Open an account in the bank to the physical face. Instructions for those who do not know how to open an account in Sberbank. Cumulative or deposit accounts

Opening an account abroad is one of the requested services. Funds abroad may be required private and corporate persons. It is desirable that the procedure for opening an account has passed quickly and confidentially. This is especially relevant against the background of the processes of deufforization. Banks do not need protracted checks and an in-depth analysis of each customer transaction.

For whom?

Is it possible to open an account in foreign Bank Russian? Yes. The need for this service may arise from individuals who intend to conduct Internet business abroad or just want to put funds for a deposit for a larger percentage.

How to open an account in a bank to a foreign citizen:

1. Select the type of account and the country to invest.
2. Collect the package of documents and provide them with an intermediary or financial institution directly.
3. Register a company (for legal entities).

Consider more detailed each stage.

Choosing a country

Individuals can open an account in a credit institution without intermediaries. However, the list of banks that are ready to communicate with the client is very small. Especially if we are talking about the conduct of financial transactions in Luxembourg or Monaco. Although against the background of modern political realities, even the industry leaders like Switzerland and Singapore lose their position due to pressure from international organizations. Respectable banks open an invoice only after personal communication with the client and enter minimum amount Deposit.

You can open a settlement account in a foreign bank of offshore countries. These financial institutions prefer to work through intermediaries who not only conduct a primary testing of customers and the source of origin of funds, but also determine with which credit institution is better to cooperate.

Western European banks are not interested in RKO non-residents. Very high rates have been installed for such operations. For frequent transactions, it is better to open an account in the Foreign Bank of Estonia or Latvia. Financial institutions of Singapore and Hong Kong welcome foreigners who are engaged in business in the countries of East Asia, and deposits take only on very large sums contributions. The account in Switzerland is better to use to preserve capital, and not for active trading. Credit institutions establish high demands on the unsigned residue, and the number of operations is limited.

Russians have increased interest in the banks of the Baltic countries every year. In financial institutions, service is carried out in Russian for a small fee. Before choosing a particular institution, you should clarify the bank's reliability rating, the size of the minimum deposit and the requirements for foreign customers.

Lithuanian banks as additional documents also require a certificate confirming the source of origin of funds. This may be an extract from a personal account, contract or documents about possession. real estate. A notarized copy of the internal and foreign passport of the beneficiary translated into English may also be required. Some banks are registered only after the personal visit of the manager in the financial institution office.

It is much more difficult to register an account in the Austrian Bank. The client needs to prepare a large package of documents in advance, answers to questions about the origin of funds, as well as the minimum deposit in the amount of 200 thousand euros. Some financial institutions discover the score after making 5 thousand euros. This amount is not used as a deposit, but immediately enters the account and can be used by the client.

Types of accounts

Before opening an account in a foreign bank, physical lick You need to select the type of account. The highest requirements are provided to investment. They are intended to diversify assets consisting of classical and new investment products. It is important to choose the right strategy correctly - risk or with minimal profit. Such accounts are not suitable for regular payments. The transfer of funds is charged a big commission.

For permanent operations, it is better to open an account in a foreign bank with a retail orientation. In such institutions, you can open a classic deposit, a cumulative account or use standard investment products. To overpay on the service commissions do not have to.

Documentation

In order to open an account in a foreign bank, you need to provide:

• statement with the original signature of the owner;
• a copy of the passport or driver's license owner;
• recommendation letters from other institutions;
• company documentation package.

The timing of paperwork depend on the internal rules of the bank. Some institutions discover the score within one day, while others check the documents for more than a month.

Permitted operations

At the expense, open in a foreign bank, physically face can enroll:

• the amount of interest on deposits;
• minimum contribution required to open an account;
• cash obtained as a result of conversion;
• translations of the currency of the Russian Federation between foreign accounts of two residents or their close relatives;
• the translation of the resident of the foreign currency at the expense of another resident operating in the bank outside the Russian Federation, provided that the amount of transaction in one day does not exceed $ 500 at the rate of the Central Bank.

Company registration

Offshore companies today are used not so much for doing business, as for ownership of asset and foreign accounts. You can contact the mediator and buy an already registered company. The procedure for issuing documents will take one day. Persons who are really ready to conduct business abroad is better to register their own LLC. Moreover, a foreign company owning a Russian company takes on the decision of any property disputes within international law.

