Trust management in financial markets. Trust management in the stock market is a good way to increase capital. Individual trust management

Trust management is a professional activity (analysts, professional managers) in managing clients' assets on stock market (exchanges) in order to preserve and increase funds.

These are not some abstract robots - these are concrete controllers.
This service is provided by brokers working on exchanges.

The essence of the service is that a client without the ability, time or desire to manage own funds independently, transfers them to a professional manager, which manages assets in the stock market (exchanges) within the framework of the strategy chosen by the client.

Trust management

Service benefits

Trust management has a number of advantages over independent trading:

1) funds are managed by experienced and successful managers
2) the ability to control your account and transactions on them using regular reports in your personal account
3) an optimally built investment process with the involvement of leading analysts of the company

The activity for such a service must be licensed, i.e. accompanied by a license (securities trust license).

Trust management - strategies

There are special standard (basic) strategies that are offered to the client for selection. Usually there are about 4 of them, different brokers may have different names for such strategies, for example, one has this (Speculative, Stable, Market and Aggressive strategy), the other (Balanced, Russian shares, Rotation and Hedge - Fund Strategy).

Let's take a closer look at the second example.

More balanced (conservative)

1) strategy "Balanced"
The peculiarity of this strategy lies in the adaptive change in the proportion of stocks and bonds (from 30% to 70%), depending on the situation in the stock market.
2) strategy "Russian shares"
The strategy is based on the principle of "safety margin"; preference is given to companies market value which are many times lower than their intrinsic value.

More speculative (active)

3) the "Rotation" strategy
The strategy is based on the selection of issuers whose shares show dynamics much better than the market and determining the optimal moment to exit the position
4) Hedge Fund strategy
A speculative strategy with a high potential return and risk level.

Accordingly, unlike a balanced strategy, a speculative strategy will have a higher potential return and risk level.

Financial side of the service

Minimum entrance to provide the service

This service is provided to clients starting at RUB 300,000, with the exception of the Hedge Fund strategy - RUB 500,000.
For clients from 5,000,000 rubles. companies are ready to speak individual conditions and prepare an individual investment strategy.

Service fees

Management fee 0.9% of the average annual cost net assets - once a quarter.
Success fee is 19% of the amount of income in excess of 8% per annum, if less than 8%, then the fee is taken only for management. Those. if, for example, you earned 9%, then a reward of 19% is taken from 1%, you get 0.19% of income. Thus, this approach encourages managers to show incomes above bank deposits.

Tariffs apply to all strategies

Control over the services provided

Everything is monitored with regular reports. Reports are not posted daily, but monthly in accordance with the legislation of the Russian Federation.

In this article I want to tell you how I invest in the shares of Russian companies.
From time to time I am asked the question: "Where to invest big money, but to be reliable?" - this article is for you!

After the bankruptcy of brokers Forex Trend and RVD Markets in which I invested, I decided that it was time to end up with offshore brokers, I needed to switch to reliable licensed brokers. But it turned out that reliable brokers do not have PAMM accounts, they are simply prohibited by the regulator. The only option remains to look for sensible traders, open an account with a reliable broker and transfer this account to the trader's remote control. I was looking for successful traders for a long time, it turned out to be difficult. There are many trading “gurus”, but few of them can prove their experience by having a trading account with a positive history for at least a year. I didn’t find such people on Forex, only sinkers on martingale, so I switched to the Stock Market. The fund is less risky than Forex, but the yield is also lower.

In October 2015, I selected three managers, allocated three deposits of 500, 400 and 300 thousand rubles. The second and third dropped out in the spring of 2016, because their trade was unprofitable. There is only one manager left for 500k, and I want to tell about him.

His name is Nikolay, he is known on the mmgp forum under the nickname Nicma. On this forum, I saw his topic in which he offers his services.

