Auction from the insurance company RESO. Sale of broken cars and damaged machines: car auction from Russia's insurance company. Registration of the insurance policy of Osago

Almost all modern companies have their own Internet portals that contribute to the promotion of goods and services provided to the mass. And from the moment the electronic version of the auto-citizens' policy of responsibility acquired the status of a legally legal document, insurance firms launched new projects on its online sales with full legal support. The largest insurance company of the reso-warranty is the leader among competitors in the insurance segment, and one of the first began to issue and sell electronic policies and CASCO.

According to the amendment to the Law of April 25, 2002 No. 40-ФЗ, customers of insurance companies have become available to place online insurance insurance, CASCO, which significantly saves time, since you can buy an electronic policy without leaving home. One of the first companies in this service was auto insurance online reso.

What is auto insurance online from the re-warranty

This is a Calculator program with which each wishes can calculate the total amount and monthly size of insurance premiums (or payments with other frequency), as well as order a policy that has identical rights, as well as analogue, decorated in one of the branches of the re-guarantee institutions.

Who can arrange electronic insurance

Any car owner, not even the customer of the company's co-warranty, if he is not new. Drivers, only sending behind the wheel, will have originally in a personal order to contact the company's central office. After the first official circulation, they may make insurance by electronic way in general rights on the site.

How to issue

You need to go to the official portal "E POLICE RES RU", register, get a disposable password to your phone number and fill in a special form. All actions are accompanied by a detailed step-by-step instruction.

Next, you need to enter passport details, car information, its market assessment, car registration region, choose a suitable program, insurance period, etc., after which you can get a complete calculation of the amount for the policy.
After filling in the questionnaire, the data will be checked for a while, in the case of approval, the client pays the policy using a bank card, again enters its personal account and downloads the finished policy.

Some nuances to help customers

Many car owners fear to make out online auto insurance reso, preferring personal visits to insurance branches, and completely in vain. The electronic policy is no different from the standard paper version, while not annuls it and has an identical price. Additionally, to help customers, the resolute guarantee gives a list of answers to frequently asked questions.

Auxiliary answers to common questions

• How to present the electronic version of the Policy PCDD employee? Print and hire in the car.
• What should I do if you have difficulty checking in the policy? Such cases are extremely rare, but if this situation occurred, you can make delivery to the house or drive up to the central office.
• Is it possible to add a new driver when renewed? Can.
• What if the Adobe software product when checking the signature issues an inscription "Unknown"? It does not always mean that the signature is invalid, most often this program requires an update.
• Where to apply for technical problems on the portal? In technical support service on the site [Email Protected]

Auto insurance through the Internet portal from the company "Reso-Warranty" is a convenient service that is fully identical to personal design in offices. It allows you to calculate the total amount and quickly get a document without leaving the apartment. The dispatcher service operates around the clock, it is additionally provided with the ability to include a call to the tow truck in insurance, discounts are practiced.

How in company RESO buy electronic insurance OSAGO online?

For all those who are interested in an electronic insurance of the CTP in the reso-warranty, it is possible to buy online it on the official website of the company. According to many users and customers, the portal interface is somewhat difficult for perception, they constantly pop up errors, so it is necessary to clearly follow the sequence of actions that will be discussed below.

Instructions, how to buy OSAGO electronic insurance online in "Reso-Warranty"

The "reso-guarantee" is one of the largest insurance companies carrying out all activities in this segment, among which the mandatory insurance of the OSAGO is in the first positions. For a better understanding of the entire procedure for the design of the E-Osago policy, as experts are recommended, it is necessary to try all actions to hold in another company, make a preliminary calculation of the cost of insurance of the CCAMA. This approach will help see the error and fix it on time. Given the moment that the services of the company enjoys a large number of customers, the system hangs, from which the confirmation codes and other messages do not always come correctly.

Registration on the portal

A new client needs to strictly perform a sequence of actions. Often customers who first affected this insurance company confuse two concepts: buying and selling online. Therefore, choosing the item "Embodstate OSAGO" online, use "Extend Policy On the Internet", even if you perform the operation for the first time.