Open an account in a foreign bank remotely

The account registration procedure is quite long. You need to collect a large package of documents, translate them into English and assure a notary. To not spend a lot of time, you can open an account in a foreign bank via the Internet. The main advantage is that the client does not have to visit the bank's separation personally. However, it will not work without intermediaries.

The global trend indicates that offshore banking is becoming more expensive. Five years ago, it was possible to open a bill for $ 200 and spend the same on annual service. Today, banks hold more transaction check operations. As a result, the cost of payments and the Account Services Commission is constantly increasing.

Offshore

Open a bank account in a foreign bank to a legal entity is easier than physical. This service is provided immediately after registering the company. Abroad, foreign companies cannot exercise financial work for cash.

Buy offshore with already open account It is impossible. The bank can recommend the jurisdiction with which he cooperates. But this does not mean that this company will provide the services needed by the Client. For example, some Latvian banks officially do not accept documents from the classical offshore countries, such as Anguilla, Antigua, UAE, Panama and Belize.

Tightening rules

In 2013, Russia has become a member of the autobrack system tax Information. Now she can receive data on foreign accounts of Russians from other countries. According to the law, the Russians are obliged to inform about the availability of an account in a foreign bank. With the introduction of a new system to track "Molchunov" will be easier.

What does it mean?

Open an account in a foreign bank, a citizen of the Russian Federation has the right. However, according to the Federal Law "On currency regulation», currency Residents We are obliged to notify the opening and change of account details in a foreign bank. The declaration in the FTS must be provided annually until 01.06. This rate has come into effect since 2015.

Restrictions

Before opening an account in a foreign bank, you need to ask about restrictions. So, currency residents cannot credit income from real estate and grants to their accounts. Penalty for violation of this requirement is 100% of the transaction amount. If a citizen works in Estonia, sold an apartment in Tallinn, and the funds received credited to the account at the local bank, the next arrival in the Russian Federation will end in deplorable. In such cases, you need to open an account in a foreign bank in Moscow, and then translate funds abroad. This restriction does not concern those who have been living and work in Estonia for many years and do not come to the Russian Federation.

Reporting

Citizens of the Russian Federation are obliged to report to the FNS on the opening, closing, change of details and on the movement of funds at each of foreign accounts. At the same time, tax authorities can request additional information about individual operations. Especially for this purpose developed form reporting. The completed declaration can be independently transferred to the tax employee, send through the taxpayer's office. Persons who are not spelled out in the Russian Federation can send a letter at the last place of registration to the territorial office of the FTS.

Taxation

Not all currency residents list taxes in the budget of the Russian Federation. If a person is not considered a tax resident, he is not obliged to pay funds in the treasury of the Russian Federation. This largely depends on Russia's agreements with a specific country.

According to Art. 207 Tax Code of the Russian Federation, tax residents are considered citizens of Russia, which:

• live in the Russian Federation more than 183 days a year;
• have a residential object in the property or registration at the place of residence in the Russian Federation.

Penalties

If the tax authorities independently learn about the opening of an account abroad, the taxpayer will be imposed a fine of 2-3 thousand rubles. In case of violation of reporting deadlines for up to 10 days, the amount of the fine will decrease to 500 rubles. For a re-offense will have to pay 20 thousand rubles.

Question price

Most problems arise when removing cash. In Europe, there is a SEPA - a single zone of europte. In the banks of all Evrosp, as well as in the financial institutions of Hungary, Poland, the Czech Republic, Romania, Bulgaria, Sweden and Denmark, you can withdraw funds from maps without a commission. But these rules do not always work. The client who issued an account in Italy, and the means is trying to remove in Switzerland, should be ready to accrual the Commission. For interest-free removal of funds, the ATMs of Sberbank, which are presented in many countries in Eastern Europe, or Sitibanka. This international bank has branches in more than one hundred countries of the world. In any country of the world, an operation on the cashing of funds from bank cards in the "native" ATMs commission is not subject to the Commission.

Profitability deposit deposits Also doubtful. In addition to the commission for opening and maintaining an account, the depositor will have to pay income tax. In Switzerland, non-resident revenues are raised at a rate of 35%. The deposit is charged at a rate of 0.25%, and this is only if the currency of the account does not differ from the national. That is, it is impossible to earn on the deposit in the European country. But the client will need to pay the commission for opening and maintaining accounts.

Settlement account need to legal and individuals in order to participate in non-cash money turnoverand accumulate on it non-cash fundswhich will be used in the future to be intended.

