136 and on the procedure for carrying out authorized banks. Cash operations in foreign currency and checks: new rules in action. The nominal value of which is indicated in foreign
Indication of the Bank of Russia dated April 13, 2016 N 3994-U "On Amendments to the Instructions of the Bank of Russia of September 16, 2010 N 136-and" On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals "(registered in the Ministry of Justice of Russia 05/19/2016 N 42154)
Central Bank of the Russian Federation
On Amendments
N 136-and "On the procedure for carrying out authorized banks
(Branches) of certain types of banking operations with cash
Foreign currency and operations with checks (including
Traveler checks), the nominal value of which is indicated
In foreign currency, with the participation of individuals "
1. In accordance with the decision of the Board of Directors of the Bank of Russia (Minutes of the Board of Directors of the Bank of Russia dated April 4, 2016, N 9) contribute to the instruction in the Bank of Russia of September 16, 2010 N 136-and "on the procedure for the implementation by authorized banks (branches) of individual species banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals ", registered by the Ministry of Justice of the Russian Federation on October 1, 2010 N 18595 (" Bulletin of the Bank of Russia "from October 6, 2010 N 55), the following changes.
"2.1.7. Information about the established authorized Bank (branch) in accordance with the requirements of the legislation of the Russian Federation and regulatory acts of the Bank of Russia the order and conditions for the implementation of transaction transactions money Without opening bank accounts on behalf of individuals, as well as on receiving and issuing cash foreign currency in the implementation of such translations. If there are no operations for receiving and issuing cash foreign currencies in the list of operations during the transfer of funds without opening bank accounts on behalf of the individuals specified in this subparagraph information on the stand is not posted; ".
"3.1.22. Reception of cash foreign currency in the implementation of transaction transactions in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of non-residents.
3.1.29. Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the territory of the Russian Federation without the opening of bank accounts received from individuals - non-residents, in favor of individuals - residents. "
1.3. In the second paragraph of paragraph 4.8, the words "about emissions bank cards and on operations committed using payment cards "registered by the Ministry of Justice of the Russian Federation on March 25, 2005 N 6431, October 30, 2006 N 8416, October 8, 2008 N 12430 (" Bulletin of the Bank of Russia "on March 30, 2005 N 17, On November 9, 2006, N 60, on October 17, 2008 N 58) "Replace with the words:" On emissions of payment cards and on operations made with their use ", registered by the Ministry of Justice of the Russian Federation on March 25, 2005 No. 6431, October 30, 2006 of the year N 8416, October 8, 2008 N 12430, 9 December 2011 N 22528, November 21, 2012 N 25863, February 17, 2015 N 36063 ("Bulletin of the Bank of Russia" on March 30, 2005 N 17, dated November 9, 2006 N 60, dated October 17, 2008 N 58, dated December 19, 2011 N 71, of November 28, 2012 N 67, on March 4, 2015 N 17) ".
1.4. In the fifth sentence of a paragraph of the eighteenth order of filling out the registry of operations with cash currency and checks of an application 1, the words "not filled" shall be replaced by the words "filled with a symbol 000".
Note of the Bank of Russia dated April 13, 2016 No. 3994-U "On Amendments to the Bank of Russia's instruction on September 16, 2010 No. 136-and" On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals "(not entered into force)
1. In accordance with the decision of the Board of Directors of the Bank of Russia (Minutes of the meeting of the Board of Directors of the Bank of Russia dated April 4, 2016 No. 9) to enter into the instructions of the Bank of Russia of September 16, 2010 No. 136-and "On the procedure for the implementation by authorized banks (branches) of individual species banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals, "registered by the Ministry of Justice of the Russian Federation October 1, 2010 No. 18595 (" Bulletin of the Bank of Russia "from October 6, 2010 No. 55), the following changes.
1.1. Subparagraph 2.1.7 of paragraph 2.1 shall be amended as follows:
"2.1.7. Information about the procedure established by the authorized bank (branch) in accordance with the requirements of the legislation of the Russian Federation and regulatory acts of the Bank of Russia the procedure and conditions for the implementation of transaction transactions without opening bank accounts on behalf of individuals, as well as on receiving and issuing cash foreign currency in the implementation of such Translations. If the list of operations do not include operations on receiving and issuing cash foreign currency in carrying out the transfer of funds without opening bank accounts on behalf of individuals, which specified in this subparagraph information on the stand is not posted; ".
1.2. Paragraph 3.1 to supplement subparagraphs 3.1.22 - 3.1.29 of the following content:
"3.1.22. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of non-residents.
3.1.23. The issuance of cash foreign currency in the implementation of transaction transaction operations in the Russian Federation without the opening of bank accounts received from individuals - non-residents, in favor of individuals - non-residents.
3.1.24. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - residents without opening bank accounts in favor of residents.
3.1.25. The issuance of cash foreign currency in the implementation of transaction transactions in the Russian Federation without the opening of bank accounts received from resident individuals, in favor of resident individuals.
3.1.26. Reception of cash foreign currency in the implementation of transaction transactions in the Russian Federation on the instructions of resident individuals without opening bank accounts in favor of non-residents.
3.1.27. Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation without the opening of bank accounts received from resident individuals, in favor of individuals - non-residents.
3.1.28. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of residents.
3.1.29. Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation without the opening of bank accounts received from individuals - non-residents, in favor of resident individuals. "
1.3. In the second paragraph of paragraph 4.8, the words "about bank card emissions and on operations committed using payment cards", registered by the Ministry of Justice of the Russian Federation on March 25, 2005 No. 6431, October 30, 2006 No. 8416, October 8, 2008 No. 12430 ("Vestnik Bank of Russia "dated March 30, 2005 No. 17, dated November 9, 2006 No. 60, dated October 17, 2008 No. 58)" Replace with the words: "On the emission of payment cards and on operations committed with their use" registered by the Ministry of Justice of the Russian Federation March 25, 2005 No. 6431, October 30, 2006 No. 8416, October 8, 2008 No. 12430, December 9, 2011 No. 22528, November 21, 2012 No. 25863, February 17, 2015 No. 36063 ("Bulletin of the Bank of Russia" from 30 March 2005 No. 17, dated November 9, 2006 No. 60, of October 17, 2008 No. 58, dated December 19, 2011 No. 71, of November 28, 2012 No. 67, on March 4, 2015 No. 17). "
1.4. In the fifth sentence of a paragraph of the eighteenth order of filling in the register of operations with cash currency and checks of an application 1, the words "not filled" should be replaced by the words "filled with a symbol 000".
central bank Of the Russian Federation (Bank of Russia)
Press service
107016, Moscow, ul. Neglinnaya, 12.
www.cbr.ru.
On the instructions of the Bank of Russia of July 12, 2016 No. 4067-y
An indication of the Bank of Russia, in particular:
the procedure for assessing qualifications in the field of risk management and (or) internal control, and (or) an audit should have a person who has a higher (non-legal or economic) education appointed to the position of head of the credit institution service;
the period of the direction of the structural division of the Bank of Russia to the credit institution of the request to grant information about the person appointed to a position (freed from the post) of the head of the credit institution service, from three to five days;
the requirement to submit a credit institution to the Bank of Russia properly certified copies of documents was established on the basis of which it conducted an assessment of the compliance of the specified person to the qualification requirements established by the Bank of Russia from April 1, 2014 No. 3223-U "On Requirements for Risk Management Supervisors Service Internal Control Service internal audit credit organization ", and the requirements for the business reputation provided for in paragraph 1 of the first part of Article 16 Federal Law "About banks and banking activities».
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136 and the Central Bank of the Russian Federation last year 2016 with change
Instructions of the Central Bank of the Russian Federation dated September 16, 2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with participation individuals "(together with the" classifier of types of operations with foreign currency and checks ")
Full text of the document can be found in the following reference and legal systems "Consultant Plus":
The procedure for filling out the register of operations with cash currency and checks
At the discretion of the authorized bank (branch), other information may be included in the register of operations with cash currency and checks, subject to the preservation of information, the obligation to specify this instruction, including the information received during the identification of an individual in cases and procedure established by The legislation of the Russian Federation, as well as the amount of commission of remuneration (if invalidation), the inclusion of which in the register of cash currency operations and checks can be carried out, including, by reflecting them in additional graphs of the registry of operations with cash currency and checks.
In the header part of the registry of operations with cash currency and checks, a full (abbreviated) name of the authorized bank (branch name) is indicated, the registration number of the authorized bank (the sequence number of the branch), assigned by the Bank of Russia, the location (address) of the authorized bank (branch), the name of the internal The structural unit of the authorized bank (branch) and its location (address), the date of filling out the register of operations with cash currency and checks, the sequence number of the registry operations with cash currency and checks during the working day.
The amounts of cash foreign currency and the currency of the Russian Federation in the register of cash currency operations and checks are indicated in units of foreign currency and the currency of the Russian Federation, respectively, with an accuracy of two decimal places.
