Raiffeisenbank SERVICE YUR Persons. Raiffeisenbank RTO: Tariffs for IP and legal entities. Consulting on currency control

Updated in December 2019

Detailed information about opening a current account in Raiffeisenbank for physical and legal entities. What documents will be required for registration, the cost of opening and maintenance. How to place an online application for RKO for IP and Ltd. on the website Raiffeisen.ru - visual guide. Tariffs offered by the Bank with a list of services provided.

General
information Acquiring Salary
project Monetary
control Corporate
cards

Opening:

Service:

Plateling:

Opening speed:

From 1 working day

License:

3292 dated 02/17/2015

Internet bank:

Mobile Bank:

SMS informing:

Documentation:

Passport, OGRN / OGRNIP, INN (+ decision, charter, order gene. Dir., Location of the company for LLC)

Cash reception:

Cash issuance:

S / n - 0, on other needs - from 1%

Acquaring:

Views: shopping and Internet; Cards are accepted: Visa, MasterCard, World, Amex; Commission: up to 1.79%; Terminal Rental: up to 1 990 rubles / month

Connection timing:

Up to 7 business days

Support:

Free

Accrual terms:

During the day

Account management

Resident Agent:

0.15%, if registration is not required - 0.14%

Statement of the Contract:

Free, urgent - 4 900 rubles.

Plateling:

Certificate issuance:

• Fast decoration with expert leaving
• Details of the account after the application
• Inexpensive payment orders
• Overdraft in the amount of up to 1,500,000 rubles
• Shopping acquiring With free service
• Internet Bank interacts with 1C programs

More details

K5M

Reviews

The start tariff from Raiffeisenbank offers a current account with rapid design, inexpensive service and convenient features. You will be able to use all the banks of the bank - to arrange overdraft, connect the acquiring or salary project, to carry out a currency deal. The Bank often suits stocks for customers - if you follow them, you can open an account with free maintenance in the first months.

Advantages of opening a current account for LLC and IP in Raiffeisenbank:

• International Service Standards
• Variety of tariffs taking into account the individual specifics of the business
• Discounts at advance payment for servicing account
• Reservation of the current account number online
• Acceptance of payments through the ELBRUS Internet Bank-client online system
• Unlimited number of current accounts without additional charge
• Convenient terms for granting payment papers for execution by current banking day
• Salary projects
• Remote Account Management
• Departure of a personal manager to you in the office for registration of an account (except Moscow and the Moscow region)

Tariffs

	Start	Base	Optimum	Maximum
Cost per month, rub	990	1 900	2 900	7 500
Translations money electronic	25 rubles / payment	10 payments for free, then 25 rubles payment	60 payments for free, then 25 rubles payment	300 payments for free, then 25 rubles payment
Cash receiving, account inscribed on account	0,25%	0,25%	0,25%
Cash issuance from client accounts		From 1% (in coordination), on salary payment - 0%	From 1% (in coordination), on salary payment - 0%	From 1% (in coordination), on salary payment - 0%

For all tariff plans, free connection of the Internet bank is carried out.

For more details, tariffs are described in the Appendix.

To open the current account in Raiffeisenbank, you need to enter the section "Middle and Corporate Business" or "Small Business", depending on the profitability of your business. Next, choose the "Banking Service" item and go down to the bottom of the page. Here we see a yellow button with the inscription "Online Application".

By clicking on it, we are transferred to the Personal Data Follow and Business Information page.

Fill out:

• Annual revenue
• Company name
• contact number
• Email
• The site of the company
• City
• Service Department

Choose interest banking Product, I enter the captcha and press the "Apply" key.

For a day, a personal manager is associated with you and you discuss the time and place of the meeting, to resolve all formalities. Usually the manager comes directly to your office.

In the active menu of the Raiffeisenbank website, located on the left side of the page, there is a separate key "Online Application". If you are familiar with the terms of service, then after entering the site you can immediately begin to fill out the application by clicking on it.

Required documents

To open the current account, an individual entrepreneur will be needed:

• Completed form
• Application for opening an account
• Bank account agreement
• Personality Documents
• Certificate OGRNIP
• Certificate TIN
• Licenses (if available)

For LLC package somewhat wider, but not much:

• Completed form
• Application for opening an account
• Bank account agreement
• Tired
• Notarized Card with Signatures and Print Samples
• Documents confirming the powers of EEO
• Documents confirming the powers of persons endowed with the right of signature
• Certificate OGRN
• Certificate TIN
• Extract from the list of participants
• Licenses (if available)

Forms of all necessary contracts and questionnaires are posted on the Raiffeisenbank website in free access. They can be downloaded, learn and fill in advance.