Page Content

Before entering directly to open an account in Sberbank, it is necessary to determine which account and in which currency is necessary. The account may be current, card or deposit. Detailed advice on this issue can be obtained from bank employees who, after analyzing the needs of the client, will help choose the most optimal opening conditions.

• Current account - intended for storing funds and the implementation of operations in the national and foreign currency. Interest on the balance of funds are not accrued. The peculiarity of this account is that the Bank needs to visit the operation. As a rule, such an account is used to make money transfers, payment large shopping, as well as payment under contracts and serious transactions. Use such an account to perform operations with large sums, more reliable.
• Card account - often "tied" to the current account and makes it possible to perform operations using or plastic cards. The advantages of the card account lies in the fact that it can be used at any convenient time without visiting the branch of the bank, as well as send and receive money transfers Or make purchases using an ATM. Such an account is most often used for everyday purchases, paying current payments, and cash withdrawal.
• Deposit account - used to accumulate funds, which the client receives through interest accrual, to the balance of cash placed on the deposit account. Unlike the previous two options with the means that are on the deposit account, it is impossible to use until the end of the contract. The use of a deposit account, thanks to the accrued interest, allows its owner to protect funds from inflation.

Open an invoice for an individual

Open account can any adult citizen. Russian citizens when contacting the bank is enough to have a passport with them. Foreign citizens, in addition to the passport, a document is required to confirm the right of staying in the territory of the Russian Federation.

Opening an account in the department

To open an account, you must contact the nearest and explain to employees, what operations you are going to carry out in which currency. Bank employees will help you choose the appropriate type of account and tell about its advantages.

Deciding with one of the options, it is necessary to provide an employee of the bank passport, on the basis of which an account on the use of the account will be filled. The contract is drawn up in two copies and will require your signature that you need to put, having studied the contract. Having received its own copy of the contract in the hands, check the presence of round printing of the bank on it.

After the contract is concluded, you can start using the score. If simultaneously with the opening of the account, you decide to arrange a plastic card, it will be possible to get it in the bank's separation in 2 weeks.

Open an account in Sberbank online

You can open an account on your own using the Internet, if you are activated. If you did not use such a service earlier, we recommend that you need.

So, in order to open an account in Sberbank online you need:

Attention! Pay attention to the conditions of the deposit on its removal and replenishment. If you need the contribution to the sake of the account, then choose a contribution without restraints for removal and replenishment.

What to do if in Sberbank online there are no tabs "Deposits and Accounts"?

If in the main menu personal Cabinet No tabs "Deposits and Accounts", do not worry. The tab may be absent for two reasons:

1. You have not been issued by the FMBA agreement (universal banking service agreement). To conclude an agreement is necessary personally, in any branch of Sberbank.
2. Tab is hidden in the settings. To activate it, go to the personal account settings and in the "Product Visibility Settings" tab, select the appropriate section.

Survey: Are you satisfied with the quality of services provided by Sberbank as a whole?

YesNot

Open an account for a legal entity

For legal entities, the current account is the main financial instrument. With its help, the enterprise is managed by its financial flows, calculated with counterparties, lists the salary to employees and pay taxes.

As a rule, the opening of the current account is a mandatory procedure, which should be immediately registered with the enterprise in the state market. To open it, the company will need to assemble a certain package of documents, which should consist of:

• statutory documents of the enterprise;
• evidence that legal entity was held state registration;
• extracts from the register;
• certificates from statistics on the assignment of codes;
• documents confirming the powers of the Director and the Chief Accountant;
• certificates that the enterprise consists of tax accounting;
• licenses, in case the company carries out a licensed type of activity;
• application form;
• card with signatures officials, and print print enterprise.

It is also necessary to provide the original documents from which the bank will remove the copies and will assure them. After checking the documents provided, the Bank's employees will be offered to sign an account maintenance agreement. After signing the contract, you will expect notifications about opening an account.

Important. After opening an account, the enterprise must notify this tax inspection, PFR and FSS.

The procedure for opening an account for IP is identical, except for the list of necessary documents required for this. The entrepreneur does not need to provide statutory documents.

Simultaneously with the opening of the current account, remote service can be connected, which will significantly save time for payment operations. This will allow you to track the movement of funds in real time, as well as carry out payment transactions without visiting the Bank. The possibility of connecting the service is provided in the account maintenance contract.

In this regard, there is often a number of questions regarding all sorts of subtleties of opening bank accounts: the necessary documents, subtleties of the design procedure, the choice of the bank, as well as the benefit of the client, etc.

