In which insurance company is insured by the TC Sindica. "Cindica" in the fire: how much the owner of the shopping center and its tenants lost. How events developed

The losses of the owners of the Sindica burnt on Sunday make up at least 5.5 billion rubles, the loss of several hundred tenants - at least 6 billion rubles. The new TC on the site of the burnt will be built after a year and a half.

"Sindica" was well insured. The owner will be able to count no more than 4.2 billion rubles. Insurance payments, told in VTB Insurance, where Sindica was insured. At the same time, the insurance contract "Sindica" with VTB Insurance does not cover losses of third parties, the Deputy General Director of VTB Insurance Alexey Volodin noted.

According to him, the payment will be to precede the examination, which can take from three to six months. "Our real risk on Sindic shopping center is € 3 million, the remaining amount is rebuilt from leading world insurers," the press service of the VTB Group, which admitted to RBC says.

Fire in the Construction Trade Center "Sindica" at the 65th kilometer of the Moscow Ring Road of Moscow Ring Road. m, the Ministry of Emergency Situations of Russia in the Moscow region was reported. Ignition was recorded on Sunday, October 8, at about 15:00; Open burning was liquidated only for seven in the morning Monday, October 9th. The shopping center escaped completely.

As one of the versions is now being worked out with a possible explosion of a gas cylinder in one of the cars on the underground car park. According to the RBC source in the regional Ministry of Emergency Situations, a cotton sounded shortly before the explosion in the parking lot. The same information was voiced by a source at the Central Regional Center for the Ministry of Emergency Situations. At the same time, it is too early to talk about arson, the interlocutors of RBC said. The shopping center was built in 2014 at the site of the construction market and belongs to Holding "Sindica", a senator's controlled family from the Kabardino-Balkaria Arsen Kananokov (in the last rating of Forbes "200 richest businessmen of Russia" occupies the 191st place with a state of $ 500 million).

Writes in Telegrams blogger Mash:

"It turns out that the burnt" Sindica "market, as they say, sprout himself. Back in February 2017, a check came to them and found a gigantic 900-meter warehouse in the basement. Naturally, the "Sindics" leadership recommended all in order as soon as possible and not to store dangerous materials in the Bardaka.

On September 18, a check again came to Sindika: "Well, pliz, well, correct, well, will turn around!" But, as usual and happens - shake small bellows on fire extinguishers easily, and you will try the kanalkov to make it up. "

The total area of \u200b\u200bthe Sindica Trade Center was 131 thousand square meters. M, he held 14.8 hectares in the village of contention of the Odintsovo district of the Moscow Region, evidence of the data of the public cadastral card. The land and the complex itself belonged to LLC Sindica, says in an extract from a single state register of real estate. 49% of Sindica-O LLC belongs, according to EGRUL, Fatima Kanokova, 21% - Arthur Kardanov, co-owner of several dozen structures affiliated with the Holding "Sindica". The remaining 30% - in Invest-Maxim, LLC "Invent-project" and registered at the British Virgin Islands "Trigar Essets Ltd".

The cost of construction of the Trade Center building in 2014 in the Holding "Sindica" was assessed at 5 billion rubles. The cost of the object on the eve of the fire could be equal to 5.5-6.5 billion rubles, analysts are believed to Knight Frank. In 2016, the "Sindica-O" revenue was, according to Spark Interfax, 955.6 million rubles. For comparison: revenue according to RAS CJSC Kashirsky Dvor, the owner of the three construction trading projectres in Moscow with a total area of \u200b\u200b146 thousand square meters. m, equal to 506 million rubles. Real income "Sindics" could be significantly higher.

"The markets and shopping centers of the" market "type are considered an extremely high-yield sphere of activity," the director of the trade real estate department Knight Frank Evgeny Khakbediev. According to her, the average rental rates in Sindica were at the level of 1.5 thousand to 3 thousand rubles. For 1 square. m per month. Taking into account the fact that, according to Knight Frank, only about 90 thousand square meters were suitable for rent. M, the annual market revenue could be from 1.6 billion to 3.2 billion rubles. It turns out that the owners of Sindics have already paid for at least a significant part of their investment in construction.

Losses of tenants can be even higher. The General Director of Infoline-Analytics Mikhail Burmistrov appreciated them in 8 billion rubles. We are talking about retail prices, whereas in wholesale losses can be about 6 billion rubles, the expert added. According to him, this amount is calculated taking into account the goods in trading facilities and in warehouses, as well as trading equipment and repairs for repair work. In total, there were more than 200 tenants in the trade center, some of which occupied several outlets, knows the burmusers. In "Sindica" worked 876 stores, indicated on the site of the trading center. All of them specialized in products for construction and repair, furniture, interior items, etc. The issue of monetary compensation to tenants should be decided with the owner of the shopping center, the Minister of Consumer Market and Services of the Moscow Region said Vladimir Plans to RBC.