Then register with the actual data on the driver. Do not forget to consent to process personal information and enter captcha from the picture.

Then you need to click "Check the Data". In the newly opened page, enter the login and password. Login is the phone number without eight. It is necessarily indicated by the email address, which will receive a decorated E-Osago policy. The password is invented to the login, but further enters another password from the SMS message that came to the phone.

Click on "Register". Further developments are possible in two scenarios: the user will be successfully registered or a window indicating an error.

The presence of an error is not the fact of the lack of registration. Registration, as a rule, is successful and can be logged in "Personal Account". A window with an error and no confirmation codes via SMS can be due to the server overload or inconsistency of the browser. As practice has shown, the best stable service of the service occurs in the Internet Explorer browser. When popping up this window, it is best to continue working the next day.

Registration of the insurance policy of Osago

How to make an electronic policy correctly, for this you need to go to the "Personal Account". Next, enter a login and password, the system will request a one-time password that will come as an SMS message to the phone. Only after that you can go to the portal for further action.

On the left we find "arrange the policy" and press the LKM.

For customers of the company who had an assisted, the full list of documents immediately opens. If there is a policy with a valid period, you can click on "prolongate" in the last column. With primary insurance or overdue, you must enter all data in a special form.

If the CTP policy has already been drawn up in any other company, then it is necessary to ensure that the data coincides, since old information is preserved in the RCA.

Attention! If the driver's license loss under the date of Wu is meant the date of issuing primary documents. And the number of the diagnostic card is viewed on the reverse side in the notes (21-digit number).

After filling out all the fields, you need to click on "calculate". A number will appear corresponding to the cost of the OSAGO policy. Then you should save everything. At this stage, the window may appear indicating an error that did not pass in the AIS RCA. Why it happens and what to do, Consider later.

In the case of a successful check, a window will appear with a proposal to pay insurance by the bank card. If you do not execute immediately, at 12 o'clock in the morning everything will be canceled, and the procedure for registration is re-done. After payment of the policy, a window will appear, where you can download it.

The result is next

It is this document that should be constantly with the driver.

What to do if an error arose: "did not pass the check in the AIS RSA"?

Having decided to buy an OSAGO electronic insurance in the "reso-warranty", the user often faces an error issued by the system that the information has not been checking in the centralized RSA system. The reason - the entered data does not correspond to the information in the PCA basis.

Main reasons:

• Data entry error is allowed. A sufficiently incorrectly entered one letter or numbers. Some portals of insurance companies If the wrong fill is immediately highlight the error.
• Discrepancies in any document, sometimes due to discrepancies in the registration certificate and TCP. If there is already a policy, then all items with the old document should be called.
• An error could assisted the agent in the past design of the OSAGO policy, and it is stored in the database. Contact Support. Such questions are considered within two days.

As can be seen, the causes of the error may be much. Most often, this is due to the inconsistency of the introduced information by the motorist and the base of the RCA is inaccuracy made by the previous agent. And if the error is found, after receiving the E-Oshago, it is necessary to apply to the insurance company and prove its rightness, thereby secure yourself in case of an accident. You should buy a policy only in the case when all information is entered correctly, otherwise the document can be invalid. Because of the large number of questions that arise, the company collected them together in the column "Questions and Answers to the Osago Polish", so before contacting the support service, study this section.

The company "Reso-Guarantee" is one of the largest in Russia. Her branches are scattered throughout the country. Therefore, if errors occur in the design of the electronic policy of Osago, it is best to contact the physical office, especially if the inaccuracy has already been revealed. Internet insurance has the main advantages: save one time, as well as in detail and carefully check all the data entered.