Opening a bank account for IP

Open a bank account with an individual entrepreneur is not at all necessary. but this procedureMost likely, it will be necessary if IP is going to accept payments on non-cash from other SP, as well as legal entities, or vice versa - to make calculations for non-cash.

Calculation of cash between legal entities and one IP is limited by the amount of 100,000 rubles. In the conclusion of one contract.

That is, if you plan to receive amounts exceeding the established limit, one contract is once or regular from legal entities or IP, a bank account will still have to be discovered.

Choosing a financial institution for IP

Today there are a huge number of banks offering Open an IP account. Before you open an account, you need to spend comparative analysis Service Tariffers: Explore the websites of financial organizations in your city.

Interesting statistics: Tariffs for maintenance of accounts for IP in large banks significantly higher than in less significant banks. Today, many IP prefer to open accounts in banks, where there is a bank-client service (Internet Bank), which allows financial transactions through the Internet.

This service is incredibly convenient, as it makes it possible to monitor all movements financial means, produce / accept payments, etc.

At the same time, it is not necessary to leave the walls of the house / office at all. If you have decided on the bank, find out the service billing through the Bank-client system (the service in most banks is free).

Documentation

Immediately, let's say that the exact list of documents for opening an account in an IP bank may differ slightly depending on the terms of the financial institution.

However, the overall package of documents is approximately the same.

Document package:

• Certificate certifying registration in tax Organization (INN), certified notarized;
• Photocopy of discharge from EGRIP (see);
• Certificate O. state registration IP, certified by the notary;
• Copy notice local organ Federal Service state statistics;
• Photocopy of passport;
• Required licenses (if the activity is subject to licensing).

In a financial institution, you will need to additionally fill out various applications, annexes to contracts, contracts, cards, etc.

Notification in tax

Please note: within five days after the opening of the bank accounting account, the IP must be reported to the district tax service. The message is performed by filling in the S-09-1 specialized form.

NOTICE TO THE PENSION FUND OF RUSSIA

In addition, everything will be necessary to notify pension Fund For seven days from the date of opening the current account.

How to open a settlement account for llc

Opening an account in the bank for LLC is the most important event that must be performed immediately after the registration of a limited liability company.

Bank account agreement - legal basis of opening and subsequent management of the bank account. The contract is concluded on the conditions of mutual consistency of the parties.

Questions to bother Ltd.

There are a number of certain issues to be asked to be asked for official representatives of the financial institution:

• Where is the head office of the financial institution?;
• What is the size of the subscription fee for servicing the bank?
• What conditions for working with cash offers financial institution?
• What are the conditions for the implementation of non-cash monetary operations Offers the bank?

Required documents

Next Stage - Collection necessary package Documents in order to open an account for LLC. In this regard, it is desirable to be informed regarding the required documents.

Documentation:

• A statement in the form provided by the financial institution;
• Internal documents of OOO: Charter, an agreement on the establishment, protocol of the meeting of founders. It is worth noting that these documents are collected, after which they are certified by the notary or an official employee of the Bank;
• Card with sample samples, as well as print print, certified by a notary;
• Certificate of state registration of LLC (certified photocopy);
• Certificate of assignment of OKPO codes, as well as other classification features (issued by the statistical authority (photocopy));
• The official document certifying the election or appointment to the position of persons who have the authority to order a score;
• or office on legal address (certified photocopy);

The above is the main package of documents required to open the current account for LLC. Note that the list of documents may differ due to individual conditions Registration account in each bank.

How to open the current account to a physical face?

Registration Procedure: Procedure

In order to open an account for an individual, you will need to make several steps:

• Come to the office of the financial institution (branch of the bank);
• Write an application for opening an account on an account established by the Bank, after which it is to give it to the Bank's employee;
• Next, the official representative of the Bank will prepare an agreement on the opening facial account For an individual, which will need to be signed as follows;
• If necessary, make a fee for servicing the personal account of an individual.

Documents for opening a current account

You also need to be informed about the documents required for opening the account.

Documentation:

• Passport;

Bank service

Become a customer of a financial institution, opening a settlement account, in most cases it is possible for a reasonable fee.

Thus, the Bank charges commissions in the amount of several hundred rubles from its customers. The Commission's size includes a fee for the manufacture, as well as the subsequent use of a plastic client card.

Internet banking - a useful service for customers and banks that provides the ability to carry out financial transactions (remittances, calculations, utility replenishment, mobile accounts, Internet services), without leaving your own home.