You will learn how to enter your personal account on the official website of Raiffeisenbank online. Detailed instructions on a convenient and rapid access to Raiffeisen.ru with screenshots and video instructions. Visual Restoration Guide forgot password to personal Account bank. We have only the most relevant information.

About Bank

Raiffeisenbank is a major universal bank with foreign participation. Founded in 1996 ODU as the Russian branch of the Austrian Bank of the same name. In 2007, he joined the Impexbank to himself, who at that time performed a brigible for the bank Russian credit. In 2015, rumors about the sale of Raiffeisen Alpha-Bank appeared, but these rumors were rapidly refuted.

Now all shares of the bank controls Raiffeisen Bank International. The head office of the Russian Raiffeisenbank is located in Moscow. The network of offices includes five branches - in St. Petersburg, Novosibirsk, Yekaterinburg, Krasnodar and Nizhny Novgorod - and more than 170 offices. The Bank operates on the basis of the General License of the Central Bank No. issued on February 17, 2015.

In total, more than 80,000 corporate clients are serviced in the bank. Raiffeisen offers them RKO, loans and guarantees, deposits, corporate and salary cards, acquiring, currency control, investments and other services. Bank serves private clients - loans, deposits, credit and debit cards, money transfers and insurance services.

Business Services from Raiffeisenbank

Raiffeisenbank actively develops services and services necessary to business - both small and large. Here you can connect a salary project or acquiring, pass currency control or order collection services. You will learn about these and other demanded proposals from Raiffeisen below.

In Raiffeisenbank, services are well organized for those who are engaged in foreign economic activity. Any bank client can open a currency account, exchange currency or pass currency control. The Bank has its own platform for converting R-dealer - here you can buy or sell the currency without a commission at the rate close to the exchange. Raiffeisen works with many major currencies - from US dollars and euros to Norwegian crowns and Kazakhstani tenge.

Currency control in Raiffeisenbank is available both residents and non-residents of the Russian Federation. With it, you can correctly register a deal with a foreign company without breaking russian laws. For a fee, the Bank will provide advice on currency transactions and will help prepare the necessary documents. All operations are carried out in remote mode through the Internet Bank. For more convenient payment customs fees There is a customs card - it is executed separately.

Tariffs for services for the WAD:

Maintaining a currency account	25 dollars a month
Payments in currency	0.1% minimum 40 dollars
Access to the R-dealer system	1 500 rubles
Currency control	For operations that do not require the formulation of a contract for accounting - 0.14%, at least 290 rubles
Urgent Statement of Contract	4 900 rubles
Removing a contract from accounting	3,900 rubles
Issuing copies of documents from dossier currency control
Issuance of certificate of currency control	1 200 rubles for each
Preliminary examination of documents	1 000 rubles
Check currency control documents	500 rubles for the document
Consulting on currency control	1 000 rubles

Raiffeisenbank has its own collection service - it will help you quickly and safely transport large amounts of cash, precious metals, securities And things. Collection service uses modern technologies Protection and security that provide high reliability and maintenance of cargo. In the cities where the Raiffeisen collection service does not work, you can use the services of partner companies.

To use the Collection Services, leave the application via the Internet Bank, in the department or by phone. The specialist will help you to coordinate the date and time of delivery of the values \u200b\u200byou need. Commission for collection is calculated individually for each case. Separately, the transfer of cash to the current account.

Corporate card is an additional tool for more convenient money management on estimated account. With the help of it, you can pay for various expenses of the company, to make and remove cash. The card is used as an ordinary credit or debit. If desired, it is possible to establish separate limits for any operations.

Raiffeisenbank offers several specialized corporate maps:

Business 24/7 - designed for simpler making and removing cash to the account. It has uniform tariffs for cash transactions for all ATMs - it is not necessary to search for a Raiffeisen device to make or remove money.

Metro - is released jointly with a network of wholesale stores Metro Cash & Carry. With the help of it, you can pay any purchases as a regular bank card. Additional discounts are available in Metro network stores. You can arrange a loan in the amount of up to 250,000 rubles and a period of up to 12 months with a delay of payment for 45 days

Travelings 24/7 - designed for convenient payment for travel expenses. It can be issued in the name of one of your employees. The map offers free SMS notifications, free replenishment in Raiffeisenbank ATMs and discounts from partners

You can order any corporate card via the Internet Bank. Here you can manage limits on operations and track the status of accounts.

The salary project in Raiffeisenbank will help you faster transfer salary to your employees. You can connect it in any separation of the bank - it is enough to conclude an agreement and provide information about employees. Raiffeisen himself will release and deliver the desired number of salary cards.