Terms of cooperation from Nikma:

To manage on my account I accept amounts from 30,000 to 1.5 million rubles.
The maximum amount of all investments in this way is 1.5 million rubles.
Separate accounts from 500,000 rubles. If the number of accounts exceeds the convenient for management, the amount will be increased.

Management fee - 20% of net profit (after deduction of personal income tax 13%), for amounts from 1 million - 15%.
Distribution of profits to individual accounts on a quarterly basis, without recalculations in the future.

For management from your account - distribution at the end of the year or upon withdrawal, also without recalculations in the future.
Withdrawal of amounts is possible from October to December inclusive, this is due to the fact that when you withdraw any amount, tax is immediately written off for all profits from the beginning of the year, and the profit from the use of the tax amount in circulation is not received.
You can withdraw ahead of schedule with a penalty of 5% of the deposit. Withdrawals until October are possible without a penalty, but you will need to contact in advance and wait for the appearance of netting or the receipt of the next dividends.

The strategy is used in the medium term, with an analysis of the state of the market and companies, priority is given to highly dividend shares, the estimated yield is 40-160% per annum.
No leverage is used, so the risk is only in the depreciation of the shares themselves. During the biggest crisis of 2008, MICEX shares fell by an average of 40%, but dividend shares are falling significantly less than the market average and recover faster, so I estimate the risk no more than this level. With the possible closure of a broker, only the funds on the broker's balance sheet and shares that have not reached the depository are at risk, which is insured against brokers' problems.
They enter the depository in 2 days, but the shares sold 2 days ago are still listed in the depository, so the risk here is insignificant.
For remote control, bank transfers to Telebank with 0.3% commission or TCS bank, webmoney with a commission of 0.8%, Qiwi with a commission of 1.6% are accepted on their account
Broker's commission for withdrawing 0.2% of the amount, replenishment without commissions.

Guarantees - repeatedly collected pools in various projects in amounts from $ 5 to $ 30 thousand

The question of trust immediately arises, because half of the money is not small. I did not participate in the pools, but I knew Nikmu, he traded on PAMM accounts of well-known brokers, including Forex-Trende. He actively discussed Forex, brokers and investment companies. It was registered on the forum back in 2009 and has more than 10k messages. I studied his activities on the forum, topics, messages, did not meet negativity.

Unfortunately, the Fund does not have myfxbook-type monitors and it is difficult to show / prove your trade, there are only reports. But Nikma led the topic with investment portfolio reports, in which he commented on actions with a stock portfolio, i.e. what he sells, what he buys and it was not after the fact!
According to these reports, Nikolai earned + 22% for six months, which is a good result for the MICEX. I decided to trust this trader.

I opened an account with the Otkritie broker, Nikolay recommended it. there are the lowest brokerage commissions. Broker Otkritie is one of the three best brokers in Russia. It has been operating since 1995, has the maximum AAA reliability rating, is a bank, all the necessary licenses and insurance are available. You cannot open an account remotely, a mandatory visit to the office is required. EPS is not accepted, only bank transfers. Everything is serious here, scam is excluded. More precisely, bankruptcy is theoretically possible, like any bank, but the probability of this is very low.

Replenished bank transaction his trading account for 500 thousand rubles and gave Nikolay access to the account. The first 4 months the profitability was near zero, I waited patiently, because I understood that there would be no quick profit here, there may be periods of flat. Since February 2016, the profit went, bringing the balance to 565 thousand rubles, I decided to withdraw the profit, pay remuneration to the manager (VU). And in general, see how the withdrawal from the broker and the calculation of the VU work. I received the withdrawal within 24 hours, transferred 20% to Nikolai VU to the TCS card. In June there was a slight decline, but since July it has flooded :) For a month I received 30% profit. This time I already rented 120 thousand, it was necessary to lead a family at sea. The withdrawal from the broker was the same day, Nikolay also received his 20%.

