Course of financial literacy for beginners. Where to pass financial literacy courses? List of useful materials

Financial literacy is not what is transmitted by inheritance. Fortunately, we live at such a time when you do not have to complain about the lack of information. Whatever you want to know, learn, master - please! To master these courses, you need only access to the Internet. However, sometimes information is so much that, holding for the study of something new, we are lost at the start and throw the started. Therefore, we decided to facilitate the task for those who finally wanted to deal with finance from the "very beginning."

1. Course from Novosibirsk State University http://osnovi-finansov.ru/course/about/
   The course consists of a hundred tasks, each of which has a video lecture / article on a specific topic and practical tasks for fixing the material. In the creation of the project, more than 50 financial experts participated (!), But at the same time it did not turn out to be terrible and academic. On the contrary, it is a fascinating game where, earning points, you go to new levels and easily assimilate material about personal, household, global, corporate finances and financial institutions. What to expect from the course: Your financial development coefficient will already be at least higher than the basic.

1. Course of the Moscow Academy of Entrepreneurship https://zillion.net/courses/show/6926/osnovy-finansovoi-ghramotnosti
   The course is designed for 70 academic hours, each topic consists of three blocks: video, lecture and test. The supply of material is somewhat dry and academic, but it is clearly structured all the necessary information about finance - from personal finances to the stock market strategies, from the analysis of financial information before the technician of financial and economic decisions. What to expect from the course: Your financial literacy can significantly increase due to the expansion of the horizon, if the game form does not suit you.

1. "Alphabet of Finance" from "LETORIUM" (Tomsk State University of Management and Radio Electronics Systems) https://www.letktorium.tv/mooc2/29047
   The semino rate is designed for a wide audience - from students to accountants and bank employees. Course teacher - Candidate of Economic Sciences with 11 years of experience in financial markets and stock trading. Therefore, the focus of the course is on financial instruments and investment rules. What to expect from the course: you can try yourself as an investor, "pumping out" your financial IQ above average.

1. Course on Coursera "Specialization Financial Instruments for a Private Investor" https://www.courssera.org/specializations/finansovyye-instrumenty
   The course from HSE is designed for novice investors. The goal of the course is to introduce a study into the world of financial assets, give knowledge about the bond market and the skills of calculating the profitability, to teach the risks of investment in various debt instruments. What to expect from the course: you will understand the risks of work with the second reliability of financial instruments after deposits - debt.
1. Course on the platform "Open Education" - "Financial Markets and Institutes" https://openedu.ru/course/hse/finmi/
   Another course from HSE, but more versatile and basic. Within this course, you consider the main issues of the functioning of financial and financial institutions, as well as study the financial instruments faced by a person in ordinary life. What to expect from the course: you can look at the investment more holistically and, again, the eyes of the teachers of the leading economic university of Russia.

All courses are sharpened to receive practical skills, they are all free. Everybody has the opportunity to receive a certificate: for an additional fee (at Coursera, Léticism and on the Open Education Platform), for "success" in training (500 points aware of NSU) or just for the successful passage (on Zillion). Your financial literacy will grow in 2-3 months - it is enough to find at the hour a week for the passage of the next lesson!

If you know other quality financial literacy courses - share them in the comments.

All courses in Russian or English from this selection are available on request or regularly reissued.

Courses in Russian

1. Science of wealth

Volume: 11 video decks.
Playground: "Lectoring".
Organizer: Institute named after Friedrich von Hayek.

The course is intended for those who seek the fundamental knowledge of economic theory. Pavel Usanov will tell about the main economic models - from Aristotelian catallactics to socialism - and will explain how they are reflected in the real life of people.

2. History of economic thought

Volume: 11 modules.
Playground: Coursera.
Organizer: High School of Economics.

A historical aspect is important for the deep understanding of modern economic processes. Professor from HSE will not only tell that Marx understood under the surplus value and why Smith ratified for the free market, but also a critical economic thinking on you.

3. Economy for non-economic

Volume: 10 modules.
Playground: Coursera.
Organizer: High School of Economics.

Those who do not want to deepen into economic science will suit this course. Associate Professor of the Department of Economic Theory Igor Kim's simple language will explain the basic concepts of micro and macroeconomics. Find out what the demand and offer, what is the mechanism of competition and monopoly, what is GDP and where inflation with unemployment is taken from - output financial literacy to a new level.

4. Financial markets and institutions

Volume: 9 modules.
Playground: Coursera.
Organizer: High School of Economics.

In this course, lectures are presented by Professor Nikolai Josefovich Berzon: the structure of the financial market (from stock to currency), promotions, bonds, banking sector and much more. What is needed for novice investors. If you learn to invest money, then the best!