Listing salary through the Internet bank is fully automated. It is enough to form a registry once and create appropriate payments. You can form several payments for workers with different salaries. Money is listed immediately after sending the registry.

Within salary project The bank releases debit cards in Visa, MasterCard and World payment systems. They are produced and serviced completely free of charge, offer discounts in Raiffeisen partner stores and free cash withdrawal in ATMs of an affiliate network. The leaders are available for services "Golden" and "Premium" with advanced privileges from the bank and payment systems.

Raiffeisenbank offers its customers shopping and Internet acquiring. With the help of them you can accept payments with bank cards Popular systems. The Bank uses its own processing center, which provides high security for all operations.

When connecting trading acquiring, the Bank provides all the necessary equipment for rent. Its cost depends on the size of turns on the outlet. The bank will deliver free and plug in the terminals, will conduct staff training and will advise on controversial issues. You can also participate in the bank's discounts program.

Internet acquiring is connected free - the bank will help build a payment module to your site. Reyfayzen supports work with popular CMS and provides API for web developers. Commission for Internet acquiring fixed and does not depend on revolutions or payment methods. The buyer will receive an electronic check in accordance with the requirements of FZ-54.

Tariffs for acquiring:

Electronic services

For remote banking service Raiffeisenbank uses its own development - the ELBRUS bank-client. It offers convenient account management tools, customizable interface and high security of all operations. You can use SMS passwords or a USB key to enter the bank and confirm transactions.

The Internet Bank provides for all necessary functions - the payment account management, reception and sending of payment orders, the exchange of documents with the Bank, issuing applications for other services. It is compatible with 1C programs - you can import and export documents at any time. In the online chat, you can contact the Bank's support service - it works from 9:00 to 18:00 Moscow time. If you have several accounts in Raiffeisen, you can use common login for them.

Since July 2019, built-in accounting service has emerged in the online bank of Raiffeisenbank. It connects free on any tariff.

While the service can only count and pay taxes, and remind of payments. Its functionality will be gradually complemented in accordance with the tax calendar - for example, by the end of the year the tools will be added to create and send electronic declarations.

For operational management account, Raiffeisenbank provides for mobile app For devices based on iOS and Android. With it, you can track the account operations, make payments and send details to counterparties. To log in to the mobile application, the same data is used as for the Internet bank.

I was registered with Raiffeisen Bank since 2004 (sort of), was a gold client and, honestly, I was proud that I had such a "European bank".
I had a credit card with a limit of 350,000 rubles, which I repeatedly devastated and replenished, and I didn't see any problems in this. The banks of the bank communicated with me politely and warn.
Then I had an arrest of bills and the next payment for the distribution card, which I made, the bank wrote off in favor of the arrested account. The bills were arrested for the first time, so I did not suspect that I wish me money.
I called the girl, said it. I asked me now to make a credit card. The girl said that only through partner banks.
I did this once and it turned out that at the same time I need to make a commission. What I did not like, and it seemed to me that it violates my rights.
I called the Bank and said that I don't want to pay the commission that I was ready to bring and make money anywhere, in bed or non-cash, but from my point of view, the Bank does not have the right to demand the right to me. The operator said that there are no other options, I asked me to connect with the bosses.
Since then, horror has begun. I began to call rude young people who demanded payments for minimal pay. I'm not knowing anything, just asked to connect me with the boss. Rudeness was stunned. I wrote claims through the site. I was denied those services to which I complained, and reproached that I am writing claims.
Then I reached the normal branch, where I was told that there is an opportunity to pay without a commission. I reported this to the operators of the crown, asked to explain this behavior of the crown, and wrote another claim.
The behavior of the bank has not changed.
When I began to call men and say that they would come home to me, and that I was at home, the discomfort of communication with the bank was so strong for me that I began to pay with the commission, only to not have any affairs with the bank.
Just when all this happened, I was offered a platinum card. I applied to the managers, which made a platinum card, and asked to help, but they refused.
As a result, arrested bills for a long time I paid, from platinum card refused gold map Closed, and brought all his company from Raiffeisenbank.
No one would recommend to communicate with this bank.
Perhaps he is European on the territory of Austria, but in Russia it is extremely non-lock-oriented.

Raiffeisenbank 12/19/2019 11:48.

Dear Customer!

We sincerely regret that you had to face the situation described.

In accordance with the decisions received to the bank, the decisions were made to recover from your money. Legislation does not have any restrictions for the recovery of funds from the current account to which the credit card is tied. Thus, cash credited to the account credit card, I made a penalty, the money could not be sent to repay the debt on the credit card.

The decision of the bailiffs of performers is the measure of the compulsory execution of judicial acts. The bank serving the debtor will immediately execute the requirements for the recovery of funds in the decision of the bailiff.