How can I use a calculator for calculating the CTP 2016-2017 from the company "Reso-Guarantee"

The company "Reso-Warranty" is known for stable insurance claims, which has a positive effect on customer confidence. The OSAGO 2016-2017 policy is relatively different from the analogues of other companies in that it performs all payments to the affected side without the participation of intermediaries. In addition, it is possible to arrange additional insurance, allowing to compensate for damage to third parties. To find out the cost of the policy, you can apply the calculation of auto insurance using the 2017 Calculator, which is located on the company's website.

FEATURES OF CAPACITY OF THE OSAGO 2016-2017 policy using an online calculator

Many companies offer to calculate the OSAGO, including the company "reso-guarantee", however, it still exercises direct compensation for damage. Insurance payments are manufactured within seven days. At the same time, the organization's clients do not have to deal with an accident with other insurance firms. If there were only two participants in the accident and the property suffered, and not people, then a simplified version of the design without a police is provided, which allows you to save nerves and time.

To do this, contact the insurance company for the policy of Osago in advance. To go through the design procedure, you will need a passport, technical documentation for the vehicle, driver's license and past insurance document. Then on the website of the company "Reso-Warranty" can be included in the calculator for calculating the CTP 2016-2017.

So that the calculations were carried out correctly, you must fill in all fields in this program. At the end, the amount will be shown that will be paid. Further, the items that must be fill in are listed:

• It should be noted who is the owner of the transport.
• Selects the type of vehicle. Be sure to indicate a trailer design if it is in stock.
• You need to specify the power of the motor.
• It is necessarily indicated the term of the contract for the calculation.
• The use of the vehicle also matters.
• It is worth indicating the class of troublescence. This factor may affect the receipt of the discount.
• The region needs to be selected on registration, as well as the settlement.
• Be sure to specify whether there were any violations of the terms of the insurance contract.
• If transport will be controlled by different drivers, for example, by bus, then it is necessary to note the item "without restrictions".

To use the Calculator for CTP, you need to go to the "Reso-Warranty" site. On the site you can read what requirements are nominated to the clients of the company, as well as the necessary conditions and procedure for issuing documentation.

If you have any questions, it is worth contacting the company's employees who can advise around the clock. If the conditions and procedure for accrualing compensation funds are clear, you can analyze the necessary size of the monthly deductions. For this, it will be necessary for the OSAGO calculator.

After all the fields are filled, the company's employees will check the information specified by the Client. When the check is completed, a message will come to the phone that the verification is completed. And will also be sent a password to enter your personal account on the site.

In addition, information will be provided with existing contracts. In this case, the document can be simply extended.

After all work is completed, you will need to pay an account using a bank card. Then you need to go to your personal account, download the finished document and print it.

What influences the cost of the OSAGA policy

The following factors affect the cost of the policy of autocarted liability:

• Power of transport.
• Application goals.
• Region of residence.
• Number of persons who can manage this transport.
• Starting and age.
• Seasonality application.
• The number of insured cases last period. If there was no such cost, then the cost will be lower.

With the right approach, carry out calculations and arrange insurance in the company is possible very quickly using the calculator. If desired, the delivery of the document can be ordered at home. The "reso-warranty" provides complete information about the services provided.

How to correctly calculate the Casco from the SC "Reso-Warranty": Using the Calculator

The car is not only a means of movement, but also a source of a certain risk, which is why the owner must insure its transport. Choosing insurance from the reso-warranty, Calculate Casco in a simple way. What is the cost of auto insurance, you can find out using a special calculator on the company's website.

Advantages of insurance in the company "Reso-Warranty"

Buying Casco is a guarantee from the hijacking and damage to the vehicle. The insurance policy allows you to restore the vehicle in special authorized means.

Casco provides insurance of any vehicle from damage, fire, embezzlement and natural disasters. At the same time, additional insurance of passengers and drivers from accidents is expected. This protective mechanism allows you to expand some OSAGO capabilities.

Insurance "Reso-Warranty" have certain advantages:

• Payments are made without traffic police certificates.
• Payment is possible in installments, while the cost of the policy does not increase.
• Providing special discounts for regular customers.
• Ability to use a calculator for calculating CASCO.
• Special option that provides a full cost reimbursement at the helm of the vehicle.
• You can purchase a policy in any branches of the company or make an online order on the site.
• If you need to extend the document proposed delay within 15 days, during this time you can pay a fee.
• The choice of payment methods when an insured event occurs.

