universal banking structure that serves enterprises of any field of business and private depositors. Offers tempting credit offers Favorable for small businesses with a small annual percentage. User feedback both positive and negative. The main negative, as in 90% of other cases, is associated with the non-professionalism of the service personnel and the irrelevance of data on the location of the bank's working offices.

Advantages of the Bank:

• Favorable credit proposals;
• Availability state capital;
• Support overseas banks.

Disadvantages:

• Low maintenance culture.

4. Raiffeisenbank

Another daughter of the European financial structure, the Austrian Austrian company Raiffeisen Bank. Every year it takes one of the leading place in the ranking of the best Russian banks. It works both with private and corporate capital. Flexible deposit programs, profitable credit conditions, thoughtful and convenient version of the online bank - these are the main advantages of this financial institution. According to the reviews of the Bank's customers, service at level, but there are annoying shortcomings, when employees provide an incomplete set of information.

Advantages of the Bank:

• A subsidiary of a well-known and proven banking structure;
• Branched network of institutions;
• Profitable credit projects;
• Comfortable self-service system.

Disadvantages:

• Low professionalism of employees in regional offices.

5. "Sitibank"

Ensuring deposits is guaranteed by the largest US CITYGROUP concern, which is belonging to this subsidiary. Branches are in all major cities Russian FederationThe company's infrastructure (self-service departments, branches and ATMs) are developed at 100%. The Bank mainly specializes in servicing large intercontinental corporations, but there are profitable and affordable offers on deposit and credit deposits for individuals. Private customers praise for a well-thought-out system of Internet banking and the possibility of removing deposit funds through ATMs in all corners of the planet and without a commission.

Advantages of the Bank:

• Supported by overseas capital;
• A convenient use of funds from the Bank's account in other countries;
• Clear and convenient online banking version.

Disadvantages:

• There are no departments in small towns;
• Low maintenance level in a number of regional offices.

6. "Bank of Inza"

Representative of Italian Capital in Russia: The Bank is a subsidiary of the financial company Intesa Sanpaolo. Like others affiliated companies More focused on working with major capital. For individuals, good loan programs and depositary offers are provided. The main branches are focused in the major cities of the whole Russian Federation. Customer reviews are mostly favorable, most complaints are associated with the misunderstanding of the situation itself by the consumer or employee of the bank.

Advantages of the Bank:

• Bank for business lending;
• Favorable deposit programs

Disadvantages:

• Long receipt of funds in the branches under the program "Tax Frey";
• It is noticed Hamsk attitude to customers in some departments of the bank.

7. Gazprombank

Bank with state capital support. Specializes in financing companies engaged in the production and transportation of oil and natural gas. It works with individuals, for them convenient and profitable credit and deposit programs have been developed. Especially profitable car loan offer for individuals With a low interest rate: the company has agreements with a number of large car concerns. Branches of a banking enterprise are not only in the territory of the Russian Federation, but also beyond.

Advantages of the Bank:

• Bank trust their investments more than 3% of all residents of Russia;
• The asset of the bank exceeds 500 billion mark;
• High reliability of the Bank, confirmed by international financial structures;
• Good Internet banking system;
• There is own mobile applications To access the account with smartphones and tablets;

Disadvantages:

• The network of own self-service systems and ATMs is poorly developed, even in regional centers of the country;
• Availability of negative reviews of bank customers.

8. "VTB Bank of Moscow"

Stably enters the top 5 Russian banking institutions. For private entrepreneurs, small and medium businesses and individuals, a whole range of depository and credit programs has been developed. A large number of Russians use mortgage and road loans in this bank. Part of his capital belongs to the state, so the risk lose its money minimal. In 2004, during the world financial crisis The state helped him: he was able to fulfill his obligations to clients.

Advantages of the Bank:

• Good bonus programs for deposit and credit cards;
• A large number of self-service ATMs and stations;
• Having a hotline - it works around the clock;
• The Internet banking system works quickly and without failures.

Disadvantages:

Online banking is not fully developed, a number of questions can be solved only in the departments;

• For SMS reports of writing off the money from the account, you have to pay from your pocket;
• Negative reviews about the incompetence of individual employees;
• Minimum interest on deposit deposits.