In case of insufficiency of funds on the account to meet all the requirements of the write-off of payment of the loan, it is not necessary to fulfill the fulfillment of the requirements for executive documents. This requirement directly follows from Art. 855 Civil Code of the Russian Federation.

According to the results of the inspection conducted within the framework of your previous appeals, all possible repayment options for the credit card debt are voiced.

Yours faithfully,
Marat Salahutdinov
Claims and Incidents Group
Raiffeisenbank JSC

Choosing a Bank for Implementation commercial activities It has a direct impact on its success. If you open a settlement account in Raiffeisenbank, you will cooperate with an organization that has a half-hearted history, tradition values \u200b\u200bwith its image.

Her story begins in the 19th century and is associated with the name of Friedrich Wilhelm Raiffeisen - Burgomistra, the author of the idea of \u200b\u200bcooperative mutual assistance. He was widely engaged in charity: opened schools, free bakeries, built a printing house, a federal road. Starting from 1864, he established as an alternative to the usurists who have a leasured loans under big percent, group of cooperative banks.

Later they were named after him, open today in Germany, Italy, Austria, Russia and other countries. The emblem is a sign of two crossed horsepower, symbolizing economic security.

In Russia, Raiffeisenbank appeared in 1996.

Advantages of opening a current account in Raiffeisenbank

Choosing "Raiffeisenbank", you can count on the strict fulfillment of your promises, help, personnel advice, attentive attitude to customers who are only mastering the path of the entrepreneur. Competent organization of work will save time by experienced businessmen.

The arsenal of the institution has modern technologies that allow you to use its services from the office, from a mobile phone.

The client is offered overdraft, 24/7 cards, produced free of charge, various benefits compensating for the burden of paying services for RKO, connecting to bank-client systems without additional payment.

Tariffs for RKO in Raiffeisenbank for 2018

In Raiffeisenbank, when opening a current account for II, you can choose tariffs that are optimally suitable for the type of activity and production volumes.

If the revolutions do not exceed 500 million rubles, the tariff grid will be applied for small business representatives, and if more - for medium-sized enterprises, large business.

Paying the tariff package immediately for the year, you will get 3 months free maintenanceAnd immediately for 2 years - 6 months.

You can use even more favorable tariffs, working in the online bank, all the same operations will be available from the office as in the department.

Disabled funds occurs automatically, reflected in the banking statement. If several accounts are open, then in the absence of money on one, the bank can write off the money from any other account, including currency.

Cash issuance is made by reservation at the office of the department for up to two o'clock in the afternoon.

When closing the account, the residue can be displayed without commission.

When you select a new tariff service package, the IP or LLC management can submit a corresponding application, using the Bank-Client system to send it in electronic form.

Important! It is necessary to take into account that you can choose only one tariff plan for all accounts opened in Raiffeisenbank.

No client's consent is required to increase the client's consent, but it is notified of them 10 days before their introduction.

Taxes, mandatory payments in various funds are held without commission.

Examples for service rates for LLC and IP

Rate	Monthly payment, r.	Mobile bank client, r.	"Business 24/7-Optimal", r.	Number of payments for which the fee is not charged	Internet Bank connection
"Maximum"	7500	included	included	300	internet Bank + SMS for Business
"Optimum"	2900	included	included	60	—
"Base"	1900	included	390	10	internet bank
"Start"	990	190	390	0	—

How to open a current account in Raiffeisenbank?

To open the current account, you need to approach the nearest branch with a passport, the package of necessary documents. Previously, you need to call to accurately find out the reception hours and the address of the branch.

Open an online bill

If you want to open an account in Raiffeisenbank from your computer, go to the official website, send the application online to the account booking.

It indicates the name of the organization, the Inn, the city, the email address, the bank departments located near you, the phone number for communication. An email comes with the requested account details.

Package of documents for opening a current account in Raiffeisenbank for IP and LLC

An individual entrepreneur for the opening of the P / S fills the questionnaire, indicates in it detailed information about himself, its activities:

• passport data;
• place of registration, living;
• contact information;
• scope of activity;
• annual turns;
• availability, types of debts;
• nature of operations;
• licenses;
• source of cash receipt.

The application is signed in the presence of bank employees. The representative of the IP will need notarial power of attorney confirming the right to act on behalf of the IP.

A statement of receiving a card with sample samples is written, a pen is assigned to a bank or notary.

In the notarial office, a copy of the ID of the identity is assumed, to open an account, you will need to take a passport with you, special permissions giving the right to engage in lawyers, notarial practices, etc.