The SC "Reo-Warranty" offers its customers an additional program "ResoAvto", on which you can evacuate the car, cause emergency service or call a specialist when an accident occur.

How to calculate Casco

To find out the cost of the policy, you can use the Casco Calculator or contact the nearest office of the company. If still a motorist solved online to calculate the cost in 2017, it must be entered the following data:

• Feature vehicle.
• Insurance conditions.
• Data on the driver.
• Responsibility and reimbursement conditions.
• To calculate, you need to enter the period for which the policy is taken. The name of the previous company is indicated, and information about the owner is entered.

You can pay insurance both at once and by installments with equal payments.

In a situation where transport is laid, it is necessary to designate the institution in which it is pledged. In addition, specify the type of car, the year of purchase and release, as well as mileage. Be sure to specify people who can be allowed to control. It is required to fill the driver's experience and the presence of anti-theft devices. It is important to choose and the type of payment of potential repair.

If you make timely pick up and place a profitable version of the program, you can completely compensate for your losses in any unpleasant situation.

CAR-TOTAL from "Reso-Warranty": Registration, the order of participation in the auction

"CAR-TOTAL RESO" - innovative development of an insurance company designed to sell remnants of cars that belonged to customers of the company. Internet auction is available to anyone who has registered on the site. In order for users to get answers to questions about trading, it is possible to send a letter to the address. [Email Protected] , noting in the topic "FAQ".

How to register on the site

The "Car Total" auction from the "reso-warranty" is available only to registered users of the site. You need to go here and click on "Registration":

The form you want to fill out:

All data must comply with what is indicated in the passport.

To complete accreditation, it is necessary to present a passport in the office (in Moscow or St. Petersburg). Second option - send to [Email Protected] From the address specified during the fill form, scanned color pages containing personal data and information about the registration site. To complete the registration, a company employee is associated with the client by telephone.

If registration is completed successfully, you can view the platform on the site or visit the parking lot (during the trading time once a day), inviting a friend with him with a passport. There are only two parking lots: on a highway passage in Moscow and in the Vsevolozhsk district of the Leningrad region.

How does the auction "CAR-TOTAL RESO"

Each lot has a minimum cost and step. The auction will be affordable after the lot is selected and an application is submitted. Notifications on conditions and timing are published separately for each lot on the company's website (in the section "Auctions"). Before noting the bid, each participant can inspect the lot on the parking lot (the address is indicated in the card). Placing the bid, it is necessary to take into account the fact that the increase should correspond to the step. It is possible to refuse further participation, provided that the rate is not the highest and not the second.

The auction ends at the moment when someone suggests the best price. If there is no time to participate in the auction, you can set the system maximum cost and step. Offers will be formed automatically. The lots that no bet are offered are reduced in value by 20%.

The winner is announced a participant who offered the highest price. If it is lower than the seller, the winner and the participant, who has offered a second rate, is offered to purchase at its price. If the winner refuses to buy, the lot can acquire the second participant.

Payment of lot in cash or translating through the bank should be carried out no later than 3 days after signing the contract. If the winner refuses payment, the account is blocked for half a year. Remove the vehicle from the parking lot is necessary within 3 days (counting from the date of payment). If the deadlines are not followed, the penalty is charged - 500 rubles. per day.

Auction - event, prices on which are formed depending on the damage to the car. The advantage of the "reso-warranty" is that it is possible to inspect the lot in the parking lot. This reduces the risk of acquiring the TC damage, which is higher than the organizer announced.

Output

The Insurance Company "Reso-Warranty" is on guard of the safety of life and health, motor vehicles and other equally important points. For motorists, convenient programs have been developed, with which it can easily find out the cost of the OSAGO or CASCO policy, buy it in the office or online, as well as buy a car by participating in the auction.