At the same time, the injured tenants of "Sindics" will be able to move to other construction markets of the Moscow region, he noted. The administration of the shopping center supports contact with the tenants, said, in turn, head of the press service of the Sindica Trade Center Jamil Khagarov. So far, according to her, it is premature to talk about any compensation. At the same time, she promised that the owners of "Sindics" "will not leave the troubles of the former tenants.

Tenants who wanted to insure their goods, it was quite difficult to do this, told RBC respondents. According to them, this prevented the position of the administration of the complex. "The insurers demanded, for example, fire-fighting isolation of the ceiling, and the trade center administration forbade her," RBC said RBC Sergey, "Stroy Alternatives" store manager (was on the first floor of Sindics).

The tenant may require compensation from the landlord if the obligation to comply with the rules for the rental premises lies with the landlord, explains the Jurfirma Partner of the DS LAW Irina Medvedskaya. However, there is at the moment there is no data on how these relations were regulated in the TC "Sindica". The claim for the recovery of losses can be brought to both the landlord and the tenant, if the fire has occurred due to the fault of the latter, clarifies the partner of the Legal Bureau "Padwa and Epstein" Anton Babenko.

According to its own data "Sindics", which previously referred to RBC, the holding "serves" such universal markets such as Troitsky in Strogino, Usachevsky in Khamovnikh and Bratislava in Maryino, as well as the construction and dwelling Pokrovsky market in Biryulyovo-Western. Holdane also belonged to Tushinsky and Matveevsky markets in Moscow.

The structures associated with Arsen Kanokov are not only serviced, but also own these markets, follows from the "Spark Interfax" data. For example, in disclosure of information, OAO Usachevsky, OJSC of July 1, 2004, it was said that CJSC "Sindica-M" belongs to 29.4% of the shares, and in May 2011, 75% were transferred to the Balance of Rolteks LLC, headed by Timur Canokov.

TC "Sindica" was insured to "VTB Insurance" by 4.2 billion rubles, President of the All-Russian Union of Insurers said in an interview with Business FM. In the insurance company of radio stations explained what risks were covered and who would receive compensation.

The Construction Complex "Sindica" was insured in VTB Insurance. Business FM reported this to the President of the All-Russian Union of Insurers Igor Yurgens.

Earlier in the organization stated that the damage from the fire on the largest construction market of the Moscow region could be up to 5 billion rubles. According to the President of the organization Igor Yurgens, Sindica is insured by 4.2 billion rubles.

Igor Yurgens,president of the All-Russian Union of Insurers, Vice-President of the Russian Union of Industrialists and Entrepreneurs

"The Sindic Shopping Center" was insured in VTB Insurance, the amount is 4.2 billion rubles. Examination, consideration of all parts of the insured event will take some time. This usually lasts for several months, but the amount of this company does not cause any doubt, and after the relevant procedures, it can be paid to the owners. The estimate of 5 billion is not yet confirmed, but is not refuted, so the main damage company VTB insurance will be compensated. "

Does the Insurance of Sindics cover the losses that entrepreneurs working in the shopping center suffered? Commented by Deputy General Director of VTB Insurance Alexey Volodin:

Alexey Volodin, Deputy General Director "VTB Insurance"

"All risks associated with property damage were covered: these are structural elements, interior decoration, equipment. The unlawful actions of third parties were also insured. The whole complex of property risks was insured. We are talking about the policyholder, that is, the owner of the shopping complex directly. Also possible is an option in which the beneficiary will perform a bank who appropriately led this complex and performed a mortgagee and beneficiary. "

Before the fire in the parking lot next to the Construction Complex "Sindica" there was a cotton, the version is checked that there was an explosion of a gas cylinder in the car. This was told about the sources of RBC in the Ministry of Emergency Situations. It is too early to talk about the intentional arson of the shopping center, since only in the morning the structures were completed, the interlocutor added. The fact that the investigation considers the version of arson, previously told TASS with reference to a law enforcement source.

As the member of the Presidium "Support of Russia", Yuri Savelov, believes, if the investigation proves that it is arson, it can partially help affected entrepreneurs.

Yuri Savelov, Member of the Presidium "Supports of Russia"

"If the investigation proves that it is arson, then, probably, the responsibility can be partially transferred to the arsonis. How it will help the entrepreneur, it is difficult to say, but it will at least be in front of other creditors such responsibility that he is not to blame. You will not forgive, but maybe somewhere they will be a delay to be able to return this debt, a trade loan. If there is a version of arson, why not consider it? Yes, competitors, why not? Secondly, there may still be insurers, maybe it's all insured and someone needs money. "

As for the payments for the affected cars, as noted by Igor Yurgens, if the car is insured for the CASCO, then compensation will be. "According to the OSAO, if only the responsibility to third parties is insured if the guilty of fire is found, if this guilty or group of persons, an individual or legal entity will be recognized as such, then through several legal proceedings from it, perhaps, it is possible to partially get . But this outcome seems to me, unlikely, "said the President of the All-Russian Union of Insurers.