Unfortunately, the broker's office does not allow drawing up a profitability chart, there is only the balance, and I provide it:

The falls and increases in the balance are clearly visible, the withdrawal of funds is highlighted in red, these are not losses.
Thus, in 11 months Nikolay earned 170 thousand rubles on my account, this is 34%. For trading shares of Russian companies during the crisis, this is an excellent result! For comparison, the MICEX index for this period, brought in two times less!

As for the risks: I believe that non-trading risks are excluded here.
If we compare the Stock Market with Forex, then the FR has advantages - these are low leverage and low volatility of instruments. These qualities will not allow you to quickly drain the account. In Forex, the manager can drain your account in a day. It will take many days for the FR, you will notice this and change the access to the account, the broker sends weekly reports to the mail. In general, there are trading risks, of course, but they are lower than in Forex.

By buying shares in companies, you become a shareholder and have the right to vote at shareholders' meetings. I regularly receive letters of invitation to such meetings. It's nice to feel like a shareholder, you can brag to your friends :)
Here is my current portfolio composition:

Summing up, I can say that I am satisfied with Nikolai's work and recommend him for cooperation. He is always in touch in ICQ and is ready to answer any questions.

Updateafter 2 years

As I wrote above, for the first year, the profitability remained about + 34%.
During the first half of the second year, there was no profit, but I waited patiently. And in the fall it was rewarded with a sharp increase, the second year brought about + 44% arrived.

Here is a graph of the return on my account over two years:

From 500 thousand rubles 393 thousand were earned.

Nikolay changed the conditions of the remote control, increased the minimum entry to 3 million rubles, because has already collected a sufficient number of investors. A large number of small accounts are more difficult to manage.

Transfer of personal funds into trust is one of the better ways secure yourself stable. It is available to everyone who has a certain amount on hand and a desire to put it into action. According to statistics IBISWorld, today more 65% Americans have chosen trust money management as the main tool for increasing their capital.

And this is no accident.

After all, this approach allows anyone to invest money in profitable projects around the world, without changing their usual lifestyle and without spending their personal time on independent market research.

What is trust money management

If we talk in simple words, then trust management is the transfer by a person of the right to control his money to another person or organization.

In business terminology, trust management means the conclusion of an agreement between an investor, according to which the first transfers his money to management, and the latter puts it into circulation, receiving a certain percentage of income as a reward.

Trust management of funds in the stock market

In fact, under trust management of money for 90% implied DM in the stock or foreign exchange marketsbecause the most liquid goods are traded there.

• The entire US pension system is listed on exchanges NYSE, NASDAQ, COMEX and others.
• 93% are joint stock companies, and only in them invest almost 40% Americans.

The assets of almost all investment funds are all stock market assets.

Trust money management with private traders or brokerages is potentially a very profitable business with protected risks.

By joining DU, even the most distant person from the intricacies of working with the stock market can increase capital in the shortest possible time. From this, the main advantages of remote control for professional participants follow:

• Professional management implies not only an analytical approach, but also more profitable terms for buying and selling assets, reducing overall costs.
• Due to the accumulation of investors' capital, DM allows you to create diversified portfolios.
• No break in investment management. It doesn't matter what life situations arises from a person - his money will always continue to work for him 24/7/365.

For an example of trust management in the stock market, let us take the financial holding FINAM, which is one of the largest not only in the domestic but also in the world market. Since its founding in 1994, it has consistently ranked among the top five domestic brokers and provides investors with access to stock exchanges in Europe, Asia and the United States.

One of the most demanded services of an investment holding is trust management in the US and European stock markets.

The minimum amount to start is $80 000 ; average annual return 16% at the maximum possible drawdown 15% ... Management fee depends on the rate of profit growth and is 25% if the account has less $100 000 and 20% if the amount on the client's account is more than one hundred thousand.

Of course, many profitability in 13-16% per annum will seem very small, but this is the case when it is not about $ 1000, and hundreds of times more... Even with such a return, you can achieve unimaginable results thanks to reinvestments and.

For people with little capital, there are other opportunities that do not exclude making money in the stock market.