Recently, the sale of broken cars is gaining increasingly popular, and, in particular, insurance companies. This process is quite complicated and consists of several consecutive stages that are certain activities that are mandatory for execution. Previously, they were engaged in dealers or individuals individually. Acquisition of a broken car at the insurance company has obvious advantages, however, not devastable.

How are insurance companies overlap broken emergency cars after an accident?

Having visited the accidents can redeem the insurers themselves. This happens as follows: an assessment of the insurance company produces an assessment of the owner of the car proposed for redemption. The residual cost, taking into account the damage and related fees, is paid to the owner. The rights of use and orders are transferred to the insurance company.

Machines are bought by all sorts of: with partial breakdowns and in emergency, after an accident, not subject to recovery, i.e. Total destruction, with very serious damage. However, in order to bought a broken car several conditions must be respected:

• the machine should have a full package of documents;
• the car should not be pledged at the leasing company or be acquired on credit, which is not redeemed the main debt;
• the car should not be wanted, it is possible to check it out by breaking through it for the general database of the official website of the GAI service;
• with regard to the owner of the car, a criminal or other continuity should be initiated.

The machine will be overbought by the insurance company only if all of the above conditions are observed.

The owner of a broken car frees itself from additional hassle associated with the repair of vehicles or with its sale. In turn, acquires additional status of the sale of broken cars on a par with car markets, auto bardes for further selling them in parts or restoration and operation.

Buying broken cars by insurance companies can occur in two ways:

• old owner independently delivers the car to the specified place, producing costs at your own expense;
• comes to the location of the car for its inspection and evaluationAfter that, by issuing the necessary documentation on the spot, organizes the delivery of the car at the expense of the insurance company in the designated place.

In the second case, the amount for the services rendered is calculated from the residual value of the car, believed to pay the former owner.

The need to buy a broken car

To date, consumers are represented by the widest choice of automobiles of domestic or foreign production, various brands, models, capacity, class and in various price ranges. Machines are sold both at prices accessible to citizens with an average income and at prices available only by persons with a high level of income. The purchase of a broken car is interested in a few, this is the goods of a second grade, used and having not highly high characteristics. The acquisition of a car who visited the accident may be caused by the following reasons:

• for subsequent recovery and operation;
• to parsing on parts in order to use them for repairing another car or cars;
• for discharging on spare parts for the purpose of resale.

When buying a battle car at an insurance company, it is better to seek help to independent experts who determine the real state of the car, as well as the real value of its subsequent repairs, if so is possible. Despite the fact that in any insurance company-intermediary dealing with the sale of broken cars, the appraiser works, one time should be reinsured.

Broken cars before and after repair

The need to repair a broken car, followed by operation, may be caused, for example, the desire of its new owner to maximize the new car, "squeezing" from it all the possibilities, and at the same time not to have special losses in its further damage. It can be young drivers, riders, etc.

In general, potential buyers of broken cars can be both individuals and legal, and quite large companies.

Calculation of the residual value of the broken car

Calculation of the residual value of the car visited in the accident - the process is quite laboriousOften, participation in which several specialists are accepted simultaneously: appraisers, mechanics, other specialists.

The calculation of the cost of broken modern cars requires a special approach, as they are equipped with electronics, electrics, improved engine control units and other complex mechanisms. Calculation of the value of the battered Soviet sample cars is simpler.

For accurate participating professionals, specialists use not only deep knowledge of mechanisms, but also special equipment.

From the real value of a new non-large car of a certain brand and the model is taken away by the amount that is presumably necessary for recovery (repair) - indicator A. From this amount it is necessary to calculate 10% of the insurance company as commission - indicator V. In addition, the coefficient of car wear is calculated, which is also taken out in the form of a certain amount - s. indicator We obtain the formula: A - B - C \u003d D.

In addition to the specified calculation, you can make a control call of other companies and work a comparative analysis of the prices that they offered.