The registry of operations with cash currency and checks indicate:
in column 1 - the sequence number of the operation in the registry of operations with cash currency and checks;
in column 2 - the time of performing the operation in hours and minutes (time to fill the line of the registry of operations with cash currency and checks);
in column 3 - the code of the type of operation in accordance with the classifier of types of operations with foreign currency and checks given in Appendix 2 to this Instruction;
in column 4 - a foreign currency course (cross-course) used in the implementation of the operation. This graph is not filled in cases where the operation of a foreign currency (cross-course) is not used in the implementation of the operation, as well as when performing an operation using payment card;
in column 5 - code of cash foreign currency or currency of the Russian Federation adopted by a cashier from an individual;
The digital currency code is indicated in accordance with the All-Russian currency classifier. To indicate the Currency Code of the Russian Federation, a sign of the ruble is "810".
in column 6 - the amount of cash foreign currency or the currency of the Russian Federation, adopted by the cash register from an individual (indicated without taking into account the amount of commission charged by the authorized bank (branch) for the implementation of the operation (in case of invalidation);
in column 7 - code of cash foreign currency or currency of the Russian Federation issued by the cash register physical lick;
in column 8 - the amount of cash foreign currency or the currency of the Russian Federation issued by a cashier to an individual;
in column 9 - a sign of using a payment card. In the case of an operation using the payment card, the symbol "X" is affixed, in other cases this graph is not filled;
in column 10 - the number of accepted (issued) cash security workers of checks;
in column 11 - the currency code of the nominal received from the individual (issued to the physical person) of the checks;
The digital currency code is indicated in accordance with the All-Russian currency classifier.
in column 12 - the amount of checks received from the individual (issued) checks;
in column 13 - the number of the bank account, the invoice for the contribution of an individual. This graph is not filled in the implementation of the operation without the use of a bank account, an account on the contribution of an individual. When carrying out an operation using a payment card, this graph can be filled if the cash worker has information about the bank account number open for operations using the payment card;
in column 14, a sign of the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy. In the case of an operation by proxy, the symbol "X" is affixed, in other cases this graph is not filled;
in column 15 - the country code of the citizenship of an individual. This graph is filled in when the operation is carried out with the identification of an individual in cases and procedure established by the legislation of the Russian Federation. This graph can be filled in other cases if the cash worker has information about the citizenship of an individual. With the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy, this graph indicates information on the citizenship of an individual who issued a power of attorney. In the case of the implementation of the operation, an individual without citizenship is not filled.
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"On the procedure for carrying out authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals"
Central Bank of the Russian Federation
Instruction
on September 16, 2010 N 136-and
On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with the participation of individuals
Based on the Federal Law of December 10, 2003 N 173-FZ "On currency regulation and currency control"(Meeting of the legislation of the Russian Federation, 2003, N 50, Art. 4859; 2004, N 27, Art. 2711; 2005, N 30, Art. 3101; 2006, N 31, Art. 3430; 2007, N 1, Art. 30; N 22, Art. 2563; N 29, Art. 3480; N 45, Art. 5419; 2008, N 30, Art. 3606), Federal Law of July 10, 2002 N 86-FZ "On Central Bank Of the Russian Federation (Bank of Russia) "(Meeting of the legislation of the Russian Federation, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; N 52, Art. 5032; 2004, N 27, Art. 2711; N 31, Art. 3233; 2005, N 25, Art. 2426; N 30, Art. 3101; 2006, N 19, Art. 2061; N 25, Art. 2648; 2007, N 1, Art. 9, Art. 10; n 10, Art. 1151; N 18, Art. 2117; 2008, N 42, Art. 4696, Art. 4699; N 44, Art. 4982; N 52, Art. 6229, Art. 6231; 2009, N 1, ST . 25; N 29, Art. 3629; N 48, Art. 5731), Federal Law "On Banks and Banking Activities" (as amended by the Federal Law of February 3, 1996 N 17-FZ) (Vedomosti Congress of People's Deputies of the RSFSR and Supreme Council of the RSFSR, 1990, N 27, Art. 357; Meeting of the legislation of the Russian Federation, 1996, N 6, Art. 492; 1998, N 31, Art. 3829; 1999, N 28, Art. 3459, Art. 3469; 2001, N 26, Art. 2586; N 33, Art. 3424; 2002, N 12, Art. 1093; 2003, N 27, Art. 2700; N 50, Art. 4855; N 52, Art. 5033, Art. 5037; 2004, N 27, Art. 2711; N 31, Art. 3233; 2005, N 1, Art. 18, Art. 45; N 30, Art. 3117; 2006, N 6, Art. 636; N 19, Art. 2061; N 31, Art. 3439; N 52, Art. 5497; 2007, N 1, Art. nine; N 22, Art. 2563; N 31, Art. 4011; N 41, Art. 4845; N 45, Art. 5425; N 50, Art. 6238; 2008, N 10, Art. 895; N 15, Art. 1447; 2009, N 1, Art. 23; N 9, Art. 1043; N 18, Art. 2153; N 23, Art. 2776; N 30, Art. 3739; N 48, Art. 5731; N 52, Art. 6428; 2010, N 8, Art. 775; N 30, Art. 4012) and in accordance with the decision of the Board of Directors of the Bank of Russia (Minutes of the Board of Directors of the Bank of Russia dated September 10, 2010 N 19), the Bank of Russia establishes the procedure for the implementation by authorized banks (branches of authorized banks), including their internal structural divisions, certain types of banking operations with Cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency (hereinafter referred to as checks, transactions with foreign currency and checks, respectively), with the participation of individuals.
Chapter 1. General
1.1. The authorized bank (branch of the Commissioner) (hereinafter referred to as an authorized bank (branch)) can carry out all or some transactions with foreign currency and checks from among the provisions of this Instruction provided for by Chapter 3. The list of operations with cash foreign currency and checks are established by an authorized bank (branch) as a whole on an authorized bank (branch), as well as for each internal structural division of an authorized bank (branch) based on the list of documents delegated to this division in accordance with the requirements of the Bank of Russia From April 2, 2010 N 135-and "On the procedure for adopting a bank of Russia decisions on state registration of credit institutions and issuing licenses for banking operations", registered by the Ministry of Justice of the Russian Federation on April 22, 2010 N 16965 ("Bulletin of the Bank of Russia" on April 30 2010 N 23).
1.2. The authorized bank (branch) defines a list of foreign currencies, operations with which are carried out by the Authorized Bank (branch) in accordance with this Instruction.
1.3. The authorized bank (branch) independently solves the issue of the need to work with the coin of foreign countries (groups of foreign states) in carrying out operations with foreign currency and checks.
In the event that the authorized bank (branch) adopted a decision on the absence of the need to work with the coin of foreign states (groups of foreign countries), paying to individuals in the implementation of operations with foreign currency and checks of the amount of less than the minimum monetary sign of a foreign state (group of foreign states) in The form of banknotes is carried out in the currency of the Russian Federation at the rate established by the Authorized Bank (branch) in accordance with paragraphs 2.2 and 2.3 of this Instruction, unless otherwise provided by the contract in the implementation of operations bank account, invoice at the contribution of an individual.
Chapter 2. The procedure for organizing the work of an authorized bank (branch) with foreign currency cash and checks
2.1. In the premises of the authorized bank (branch), including the premises of the internal structural units authorized bank (branch) in which transactions with foreign currency and checks are carried out, in an accessible place, on a stand or otherly decorated form, including electronic media (hereinafter referred to as the stand), the following documents and information should be posted :
2.1.1. Complete (abbreviated) branded name of the authorized bank (branch name) or full (abbreviated) proprietary name of the authorized bank (branch name) and the name of the internal structural unit of the Commissioner (branch), their location (address) and telephone or other communication numbers;
2.1.2. The list of operations with cash foreign currency and checks established in accordance with clause 1.1 of this Instruction (hereinafter referred to as the list of operations);
2.1.3. Foreign currencies to the currency of the Russian Federation and (or) cross-currencies of foreign currencies, established in accordance with this Head (hereinafter referred to as foreign currency courses) (are given the highest of the fonts used in the indication of other information posted on the stand in accordance with the requirements of this chapters). If only operations are included in the list of operations, during which foreign currency courses are not used, information about the established courses of foreign currencies on the stand is not placed;
2.1.4. information on the amount of commission charges charged by the Authorized Bank (branch) for carrying out operations with foreign currency and checks;
2.1.5. Rules for receiving damaged monetary signs of foreign countries (groups of foreign states), including for the direction of collection developed by the Authorized Bank (branch) based on the conditions for the receipt of these monetary signs by their issuers;
2.1.6. Rules for receiving checks, including for the direction of collection developed by the Authorized Bank (branch), including, taking into account the conditions for receiving the checks by their issuers. If the operations with checks are not included in the list of operations, the rules for receiving checks on the stand are not placed;
2.1.7. Information about the procedure established by the authorized bank (branch) in accordance with the requirements of the legislation of the Russian Federation and regulatory acts of the Bank of Russia the procedure and conditions for the implementation of transaction transactions without opening bank accounts on behalf of individuals, as well as on receiving and issuing cash foreign currency in the implementation of such Translations. In the event that the list of operations do not include operations on receiving and issuing cash foreign currency in carrying out the transfer of funds without opening bank accounts on behalf of individuals specified in this subparagraph information on the stand is not placed; (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
2.1.8. information on working with a coin of foreign countries (groups of foreign countries) in accordance with paragraph 1.4 of this Instruction;
2.1.9. Chapter 1, paragraphs 2.2, 2.4, 4.1, 4.3, 4.4, 4.5, 4.17, 4.12 - 4.15, 4.17, 4.18 of this Instruction, as well as other information that contributes to more complete awareness of individuals on the conditions for carrying out transactions with foreign currency and checks (placed at the discretion of the authorized bank (branch).
2.3. The order (disposal) indicates the location (address) of the authorized bank (branch), the internal structural unit of the Authorized Bank (branch), in which transactions with foreign currency and checks established for them are foreign currencies, as well as the date and time (in hours and minutes) began the action of established courses of foreign currencies.
In the order (disposal) allowed to indicate:
algorithm for calculating cross-courses of foreign currencies instead of their actual values;
different courses of foreign currencies for different amounts of foreign currency purchased or sold.
The order (Order) or the information contained in the order (Order) is communicated to the cashier who performs operations with foreign currency and checks and is kept by the cashier in the manner established by the Authorized Bank (branch). The order (order) or the information contained in it in the case of their content to the cash register on paper is sent to the days of the day on the day of commencement of the next order (orders).
2.4. The authorized bank (branch) is not entitled to establish operations with foreign currency and checks to establish their internal documents:
restrictions on the raid and years of issuing foreign countries in circulation (groups of foreign countries);
restrictions on the sums of the purchased (accepted) and sold (issued) foreign currency, with the exception of restrictions on the coins of foreign countries (groups of foreign countries) and restrictions on the amount of cash foreign currency issued in the implementation of the operation specified in subparagraph 3.1.11 of paragraph 3.1 of this Instruction ;
different courses of foreign currencies for different nominal signs of foreign countries (groups of foreign countries).