Opening procedure for the settlement account for LLC and the required documents:

1. Fill a questionnaire. It provides information on registration, legal address.
2. Appendix 1 to the questionnaire discloses information on the structure of the JUR property. Persons, and in Appendix 2 - offshore client data.
3. The application for the conclusion of the treaty is written in the presence of a bank employee for a pattern, signed, fastening the seal. It marks whether the client will use overdraft, preferential cards, which package of services chooses. The applicant gives an agreement to receive, process information about it. Company employees must submit a power of attorney certified in the enterprise.
4. The bank account agreement describes the terms of cooperation, the responsibility of the parties, etc.
5. Rent a copy of the charter, certified in the registration authority or notarial.
6. Card with samples of signatures and print prints is written about the design of the Cope.
7. Signatures on the card are assigned by a bank employee or notarially.
8. Documents confirming the powers of the EEO (Unified Executive Body: Director, Chairman, etc.).
9. The decision of the competent authority of the Client's management on election (appointment) of EEO, certified notarized.

Advantages of Raiffeisenbank for IP

In Raiffeisenbank, you can quickly open the billing account for SP, choose the best tariffs, then work from home, office. Having sufficient revisions entrepreneurs will be able to take advantage favorable programs Lending:

1. "Express". According to the program, you can take a loan to 2 million rubles. Without collateral, it will be issued in 2 days.
2. "Classic Light" - up to 5 million rubles. Guests are available for 5 years.
3. "Easy overdraft" - up to 100 000 r. in 5 minutes.
4. "Overdraft" - up to 1.2 million p.

It is possible to favorable refinancing loans taken in other banks.

Terms of provision of the program "Easy Overdraft"

When opening an account, you can become a participant in the "Easy Overdraft" program providing fast loans On certain conditions, when there are not enough funds to pay for payment documents.

Overdraft is not allowed to produce loans, interest, penalties. Otherwise, this is a convenient system and effective assistance provided with short-term interruptions between the receipt of money, payments.

Many individual entrepreneurs become participants in the Metro-Overdraft programs, according to the C-brand METO Map, when using the bank charges discounts.

Advantages of Raiffeisenbank for Ltd.

The bank offers a choice of various packages: "Maximum", "Optimum", "Basic", "Start", with a service cost of 740 p. up to 7500 r.

Depending on the selected tariff, it is possible to use the services of the Internet Bank, mobile Bank, To send payments to partners. The map "Business 24/7" is connected, with its help you can withdraw cash in an ATM with a P / from enterprise at any time of the day.

The golden package for the head includes a Cashback from a gas station 5%, i.e., when buying a gasoline, this amount will reimburse.

In Raiffeisenbank, it is advantageous to open a settlement account for Ltd., as legal entities enjoy flexible service tariffs, which included: opening and maintaining an account, transfer of wages by statement, monthly subscription fee for maintenance of the bank-client system and others. Services.

Ltd. has the ability to receive loans for investing, development, repayment of payments, refinancing.

Application is provided with the Map of "Travel 24/7" to pay for executive, travel expenses. The card helps to control the cost of employees, simplifies the work on the preparation of reports, eliminates the possibility of providing fictitious checks, reduces the risk of losing money, be robbed on the trip.

Using a travel card, the cost of servicing is only 100 p. per month, you can receive discounts using the services of Raiffeisenbank customers.

RKO (Cash service) in Raiffeisenbank

You can send an application online to open an account, and most of operations do not require a visit to the Bank. You can use the services of the Internet Bank, Mobile Bank, SMS for Business.

Information on the operations conducted, residues, the creation of payments by templates, the formation of reports in 1C is provided online. It saves a huge amount of time, helps the chief accountant to avoid mistakes in calculations.

Currency Control and WED

Raiffeisenbank provides a wide range of currency monitoring services in the activities of IP and Ltd. for residents and non-residents of the Russian Federation.

The Bank provides comprehensive support in the design of settlement documents, transaction passports and support for foreign economic activity.

Customers will receive the help of specialists in matters of currency legislation, and with the help of the R-dealer currency application, can produce with the bank transaction to convert funds at any time of the day. If you have purchased currency, then sending to accounts to other organizations will be made free. When exchanging large sums The trader can request a more profitable course.

Salary project

Individual entrepreneurs and legal entities can use a "salary project" for which a plastic card will be issued for each employee to list the salary.

To do this, the bank gives a statement with accruals. This retains a large amount of time to pay in cash, issuing them at the enterprise's cash desk, reduces the danger of robbery and errors to zero.

In Raiffeisenbank, the agreement is issued, a list of attorney from employees is provided.

Calculated taxes and salary charges can be sent online from the office, employees will be salary on their cards.

Acquiring

The acquiring allows Ltd. and IP to connect an online store, check the movement of funds, perform operations without visiting the bank, the client is provided a monthly report on the results of transactions, high safety of the wiring is provided. In retail outlets, the Bank will establish terminals, provide information support and support.