5. Money theory. From shells before bitcoine

Volume: 8 modules.
Playground: "Lectoring".
Organizer: European University in St. Petersburg.

If life is a game, then the money helps to behave in the score. So it was during the time when people exchanged the ingots of precious metals. So it is now when the world goes crazy by. Professor of the economy, Julia Lyubychnyna, will tell what can be considered money, and what is not and what is the cost of money. In 2015, her course took second place at the EDCrunch Award competition in the nomination "Humanitarian sciences".

6. Alphabet of Finance

Volume: 6 modules.
Playground: "Lectoring".
Organizer: Tomsk State University of Management and Radio Electronics Systems.

If you think that the budget, financial plan and investment - the lot of economists, then mistaken. Any modern man should skillfully invest money and analyze the economic situation. This will teach you a candidate of economic sciences Valery Tsibublinova. Focus made on.

7. Financial literacy

Volume: 6 modules.
Playground: 4Brain.
Authors: Grigory Kamsinsky and Evgeny Bujanov.

Many people cannot secure a decent life even at a good salary. Paradox? Hardly! This is a natural consequence of financial ignorance. The authors of this text course are convinced that welfare begins with a conscious attitude towards money and financial thinking.

8. Basics of financial literacy

Volume: 13 modules.
Playground: Zillion.
Organizer: Moscow Academy of Entrepreneurship under the Government of Moscow on the order "Temoecenter".

What taxes pay citizens? Why do we refuse loans? And how to secure a comfortable old age? Answers to these and other questions about the formation of a personal budget and planning expenses have already received more than six and a half thousand listeners. There is a chance to increase financial literacy.

9. Basics of finance for youth

Volume: 5 modules.
Organizer: Center for Additional Education of the Novosibirsk State University.

The peculiarity of this course is interactivity. It consists of 100 mini-tasks, which, in turn, are divided into thematic modules (personal, domestic, global, corporate finance and financial institutions). By performing tasks, you earn points and go from level to level.

10. Business for "Teapots"

Volume: 14 video tracks.
Playground: "Lecture".
Yuri Milyukov, Creator of the Moscow Commodity Exchange.

How did you have certain organizational and legal forms for business? How are banks, stock exchanges, insurers and logistics? Why do you need auditors, consultants, appraisers, experts and analysts? Answers to these and many other questions - in the speeches of the famous entrepreneur Yuri Milyukov.

English courses

1. Financial literacy

Volume: 4 modules.
Playground: Open2study.
Authors: Peter Mordant, floor clistening.

What is the difference between goals in life and financial goals? How to make the income prevail over expenses? What is 10% rule? What investments differ from savings? How not to block firewood and not run into fraudsters? Answers to these and many other questions will give you teachers of the University of McKory.

2. Finance for all: Smart decision-making tools

Volume: 6 modules.
Playground: EDX.
Organizer: Michigan University.

What is more profitable: rent or take a mortgage? Buy a used car or new? Open your contribution or in line in securities? Take so important solutions easier if you are familiar with the basic financial principles. Lighten them within the framework of this course. His feature in the abundance of examples from life.

3. Financial mathematics

Volume: 2 modules.
Playground: Alison.

Money loves the score. Debet with a loan will teach this small course. You will understand the difference between profit and margin, you will be able to calculate the missed benefits and take the various.

4. Finance for non-financial

Volume: 5 modules.
Playground: Coursera.
Organizer: University of Rice.

Professor James Weston - a respected expert in the field of corporate finance. As part of this course, he explains how financing is taking certain decisions. Very useful lectures for entrepreneurs who want to bring business to a new level.

5. Beneficial Finance

Volume: 3 modules.
Playground: Coursera.
Organizer: University of Duke.

The behavioral economy studies how social and psychological factors affect market variables. For example, prices for goods. This course will explain why people invest money in the pyramids, and not in investment funds, make unnecessary purchases and other financial errors.

6. Financial planning for youth

Volume: 8 modules.
Playground: Coursera.
Organizer: Illinois University in Urbane-Champane.

The course that will not only teach you to put the right goals, plan a budget and invest, but will allow you to try on the role of a financial advisor. Why not make the decision of the financial tasks of your profession?

7. Introduction to Personal Finance Management

Volume: 2 modules.
Playground: Alison.
Christine Williams.

In this course, the graduate lawyer Christine Williams teaches how to get rid of. At first it offers to draw up a debt table and arrange priorities based on time and interest rates. This will help choose the right strategy and minimize monthly payments.

8. Personal and family financial planning

Volume: 9 modules.
Playground: Coursera.
Organizer: University of Florida.