Note that Internet banking today is provided by many major financial institutions.

Thanks to the service, each client at any time of the day can trace all the vehicle movements, check the balance of the balance, pay any service.

Choosing a bank for opening a billing account of an individual

First of all, before opening a bank account, it is strongly recommended to check the financial institution for reliability, examine customer feedback, as well as their number, the history of the bank.

The choice of newly discovered banks or little-known is not preferable, since there is a sufficiently high likelihood of their speedy bankruptcy.

How to open an account via the Internet?

At the moment, in the financial services market there are many major financial institutions offering to open a settlement account through the worldwide Internet.

Many citizens are interested in the opening of a bank settlement account without documents, but this method is practically impossible, since the financial institution must be confident in the solvency of its client, as well as its real existence.

In this regard, the account on the Internet is opened only under a personal passport, TIN These documents are further checked by a financial institution carefully, after which the decision is made to meet or dissatisfy the client application for opening an account.

To open an online account, you will need a passport (series, registration), as well as the Inn client who wants to make an account in the bank.

You will also need to fill out the necessary questionnaire in the form of a financial institution, which will be made by personal data of the potential client. Most likely, you also have to attach scan of the main pages of the passport.

Thus, the client receives an account (personal field) on the website of the bank to which it will be tied bank cards (payment, credit, deposit).

Advice:

• The bank is necessarily reliable!
• Open an account via the Internet - easy!
• Pay attention to the documents required to open the current account. .

Video instruction manual how to open an account in the bank

On the territory of the Russian Federation it is allowed to open accounts in financial institutions involved in the involvement of free funds (banks), both to legal entities and individuals as individual entrepreneurs or ordinary citizens. The Bank's client can use his account as:

The procedure, as simple, but quite specific. And all because, having come to the bank, the rare client knows exactly what kind of account he needs and for what purpose it is intended.

The most common accounts and their characteristics

Currently exist next species bank accounts:

• Current account. It serves to storing funds and carry out the necessary settlement or other financial transactions. It is also called workers, because it is used almost constantly to obtain and send money, the implementation of payments and other operations.
• Card account. All card accounts are binding to current accounts of their customers and are intended to increase ways of access to means. All plastic cards are divided into 2 types:

1. Debit. These are cards intended for all sorts of payments ( wage, scholarships, pension, alimony, various types social benefits) Or simple replenishment. With their help, the client can shoot with ATMs within the limits of money on the card, he also has the right to be calculated for goods and services, not exceeding the existing balance of funds.
2. Credit. IN this case The client can pay for goods and services, to shoot money at the checkout or from an ATM within the limits set by the bank. For example, a card limit in 3000 rubles means that the subject can use a sum from the card that does not exceed the specified limit.

Open an account in a bank for an individual, whether he is debit or credit, will not be any difficulty. The whole procedure lasts counting minutes. The client should be previously known how much it will cost the opening of such an account and receiving a card, which percentage will be charged for cash withdrawal in an ATM or CASSA, whether it will be possible to use it abroad.

If it is necessary to ask if it is, and what is the mode of its application, what are interest rate and the minimum monthly fee.

• Deposit accounts. This species is designed for those people who take care of the preservation and multiplication of their funds, so such invoices are called or. The means are put on the account for a certain period. Than it longer, the user is better for the user, since it is from the duration of the contract for the service of a deposit account depends on the level of the rate deposit percent. If the client wishes to remove the amount of the previously agreed period, this percentage can be consistently cut: it is counted on the basis of active bet According to deposits to demand, and it is always very low in banks - about 1%.

Many finance experts are convinced that it is the last two types of bills that became the most popular among individuals.

What you need to open

To open an account in a bank to a physical face, you need to choose the most suitable bank and collect a package of necessary for the opening of documents. Mandatory documents:

• certificate of assignment.

They are necessary to ensure that the bank can identify its future client. If a private person is going to open a credit account, then in addition, in addition to the standard set of documents, the Bank has the right to demand a certificate of income and family composition to make sure that the applicant's financial reliability. An important role also plays the education of the client and credit history - whether he had delays in previous payments.

Opening an account in a bank for individuals-non-residents is accompanied by submitting the following documentation:

1. Passport - with an indication of the opening of a visa or with a permit for temporary accommodation in Russia.
2. If the client wants to put some amount into the created account, he will have to specify the sources of formation of these funds. For example, receipt moral compensation For harmful to health or property, assigning inheritance, etc.