Options for selling battered cars by insurance companies - auctions

Buy broken car in the following ways:

• on special sites;
• on special sites;
• at auctions.

Each methods have advantages and disadvantages. Considering the options for broken machines on sites, There is no possibility of visual inspection of a particular car, which may entail extra unforeseen costs in the future.

It is quite convenient to choose a broken car offered at special sites - auctions. On a certain area, broken cars offered to buyers are exhibited. Visitors for any questions are supervised by the consultants working in the market. When buying, documents are issued on site or in the office of the insurance company.

By purchasing a broken car on a special platform, the buyer has the right to involve independent experts for its part to confirm the assessment of the insurance company, its compliance of reality.

The auction sale of broken cars has become increasingly popular.This method saves the time of both sides: the potential seller - an insurance company, and a potential buyer - a physical or legal person.

On special sites engaged in sales of battered cars with auction, the Insurance Company places an announcement of the sale of a certain brand and model vehicle, which will simultaneously see all potential solvent buyers. Fill in the proposed form, they offer their purchase terms. After that, the insurance company chooses the most optimal suggestions. The auction organizers notify the potential buyer. On some sites, the purchase and sale procedure of broken cars is slightly complicated by additional procedures.

Calculation with the seller (insurance company) can be made in cash or by non-cash in accordance with the agreement of the parties.

Pros and cons of redemption from insurance companies

This transaction for the buyer has both pros and cons. By purchasing a broken car, even the insurance company needs to be extremely attentive and vigilant.

Pros:

• cash savings when buying a car;
• saving time when checking documents, since the Insurance Company provides the buyer with the entire necessary package of documents;
• the car is checked for the option of theft;
• the car is protected from the rights of third parties.

Minuses:

• the subsequent repair of the car in the event of a breakdown can be quite expensive;
• the risk of vehicle breakdown at the most inappropriate time;
• the need to pass after repair.

By purchasing a used car, even in an insurance company, money must be transferred solely after re-issuing a car in the traffic police, with a full confirmation of an employee of the inspection of the correctness of documents.

Legal regulation of the sale of battered cars by insurance companies

To date, the sale of cars that visited the accident to be full or partial repairs, or not subject to repair at all officially allowed for sale.

If a broken car is subject to recovery, before the start of its operation, it must undergo a technical inspection.

Necessary documents for selling broken cars

In the event of disputes that have arisen in connection with the inconsistency of the legitimacy of the conclusion of the contract for the sale of a broken car, they are solved in court, where the plaintiff is a physical or legal person, and the respondent is a seller who is engaged in the implementation of broken cars.

Bied cars from insurance companies consequences of accidents video

Sale of a broken car The process is quite specific, in which one and the second side will most wish to benefit from it. In order to make a transaction to make it the most profitable as possible for the one hand, and for another, it is necessary to comply with the procedure for its commission at all stages in accordance with the established rules and current legislation.

We offer you the most demanded product of the reso-guarantee - the "Resoavto" policy (Avtokasko).

Who and what could be insured in the "ResoAvto" policy?

Any cars (even before registration in the traffic police) from the embezzlement and damage as a result of a road accident, fire, explosion, natural phenomena of nature, falling objects (including snow and ice), stones, as well as as a result unlawful actions of third parties.
Additionally installed equipment.
Driver and passengers from an accident.
Civil liability of the driver in the amount of up to 30 million rubles.

Policy Auto shutdown guarantees:

How does insurance protection work?

Your choice will you restore the car or pay the repair you produced.
You can choose three options for the risk of "damage", which also affects the cost of the insurance policy:
1. Payment of repair on the cost of official dealers in the direction of the insurance company;
2. Payment of accounts for actually made repair at the 4th official dealer of the policyholder;
3. Payment of repair on costs that are not official dealers in the direction of the insurance company.

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* You can find out about the possibility of such a method of calculation in your branch.

Information about services is not the final offer of the reso-warranty. The conditions for their provision, as well as compensation payments, are fully listed in the insurance rules. Not a public offer.