For example, you can invest in mutual funds with a broker that is regulated by CySEC:

For example, a fund of shares of gaming companies:

Minimum amount to open an account $500 ... In addition, with the broker you can create your own portfolios of stocks and trade other assets. The difference between this method is that here you do not buy stocks, but on them.

Trust management of assets in the foreign exchange market

Today, trust management at foreign exchange market offered by large brokerage companies, whose activities are licensed by financial regulators, and all parties receive guarantees.

Today one of these brokers is licensed to operate from TSB RF... Alpari has created a special type of account -. Such an account is opened by a trader who wants to be invested in it. The statistics of this account are open and all investors can view and compare them with others. If a trader shows a stable profit for six months or a year, it makes sense to invest in him. Minimum investment start at $ 10.

An unlimited number of investors can invest in each PAMM account, that is, a managing trader, and the profit will be distributed in proportion to the contribution.

If you invested $100 , and the manager brought in a month 10% profit, then your profit will be 10% of the amount of your deposit. True, the manager will take a small commission from the amount of profit for the remote control. As a rule, this is 20-30%.

It is interesting that the number of PAMM accounts is large, and each investor can create by investing in different managers.

The person has different ways extract additional profit from your capital. And trust management on stock exchanges or stock markets is by far one of the best. It makes it possible to increase the size of your finances without much work and participation in dubious schemes.

Small and medium-sized investors who have other sources of income, but at the same time can begin to receive additional income without taking away personal time, will appreciate the advantages of trust management most of all. After investing, for example, in low-yield funds, they can provide themselves with a small, but stable profit in the long term with minimal personal participation. So, trust management can be considered a universal means for multiplying capital, regardless of how much money the investor has in his pocket, especially since there are offers for every taste.

If you find an error, please select a piece of text and press Ctrl + Enter! Thank you so much for your help, it is very important for us and our readers!

The modern life of a successful business person has a close connection with the stock market. That is why the choice of financial instruments is gradually expanding for a depositor who is going to increase his income in this area. Trust management in the stock market or stock exchanges involves entrusting the main work to specialized firms.

Characteristics of a financial transaction

According to the legislation (Civil Code of the Russian Federation), trust management is the transfer of the investor's assets to a reliable specialist for a certain time in order to make a profit. In Russia this financial instrument is a good way to increase your savings. Trust management on the stock exchange or stock market has distinctive features - the ability, together with the company, to develop an individual strategy and competently perform the following operations:

• agree on the rules for portfolio control;
• correctly assess the degree of risks;
• choose the most profitable investment terms;
• determine the characteristics of securities (securities) for their inclusion in the portfolio.

After concluding an agreement with an investment financial company a person receives full information support, legal support and tax advice.

Features of trust management in securities trading

Trust management in the stock market is the disposal of a client's securities or money in order to generate income. The manager who accepted the investment is obliged to analyze the market, choose the best issuers, the time and duration of the investment. The amount of profit directly depends on the competence of the principal and the market situation.

Various immovable property (enterprises or securities), but not money, if this is not provided for by the legislation of the Russian Federation.

The investor receives the following benefits:

• if necessary, you can get away from unprofitable trends;
• combination available different types securities: options, futures and others;
• there is an opportunity to expand the investment portfolio.

The manager does not receive any rights during the transfer of ownership for his control, except for the disposal of assets in the interests of the investor. The specialist receives a monetary reward for his work, which depends on the benefits of the transaction.

Trust management on the exchange (stock market) is divided into two categories: collective and individual. This category is intended for low-income investors who want to increase their capital, but do not have the opportunity to do so. Individual management is characterized by the separate control by the firm of each portfolio.

How to choose the right management company?

The future of investors' assets largely depends on the competence of the specialists into whose hands they are transferred. It is very important here to choose the right stock market trust agency. Solving the question posed, you should pay attention to several important points:

1. Clients have free access to income reporting.
2. The company has a support service, a good reputation and has been in the market for a long time.
3. Investors can use different systems to deposit and withdraw money.
4. The trust company has a clear earning system.
5. A large number of positive reviews from previous clients.