Chapter 3. Transactions with foreign currency and checks
3.1. In an authorized bank (branch), including the internal structural divisions of the Commissioner (branch), can be carried out next species Operations with cash foreign currency and checks.
3.1.1. Buying cash foreign currency for the cash currency of the Russian Federation.
3.1.2. Sale of cash foreign currency for the cash currency of the Russian Federation.
3.1.3. Sale of cash foreign currency of one foreign state (group of foreign states) for cash foreign currency of another foreign state (group of foreign countries) (conversion).
3.1.4. The exchange of a monetary sign (monetary signs) of a foreign state (group of foreign countries) on monetary signs (monetary sign) of the same foreign state (foreign states).
3.1.5. Purchase checks for the cash currency of the Russian Federation.
3.1.6. Purchase checks for cash foreign currency.
3.1.7. Checks for cash currency of the Russian Federation.
3.1.8. For sale checks for cash foreign currency.
3.1.9. Reception of monetary signs of foreign states (groups of foreign states), checks for the direction of collection.
3.1.10. Reception of cash foreign currency to enroll in bank accounts of individuals using payment cards.
3.1.11. Issuance of cash foreign currency with bank accounts of individuals using payment cards.
3.1.12. Purchase checks with crediting funds for bank accounts, accounts on the contribution of individuals in foreign currency.
3.1.13. Purchase checks with crediting funds to bank accounts, invoices in the contribution of individuals in the currency of the Russian Federation.
3.1.14. Checks for sale at the expense of funds in bank accounts, accounts for the contribution of individuals in foreign currency.
3.1.15. For sale checks at the expense of cash in bank accounts, accounts for the contribution of individuals in the currency of the Russian Federation.
3.1.16. Reception of cash foreign currency in the implementation of transaction transactions from the Russian Federation on behalf of individuals without opening bank accounts.
3.1.17. The issuance of cash foreign currency in the implementation of transactions for the transfer of funds to the Russian Federation without opening bank accounts in favor of individuals.
3.1.18. Reception of cash foreign currency to enroll in bank accounts, accounts for the contribution of individuals in foreign currency.
3.1.19. Reception of cash foreign currency to enroll in bank accounts, accounts for the contribution of individuals in the currency of the Russian Federation.
3.1.20. Issuance of cash foreign currency from bank accounts, invoices for the contribution of individuals in foreign currency.
3.1.21. Issuance of cash foreign currency from bank accounts, invoices for the contribution of individuals in the currency of the Russian Federation.
3.1.22. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of non-residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.23. The issuance of cash foreign currency in the implementation of transaction transaction operations in the Russian Federation without the opening of bank accounts received from individuals - non-residents, in favor of individuals - non-residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.24. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - residents without opening bank accounts in favor of residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.25. The issuance of cash foreign currency in the implementation of transaction transactions in the Russian Federation without the opening of bank accounts received from resident individuals, in favor of resident individuals. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.26. Reception of cash foreign currency in the implementation of transaction transactions in the Russian Federation on the instructions of resident individuals without opening bank accounts in favor of non-residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.27. Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation without the opening of bank accounts received from resident individuals, in favor of individuals - non-residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.28. Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
3.1.29. The issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation without opening bank accounts received from individuals - non-residents, in favor of individuals - residents. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
Chapter 4. The procedure for carrying out operations with foreign currency and checks
4.1. When carrying out operations with foreign currency and checks, the identification of an individual is carried out in cases established by the legislation of the Russian Federation.
In carrying out operations with cash foreign currency and checks, the transfer of a cash employee of cash foreign currency, the cash currency of the Russian Federation, checks, payment cards is considered as an individual with the terms of the implementation of transactions with foreign currency and checks, communicated to an individual in order, An established clause 2.1 of this Instruction, unless otherwise provided by treaties in the implementation of operations on a bank account, an invoice for the contribution of an individual.
4.3. In the event of a cashier detection in the implementation of a cash in foreign currency and check checks, which causes doubts about its authenticity, this check does not return to the physical person. The cashier is obliged to inform in the manner established by the Authorized Bank (branch), an individual that the check is questionable in its authenticity. A check, causing doubt in its authenticity, is sent to the collection in the manner prescribed by paragraphs 4.13 - 4.18 of this Instruction.
4.4. In the event of a cashier detection of defects and damage to the adopted monetary signs of a foreign state (a group of foreign states) or checks, the possibility of carrying out operations with such monetary signs Foreign states (groups of foreign countries) or checks are determined in accordance with the rules for receiving damaged monetary signs of foreign countries (groups of foreign countries) or in accordance with the rules for receiving checks developed by the Authorized Bank (branch) in accordance with subparagraphs 2.1.5 and 2.1.6 Paragraph 2.1 of this Instruction.
4.5. During the implementation of the transaction with foreign currency and checks, the cash worker opens up and fills the electronic register of cash currency operations and checks in the form given in Appendix 1 to this Instruction.
Cash worker leads single register Cash currency operations and checks for all types of operations with foreign currency and checks carried out during the working day, with the exception of the operation specified in subparagraph 3.1.9 of paragraph 3.1 of this Instruction.
4.6. At the end of the working day, upon completion of the implementation of the cash worker of operations with foreign currency and checks, as well as when changing the calendar dates, the cash worker counts and indicates the registry of operations with cash currency and checks. The total data on the amounts of the adopted and issued cash foreign currency, the currency of the Russian Federation , checks in the context of the types of operations, the names of the currencies used by foreign currency courses, closes the current register of cash currency and check operations, then, in case of continuing the implementation of transactions with foreign currency and checks, in the manner prescribed by clause 4.5 of this Instruction, opens a new Register of operations with cash currency and checks.
In the event that during the working day, transactions with foreign currency and checks were not carried out to be included in the register of cash currency and check operations, the cash worker in an arbitrary form makes it a certificate of absence during the working day of operations with foreign currency and checks indicating There is a complete (abbreviated) proprietary name of the authorized bank (branch name), the registration number of the authorized bank (branch number), the name of the internal structural unit of the authorized bank (branch), their location (addresses), signs the specified certificate, lies the date of its preparation and Sends it to the documents of the day.
4.7. The register of operations with cash currency and checks can be stored on paper and (or) in electronic form.
The register of operations with cash currency and checks, printed on paper, is sent to cash documents.
The storage of the register of operations with cash currency and checks in electronic form is carried out in the manner prescribed by the indication of the Bank of Russia of November 25, 2009 N 2346-y on the storage in the credit institution in the electronic form of individual documents related to the registration of accounting, settlement and cash operations When organizing work accounting", registered by the Ministry of Justice of the Russian Federation on December 25, 2009 N 15828 (" Bulletin of the Bank of Russia "dated December 30, 2009 N 78).
4.8. The implementation of the transaction with foreign currency and checks is considered to be the transfer of a cash personnel to the physical person of cash foreign currency, cash currency of the Russian Federation, checks, and those presented for its implementation and to return to the physical person of payment cards, other documents, including documents on the basis of which was identified by an individual in cases established by the legislation of the Russian Federation, and the documents specified in paragraphs 4.9 and 4.15 of this Instruction, or documents issued in accordance with the indication of the Bank of Russia N 2054-y or the provision of the Bank of Russia N 318-P during operations specified in subparagraphs 3.1.18 - 3.1.21 of clause 3.1 of this Instruction.
Registration of operations on receiving (issuing) of cash foreign currency using payment cards is carried out taking into account the requirements of Chapter 3 of the provisions of the Bank of Russia dated December 24, 2004 N 266-P "On the emission of payment cards and on operations committed with their use" registered by the Ministry of Justice Of the Russian Federation on March 25, 2005 N 6431, October 30, 2006 N 8416, October 8, 2008 N 12430, December 9, 2011 N 22528, November 21, 2012 N 25863, February 17, 2015 N 36063 ("Bulletin of the Bank of Russia" from March 30, 2005 N 17, dated November 9, 2006 N 60, dated October 17, 2008 N 58, of December 19, 2011 N 71, of November 28, 2012 N 67, on March 4, 2015 N 17) (hereinafter - The position of the Bank of Russia N 266-P). (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
4.9. The cashier at the end of the operation with cash foreign currency and checks is obliged to issue a document confirming the operation with cash foreign currency and checks (hereinafter refriding the document), with the exception of the operations specified in subparagraphs 3.1.9, 3.1.18 - 3.1 .21 of clause 3.1 of this Instruction.
When carrying out operations with foreign currency and checks specified in subparagraphs 3.1.18 - 3.1.21 of clause 3.1 of this Instruction, the cash worker issues and issues a confirmation document on his request.
4.10. A confirmation document is formed on the basis of the recording of an electronic register of cash currency operations and checks separately for each transaction with foreign currency and checks in the form established by the Authorized Bank (branch), with a mandatory reflection in a confirming information document, the list of which is specified in Appendix 3 to this Instructions are printed on paper and signed by a cashier. Corrections in the printed confirmation document are not allowed.
4.11. The authorized bank (branch) is obliged to keep records of cash with foreign currency and checks by issuing documents provided for in paragraphs 4.5, 4.6, 4.9 and 4.15 of this Instruction, as well as documents issued in accordance with the indication of the Bank of Russia N 2054-y, the Regulation of the Bank of Russia N 318-P and the provision of the Bank of Russia N 266-p.
4.12. The authorized bank (branch), which performs operations on the reception of foreign countries (groups of foreign countries) for the direction of collection signs of foreign countries (groups of foreign states) in accordance with the conditions for their reception of their issuers in accordance with the terms of their acceptance of issuers.
4.13. Reception to the collection of foreign countries of foreign countries (groups of foreign countries) or checks is carried out on the basis of a written statement of an individual who composed in the arbitrary form of a written statement on acceptance for collection (hereinafter referred to as a statement of an individual) and other documents in accordance with the conditions for their acceptance of issuers.