Payments are accepted around the clock on plastic cards, a three-stage enrollment security system is used.

Additional features

Raiffeisenbank provides all modern possibilities for remote customer service that can check the status of the account and perform operations from computers, smartphones and tablets.

Internet banking

To connect the Raiffeisen Business Online Bank client system, contact a bank with a statement, sign an agreement, get a PIN envelope to activate the service.

ELBRUS client allows you to combine work with software 1C, send payment orders, use directories, to receive account statements, make loans, you can work out of office or anywhere in the world.

Mobile Bank

ELBRUS MOBILE - mobile Bank For business - you can connect yourself on the Internet, in the bank offices, order in the information center.

From the smartphone it is easy to track down the accounting, information about the available balance, find the nearest branches and ATMs, perform SMS confirmation of operations.

IP and Ltd., opening a current account in Raiffeisenbank, can pay RTO on flexible tariffs, refinance loans from other banks, to receive loans for investment and the implementation of current activities. You can manage your finances from office computer, smartphone, tablet, which allows you to save time, avoid errors in accounting and when performing cash transactions.

The Bank provides consulting support for foreign economic activity, acquiring, when connecting new services, any questions arising in the process of collaboration.

Bank Raiffeisen works on russian market Since 1996. During this time, he managed to show himself as a reliable supplier banking services. And favorable service conditions are even more attracted not only individuals, but also small business subjects. Depending on the scale of the company, the revolutions of the revenue and the volume of operations, an entrepreneur or organization can be in Raiffeisenbank within one of the 4 tariff plans. But it is necessary to first explore all the terms of the cash service (RKO) in this institution.

Need to open a current account in a reliable bank

Representatives of the small business sooner or later face the need to open the current account (for legal entities this procedure is at all mandatory, IP also discover the R / s at will - everything depends on the specifics of entrepreneurship). - Difficult task for many businessmen. Stand standing on large bankswho have proven to be positive and having high level reliability.

What can threaten the opening of the account in a new, untested, unreliable bank? For example, hidden commissions that no one will warn about in advance. If the bank suddenly go bankrupt or loses its license, then you can lose your savings on accounts at all. Therefore, first of all, it is necessary to evaluate the reliability of the financial institution. Raiffeisenbank is just one of those. This bank has different rates of tariffs, discounts and promotions for customers, a wide range of services, convenient mobile and Internet banking.

Advantages of RTO in Raiffeisenbank

Many business representatives open a settlement account in Raiffeisenbank due to the presence of a mass of advantages:

• comprehensive service provision (not only standard services of RTO, but also favorable conditions for deposits, lending);
• a variety of corporate maps and favorable conditions for their service;
• free open account;
• a large selection of tariffs (and the grids are distinguished for large cities and other regions);
• the ability to reserve an account in 5 minutes and get details immediately;
• a full range of Remote Banking Services (SMS-Informing, Mobile bank Raiffeisen. Business, RBO Internet Bank, Service Bank-Client ELBRUS);
• availability of active discounts and shares, additional bonuses (money for advertising, gift certificates for accounting services and so on).

Conditions for the opening of the current account in Raiffeisenbank

To connect settlement and cash service in Raiffeisenbank, an entrepreneur or organization is necessary:

1. Examine in detail the bank's tariff net. For novice businessmen, it will be quite enough to open an account according to the "Start" or "Basic" plan. Other tariffs can be beneficial to larger entrepreneurs.
2. Leave an application for opening an account. You can do it right on our website, ordering the callback of the specialist.
3. Wait for a call from the bank employee. He can ask additional questions, give advice.
4. With the consent of the client, an account is formed for it (details are sent, which can be transferred to their partners and counterparties immediately for payment operations).
5. Agree of meeting with a bank specialist.

After it remains to prepare a mandatory package of documents and transfer them to the manager during the visit.

Required documents

To open a current account in Raiffeisenbank, and individual entrepreneur, and ooo, you need to provide a specific package of documents. The list will be somewhat different, including due to differences in registration and business.

For IP

IP to open a settlement account in Raiffeisenbank, it is necessary to provide the following documents:

• an application for opening an account (it is necessarily visited by the signature of the entrepreneur, it is placed only if it is presented);
• certification of the identity of the IP itself and its authorized persons (for Russians enough passport and registration information, for foreigners, additional paper that would confirm the fact of their legitimate presence on the territory of the Russian Federation, for example, a residence permit, migration card or visa);
• card with signature samples (if more than two people will have the right to sign payment documents, then an additional application will be required in two copies);
• confirming the right to conduct activities, if the type of selected entrepreneurship requires this (for example, licenses, permits, patents, certificates).