9. "Rosselkhozbank"

Currently, ranks fifth in the asset in the ranking of Russian banks. Like the rest top Banks are provided with state capital. Specializes in servicing companies of the agro-industrial complex, also works with private entrepreneurs and individuals. There are a number of interesting proposals for depository and credit services.

Advantages of the Bank:

• The presence of credit programs with a low annual percentage;
• No credit fees;
• Favorable conditions for maternal capital;
• Good credit conditions for young families.

Disadvantages:

• Compulsory credit insurance;
• Low maintenance rate in compartments.

10. "VTB 24"

The subsidiary of the financial holding company VTB Bank of Moscow. The main advantage of the bank is its narrow specialization: it is focused on working with small businesses and individuals. Because of this, the Bank has a well-developed infrastructure, there are a large number of own ATMs and self-service departments. Deposit deposits will be in maximum security, as there are state-owned banks cash.

The advantages and disadvantages of the bank:

• Almost 100% identical to the same parameters for the VTB Bank of Moscow bank: the only difference is more interesting lending programs for individuals.

Which bank is best to invest cash and where is the best credit conditions?

The contribution of money is better to carry out in banks, where there is no state capital or where it is minimal. In such financial companies, unfortunately, the minimum annual percentage. But they provide the most affordable reliability of preserving their investments. As for credit programs, the answer is not so unequivocal: each bank has its advantages or minuses. In this question, it all depends on the type of loan and the term for which it is taken.

The top 50 banks allows you to navigate in the most attractive proposals, preferring reliable financial institutions. This list includes institutions that have already proven effectiveness of their policies.

How is the top 50 banks of Russia formed?

The most reliable banks are determined by the indicators collected by the Central Bank of the Russian Federation. Periodically counting:

• assets

The leading positions in the top 50 banks of Russia are occupied by institutions that have a high level of confidence in the population, have a positive assessment of the Central Bank.

The top 50 is the most revealing. Analysts take into account:

• absolute indicators based on financial statements;
• financial coefficients obtained in assessing the relationship of some data relative to others;
• dynamic data showing the trend of change.

The top 50 Russian banks include institutions that have a good reputation, extensive experience and the possibility of state support.

The site presents the top 50 best banks 2019. You can see the rank with different indicators, including in terms of the volume of own funds of the institution. The list of the top 50 banks of Russia is constantly updated depending on the established situation in the financial market.

Totally agree last year Licenses were devoid of several banks in Russia at once. Of course, for many depositors it became a real shock - how to get your money when it can be done, will the contributions and what is important, interest on deposits? In this regard, many depositors have a question: what bank is the most reliable in Russia? And is it possible to hope for it if it is decided to make a contribution to a large amount?

When making a deposit, it is worth remembering only about one thing - the depositor will necessarily return its legitimate amount of money, but only if the contribution has not exceeded 1400 thousand rubles (earlier this amount was twice as fewer - 700 thousand rubles).

Therefore, if you decide to make a contribution to large amount money, then approach this question standing with the mind and correctly choose the most reliable bank in Russia.

What bank can you entrust your savings

So, you decided to open new contribution And it is beneficial to invest your savings. And then the question arises: to whom to trust? Here is a list of 10 banks that inspires confidence:

How to choose the most reliable bank

So, as practice shows, despite the enormous amount of information on this issue, the country's population is still financially illiterate and does not know how to choose a reliable "repository" for its savings. As a result, the bank is closed by a license, and the usual contributor loses a considerable amount of money.

So how to choose a reliable bank that will help not only save, but also accumulate savings? Take advantage of several tips:

1. Make sure the bank really enters the insurance system. To do this, check that the organization engaged in the storage of money and issuing loans is indeed a bank, and not the usual financial institution that lures you. high percent By deposits. Is a particular branch of the insurance system as a member of the insurance system by contacting hot line Insurance agencies. As mentioned above, at present the amount of insurance is 1,400 thousand rubles.
2. Do not invest in one bank amount more than maximum amount Insurance. In the event that you have more than 1,400 thousand rubles on your hands, this money can be divided and inserted into several banks or open another contribution to the same bank, but already on a relative. By the way, if the bank responds with a license, it is insured not only the amount of the deposit, but also interest in this contribution. Therefore, you can count not only by the amount you have invested in the bank, but also on material compensation.
3. Refer to the paperwork as much as possible.. Including again re-read the contract and keep in the integrity and preservation of its acquisition and receipt order.