In a statement of an individual, its last name, name and patronymic are indicated (if available), the address of the place of residence (place of stay) of the individual, the name, series and the number (if available) of the document charged by the individual certifying his personality, as well as:
the name of the currency of each monetary sign of the foreign state (group of foreign states), its denomination, series, number, year of manufacture, additional details (for US banknotes - alphanumeric designation of the Issuer's institution, check letter, quadrant number, cliché number of facial and rounds; For banknotes of the countries - members of the European Union - the alphanumeric label), the name of the Issuer of the foreign state's monetary sign (group of foreign countries) (with the possibility of its instructions);
the name of each check, its number and date, the amount indicating the name of the currency, the name of the issuer of the check and the name of the person who issued a check (if the possibility of their instructions).
4.14. When admission to the collection of monetary signs of foreign countries (groups of foreign countries) or checks, the cashier ensures that the individual indicates information about the details of the monetary signs of foreign countries (groups of foreign states) or checks in the statement of an individual.
4.15. When admission to the collection of foreign countries of foreign countries (groups of foreign states) or checks, the cash worker is in two copies of the receipt in the form given in Appendix 4 to this Instruction. One copy of the receipt is issued to a physical face, another instance of the receipt is sent to the cash documents.
4.16. The monetary signs of foreign states (groups of foreign states) or checks are sent to the collection signs foreign bankAssembly, banknotes of foreign countries (groups of foreign countries) or checks, or an authorized bank (branch), which is involved in the Department of Incasso to the Foreign Bank (hereinafter referred to as the Account Bank).
4.17. Upon receipt of the banking signs of foreign countries (groups of foreign states adopted on the collection signs (groups of foreign countries) or Checks, the authorized bank (branch) sends a written notice of the Writing Bank's decision to the Physics.
Upon receipt from the planning bank of compensation for the monetary signs of foreign countries (groups of foreign countries) or checks, the amount in cash foreign currency or in cash currency or the amount of foreign currency or the amount of foreign currency or the amount of foreign currency or in the currency of the Russian Federation is paid. Federation to a bank account of an individual. The amount of the currency of the Russian Federation is calculated at the rate of the foreign currency received from the planned bank established by the Authorized Bank (branch) at the date of payment of the specified amount of the individual or at the date of its enrollment on the Bank's bank account.
4.18. Upon receipt by the authorized bank (branch) from the planning bank of the official response to the purchase of foreign states aimed at the collection of foreign countries (groups of foreign states) or Chekov, an authorized bank (branch) directs a written notice to the Writing Bank's decision to solve the application of the Incassive Bank with an application to Answer (extracts from an official response) of the Incassive Bank. The monetary signs of foreign states (groups of foreign states) or checks are returned to the individual or checks in the event of their return by the Playing Bank.
The original response of the Incassive Bank on the refusal to purchase foreign countries (groups of foreign states) or checks is sent to the documents of the day.
Chapter 5. Final Provisions
5.1. This instruction is subject to official publication in the Bulletin of the Bank of Russia and enters into force on November 1, 2010.
5.2. From the day the entry into force of this Instruction is recognized by invalid:
Chairman of the Central Bank
Russian Federation
S.M.Ignatiev
| Full (abbreviated) proprietary name of the authorized bank (branch name) | |||||||||||
| Registration number of the authorized bank (branch number) | |||||||||||
| / | |||||||||||
| Location (address) of the authorized bank (branch) | |||||||||||
| The name of the internal structural unit of the Commissioner and its location (address) | |||||||||||
| Date of filling registry | . | . | |||||||||
| Day | Month | Year | |||||||||
| The sequence number of the registry during the working day | |||||||||||
REGISTRY
Cash currency and checks
| Sequence number of operation | The time of the operation of CC.MM | Code of the type of operation | Course of foreign currency (cross-course) on operation | Cash funds | Payment card | Accepted (issued) to the cash security personnel of checks (including travelers), the nominal value of which is indicated in foreign currency | Account number | Power of attorney | Citizenship of individual | |||||
| accepted by a cash register | issued by a cash register | |||||||||||||
| currency code | sum | currency code | sum | number of checks | currency code | sum | ||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
Order
fill the registry of cash currency and check operations<*> (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
<*> At the discretion of the authorized bank (branch), other information may be included in the register of operations with cash currency and checks, subject to the preservation of information, the obligation to specify this instruction, including the information received during the identification of an individual in cases and procedure established by The legislation of the Russian Federation, as well as the amount of commission of remuneration (if invalidation), the inclusion of which in the register of cash currency operations and checks can be carried out, including, by reflecting them in additional graphs of the registry of operations with cash currency and checks.
In the header part of the registry of operations with cash currency and checks, a full (abbreviated) name of the authorized bank (branch name) is indicated, the registration number of the authorized bank (the sequence number of the branch), assigned by the Bank of Russia, the location (address) of the authorized bank (branch), the name of the internal The structural unit of the authorized bank (branch) and its location (address), the date of filling out the register of operations with cash currency and checks, the sequence number of the registry operations with cash currency and checks during the working day.
The amounts of cash foreign currency and the currency of the Russian Federation in the register of cash currency operations and checks are indicated in units of foreign currency and the currency of the Russian Federation, respectively, with an accuracy of two decimal places.
The registry of operations with cash currency and checks indicate:
in column 1 - the sequence number of the operation in the registry of operations with cash currency and checks;
in column 2 - the time of performing the operation in hours and minutes (time to fill the line of the registry of operations with cash currency and checks);
in column 3 - the code of the type of operation in accordance with the classifier of types of operations with foreign currency and checks given in Appendix 2 to this Instruction;
in column 4 - a foreign currency course (cross-course) used in the implementation of the operation. This graph is not filled in cases where the operation of a foreign currency (cross-course) is not used when performing an operation, as well as when performing an operation using a payment card;
in column 5 - code<*> cash foreign currency or currency of the Russian Federation adopted by a cash register from an individual;
<*> The digital currency code is indicated in accordance with the All-Russian currency classifier. To indicate the Currency Code of the Russian Federation, a sign of the ruble is "810".
in column 6 - the amount of cash foreign currency or the currency of the Russian Federation, adopted by the cash register from an individual (indicated without taking into account the amount of commission charged by the authorized bank (branch) for the implementation of the operation (in case of invalidation);
in column 7 - code of cash foreign currency or currency of the Russian Federation issued by a cashier to an individual;
in column 8 - the amount of cash foreign currency or the currency of the Russian Federation issued by a cashier to an individual;
in column 9 - a sign of using a payment card. In the case of an operation using the payment card, the symbol "X" is affixed, in other cases this graph is not filled;
in column 10 - the number of accepted (issued) cash security workers of checks;
in column 11 - Currency Code<*> the nominal received from the individual (issued to the physical person) checks;
<*> The digital currency code is indicated in accordance with the All-Russian currency classifier.
in column 12 - the amount of checks received from the individual (issued) checks;
in column 13 - the number of the bank account, the invoice for the contribution of an individual. This graph is not filled in the implementation of the operation without the use of a bank account, an account on the contribution of an individual. When carrying out an operation using a payment card, this graph can be filled if the cash worker has information about the bank account number open for operations using the payment card;
in column 14, a sign of the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy. In the case of an operation by proxy, the symbol "X" is affixed, in other cases this graph is not filled;
in column 15 - country code<*> citizenship of an individual. This graph is filled in when the operation is carried out with the identification of an individual in cases and procedure established by the legislation of the Russian Federation. This graph can be filled in other cases if the cash worker has information about the citizenship of an individual. With the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy, this graph indicates information on the citizenship of an individual who issued a power of attorney. In the case of the operation of the operation by an individual without citizenship, this graph is filled with a symbol 000. (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y)
<*> The country's digital code is indicated in accordance with the all-Russian classifier of the countries of the world.
Appendix 2.
to the instructions of the Bank of Russia
"On the procedure for implementing
authorized banks
(branches) of individual species
with checks (including
the cost of which is indicated
in foreign currency,
with the participation of individuals "
Classifier for types of operations with foreign currency and checks
| The code | Content of operations |
| 01 | Purchase of cash foreign currency for the cash currency of the Russian Federation |
| 02 | Sale of cash foreign currency for cash currency of the Russian Federation |
| 03 | Sale of cash foreign currency of one foreign state (group of foreign countries) for cash foreign currency of another foreign state (group of foreign countries) (conversion) |
| 04 | Exchange of a monetary sign (monetary signs) of a foreign state (group of foreign states) for monetary signs (monetary sign) of the same foreign state (group of foreign countries) |
| 08 | Purchase Checks for Cash Currency of the Russian Federation |
| 09 | Purchase checks for cash foreign currency |
| 10 | Sale Checks for Cash Currency of the Russian Federation |
| 11 | Checks for cash foreign currency |
| 14 | Receiving cash foreign currency to enroll in bank accounts of individuals using payment cards |
| 16 | Issuance of cash foreign currency with bank accounts of individuals using payment cards |
| 51 | Buying checks with crediting funds to bank accounts, accounts for the contribution of individuals in foreign currency |
| 52 | Purchase checks with crediting funds for bank accounts, accounts for individuals deposit in the currency of the Russian Federation |
| 53 | For sale checks at the expense of cash in bank accounts, accounts for the contribution of individuals in foreign currency |
| 54 | For sale checks at the expense of cash in bank accounts, accounts for the contribution of individuals in the currency of the Russian Federation |
| 55 | Reception of cash foreign currency in the implementation of transaction transactions from the Russian Federation on behalf of individuals without opening bank accounts |
| 57 | Issuance of cash foreign currency in the implementation of transaction transactions in the Russian Federation without opening bank accounts in favor of individuals |
| 60 | Reception of cash foreign currency to enroll into bank accounts, accounts for the contribution of individuals in foreign currency |
| 61 | Reception of cash foreign currency to enroll in bank accounts, accounts for the contribution of individuals in the currency of the Russian Federation |
| 63 | Issuance of cash foreign currency from bank accounts, invoices for the contribution of individuals in foreign currency |
| 64 | Issuance of cash foreign currency from bank accounts, invoices for the contribution of individuals in the currency of the Russian Federation |
| 65 | Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - non-residents without opening bank accounts in favor of non-residents<1> |
| (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y) | |
| 66 | Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the territory of the Russian Federation without the opening of bank accounts received from individuals - non-residents, in favor of individuals - non-residents<2> |
| (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y) | |
| 67 | Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of residents - residents without opening bank accounts in favor of residents |
| (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y) | |
| 68 | Issuance of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation without opening bank accounts received from resident individuals, residents in favor of residents - residents |
| (as amended by the instructions of the Central Bank of the Russian Federation dated 04/13/2016 N 3994-y) | |
| 69 | Reception of cash foreign currency in the implementation of transactions for the transfer of funds in the Russian Federation on the instructions of individuals - residents without opening bank accounts in favor of non-residents<1> | from 04/13/2016 N 3994-y)
Act Editorial 16.09.2010
| Name Document | Instructions of the Central Bank of the Russian Federation dated September 16, 2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with participation Individuals " |
| Document type | instruction, Classifier, List, Registry |
| Accepted by | tSB RF |
| Document Number | 136-I. |
| Date of adoption | 01.01.1970 |
| Date of editorial | 16.09.2010 |
| Registration number in the Ministry of Justice | 18595 |
| Date of registration in the Ministry of Justice | 01.01.1970 |
| Status | act |
| Publication |
|
| Navigator | Notes |
Instructions of the Central Bank of the Russian Federation dated September 16, 2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with participation Individuals "
4.12. The authorized bank (branch), which performs operations on the reception of foreign countries (groups of foreign countries) for the direction of collection signs of foreign countries (groups of foreign states) in accordance with the conditions for their reception of their issuers in accordance with the terms of their acceptance of issuers.