If the interests of the PI represent a trustee, it should provide a notarized power of attorney to the bank. Additionally, other documents can be requested when opening a regular account with a private entrepreneur (an extract from Egrip, a certificate of registration in Rosstat and Others).

For OOO

For legal entities, an advanced package of documents required to open a current account in Raiffeisenbank is provided. This includes:

• statement in the form of a bank for opening an account;
• Articles of association;
• identity documents of all persons authorized by the right signature of settlement papers (the originals of passports or notarized copies);
• card with sample signatures and print prints (+ additional application, if more than 2 people will have the right signature);
• papers indicating the presence of powers from the President, the Director General or another sole executive body (may be registered in the Charter, the minutes of meeting / meetings and other documents);
• documents confirming the existence of authority in persons from cop (orders or administrative acts on appointing a position, power of attorney);
• list of LLC participants or an extract from it;
• licenses and other permits if they are needed to conduct an organization's activities.

The bank reserves the right to request additional documents (an extract from the EGRUL, certificate of registration in Rosstat and others).

Raiffeisen Raiffeisen Tariffs

For representatives of small businesses, Raiffeisenbank has developed a line of products for servicing RKO from 4 tariffs - "Start", "Basic", "Optimum" and "Maximum". All of them imply the presence of the following services included in the price:

• opening account;
• access to the Internet bank;
• issue Card Business 24/7 "Basic" and "Optimal";
• listing wages and other payments by statement.

The main terms of service on the available tariffs look like this:

	Start	Base	Optimum	Maximum
The cost of monthly service (Moscow, MO, St. Petersburg)	990 rubles	1 900 rubles	2 900 rubles	7 500 rubles
The cost of monthly service in other cities	790 rubles	1 490 rubles	2 490 rubles	6 500 rubles
How much can I translate individuals without commission per month?	100 000 rubles	200 000 rubles	500 000 rubles	700 000 rubles
Number of free payment orders per month	–	10	60	300
Free online bank (Elbrus.)	Not provided, you will have to pay 190 rubles per month when connecting the service	+	+	+
Free SMS information about operations	Not provided, paid separately when connected - 190 rubles per month		+	+

If necessary, you can go to another tariff, a one-time paying a bank of 1,000 rubles.

Additionally, Raiffeisenbank offers its customers to save on servicing the current account by paying the service for 1 or 2 years ahead. In this case, 3 or 6 months of use of the P / C are provided by IP and Ltd. free.

Until December 31, 2019, an action is valid that allows you to get 1 month of free maintenance of your account. To do this, bring a friend for corporate services. You can activate the bonus by introducing information about yourself and the other in a special application:

Bonus in the form of free maintenance is obtained by both friends and a client Raiffeisenbank, who led him.

Settlement and cash services

The weighty advantage of Raiffeisenbank is the provision of comprehensive cash service services within the framework of the selected tariff plans. For IP and LLC, a wide range of operations is available:

• free issuing corporate cards and their service on favorable conditions;
• shopping and Internet acquiring;
• salary project;
• currency control;
• collection services;
• deposits.

See also: Settlement account for LLC in 2019

For representatives of small businesses, other services are provided on favorable terms - loans, overdrafts, bank guarantees and letters of credit.

Corporate maps

Customers of Raiffeisenbank, who opened an account, is able to release a card for free, attached to P / s. The program provides for two types of cards:

1. "Business 24/7";
2. Metro Cash & Carry.

Both cards are available free of charge in the presence of a current account in the bank. The bank does not charge the commission and for reissue after the expiration date. If the map is reassured at the initiative of the owner, then the operation will have to pay 300 rubles. But for SMS-informed you do not need to pay extra.

Regardless of the type of map, the client gets the opportunity to make cash to an account with a commission of 0.19% of the amount. The cards provide for money - for this service will have to pay a commission in the amount of 1.5% (but at least 90 rubles), regardless of which the bank is being carried out.

The cost of service includes card delivery - you can pick it up in the bank separation or get with the courier.

Business 24/7.

"Business 24/7" is a corporate card attached to the company's settlement account. It is perfect for making and removing money and will help your owner to save on these operations. From the advantages can be noted:

• instant crediting of funds to the account;
• unified Commission for removing any bank in ATMs;
• ability to use around the clock without days off;
• payments for purchases online.

Service costs and some other features of the use of the map depend on the type of product. In total, 4 varieties are provided:

Metro Cash & Carry

Map Metro Cash & Carry is an excellent payment instrument for those who often make purchases in retail outlets. It can be used in any stores, and when paying purchases in the Metro shopping center, additional discounts are provided with the client, with which you can save up to 25,000 rubles.