However, despite all the warnings, it happens that the bank still respond to a license. In this case, you should act as follows:

1. Do not be nervous and panic. Two weeks after the bank has selected a license, the DC (insurance deposit agency) hangs on its website a list of those places where you can get insurance payments. In addition, lists are often postponed on the doors of the former departments of the bank.
2. Do not rush! As a rule, customers, in a panic from the fact that their cash can burn or somewhere abyss, wish to immediately get their money. In fact, the cash receives everything without exception, but one thing, if you get them on the first week, defeating a considerable queue, and quite another - take the payments a little later, at a convenient time for you and without extra panic and large queues. By the way, you can get your contribution within 1.5-2 years after the bank has been withdrawn by a license. If at the moment you do not have the opportunity to pick up your contribution, then you can send a statement to the DAV by mail, certified by the notary, then your cash will be listed on the specified account or sent by money transfer.

When contacting a bank agent, do not forget to capture a passport with you. If you are a regular depositor, then you can issue money both on a bank account and cash. As for entrepreneurs, they will be able to get their money only by non-cash in the expense of another bank. And remember: It doesn't matter what amount is in your hands, the main thing is that your contribution to the bank does not exceed 1400 thousand rubles.

At the moment financial market, as well as economic stability, are in a fairly shaky position. Most financial organizations cease to be liquid, turning into bankrupt. Therefore, many begin to be interested in what the most reliable bank of Russia. For emerging natural questions about the stability of the banking system and what organization to give their accumulated savings, while not losing them, various economic publications will help.

Rating studies of Forbes magazine

In a situation of difficult choices can help decide on existing ratings. One of the most authoritative foreign financial publications is the Many Forbes magazine. This source divided Russian financial institutions into several categories:

• foreign;
• state.

The first category includes various commercial representatives who are subsidiaries from other foreign companies. Then the state banks are followed by them, which are limited to both the boundaries of the country and security within its limits. The US publication in its list of the most reliable banks of Russia has made sixteen representatives of the financial structure.

This list was formed by special criteria:

• in sum own capital;
• in the stability of the loan portfolio;
• in the amounts of funds attracted to the organization;
• positive feedback from customers;
• general assessments of specialists.

Five leaders based on the results of observations of Forbes magazine

The best five banking organizations of Russia Journal Forbes called:

1. "Sitibank" is the most reliable bank of Russia, which is rated by the stability rating and received the status, "embossed in stone" - stable.
2. In second place, according to the publication, the Nordea Bank is located, which refers to the Scandinavian group of banking organizations. The main criterion of his stability recognized the constant financial support for the central company.
3. The third place was taken by a bank representative of the most powerful financial structure in the world - "EIC-ES-BI".
4. In the penultimate place among the best was a representative with very small assets - "Credit Agryol Kib". But lending opportunities have beneficially emphasized his abilities in this area, which, of course, allowed the experts to give high grades.
5. In the top five leaders included the only representative of domestic banking institutions - Sberbank. To enter the leading position to him allowed the presence of the greatest assets in the country. In addition, it has a good lending ability, but has high risks of non-return of borrowed funds.

The most stable banks of Rossi

In addition to the rating of foreign editions, there is a private rating that defines the most reliable bank in Russia. According to Russian experts, three largest and stable banking institutions can be distinguished. It:

• Sberbank;
• Gazprombank;
• "VTB 24".

Many people, despite foreign ratings, do not trust banking organizations belonging to this list. Because such publications mainly make focus on non-state capital, which at any time can get out of the country. Therefore, in the question of what the most reliable banks of Russia can be referred to in domestic experts.

How is a list of the most reliable financial structures?

In Russia, there is its own list of the best banking representatives, which constitutes the most reliable experts in the economy. Their assessments and criteria differ significantly from foreign, since completely other requirements are put forward to the conditions of stability of institutions.