4.13. Reception to the collection of foreign countries of foreign countries (groups of foreign countries) or checks is carried out on the basis of a written statement of an individual who composed in the arbitrary form of a written statement on acceptance for collection (hereinafter referred to as a statement of an individual) and other documents in accordance with the conditions for their acceptance of issuers.
In a statement of an individual, its last name, name and patronymic are indicated (if available), the address of the place of residence (place of stay) of the individual, the name, series and the number (if available) of the document charged by the individual certifying his personality, as well as:
the name of the currency of each monetary sign of the foreign state (group of foreign states), its denomination, series, number, year of manufacture, additional details (for US banknotes - alphanumeric designation of the Issuer's institution, check letter, quadrant number, cliché number of facial and rounds; For banknotes of the countries - members of the European Union - the alphanumeric label), the name of the Issuer of the foreign state's monetary sign (group of foreign countries) (with the possibility of its instructions);
the name of each check, its number and date, the amount indicating the name of the currency, the name of the issuer of the check and the name of the person who issued a check (if the possibility of their instructions).
4.14. When admission to the collection of monetary signs of foreign countries (groups of foreign countries) or checks, the cashier ensures that the individual indicates information about the details of the monetary signs of foreign countries (groups of foreign states) or checks in the statement of an individual.
4.15. When admission to the collection of foreign countries of foreign countries (groups of foreign states) or checks, the cash worker is in two copies of the receipt in the form given in Appendix 4 to this Instruction. One copy of the receipt is issued to a physical face, another instance of the receipt is sent to the cash documents.
4.16. The monetary signs of foreign countries (groups of foreign countries) or checks are sent to a foreign bank who takes into account the banknotes of foreign countries (groups of foreign countries) or checks, or to an authorized bank (branch), which is attracted for their direction to the collection to foreign Bank (hereinafter referred to as the Account Bank).
4.17. Upon receipt of the banking signs of foreign countries (groups of foreign states adopted on the collection signs (groups of foreign countries) or Checks, the authorized bank (branch) sends a written notice of the Writing Bank's decision to the Physics.
Upon receipt from the planning bank of compensation for the monetary signs of foreign countries (groups of foreign countries) or checks, the amount in cash foreign currency or in cash currency or the amount of foreign currency or the amount of foreign currency or the amount of foreign currency or in the currency of the Russian Federation is paid. Federation to a bank account of an individual. The amount of the currency of the Russian Federation is calculated at the rate of the foreign currency received from the planned bank established by the Authorized Bank (branch) at the date of payment of the specified amount of the individual or at the date of its enrollment on the Bank's bank account.
4.18. Upon receipt by the authorized bank (branch) from the planning bank of the official response to the purchase of foreign states aimed at the collection of foreign countries (groups of foreign states) or Chekov, an authorized bank (branch) directs a written notice to the Writing Bank's decision to solve the application of the Incassive Bank with an application to Answer (extracts from an official response) of the Incassive Bank. The monetary signs of foreign states (groups of foreign states) or checks are returned to the individual or checks in the event of their return by the Playing Bank.
The original response of the Incassive Bank on the refusal to purchase foreign countries (groups of foreign states) or checks is sent to the documents of the day.
Chapter 5. Final Provisions5.1. This instruction is subject to official publication in the Bulletin of the Bank of Russia and enters into force on November 1, 2010.
5.2. From the day the entry into force of this Instruction is recognized by invalid:
Instruction manual of the Bank of Russia dated April 28, 2004 N 113-and "On the procedure for opening, closing, organizing the work of exchange offices and the procedure for the exercise by authorized banks of certain types of banking operations and other transactions with foreign currency and currency of the Russian Federation, checks (including road checks), the nominal value of which is indicated in foreign currency, with the participation of individuals, "registered by the Ministry of Justice of the Russian Federation on June 2, 2004 N 5824 (" Bulletin of the Bank of Russia "dated June 9, 2004 N 33);
Indication of the Bank of Russia dated October 7, 2005 N 1626-U "On Amendments to the Bank of Russia's instruction on April 28, 2004 N 113-and" On the procedure for opening, closing, organizing the work of exchange offices and the procedure for the authorized banks of certain types of banking operations and other transactions with foreign currency and currency of the Russian Federation, checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals ", registered by the Ministry of Justice of the Russian Federation on November 11, 2005 N 7158 (" Bulletin of the Bank of Russia "dated November 23, 2005 N 62);
Indication of the Bank of Russia dated November 29, 2006 N 1751-U "On Amendments to the Bank of Russia's instruction on April 28, 2004 N 113-and" On the procedure for opening, closing, organizing the work of exchange offices and the procedure for the exercise by authorized banks of certain types of banking operations and other transactions with cash foreign currency and currency of the Russian Federation, checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals ", registered by the Ministry of Justice of the Russian Federation on December 22, 2006 N 8664 (" Bulletin of the Bank of Russia "Dated December 28, 2006 N 74).
Chairman of the Central Bank
Russian Federation
S.M.Ignatiev
Attachment 1
to the instructions of the Bank of Russia
"On the procedure for implementing
authorized banks
(branches) of individual species
with checks (including
the cost of which is indicated
in foreign currency,
with the participation of individuals "
| Sequence number of operation | The time of the operation of CC.MM | Code of the type of operation | Course of foreign currency (cross-course) on operation | Cash funds | Payment card | Accepted (issued) to the cash security personnel of checks (including travelers), the nominal value of which is indicated in foreign currency | Account number | Power of attorney | Citizenship of individual | |||||
| accepted by a cash register | issued by a cash register | |||||||||||||
| currency code | sum | currency code | sum | number of checks | currency code | sum | ||||||||
| 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 |
Total registry:
The procedure for filling out the register of operations with cash currency and checks<*> At the discretion of the authorized bank (branch), other information may be included in the register of operations with cash currency and checks, subject to the preservation of information, the obligation to specify this instruction, including the information received during the identification of an individual in cases and procedure established by The legislation of the Russian Federation, as well as the amount of commission of remuneration (if invalidation), the inclusion of which in the register of cash currency operations and checks can be carried out, including, by reflecting them in additional graphs of the registry of operations with cash currency and checks.
In the header part of the registry of operations with cash currency and checks, a full (abbreviated) name of the authorized bank (branch name) is indicated, the registration number of the authorized bank (the sequence number of the branch), assigned by the Bank of Russia, the location (address) of the authorized bank (branch), the name of the internal The structural unit of the authorized bank (branch) and its location (address), the date of filling out the register of operations with cash currency and checks, the sequence number of the registry operations with cash currency and checks during the working day.
The amounts of cash foreign currency and the currency of the Russian Federation in the register of cash currency operations and checks are indicated in units of foreign currency and the currency of the Russian Federation, respectively, with an accuracy of two decimal places.
The registry of operations with cash currency and checks indicate:
in column 1 - the sequence number of the operation in the registry of operations with cash currency and checks;
in column 2 - the time of performing the operation in hours and minutes (time to fill the line of the registry of operations with cash currency and checks);
in column 3 - the code of the type of operation in accordance with the classifier of types of operations with foreign currency and checks given in Appendix 2 to this Instruction;
in column 4 - a foreign currency course (cross-course) used in the implementation of the operation. This graph is not filled in cases where the operation of a foreign currency (cross-course) is not used when performing an operation, as well as when performing an operation using a payment card;
in column 5 - code<*> cash foreign currency or currency of the Russian Federation adopted by a cash register from an individual;
<*> The digital currency code is indicated in accordance with the All-Russian currency classifier. To indicate the Currency Code of the Russian Federation, a sign of the ruble is "810".
in column 6 - the amount of cash foreign currency or the currency of the Russian Federation, adopted by the cash register from an individual (indicated without taking into account the amount of commission charged by the authorized bank (branch) for the implementation of the operation (in case of invalidation);
in column 7 - code of cash foreign currency or currency of the Russian Federation issued by a cashier to an individual;
in column 8 - the amount of cash foreign currency or the currency of the Russian Federation issued by a cashier to an individual;
in column 9 - a sign of using a payment card. In the case of an operation using the payment card, the symbol "X" is affixed, in other cases this graph is not filled;
in column 10 - the number of accepted (issued) cash security workers of checks;
in column 11 - Currency Code<*> the nominal received from the individual (issued to the physical person) checks;
<*> The digital currency code is indicated in accordance with the All-Russian currency classifier.
in column 12 - the amount of checks received from the individual (issued) checks;
in column 13 - the number of the bank account, the invoice for the contribution of an individual. This graph is not filled in the implementation of the operation without the use of a bank account, an account on the contribution of an individual. When carrying out an operation using a payment card, this graph can be filled if the cash worker has information about the bank account number open for operations using the payment card;
in column 14, a sign of the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy. In the case of an operation by proxy, the symbol "X" is affixed, in other cases this graph is not filled;
in column 15 - country code<*> citizenship of an individual. This graph is filled in when the operation is carried out with the identification of an individual in cases and procedure established by the legislation of the Russian Federation. This graph can be filled in other cases if the cash worker has information about the citizenship of an individual. With the implementation of the operation by an individual, which is a representative of another individual and in force on his name by proxy, this graph indicates information on the citizenship of an individual who issued a power of attorney. In the case of the implementation of the operation, an individual without citizenship is not filled.