The cost of monthly service is 390 rubles. But if for a month, purchases are made in Metro shopping center for more than 10,000 rubles, then the card is served for free. Additionally, you can get discounts in this trading network:

• welcome - in the amount of 10,000 rubles when making purchases in the amount of 100,000 rubles per quarter;
• regular -up to 15,000 rubles, depending on the amount of purchases in the quarter (for example, by purchasing goods in Metro shopping center in the amount of from 60,000 to 100,000 rubles, you can count on a discount of 2,600 rubles).

Additional advantage card - availability of use credit funds To make purchases in the amount of from 30,000 to 250,000 rubles. Within 45 days, percentages are not charged for a lessed amount, after this period, 26% per annum will be accrued to the amount of debt. Returns taken funds needed within 12 months from the date of purchase.

Map "Travel 24/7" - this a great opportunity Reduce travel expenses, simplify calculations and control over employees. With the help of it, you can pay for economic, travel and executive needs. Organization, making this card, receives a number of advantages and bonuses:

• reduction of the enterprise's overhead;
• almost complete lack of risk of loss of cash;
• free SMS informing;
• the ability to make funds to the card without commission;
• exclusion of the probability of fraudulent actions by unscrupulous employees (fictitious checks, the substitution of payment documents);
• receiving additional discounts on the discount program "Discounts for you!" ( for example, until August 31, 2018, you can book a car with a 10% discount inRentcars.).

Map maintenance, regardless of the tariff plan, will cost 1,200 rubles per year. You can take money from it in ATMs of Raiffeisenbank with a commission of 1.2% or in ATMs and cash desks of other banks with a commission of 1.4% (but not less than 150 rubles).

Salary project

As part of the salary project, all employees of the organization receive personal plastic cards. Maintenance of salary transfer operations will be free in the event of a salary service package. And the issuance of money will be carried out automatically when granting salary Vedomost (extracts) and enumerate the required amount.

All 4 tariff plans imply that wage will be listed on employees' cards for free - this service is already included in the price. Do not have to pay for maps and employees, even if the bills are not open in rubles, but in dollars or euros. Removing money in Raiffeisenbank ATMs are produced without additional commissions, in third-party financial institutions - 1% of the amount. But for SMS-informing employees will have to pay 60 rubles per month.

Acquiring

Customers entering the cash service contract in Raiffeisenbank are able to connect several types of acquiring at once:

• internet acquiring;
• trading acquiring;
• mobile acquiring.

Each of them has its own characteristics and tariff rates, on the basis of which the Commission for holding payments between the Organization and Clients is charged.

Internet acquisition

Internet acquiring allows you to receive payments from customers online. Connect to the system organization can absolutely free. Do not have to pay and fixed subscriber fee - Raiffeisenbank takes only a commission from a turn of 2.7%. Enrollment of funds received through the Internet acquiring system occurs no later than 1 day from the date of payment.

To connect the service, it is not enough to have a current account in Raiffeisenbank, it is necessary that the site itself, through which payments will be made, consistent with the requirements of payment systems, had mandatory information (payment process, contact details, warranty, and return conditions).

On the connection of Internet acquiring goes about 4 days. The process itself looks like this:

1. opening an account (if it is not yet);
2. sending an application for connecting an Internet acquiring;
3. installing templates for the site;
4. receiving registration data;
5. adding a payment page to the site.

After that, it will be possible to accept online payments on your website in mode: 24 hours 7 days a week.

Connecting trading acquiring allows you to accept payments from customers using special payment terminals in retail outlets. Raiffeisenbank offers its customers service at the "Standard +" tariff. Installation of equipment is made by specialists of the institution for free, and for the registration of each terminal the symbolic fee in the amount of 1 ruble is charged.

Terminals Raiffeisenbank take to pay the maps of the following payment systems:

• Visa;
• Master Card;
• American Express;

For each terminal per month, the amount is charged from 0 to 1,990 rubles, calculated by the following formula:

Additionally, a commission of 1.79% of the payment amount is charged. Thus, the final size of the monthly commission is folded from two indicators.

Trading acquiring allows customers to take part in the District Raiffeisenbank discount program, which saves their money.

Mobile accuming

When connecting a mobile acquiring for the M-POS terminal (reader), a single commission of 900 rubles is paid. The reader is able to completely replace trade terminal. With it, you can read information from customer cards by connecting it to mobile device.

The M-POS terminal has a small weight and size, due to which it is convenient to use it for receiving payments at frequent movements. But the reader is able to read maps not all payment systems (Visa and Master Card only). Additionally, the Bank charges the commission for an operation of 2.7% of the total amount.

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