• who is the main shareholder of the financial institution;
• ranking reliability in foreign sources;
• what time is it commercial organization Works in the domestic market;
• is there a license that allows expanded financial activities;
• whether the Bank is a member of the Deposit Insurance Funds whether its state supports;
• what programs S. state support there is a financial organization;
• representative of the State Structure.

The best banks of Russia

According to analysts and expert estimates for 2014, a list of 10s of reliable banks of Russia was formed:

1. Sberbank.
2. Rosselkhozbank.
3. "VTB".
4. "VTB 24".
5. "TransCreditBank".
6. "VTB North-West".
7. Gazprombank.
8. "Bank of Moscow".
9. "Surgutneftegazbank".
10. "Absolut Bank".

Category of the most stable financial institutions

In the top of the most reliable banks of Russia, it is possible to include a category of institutions with the status of the most stable financial institutions:

1. Sberbank.
2. "VTB".
3. Rosselkhozbank.
4. "Bank of Moscow".
5. "VTB 24".
6. "UniCredit Bank".
7. Raiffeisenbank.
8. "Bank VTB North-West".
9. "Suck the East Sale".
10. "Absolut Bank".

Where can I find your funds profitable?

1. Rosselkhozbank.
2. Rosbank.
3. "Promsvyazbank".
4. "Alfa Bank".
5. "NOMOS-BANK".
6. "VTB 24".
7. "Bank of Moscow".
8. "UniCredit".
9. Gazprombank.
10. Sberbank.

What banks are reliable for private entrepreneurs?

The Central Bank exposes its estimates and criteria. It has its scale, according to all commercial structures, assigning a certain status or rating. The largest and most reliable financial structures were included in this list: Sberbank, VTB and its divisions in other countries, Gazprombank, Alpha Bank, Promsvyaz.

Among this five, you can choose the most reliable bank of Russia for IP. Each of them has its advantages and advantages. Everyone has a very developed network of branches. They still work in Russia. Everyone has certain development programs that are supported by government programs.

These banking structures have a good statutory capital and are able to attract profitable rates For deposits, additional working capital. In addition, these organizations and other funds are allowed to take more profitable credit Low interest rate. For example: "VTB" has an excellent customer base, which has more than four thousand solid customers, including borrowers.

All banks that are in this list did not leave the best rankings. Many of them were only enlarged and absorbed by others, as did "VTB" with the bank "TransCredit". Each of them was in the list of the best in the opinion of a fairly reputable foreign journal "Forbes". In addition, they all hit the top ten or five leaders of Russian ratings.

For a private entrepreneur, the choice of the Bank is very important, as he not only takes off, but keeps its accumulated funds, conducts calculations with customers and suppliers. Therefore, the work of the bank, his responsibility to the client, the speed in carrying out transactions with money and reliability is the primary factors that any entrepreneur pays attention to. A competently selected bank, with whom the entrepreneur will work closely - this is the first step towards success and prosperity, especially in an unstable time.

Many choose a bank based on its rating assessment, as it gives a big chance to a stable future and security from all sorts of external factors, problems. Some businessmen prefer to deal with banking structures that have starting foreign capital or investment.

Ordinary people prefer to trust domestic representatives, as foreign capital may at any time leave the country, and state banks Although they give a small, but still a guarantee of protection against bankruptcy or force majeure circumstances.

Thanks to the existing scheme of assessing banking activities, any person, both a simple citizen, and a more wealthy entrepreneur, will be able to determine for itself the most reliable bank of Russia. A versatile approach to determining the rating allows various categories The population to find exactly the structure that is most interesting to them.

Some citizens prefer to keep money at home, while others invest them in large commercial projects. Surviving for our own investments, people are addressed to financial and credit organizations. Their main advantage is stability and reliability: depositors and borrowers may not worry that their money will suddenly disappear. Especially for such citizens were drawn up ratings and tops of banks of Russia, taking into account different financial indicators.

What is bank rating

Financial institutions are constantly evaluated by various criteria as independent agencies and state-owned enterprises. Based on the information obtained, a rating is drawn up. The agency collection is often engaged in the initiative of the financial institution. The company provides static and other data, and experts compare them, and then bring it to the top of Russian banks.