<*> The country's digital code is indicated in accordance with the all-Russian classifier of the countries of the world.
Appendix 2.
to the instructions of the Bank of Russia
of September 16, 2010 N 136-and
"On the procedure for implementing
authorized banks
(branches) of individual species
banking operations with cash
foreign currency and operations
with checks (including
road checks), nominal
the cost of which is indicated
in foreign currency,
with the participation of individuals "
Appendix 3.
to the instructions of the Bank of Russia
of September 16, 2010 N 136-and
"On the procedure for implementing
authorized banks
(branches) of individual species
banking operations with cash
foreign currency and operations
with checks (including
road checks), nominal
the cost of which is indicated
in foreign currency,
with the participation of individuals "
<*> At the discretion of an authorized bank (branch), other information may be reflected in the confirmation document, subject to the preservation of information that is required to specify this instruction.
1. Full (abbreviated) proprietary name of an authorized bank (branch name) or full (abbreviated) proprietary name of an authorized bank (branch name) and the name of the internal structural unit of the Commissioner (branch).
2. Registration number of the authorized bank (branch number).
3. Location (address) of the authorized bank (branch) or internal structural unit of the Commissioner (branch), which provides an operation with foreign currency and checks.
4. The sequence number of the operation with foreign currency in cash and checks indicated in the register of cash currency and checks.
5. Date and time of transactions with foreign currency and checks, indicated in the cash currency and check registry.
6. Code of the type of operation specified in the registry of operations with cash currency and checks.
7. Surname, name, patronymic (if available) individual<*>.
8. Name, series and number (if any) a document certifying the personality of an individual<*>.
<*> The information specified in paragraphs 7 and 8 of this Annex is made by a cashier to a confirmation document only at the request of an individual carrying out an operation with foreign currency and checks. When carrying out operations with cash foreign currency and checks by an individual, which is a representative of another individual and in force on his name by proxy, indicate information about the physical person that issued a power of attorney.
9. Foreign currency rate or cross-course of foreign currency.
10. Accepted:
10.1. Cash currency: Code and Currency name, amount.
10.2. Checks: Code and Name Currency, Check Amounts, Number of Checks.
11. Issued:
11.1. Cash currency: Code and Currency name, amount.
11.2. Checks: Code and Name Currency, Check Amounts, Number of Checks.
12. Cash employee signature.
Appendix 4.
to the instructions of the Bank of Russia
of September 16, 2010 N 136-and
"On the procedure for implementing
authorized banks
(branches) of individual species
banking operations with cash
foreign currency and operations
with checks (including
road checks), nominal
the cost of which is indicated
in foreign currency,
with the participation of individuals "
Full (abbreviated) proprietary name of the authorized bank \\ r \\ n (branch name) ___________________________________________ \\ r \\ n Registration number of the authorized bank (the sequence number \\ r \\ Nfilyala) _____________________________________________________ \\ r \\ n-Nessonym (address) of the authorized bank (branch) __________ \\ R \\ foreign monetary signs \\ r \\ N of states (groups of foreign states) or checks<*> \\ r \\ n "__" __________ 20__ \\ r \\ n \\ r \\ N perventive receipt was issued to confirm that \\ r \\ n _____________________________________________________________, \\ r \\ n (full of physical face) \\ R \\ N Document , certifying the identity: \\ r \\ n _________________________________________________________________, \\ r \\ n (name, series and number (if any) \\ R \\ s materials of the residence place (place of stay): \\ r \\ N _____________________________________________________________, \\ r \\ n was accepted for money incasso Sign of a foreign state \\ r \\ n (groups of foreign states) (check): \\ r \\ n ________________________________________________________________. \\ r \\ n (for foreign states of a foreign state (group of foreign \\ r \\ N states): Currency name, denomination, series, number, year \\ R \\ N Extrude, additional details (for US banknotes - \\ r \\ NB / digital value, check letter, quadrant number, number \\ R \\ NChe whether the facial and revolving sides; for banknotes of member countries \\ r \\ N European Union is an alphanumeric label), the name \\ r \\ N of the issuer (with the possibility of its instructions), the amount; \\ R \\ NLL checks: name, its number and date, sum indicating \\ r \\ nnaping the currency, the name of the issuer and the person who issued the check \\ r \\ n (with the possibility of their instructions), a sign (resident or non-resident) \\ r \\ n The issuer of the check or a person who issued a check, indicating that the check is issued \\ R \\ Nna of the bearer, if such a check is issued for the bearer, the number) \\ R \\ N \\ r \\ Ncassive worker ____________________ (FV) \\ R \\ n (signature) \\ r \\ n \\ r \\ n \\ r \\ n<*> At the discretion of the authorized bank (branch) in the receipt \\ r \\ n, other information may be reflected, subject to the storage of information, \\ r \\ the nink the indication of which is established by this Instruction. \\ r \\ n
The Zakonbase website contains the instruction of the Central Bank of the Russian Federation of 09/16/2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated In foreign currency, with the participation of individuals "in the latest edition. Observe all the requirements of the legislation simply, if you familiarize yourself with the relevant sections, chapters and articles of this document for 2014. To search for the necessary legislation on the topic of interest, it is worth using convenient navigation or expanded search.
On the site "Zakonbase" you will find the instructions of the Central Bank of the Russian Federation of September 16, 2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including traveler checks), the nominal value of which It is indicated in foreign currency, with the participation of individuals "in the fresh and full version, in which all changes and amendments are made. This ensures the relevance and accuracy of the information.
At the same time, the instruction manual of the Central Bank of the Russian Federation dated September 16, 2010 N 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveled checks), the nominal value of which is indicated in foreign currency , With the participation of individuals, "you can completely free, both in full and separate chapters.
The need to make changes to the current currency exchange procedure was dictated by the abolition of the concept of "exchange office", around which the entire previously operating instruction No. 113 was built? And. However, the new document caused many new questions and problems from bank employees.
Instructions of the Central Bank of the Russian Federation dated September 16, 2010 No. 136-and "On the procedure for the implementation by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with participation individuals "(hereinafter referred to as the instruction number 136-and) was published in the Bang of Russia's messenger of 06.10.2010 No. 55 and entered into force on November 1, 2010. From the same time, the Invoice of April 28, 2004 No. 113 has lost its strength. And "On the procedure for opening, closing, organizing the work of exchange offices and the procedure for the exercise by authorized banks of certain types of banking operations and other transactions with foreign currency and currency of the Russian Federation, checks (including traveled checks), the nominal value of which is indicated in foreign currency, With the participation of individuals "(hereinafter referred to as instruction No. 113 - and).
The need to make changes to the current currency exchange procedure was dictated primarily by the abolition of the concept of "exchange office", around which the entire instruction No. 113-and. In accordance with the indication of the Central Bank of the Russian Federation of 02.04.2010 No. 2324-y "On the transfer of exchange points to the status of other types of internal structural divisions of credit institutions (branches of credit institutions), on the closure of exchange points and the streamllation of the activities of internal structural units" exchange offices of credit institutions (branches) no later than October 1, 2010 should have been closed or translated into the status of internal structural units of other species.
The new instruction is significantly shorter than its predecessor, which is not surprising: it does not have sections regulating the procedure for opening, closing and organizing the work of exchange paras, as well as some other fragments. The paradox is that the excluded text fragments in most cases are not duplicated by other regulatory acts and are not accompanied by explanations, as follows in certain situations in the absence of regulation.
List of operations performed
From the preamble to the document, the mention of transactions with the currency of the Russian Federation is excluded. However, this does not mean that Operations with rubles are completely excluded from the sphere of influence of Instructions No. 136 - and, since the currency of the Russian Federation is used in many operations regulated by this document.
According to paragraph 1.1 of Instructions No. 136-and authorized bank or its branch can carry out all or some transactions with foreign currency and checks from among the chapter 3 instructions. The list of cash with foreign currency operations and checks is established by an authorized bank (branch) as a whole on a bank (branch), as well as for each internal structural unit based on the list of delegated operations delegated to this unit in accordance with the requirements of the Central Bank of the Russian Federation of 02.04.2010 No. 135 - And "On the procedure for admitting the Bank of Russia to decisions on state registration of credit institutions and issuing licenses for banking operations."
The question arises: should banks due to the entry into force of the instructions number 136-and re-establish a list of operations for all of its divisions, approve with its internal administrative documents and report them to the Bank of Russia? Apparently, yes, because both the list itself and the wording of individual paragraphs have undergone significant changes. For banks with a multitude of internal structural units engaged in cash currency and checks (additional offices, operating offices, operating cash desks outside the cash node), it can become a serious problem.
No additional terms for making appropriate changes in the list of operations on the current divisions of the Bank of Russia are not provided. This means that from the date of entry into force of Instructions No. 136-and (from November 1, 2010), all formulations have already had to meet new requirements.
The name of some operations refined the wording. Thus, "group of states" (in the context of the emission of foreign currency) is now referred to as the "group of foreign states" (clause 3.1.3, 3.1.4 of Instructions No. 136-and). "Accounts of individuals" was divided into "bank accounts of individuals" and "Accounts on the contribution of individuals" (clause 3.1.10, 3.1.11, 3.1.12-3.1.15, 3.1.18-3.1.21 Instructions No. 136 -AND).
"Means" became "cash" (clause 3.1.12-3.1.17).
