Credit in the CDM Bank. Consumer loans of the SDM Bank. As a service can help a potential borrower

Education

In 1997 he graduated from Voronezh State University in the specialty "Accounting and Audit". Freely owns English.

Career in the SDM Bank

The story of Alla Vladimirovna and SDM-Bank is more than just the story of a successful career top manager. According to Alla Vladimirovna, a branch in Voronezh is not just a job, service, career. This is part of life, part of the family, the second home. Moreover, it is already possible to talk with confidence about the Labor Dynasty: Alla Vladimirovna became the director of the branch after his father Vladimir Andreevich Voronov. It was he who was the first head of the branch that created him in 1995 and providing sustainable business development until 2012.

By the time of appointment, the director Alla Vladimirovna worked in the SDM Bank for more than 15 years. Began how yesterday's student believes, from the post of economist.

Now Alla Vladimirovna remembers with a smile, what to do was almost everything, not limited to his direct responsibilities, "except that I didn't work as a driver or an IT specialist - and so was everywhere on pickup." The attitude to the branch was formed by the father's leadership: never approach the tasks formally, to live at work, refer to the branch as to his brainchild - here are the basic principles for which the work of Alla Vladimirovna has been built during all employment activities.

The list of posts of Alla Vladimirovna eloquently confirms that this is the attitude - the key to success and business, and a person in it.

• 1997 - economist;
• In 2000, was transferred to the post of inspector internal control;
• In 2003, was appointed credit inspector;
• In 2004, he was transferred to the position of head of the credit department;
• In 2008, it was appointed deputy director of the Branch of SDM-Bank Voronezh;
• In 2012 - became director of the branch.

Personal qualities

Even before, Alla Vladimirovna became the "right hand" of his father in the bank, her personal achievements were impressive. She graduated from a mathematical school, with a red diploma and without a single four finished the university, was one of the best student students. Alla Vladimirovna admits that mathematics and figures not only do not frighten her, on the contrary, in this area she "sings the soul." Therefore, work in the credit department recalls with special warmth. "Of all the departments, the credit is the most beloved - this is mine," Alla Vladimirovna is recognized.

Secret of a successful career

It is always worthy of admiration when it can be seen that a person is in his place and is engaged in what he likes and what he gets. Alla Vladimirovna admits that she was invited to work many times to work in other banks, but she would not be able to leave his native bank.

Now in the branch of the SDM Bank, 28 people work in Voronezh, and Alla Vladimirovna applies all efforts to ensure that all employees in the bank are interesting and that work, no matter how much of it, gives pleasure. "In our branch is a very small frame of frames. And we are very proud of it. I try to transfer my positive attitude and responsible attitude to the matter to all my employees, "Alla Vladimirovna notes.

The main team of the branch works together for more than 10 years. And to all, and employees, and that is very important, customers - very much like our microclimate and atmosphere. From here and a large number of regular customers who are serviced from us for about 19 years. Customers remain true to the bank, and the branch team is also very proud of.

Go to the "Individuals" section on the site SDM. Open the menu with the button on the left and select "Credits" - "Consumer Credit".

Click the "Leave Application" button.

Specify the desired amount and loan period (section "Loan Information").

Enter the name, information about employment and income (section "Personal data").

Enter the phone number and email address (section "Contacts"). Click the Send Application button.

After a while, a bank employee will contact you for further loan design.

Requirements for the borrower

• Age from 21 to 65 years
• Citizenship of the Russian Federation
• Registration in the territory of the Russian Federation
• Experience at the last place of work from 12 months
• Employment in the Bank's partner organization

Required documents

• Passport
• Employment history
• Help 2-NDFL or 3-NDFL
• The same documents - for coaches and guarantors (if any)

About Bank

SDM Bank - average in the number of assets of the Moscow bank. Founded in 1991. Since 2004, he enters the deposit insurance system. In 2008, the major Israeli bank HAPOALIM was planning most of the SDM, but the deal was canceled at the request of the Central Bank of Israel. In 2011, the Bank received investments in the amount of three hundred million rubles from the European Bank for Reconstruction and Development, in 2018 the share owned by the EBRD, bought Expobank.

Most of the shares of the SDM Bank - more than 60% - controls the chairman of the Board of Directors Anatoly Landsman. The bank's headquarters is located in Moscow. The bank has eight branches and more than 20 branches in the cities of Russia, as well as representation in London. The organization is valid on the basis of a license No. dated December 17, 2014.

Among the clients of SDM Bank prevail legal entitiesworking in the field of trade, industry and transport. The Bank also offers various services to individuals, including employees of companies that are served in it. Among the proposals for them, credits can be noted, deposits, bank cards, Safety coffee cells, investment services and operations with foreign currency.

Documentation

Questions and answers

How is the consumer loan rushing?

The loan is redeemed by monthly payments from the account in the CDM Bank. When signing loan agreement The bank transmits a borrower to the payment schedule. The document indicates the size and date of repayment. Payment must come to the account before the date specified in the chart. To pay a loan, make money to the account in the SDM bank. You can replenish the account by non-cash transfer by details. You can deposit cash at the checkout or through the terminals. The bank will automatically write a loan payment.

Does penalties are charged when the payment is delayed?

If the next payment is not included in the account before the date of repayment, then the SDM Bank has the right to charge the penalty. The penalty is accrued on the amount of debt in the amount of 0.05% per day of payment delay. Information about the amounts and date of payment are transmitted to the BKA. The presence of delay negatively affects credit history. Get the following loan will be difficult. With multiple delay, the bank may require return the loan completely.

Are there any penalties for early repayment?

SDM-Bank does not take a commission and does not establish restrictions on the amount early repayment. You can return the loan completely or partially at any time. Write an application to the bank for 1 working day to the planned repayment date. Make account the required amount. After full repayment Request a certificate about the absence of debt in the bank. With a partial return of the loan, the CDM Bank recalculates the payment schedule - will reduce the period or size of regular payments.

Is it possible to extend the term of the contract?

The credit period can be increased if you have not violated the terms of the loan agreement - on time made payments and provided information to the bank. To extend the term of the contract, you must inform the CDM-Bank employee. Agranulated reason. The prolongation of the loan agreement is issued by an additional agreement. For a change in the term, it is necessary to pay a one-time committee.

SDM Bank offers its customers a large number of profitable and affordable financial programs. Among them and consumer loans that do not require the collection of a huge package of documents, and standard products designed for solving more serious material problems.

Not to make a mistake when choosing suitable option, it is necessary to thoroughly examine the possibilities and conditions of all proposals, competently assess their advantages and disadvantages ..

As a service can help a potential borrower

Portal collaborates S. financial Organization directly. We present contacts of all its branches, detailed descriptions of popular programs, obtaining conditions different species banking proposals. When placing an online application for issuing funds through our website, the customer receives a chance to personal service conditions - this is possible due to the large number of profitable partnerships.

Decorated through the system requests are processed by the center manager during the day. If the consumer doubts which nominal product to choose, he can ask clarifying questions through a special form.

All the proposals displayed on this page are the best or profitable exclusively according to experts bank.