According to the Central Bank

Top banks of Russia is presented on the pages of the Central Bank of the Russian Federation by order registration number. Financial institutions collected in the ranking are different high levels reliability and large profits. Their reports are open to most financial experts. The reliability of the central bank is determined on the basis of the size of its own capital of a separate institution.

According to international rating agencies

Analysis of the activities of world financial organizations are engaged in companies such as Fitch Ratings and Standard & Poor's (S & P), Moody's Investors Service (Moody's). Each of them makes up their rankings on a national and international scale. Agencies use alphabet and digital designation. Letters indicate the financial stability of the enterprise at a specific point in time. Figures and modifiers are set by the names of the institutions that came to intermediate categories.

Additionally, the agencies make predictions, leaving the following comments:

• Positive when the financial institution is developing.
• Negative, if an enterprise demonstrates a stable reduction in assets.
• Developing when it is equal to an equal opportunity to increase or decrease the rating.
• Stable if the company's indicators do not change for a long time.

Credit ratings assigned to world rating agencies make it possible to judge creditworthiness, financial Sustainability, reliability and reputation of financial organizations. Ordinary consumers, having familiarized themselves with these indicators, practically nothing will understand, but the companies themselves are closely followed by the estimates. The confidence of international investors depends on published rating agencies of information.

Top 10 banks in Russia

In any ratings, the first places are given financial companieshaving support from the state. Young companies rarely fall into the top 10 banks of Russia, because Do not have enough capital and trust among citizens. A similar situation is observed when considering non-state institutions: with the same revenue volumes, they will be in the ranking lower than government. According to the Central Bank of the Russian Federation, the first ten banks of Russia looks like this:

1. UniCredit Bank.
2. Gazprombank.
3. Alfa Bank.
4. Sberbank of Russia.
5. FC discovery.
6. Rosbank.
7. Promsvyazbank.
8. Raiffeisenbank.
9. Rosselkhozbank.

The largest

Leading financial organizations are popular among consumers: they can offer different bank products, profitable interest rates on loans, because Possess great capital. Most large bank In Russia - Sberbank, there are up to 80% of the contributions of all residents of the country. In the largest in Russia, it includes VTB, but the value of its assets is 3 times less than that of Sberbank. 10 of the largest banks of Russia at the regional and federal levels:

1. Sberbank.
2. Gazprombank.
3. FC discovery.
4. Alfa Bank.
5. Moscow Regional Bank.
6. Communication Bank.
7. Growth bank.
8. Rosurobank.
9. Bank Rosgosstrah.

Clients of these companies do not need to think about insure their investments, because They are subject to state guarantees. All bank deposits are under the protection of the country, and in the case of sudden bankruptcy will be returned to their owners. Making deposits as in rubles and in foreign currency. They will be kept to demand the owner. More information about the insurance system can be found on the official websites of companies.

Popular

A list of financial organizations, much more often treated physical and legal entities, somewhat different from the rating compiled by the Central Bank of the Russian Federation. For many customers to the fore, there is convenience in obtaining services, but the amount of assets and the total number of customers become secondary things. In addition, not all citizens of the country know that indicators mean data. Top banks of Russia, which are popular among investors and individuals:

1. Sberbank.
2. Sovcombank.
3. Gazprombank.
4. Rosselkhozbank.
5. VTB 24.
6. Promsvyazbank.
7. Growth bank.
8. Norda Bank.
9. GLOBEX.
10. MTS Bank.

The most stable

In assessing financial organizations, analysts each time change the principles of the formation of the rating. The most reliable in Russia is, as before, subsidiaries of foreign consortia and the largest state banks: Sberbank, Rosselkhozbank and VTB. The remaining organizations continue to compete for the lower position of the list. Rating of the most stable banks:

1. Sberbank.
2. Sovcombank.
3. Gazprombank.
4. Rosselkhozbank.
5. VTB 24.
6. Promsvyazbank.
7. Bank of tea.
8. Norda Bank.
9. Alfa Bank.
10. Bank of Inza.