Professor Mikhael Gutter (Michael S. Gutter) teaches students to lay their way to financial independence. The tax and credit system modules may seem uninteresting you, as they are oriented to America. But the general principles of financial literacy are universal.

9. Management of its money

Volume: 8 modules.
Playground: OpenLearn.

This course will help you bring order in your finances. First you will explain how to make a personal budget. You will dedule useless or too costly costly credentials and can optimize them. And then get acquainted with the Aza lending and investment.

10. 5 keys to investment

Volume: 1 module.
Playground: Udemy.
Steve Bolinger.

The goal of the course is to obtain the most important knowledge and skills in the field of finance necessary to each modern person.

Course Methods provides for the use of techniques for improving personal effectiveness based on approach Getting Things Done (GTD) American author Daveid Allen.

Passing this course, you will fully control your expenses and income, create the first accumulations and learn to effectively use the released money.

What else will this video course help:

• solve financial problems (credit burden, constant lack of money, uncontrolled costs, etc.)
• make the first accumulations
• start investing
• create cases in order and increase your productivity

As a result, you can bring the solution to all the main financial goals and become on the way to financial freedom and welfare.

One of the main results of the course is an independent compilation Personal financial planwhich provides for all significant goals, such as buying an apartment, receiving additional education, the creation of independent pension savings and others.

List of useful materials

Each courses listener can download the following additional materials:

• Accounting Categories for Personal and Family Finance
• Multi-timing counters and cost savings (Excel)
• Examples of financial goals and prices (Excel)
• Calculation of income from the use of a credit card with a grace period (Excel)
• 12 signs of compulsive behavior
• Calculation of a complex interest for bank deposits (Excel)
• Calculation of the term of achieving a financial goal with the help of Excel formulas
• Calculation of the size of own pension savings (Excel)
• Excel investment yield calculation, secondary geometric and average arithmetic (Excel)
• Rosstat Materials: Russian consumer basket composition, average prices for products and services, life value index
• Personal Financial Plans: 4 options (Excel)
• Calculation of the profitability of an individual investment account (Excel)
• Settings of the QUIK Trading Terminal (WND)

The use of all additional materials is explained by the course.

Reviews of the course

The start of use gives positive results.

The system well structured everyday tasks and tightly tied them with goals. The start of use gives positive results.

Thank you. It was possible to return to the GTD system after a long pause.

It became less stress, left the reluctance at least do something

Began to apply. Many projects that have long been postponed, began to be performed. It became less stress, left the reluctance at least something to do.

Alexander

... Maximum compressed and intelligible

The material is submitted as compressed as possible and intelligible on bonds for a novice investor. Thank you!

Want to raise financial literacy, pump a personal budget and make money work? Or are you thinking about a new profession that would have pleasure and income? Fortune Capital ("Trurchun Capital") invites an independent financial adviser to the annual course ". Graduates receive a diploma for additional education and an international certificate.

 Round year

Such courses are needed not only to men and women in solid costumes. The earlier you figure it out in the principles of the formation of a personal budget, competent planning of costs and creating savings, the better. The Zillion educational platform offers a course for high school students, designed for 70 educational watches. The course includes 12 video and 13 tests to verify knowledge.

This program was developed by professors of HSE to improve the qualifications of teachers, but any person can pass it. Available 7 video courses on financial topics. Teaches to manage personal money, explain the subtleties of the relationship between man and the state, will tell about the pyramids and other types of financial fraud. And still help to deal with insurance and stock markets and will even inspire the creation of a new business. Complete collection of lectures on the link.

More than 50 financial experts took part in the creation of these materials. Course is free and built in the form of a game. Participants will have to fulfill more than 100 tasks on themes on personal, household, global and corporate finances, as well as financial institutions. Each task is to contain video, articles and practical tasks. For each completed task, points are accrued, which can then be exchanged for the University certificate.

The "Fingram" site is generally devoted to the topic of finance and publishes different news from this area, but we are primarily interested in the section "Training courses". There are educational programs on financial literacy for beginners and advanced, online investment courses and two financial quests. After theoretical material, the user offers tests on a given topic. The site also has links to courses of respected educational institutions: an open university in the UK, Michigan and Yale University.

If you have already figured out the basics and are ready to deepen your financial knowledge, pass the course "ABC of Finance" on the site "Lectoring". These knowledge will be useful to those who want to understand financial instruments and investment rules. The course teacher has 11 years of experience in financial markets and in the field of exchange trading. You can pass training for free.

Another basic course from the Higher School of Economics. The program will introduce the basic concepts of financial markets and tools. No distracted topics are just what every person has to face in life. The course consists of video tutorials, tests and lists of additional literature. You can join it for free, after registration. If you did not have time to sign

Good afternoon, readers of our blog! In touch by the author of Blog Ruslan Miftakhov. Now people are especially interested in the question of financial literacy where to start. Why does anyone have any problems with the average income, and other hard to drive ends meet with the ends?