From the list of operations with foreign currency and checks that may exercise an authorized bank or its branch, the following positions disappeared:
- replacement of a damaged monetary sign (monetary signs) of a foreign state (group of states) on an intact monetary sign (monetary signs) of the same foreign state (group of states) (clause 3.1.5 of Instructions No. 113 - and);
- replacement of a damaged monetary sign (monetary signs) of a foreign state (group of states) on an intact monetary mark (monetary signs) of another foreign state (group of states) (clause 3.1.6 of Instructions No. 113-and);
- buying a damaged monetary sign (monetary signs) of a foreign state (group of states) for the cash currency of the Russian Federation (clause 3.1.7 of Instructions No. 113 - and);
- receiving damaged monetary signs of foreign countries (groups of states) to enroll in the accounts of individuals (clause 3.2.10 of Instructions No. 113 - and);
- receiving monetary signs of foreign countries (groups of states) and banknotes of the Bank of Russia, which cause doubt in their authenticity, to referred to expertise (clause 3.1.8 of Instructions No. 113-and);
- payment of checks in cash currency of the Russian Federation (clause 3.1.13 of Instructions No. 113 - and);
- payment of checks in cash foreign currency (clause 3.1.14 of Instructions No. 113 - and);
- receiving the cash currency of the Russian Federation to enroll in the accounts of individuals and its issuance from these accounts (clause 3.1.17, 3.1.19, 3.2.13, 3.2.16 instructions No. 113-and);
- reception and issuance of the currency of the Russian Federation on translations on orders of individuals without opening an account (clause 3.2.6, 3.2.8 of Instructions No. 113 - and);
- receiving monetary signs of foreign countries (groups of states), causing doubts about their authenticity, to verify their authenticity (clause 3.2.9 of Instructions No. 113-and).
Does this mean that the specified banking operations can now be implemented?
Here, another valid regulatory act of the Bank of Russia should be mentioned: indication of the Central Bank of the Russian Federation of August 14, 2008 No. 2054-y "On the procedure for maintaining cash transactions with foreign currency in authorized banks in the Russian Federation" (hereinafter referred to as indication No. 2054-y). According to paragraph 3.9 of this document "Damaged banknotes that have no signs of fake can be bought for rubles or replaced with intact banknotes, a coin of a relevant foreign state (group of foreign countries) or on intact banknotes, a coin of another foreign state (foreign countries)" .
As for the examination of dubious monetary signs, it is about it in paragraph 16.14 of the provisions of the Central Bank of the Russian Federation of 24.04.2008 No. 318-P "On the procedure for maintaining cash transactions and the rules of storage, transportation and collection of banknotes and coins of the Bank of Russia in credit institutions in the territory Of the Russian Federation "(hereinafter referred to as Regulation No. 318-P), as well as in paragraph 3.5 of instructions No. 2054-y.
The reference to the receipt of monetary signs that doubt their authenticity, to draft expertise, is a mandatory operation for authorized banks and their branches (clause 3.3 of instructions No. 113 and), also excluded from the new document. Thus, there are no mandatory for performing operations with foreign currency and checks now.
Regarding the exclusion from the list of operations "Checks" rubles and foreign currency, it can be assumed that these operations are stacked in the concept of "purchase of checks", that is, thus, it simply excludes duplication.
Operations with cash currency of the Russian Federation (acceptance for enrollment on the accounts of individuals, issuance from accounts, reception and issuance of transfers without opening an account) are obviously excluded from the list due to the fact that Instruction No. 136-and, unlike its predecessor , regulates only transactions with foreign currency and checks.
Receiving monetary signs of foreign states to verify their authenticity is provided for by paragraph 3.7 of instructions No. 2054-y.
Reception of damaged monetary signs of foreign countries for enrollment on the accounts of individuals (clause 3.2.10 Instructions No. 113-and) is likely to be included in clause 3.1.18 and 3.1.19 Instructions No. 136-and "Cash Foreign Currency For Enrollments for bank accounts, accounts on the contribution of individuals "in foreign currency and in the currency of the Russian Federation.
Consequently, even the operations that do not fall into the list are not prohibited and may well be carried out by an authorized bank (branch). But why was it necessary to exclude from the list of receiving damaged monetary signs, the examination of dubious and receiving monetary signs of foreign countries to verify their authenticity - it is not clear.
Problems with excelled operations arise, in particular, because such operations were not included in the "classifier of types of operations with foreign currency and checks" (Appendix 2 to Instructions No. 136-and), nor in new order Accounting for such operations (indication of the Central Bank of the Russian Federation dated December 13, 2010 No. 2538-y "On the procedure for accounting by authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated In foreign currency, with the participation of individuals "(hereinafter referred to as indication No. 2538-y)).
In the former wording in the list, the following operations remain:
- purchase of cash foreign currency for the cash currency of the Russian Federation;
- sale of cash foreign currency for the cash currency of the Russian Federation;
- purchase of checks for the cash currency of the Russian Federation;
- purchase checks for cash foreign currency;
- sale of checks for the cash currency of the Russian Federation;
- Sale checks for cash foreign currency.
In other cases, the formulation has changed slightly.
Procedure for working with damaged monetary signs
Most of the issues in connection with the exception of the list of some operations arise in the purchase and reception on the collection of damaged monetary signs.
According to information from seminars conducted by representatives of the Bank of Russia, despite the exception of the above operation from the list, credit organisation It is entitled to buy damaged monetary signs "With the relevant conditions: for example, to take a commission for this operation." Another option is to establish another course for the purchase of such money signs (below the usual).
Thus, taking (buying) with a certain commission for damaged monetary marks, the Bank will have to issue this operation in the registry with code 1 "Buy cash foreign currency for the cash currency of the Russian Federation" and reflect it in accounting as the usual purchase of cash foreign currency, but with Different with other similar transactions (with the Commission or on another course). However, in the register of operations with cash currency and checks (Annex 1 to Instructions No. 136-C), the place to reflect the commissions is not provided (however, the rules are allowed to include in the register "other information": in our case, these are the Counts "Commission" and "Code Commission currencies "or something like that).
You can also take damaged monetary signs on the collection - as well as ordinary monetary signs (clause 3.1.9 Instructions No. 136-C).
Replacement of damaged monetary signs of a foreign state on intact monetary signs of the same foreign state will have to, apparently, "fit" under the operation of the change (code 04 according to the classifier). Also with a separate commission.
Here, however, their problems arise. So, if damaged and intact monetary marks are taken into account on different facial accountsthen such a exchange should be reflected accounting wiringAlthough according to the existing rules, the exchange of accounting records are not issued (p. 2.4 of instructions No. 2538-y). If all the monetary signs are on the same account, then there will be no postings on the exchange at all, except for the commission (obtained, from the point of view of accounting, it is not clear for what). And then how to prove that the commission is accepted with the commission (exchange) is the damaged bill?
Everything else, there are also doubts of moral and ethical properties. If the cashier is the same (according to documents) the operation makes it with the Commission, then without it, or by different courses, then various temptations may arise ... in a word, to eliminate possible manipulations with courses and commissions, as well as not to provoke cashiers on illegal actions, methodologues And the management of cash divisions will have to thoroughly work out the incoming record and control on operations with damaged monetary signs. At least to provide for damaged monetary signs a separate facial account of the ticket office.
But the most interesting thing is that even in the absence of internal structural units in the list of operations of internal structural units (VEC), there must be necessarily "Rules for receiving damaged monetary signs of foreign countries (groups of foreign states), including for the direction For collection developed by the authorized bank (branch) based on the conditions for the reception of these monetary signs of their issuers (paragraph 2.1.5 of Instructions No. 136-and).
Procedure for working with a coin of foreign countries
The remark that the bank independently solves the issue of the need to work with the coin of foreign states (paragraph 3.7 of Instructions No. 113-and), moved to the beginning of Instructions No. 136-and (paragraph 1.3) and was replenished with the following text:
"In the event that the authorized bank (branch) adopted a decision on the absence of the need to work with the coin of foreign countries (groups of foreign countries), payment of individuals in the implementation of operations with foreign currency and checks of the amount of less than the nominal minimum monetary sign of a foreign state (group of foreign states) In the form of banknotes, it is carried out in the currency of the Russian Federation at the rate established by the Authorized Bank (branch) in accordance with paragraphs 2.2 and 2.3 of this Instruction, unless otherwise provided by the Treaty in the implementation of operations on a bank account, an account on the contribution of an individual. "
Paragraphs 2.2 and 2.3 of Instructions number 136-and regulated general order Establishment of cash foreign currencies in cash for carrying out operations with their use.
Thus, the ruble equivalent of the cost of foreign coins paid by the Bank to the Client in the event that the bank does not work with the coin, it is determined by the same course that is used for other operations with foreign currency cash (in our case, it is obviously a bank purchase rate of the relevant Currencies). This means that a common practice to pay the "fractional part" of foreign exchange transfers without opening an account by ruble at the rate of the Bank of Russia at the date of the transfer date from November 1, 2010 is illegal.
If we are talking about paying funds from a bank account or a contribution of an individual, then the course "virtual coins" can be determined in accordance with the terms of the bank account agreement or bank deposit. In the absence of such conditions in the contract, the course is determined on the general grounds in accordance with paragraph 2.2 and 2.3 of Instructions No. 136-and.
Information on the stand
The composition of the information that should be placed "in an accessible place available for review, on a stand or otherly decorated form, including on electronic media of information," clause 2.1 Instructions No. 136-and, and this is perhaps the only fragment of the instruction, Changed indeed towards simplifying and mitigating the requirements (although, strictly speaking, the design of the stand is unlikely to be attributed to the "hard work of accountants"). Compared to the previous option, the following changes occurred in this list.
The wording is specified in relation to the bank details (branch): instead of the "name, location (postal address) and the phone" of the authorized bank or his branch, it should be indicated "full (abbreviated) proprietary name of the authorized bank (branch name) or a full (abbreviated) proprietary name of the Commissioner Bank (branch name) and the name of the internal structural unit of the Commissioner (branch), their location (address) and telephone or other communication numbers. "
Foreign currencies to the currency of the Russian Federation, cross-courses of foreign currencies must be indicated by the largest of the fonts used in the indication of other information posted on the stand. You can not specify information about the established courses of foreign currencies on the stand, if only operations are included in the list of operations, during which foreign currency courses are not used (only cross-courses could not be placed if the exchange rate has not carried out cash currency and checks using cross courses).