To guarantee the receipt of profit from the financial transaction in question will help both right choice specialists and a suitable type of remote control on the market. To make the right decision, you should consider each of them separately.

Characteristics of a mutual investment fund

Share investment fund - a financial instrument under tight control management organization (FFMS). Its peculiarity lies in the access of depositors with a small budget to investments in securities. The client does not need to constantly monitor prices on stock exchanges, track news, buy and sell savings.

The considered type of collective investment is intended for people who are not versed in the peculiarities of financial management (if you want to understand this issue, then read it) or those who do not have time to manage their capital. An investor can invest in a mutual fund of any amount and receive real income more than from a bank account. His money is pooled with the rest of the trustees in the stock market.

The income of the shareholders is formed from the increase in the share of the investor in the market. If they are sold and profit is made, otherwise the investor risks being a loser. However, the final result is revealed only after the shares are sold.

Positive aspects of mutual funds:

• availability (you can invest from 1-3 thousand rubles);
• reliability;
• profitability;
• professional management;
• clear infrastructure ();
• strict state control, which reduces and protects clients from unfair capital management.

Negative sides:

• high level of risk;
• costs for registration and safety of investment documents;
• the management company consistently receives interest, regardless of its market position.

OFBU: features, positive and negative sides

A general bank management trust is a type of trust in the stock market regulated and controlled by the Central Bank. The organization in question is not legal entity, and its activities are supervised Federal Service on financial markets.

OFBU are suitable for different groups investors and allow them to invest their money not only in domestic, but also in foreign securities, precious metals, currency. This fundamentally distinguishes them from mutual funds, which are under the strict control of the Federal Service for Financial Markets (FFMS). In addition, clients can carry out transactions in the derivatives market with futures that bring maximum profit and insure them against risks. Trust management objects on the market with a total trust fund banking management may be:

• money;
• foreign currency;
• natural gems and metals.

The investor must open a separate account to carry out settlements and to keep money. This ensures that your savings are protected from unforeseen problems. credit institution... The investor's profit in OFBU depends on the profitability of investment assets and the efficiency of fund management.

Positive aspects of OFBU:

• great investment opportunities;
• the opportunity to get high profits;
• savings on the management, storage and accounting of property, since all administrative costs are borne by the bank;
• The Central Bank controls the activities of the considered type of trust in the stock market.

Negative sides of OFBU:

• low awareness of potential clients about the activities of the fund;
• banks often use a risky strategy using leverage, so the depositor risks losing a lot of money;
• requires basic knowledge of financial markets.

Distinctive features of an individual trust management (IMU)

IMU is a way of storing and increasing capital, providing for the management of savings transferred by the depositor to a competent specialist. This type of control on the market is suitable for people with large amounts of money.

When planning a strategy, specialists take into account all the client's requirements about the acceptable level of risk, the desired profit, the instruments used, etc. The IMU does not require the publication of information about its activities (unlike mutual funds). With regard to taxation, the agent pays income tax for the founder from the profit received.

IMU advantages:

• there is no need to regulate the portfolio structure;
• individual formation of a portfolio for the client;
• the depositor can get advice not only on general issues, but also specifically on his portfolio;
• if necessary, you can quickly change the strategy without closing the account or withdrawing money from it;
• the client has the opportunity to receive a report on his portfolio every quarter.

Disadvantages of the IMU in the stock market:

• there is no opportunity to compare the result with the portfolios of other investors;
• basic knowledge of the stock market, finance is required;
• the service is available only for large investors.

What is the advantage of Forex trading?

Forex trading is based on making a profit from bought and sold currencies, the rate of which periodically becomes higher or lower, depending on economic conditions certain countries.

Based on the above information, we can conclude that a person has different ways to make additional profit. Asset management in stock markets or stock exchanges is a great way to grow your savings without much difficulty.