Want to know the way to develop financial literacy? Then examine our article.

How other people earn on learning financial literacy

There are many materials for schoolchildren and adults that should help increase financial literacy. But besides, there are various coaches who promise to train you from scratch.

How do they actually work:

1. Collect materials.
2. Some systematize them, take the necessary passages.
3. They season their own doubtful experience.
4. Sell \u200b\u200btickets for a rate of 500-3000 rubles.

Yes, it is impossible to deny that among all the "coaches" there are truly smart people who can teach you something useful, but such a minority. In most cases, you will simply give out some recycled information that can be found in books or in articles on the Internet.

Therefore, remember one simple truth: "no one will teach you to think of your head." It is better to study information on your own, systematize it and draw conclusions.

Minimum financial literacy

The basis of financial literacy includes several points:

• exemplary idea of \u200b\u200bfraud;
• counting income and expenses;
• savings formation;
• proper investment.

We will analyze the main items for the best understanding.

Machinations - It is important about them to know!

Start developing financial literacy stands with the study of common fraud schemes. Their list is huge, the criminals constantly come up with new methods of taking money from the population.

Let's study some common methods:

Call or message from a relative asking for money. Causes may be different - the car broke down, took into the police, etc. Be sure to contact a person to clarify the situation.

On social networks, a different scheme is gaining popularity - a request. You write a friend, wanting to take 1-2 thousand rubles. But in the future you will learn that the page hacked and the money went through fraudsters. Method of struggle Only one - personally contact familiar by phone.

Very common method - receiving codes to confirm the operation. You are connected to the supposedly employee of the bank or cellular operator. In various ways, he lures the password from the phone to transfer money to another account.

Never inform the secret codes, including the card numbers.

Pyramids and pseudo investment. Highups have been living for many years and projects are constantly updated. About Mmm and how my relatives fell to the fishing fraudsters, I already wrote in.

To learn how to resist fraudsters and not part easily with money, start relating to everything with distrust. Be sure to check the information, then you will not be a victim of the next scheme of deception.

Counting costs and income

Today there are many applications that allow you to record costs and income, quickly find out how much money remains with salaries. I have been using the service for several years easyFinance. To control all wallets and movement of finance.

If the tools are stored on the bank account and all operations are carried out through the map, then the data you can study in the Personal Account.

Investments

You can invest you independently invest.

There are several ways to invest:

1. The easiest option is. The profitability is not as high, but the reliability of the contribution is guaranteed.
2. Investing in various projects. But it is important to carefully examine all the information, to find out how much the solution is viable and can I earn on it. Here is an example of mine.
3. Attachment in new buildings. The scheme is simple - an apartment is purchased at an early construction stage, after passing its price rises by 10-30 percent. Real estate resale.
4. Buying assets of companies. But you need to form a portfolio from various securities to compensate for losses on one income positions. For example, different companies.

In various videos and materials you can find many tips. Information was systematized, we offer the main items for review:

1. Learn more materials, you can read books. It is important to gradually accumulate theoretical knowledge.
2. Learn to save and cut costs. Refuse extra purchases, things that are not needed at the moment.
3. Each month, postpone 10-30% percent of the salary, can be more. So you will have savings that will be useful in various situations.
4. The accumulated funds are better to put on the replenished contribution to the bank so that interest is still dripped.
5. Try to increase income in the future, for this you need to grow professionally.
6. Do not skimp on paid training courses for advanced training. Investments will allow you to earn more.
7. Discard loans almost completely. Want to buy a new iPhone, but no money? If you can't afford a thing, then never get into debts for the next trinkets. It is better to find the device simpler.

What can you take a loan

Your productivity and professional level will begin to grow, in the future it is possible to increase revenues.

Another example was remembered from life when we went to the ultrasound to another city with a second child in the tummy, since there was no possibility to check everything in order with us.

Therefore, we were sent to the next city, where we were checked by modern equipment, which cost 40 million rubles taken on credit (the doctor said). The queues were for a week and even months ahead.

This is how the example of the right debt, over time it will all pay off and will bring only profits.

You can visit online seminars (webinars), get more information about financial literacy. Chief Council - Wash the money deliberately, do not spend money on things in which there is no particular need.

Be sure to form savings to have a reserve fund to ensure financial stability.

Look at the cartoon about financial literacy, do not regret the time, instead of watching any nonsense on TV.

Also subscribe to our channel in the telegram. To new meetings, we are waiting for you again on the pages of our blog!

Sincerely, Ruslan Miftakhov