Information on the amount of commission charges charged by the Bank for carrying out operations with foreign currency and checks, can now be framed at the discretion of the bank (previously required registration in the form of an extract from tariffs, certified by the signature of the head and the fastened retirement of the bank (branch)).
In points where we are talking about the rules for receiving damaged monetary signs of foreign countries (clause 2.1.5 of Instructions No. 136-and) and checks (p. 2.1.6), added refinement "including for the direction of collection".
Rules for receiving checks can be set forth in the form selected by the bank independently (earlier the form was established by Annex 3 to Instructions No. 113-and).
Information on the procedure and conditions for the implementation of transactions for the transfer of funds from the Russian Federation on behalf of individuals without opening bank accounts (clause 2.1.7 Instructions No. 136-and) can be posted on the stand without the signature of the head and without inclusion of round seals, as Togo previously requested paragraph 3.5 of Instructions No. 113-and. There was no place in the new document and paragraph 3.6 of Instructions No. 113-and, described some aspects of transfers without opening an account from the Russian Federation (as a result, such transfers were left, we can say unlikely, because the position of the Central Bank of the Russian Federation dated 01.04.2003 No. 222- P "On the procedure for the implementation of non-cash payments by individuals in the Russian Federation" regulates only settlements in rubles and in the territory of the Russian Federation, and the legislation on currency regulation establishes only general principles and some restrictions for such operations).
At the stand, you can now not post the following information and documents:
- the mode of operation of the unit (clause 2.1.2 of Instructions No. 113 - and);
- information for appeals and complaints of individuals related to the work of the exchange office (clause 2.1.5 of Instructions No. 113 - and);
- a copy of the positive conclusion of the territorial institution of the Bank of Russia at the place of opening of the unit, certified by the signature of the head and the fastened print of the round seal (paragraph 2.1.7 of Instructions No. 113-and);
- Rules of admission by an authorized bank (branch) of monetary signs, which differs from the design of monetary signs, which are a legitimate means of payment in the territory of the relevant foreign state (group of states) (paragraph 2.1.8 of Instructions No. 113-and);
- signs of solvency of banknotes and coins of the Bank of Russia (clause 2.1.10 Instructions No. 113-and).
But a new item has been added to the list of information: "Information on working with a coin of foreign countries (groups of foreign countries) in accordance with paragraph 1.4 of this Instruction". Here is a clear typo: there is no such point in the instructions number 136 - and, it is referred to. 1.3.
The last number in the list of information is to list the points of Instructions No. 136-and, the content of which should be reflected on the stand. In the new edition, "other information that contributes to more complete aware of individuals on the conditions for carrying out operations with foreign currency and checks has been added here. This information is posted on the stand at the discretion of an authorized bank (branch).
Cash Division Requirements
Clause 2.2 of Instructions No. 113-and, describing the requirements for a "separate dossier" in the exchange office, did not get into new edition Document. It turns out that now the maintenance of such a dossier is not necessary (and to keep this version from the last seminars of the Bank of Russia).
The requirements for ensuring the exchange office for reference materials to determine the solvency of banknotes of the Bank of Russia, the authenticity of the monetary signs of foreign countries (groups of states), as well as technical means of controlling the authentication of monetary signs (clause 2.3 of Instructions No. 113-C) were excluded.
Even given the fact that there are no more exchange points, it is rather strange; After all, no others regulations Bank of Russia does not require such reference materials in the cash divisions (except unless paragraph 3.2 of the indications No. 2054-y, where they are minimized).
The requirement for the existence of a cashier (with him) a document certifying his identity, as well as a service document or internal passing with a photo, signatures and printing (p. 2.4 instructions No. 113-C). Nevertheless, as it was said on one of the seminars, the cashier's documents should still be: "This is meant - because if he suddenly came to check on a cashier's complaint, then how do they find out with whom they talk?"
There is no more in the instructions and restrictions on the list of persons who can be located in the placement of the exchange office (p. 2.5).
The end follows
Instruction of the Bank of Russia of September 16, 2010 N 136-and "On the procedure for the exercise by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with the participation of individuals "(with changes and additions)
- Chapter 1. General
- Chapter 2. The procedure for organizing the work of an authorized bank (branch) with foreign currency cash and checks
- Chapter 3. Transactions with foreign currency and checks
- Chapter 4. The procedure for carrying out operations with foreign currency and checks
- Chapter 5. Final Provisions Appendix 1. Register of operations with cash currency and checks Annex 2. Classifier for types of operations with foreign currency and checks Annex 3. A list of mandatory information to be reflected in a confirming document issued to an individual in carrying out operations with foreign currency and checks Annex 4. Receipt of admission to the collection of foreign countries of foreign states (groups of foreign states) or checks
Instructions of the Bank of Russia of September 16, 2010 N 136-and
"On the procedure for carrying out authorized banks (branches) of certain types of banking operations with cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency, with the participation of individuals"
With changes and additions from:
Based on the Federal Law of December 10, 2003, N 173-FZ "On Currency Regulation and Currency Control" (Meeting of the legislation of the Russian Federation, 2003, N 50, Art. 4859; 2004, N 27, Art. 2711; 2005, N 30, Art. 3101; 2006, N 31, Art. 3430; 2007, N 1, Art. 30; N 22, Art. 2563; N 29, Art. 3480; N 45, Art. 5419; 2008, N 30, Art. 3606), Federal Law of July 10, 2002 N 86-FZ "On the Central Bank of the Russian Federation (Bank of Russia)" (Meeting of the legislation of the Russian Federation, 2002, N 28, Art. 2790; 2003, N 2, Art. 157; n 52, Art. 5032; 2004, N 27, Art. 2711; N 31, Art. 3233; 2005, N 25, Art. 2426; N 30, Art. 3101; 2006, N 19, Art. 2061; N 25, Art. 2648; 2007, N 1, Art. 9, Art. 10; N 10, Art. 1151; N 18, Art. 2117; 2008, N 42, Art. 4696, Art. 4699; N 44, Art. 4982 ; N 52, Art. 6229, Art. 6231; 2009, N 1, Art. 25; N 29, Art. 3629; N 48, Art. 5731), Federal Law "On Banks and Banking Activities" (as amended by the Federal Law from February 3, 1996 N 17-FZ) (Vedomosti Congress of the Folk deputies of the RSFSR and the Supreme Council of the RSFSR, 1990, N 27, Art. 357; Meeting of the legislation of the Russian Federation, 1996, N 6, Art. 492; 1998, N 31, Art. 3829; 1999, N 28, Art. 3459, Art. 3469; 2001, N 26, Art. 2586; N 33, Art. 3424; 2002, N 12, Art. 1093; 2003, N 27, Art. 2700; N 50, Art. 4855; N 52, Art. 5033; Art. 5037; 2004, N 27, Art. 2711; N 31, Art. 3233; 2005, N 1, Art. 18, Art. 45; N 30, Art. 3117; 2006, N 6, Art. 636; N 19, Art. 2061; N 31, Art. 3439; N 52, Art. 5497; 2007, N 1, Art. nine; N 22, Art. 2563; N 31, Art. 4011; N 41, Art. 4845; N 45, Art. 5425; N 50, Art. 6238; 2008, N 10, Art. 895; N 15, Art. 1447; 2009, N 1, Art. 23; N 9, Art. 1043; N 18, Art. 2153; N 23, Art. 2776; N 30, Art. 3739; N 48, Art. 5731; N 52, Art. 6428; 2010, N 8, Art. 775; N 30, Art. 4012) and in accordance with the decision of the Board of Directors of the Bank of Russia (Minutes of the Board of Directors of the Bank of Russia dated September 10, 2010 N 19), the Bank of Russia establishes the procedure for the implementation by authorized banks (branches of authorized banks), including their internal structural divisions, certain types of banking operations with Cash foreign currency and operations with checks (including traveler checks), the nominal value of which is indicated in foreign currency (hereinafter referred to as checks, transactions with foreign currency and checks, respectively), with the participation of individuals.
Registration N 18595
The procedure for the implementation by authorized banks (their branches), including internal structural divisions, certain types of cash inland operations and checks (including road), the nominal value of which is indicated in the root, with the participation of individuals.
The list of specified operations is given. It includes the purchase and sale of foreign cars for cash rubles, checks - for cash rubles and involyutu, issuance of foreign taxes from bank accounts, accounts for individuals deposits in a root or in rubles, purchase (sale) checks at the expense of funds on such accounts (with money enrollment on them), the reception of foreign countries, checks for the direction of collection and others.
The authorized bank (branch) should form a list of foreign currencies used in operations, as well as a list of the latter as a whole on an authorized bank (branch) and for each internal structural unit.
The authorized bank (branch) independently determines whether it will work with the coin of foreign countries. If the decision is negative, the amount less than the nominal minimum monetary sign of a foreign state by general rule They are translated into rubles at the rate established by the Authorized Bank (branch).
The instruction enters into force on November 1, 2010. From the same date, the instruction of the CBR is lost on the procedure for opening, closing, organizing the work of exchange offices and the procedure for the implementation by the authorized banks of certain types of operations and other cash transactions and rubles, checks (in t. h. Road), the nominal value of which is indicated in the root, with the participation of individuals. This is due to the fact that these items have ceased to exist from October 1, 2010. They were closed or translated into the status of internal structural units of other species.
Instruction of the Bank of Russia of September 16, 2010 N 136-and "On the procedure for the exercise by authorized banks (branches) of certain types of banking operations with foreign currency and operations with checks (including travelers), the nominal value of which is indicated in foreign currency, with the participation of individuals "
Registration N 18595
This Instruction comes into force on November 1, 2010
This document amended the following documents:
Changes take effect after 10 days after the day of the official publication of the named guidelines
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