Ranking Reliability Rating

Choosing commercial or state organization For integrated service, you need to pay attention to credit rating. It changes from AAA to "D". Financially sustainable companies are assigned the rating "A" and higher, unreliable enterprises that cannot fulfill their obligations, assign the rating "D". Savings from such institutions is better to pick up either faster translate to other financial organizations. Top reliable banks is as follows:

1. Sberbank.
2. UniCredit Bank.
3. Rosbank.
4. Raiffeisenbank.
5. Citibank.
6. Bank of Inza.
7. Bank of tea.
8. Gazprombank.
9. Rosselkhozbank.

The following companies were included in the list of insufficiently reliable organizations: Russian International, Pervomaisky, International Financial Club, Basshkinabbank. Representatives of these organizations, representatives of international agencies recommend to withdraw all means. Uraltransbank and Tempebank have fallen into a list of problem enterprises. The Central Bank of the Russian Federation withdrew the license from Tatfondbank.

According to assets

In compiling this list, the enterprise's market capitalization indicators give the value. These include the cost valuable papers Companies, all its property, depositors money, investments: the more assets, the higher the cost of the enterprise. Customers of the organization can learn about the change in these indicators over the past month, half or the year. From a practical point of view, the value of assets is more interesting to investors rather than simple individuals. Top banks in Russia in this category Next:

1. Sberbank.
2. Gazprombank.
3. VTB 24.
4. Rosselkhozbank.
5. FC discovery.
6. National Clearing Center.
7. Moscow credit bank.
8. Promsvyazbank.
9. BINBANK.

Assets are a non-permanent amount, they depend on the state of specific market segments. The highest estimates are considered short-term loans, and real estate and land are considered low-liquid, because It will be difficult to implement them. Credit investments demonstrate high risks, because loans often do not pay to the end.

On loans

The list is compiled in terms of loans issued, and other indicators are not included in it. Cash loans, consumer loans, car loans, loans for plastic cards, Mortgage and other types of loans issued to citizens. The source of information is the Central Bank of the Russian Federation. The rating will be useful to those who want to find the popular among borrowers. The more financial institution issued loans, the more citizens trust him. Top banks in loans:

1. Sberbank.
2. Gazprombank.
3. BM-Bank (formerly Bank of Moscow).
4. Novikombank.
5. Deltacredit.
6. Mail Bank.
7. Zenith.
8. Novikombank.
9. Transcapitalbank.

On deposits of individuals

The top list is formed on the basis of official information provided by the Central Bank of the Russian Federation. There are data about bank deposits And their holders are all financial organizations in the country. Experts compare the statistics received, and then publish it. The main purpose of the preparation of the Top of Banks of Russia on deposits is to demonstrate the volume of savings in each enterprise. Based on this information, citizens will be able to decide on where it is better to open an account. This rating includes:

1. Sberbank.
2. VTB 24.
3. Rosselkhozbank.
4. BINBANK.
5. Alfa Bank.
6. Ugra.
7. Moscow Industrial Bank.
8. Ural Bank for Reconstruction and Development.
9. Russian standard.
10. St. Petersburg.
11. Eastern Express Bank.
12. Revival.
13. Russian capital.
14. AK BARS.
15. Absolut Bank.

To individuals will be better distributed the amount between several companies. This will clearly appreciate the increase in deposits in each organization and understand where it is better to leave your money. Before you have an account in any financial institution, you should check the description of the conditions of retail deposits. Some well-known credit organizations in Moscow require potential investors to submit a lot of documents or prohibit making money until the end of the deposit storage period.

By profits

Net profit is the final work indicator financial institutionswhich reflects the result of all activities and remains at their disposal after execution tax obligations and making other mandatory payments in the state budget. Also on this list includes money that investors in development credit organizations. Top banks of Russia on profits:

1. Sberbank.
2. VTB 24.
3. Rosselkhozbank.
4. Bank of savings and credit service.
5. Surgutneftegazbank.
6. Express Volga.
7. Tinkoff Bank.
8. All-Russian Bank development of regions.
9. Trust.
10. SMP Bank.

For registration of a loan or discovery of the deposit not to know rating financial organizations and its level of income. Interest rate, the need for insurance, the number of documents requested and the requirements for the borrower are factors affecting the assessment of the loan conditions. You can learn this information from the loan description. The list of proposals of each institution can be found on the website of the selected organization or in one of its branches.

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