To open one of the above types of accounts, an individual must conclude an agreement with the bank to provide such a service.

Many people have a very long period of time can be devoted to whom you can trust your cash. Usually, preference is given to the oldest and large financial institutions.

The state has taken care of the creation of special funds that will guarantee payments to the Bank's customers in the event of its bankruptcy. This is the Deposit Insurance Agency. Therefore, before opening an account in the selected bank, make sure that it is a member of this organization.

The most common problem of all individuals is the conclusion of a contract with the bank. It is necessary to extremely carefully read each point of the document. Do not just read in every line, but also demand to explain the moment for you. If you do not adhere to this rule, then in the future you can face a number of unforeseen and quite unpleasant situations for both parties.

Modern commercial banks In order to attract the maximum number of customers, they offer their services remotely via the Internet. That is, today to become a customer of the bank, it is not necessary to attend his separation, to defend the line and fill in many papers, much easier to get the required service without leaving your home using the Internet. So, today you can open an account both legal and individuals remotely. However, it is worth considering how to open a bank account online without visiting the bank, and where it actually can be done.

Banking services online

For many bank customers It is no secret that you can manage the services of credit and financial institutions without leaving your home. For example, all potential borrowers You know that you can get on credit using an online questionnaire, the owners of plastic cards can manage their tools, as well as open deposits and take loans using a personal account in the Bank's online system. So, in the same way, you can open an online bill without personal presence, and really banks are such an opportunity.

It should be noted here, it is necessary to note that each credit and financial organization has an individual approach to customer service, respectively, remote services can be available in one bank and are not available in another. Let us give an example, Sberbank serves its customers remotely using the Sberbank service online if you are a bank client client, that is, you have the opportunity to open deposits and accounts remotely using a personal account in the remote service system. Otherwise, you will need to go to the bank anyway to open up one of the numerous services. But legal entities can open settlement accounts remotely, at least, leave an application for it. Another bank - Tinkoff Bank It does not have its own departments across the country, but provides a complete list of financial services for individuals and legal entities, it is quite possible to open accounts, deposits, to take loans remotely with the help of online applications.

Registration of the application via the Internet

So, how to open a bank account online. First of all, you need to choose the financial institution in which you want to open a bank account, while it is worth paying attention to the bank service or not. If it has a place to be, then you will need to fill out the questionnaire. For individuals, the questionnaire will be quite short, it only needs to specify some data:

• full Name;
• address and contact details;
• passport data.

This is mandatory to fill data to take advantage financial Services bank. After the questionnaire is sent for consideration, bank employee Contact the applicant to clarify some details of your account, as well as your personal data. After, he must explain to you how you can access your account and its details.

Opening an account in Alpha Bank online

Please note that some credit financial organizations Request additional information about your clients, such as the Inn number, insurance pension testimony or even place of work.

After the account in your name in the bank is open, you can order a plastic debit cardwhich will be the key to your funds. That is, in order to pay any purchases or remove cash, you will need a plastic card. In addition, after you have become a bank client, you have the opportunity to use it remote services, for example, remotely pay utilities, mobile communications And much more, or receive translations to your bank account.

Settlement account for legal entities

As can be seen, to open a remote account for an individual will not be so difficult. Similarly, the current account may also open legal entities, as well as individual entrepreneurs. It is also worth paying attention to the fact that not all credit and financial organizations provide such a service, so you need to choose a bank. In addition, the legal entity open the current account will be much more complicated, and here it is impossible to do without visiting the bank, even despite the fact that the application can be sent online. An online application for opening a current account must contain several important information:

• taxpayer identification code;
• OGRN;
• passport of the founder.

This, of course, is not the whole list. necessary documents To open the current account in the bank. And it is worth noting that individual entrepreneur Or a legal entity is obliged to provide the originals of all documents directly to the bank, including the company's charter. Among other things, banks are extremely careful about the opening of an account for legal entities and private entrepreneurs, therefore, the deadlines can reach 30 days.

Please note that opening account is possible only after providing a full package of documents, and if you provide copies of documents, they must be notarized.

Thus, the opening of an account in the bank online has many features. First of all it is worth considering that many credit institutions Require the personal presence of the client in the bank, to verify the authenticity of his documents. In addition banking services It is carried out on the basis of a contract that the client should write in any case in any case, so you can only file a questionnaire. In the future, the Bank's employee will explain to you further actions.