Gossevaradzor studies the version of arson on Sindica and does not exclude the scenario of insurance fraud. The shopping center was insured in "VTB insurance" by 4.2 billion rubles. The insurance contract includes the risks of loss, death and damage to the property of the insured, including in the fire. The market is managed by several companies related to the family of the former head of Kabardino-Balkaria and the current Senator Arsen Kanokov. According to Life, his companies took large loans in banks.

Fire inspectors are now working on the remains of the Cindica construction market in the north-west of the capital - they collect samples of materials and interview witnesses. So far, it is not clear exactly where the focus of fire was located. If they find out that it was a delightful arson, the Ministry of Emergency Situations will transfer documents to the Investigation Committee or the Ministry of Internal Affairs to address the issue of initiating a criminal case.

The results of fire and technical expertise will be prepared in two weeks or a little earlier, the source in the Ministry of Emergency Situations of Moscow told Life.

Meanwhile, the Ministry of Internal Affairs is the beginning of a predetermined inspection on the fact of harm to the health of people. Three workers who were near the focus of fire were injured varying severity. If the police find signs of negligence, the criminal case will arise.

The Shopping Center for Construction Materials "Sindica", in which a major fire occurred on October 8, was insured in "VTB insurance" by 4.2 billion rubles. According to insurers, the insurance contract includes the risks of loss, death and damage to property, including in a fire.

To solve the payment, it is necessary to find out the causes of the fire and compare them with the terms of the contract. Payment can be carried out after the examination, which can take from three to six months, said Alexey Volodin's deputy director. - In the case of a positive decision, the estimated amount of payment will be up to 4.2 billion rubles. According to Volodin, the insurance will have enough resources and such an insurance coverage will not significantly affect the financial condition of the company.

Moreover, VTB-Insurance will have to pay only 3 million euros.

The whole of the remaining amount is rebuilt from leading global insurers, "said Laifa in the press service of the VTB Group.

The Sindica Market manages the whole brood of private companies, many of which are associated with the family of the former head of the Kabardino-Balkarian Republic of Arsen Kananov. Now he is a senator from the parliament of this republic in the advice of federations. According to Spark database, the main "managerial" market is the Sindica Holding Company JSC. Her CEO - ANETEMIRAN CANOP. How is the cousin Arsen Kananokov. The senator himself is still listed by the co-owner of JSC. Another Jurlso - "Sindica-O" - deals with issues of renting in the market. This company is 49% belongs to the wife of Senator Fatima. According to the estimates of the Life, the market is managed by three companies. Their aggregate profits are 110 million rubles, according to Spark. At the same time, in the last two years, the company took several loans. For example, secured by electrical communications and sewage market took a loan from Sberbank.

Experts believe that, most likely, the market was insured against an intentional arson, but it will be difficult to prove.

Insurers in this situation will be focused on the conclusions of the investigation and firefighters, "the lead expert of the Agency of Insurance and Payments Vadim Horko told Life. - It is unlikely that insurance professionals have their own resources to find out the exact cause of the fire.

As for the version of arson, which is now worked out by firefighters, how experts say, it will be very difficult to prove it. And even more difficult - to prove who exactly did this arson. For this, you need at least record from video surveillance cameras on which you can identify the arsonis. In addition, the fact of arson is not the proof of what the market owners ordered him.

Now it is definitely to speak that the owners of Sindics will receive the entire amount of insurance until it is premature. The decision on payment can be made no earlier than spring of 2018, "says Alexander Ostrovsky lawyer. - This will happen if the security service company and numerous independent examinations will establish whether the causes of the Fire are the terms of the contract. And, for example, the construction market did not set fire to specially to get multi-billion insurance.

Competitors of Senator Arsen Kananov could set fire to the Construction Market "Sindica".

According to the Life, the fire in the Sindica Holding Holding the same construction center occurred not by chance. Allegedly, the Kuntsevsky market, located on a land plot of 11.1 thousand square meters, was supposed to the Senator Arsen. m. On this earth is an area of \u200b\u200bnearly 4 thousand square meters. m. The value of the asset is estimated at about 1 billion rubles. At the end of 2014, the city planning and land commission of Moscow approved the decision to build on the site of the market of a shopping and entertainment center with an area of \u200b\u200b68.2 thousand square meters. m.

It is impossible to exclude that someone decided to disrupt Arsen Kanokov to acquire a promising business asset in the West of Moscow, says the source of Life in the city hall.

According to him, the Kuntsevsky market can expand the Arsen Kananov empire. Now Holding "Sindica" owns and serves universal markets: Troitsky in Strogin, Usachevsky in Khamovnikh, Bratislava in Maryina and Tushinsky in the north-west of Moscow. Also belong to Sindica and the construction and dowry Pokrovsky market in Biryule Western, the construction market at the 65th kilometer of the Moscow Ring Road of Moscow Ring Road.

Another version of the fire is the negligence of the company's management markets and tenants.

Back in February 2017, a check came to the market and found a gigantic warehouse in the basement. The "Sindics" leadership recommended that everything as soon as possible put everything in order in accordance with fire safety. In particular, they asked to remove easily flammable things. And in September, the next check revealed all the same violations, "they say sources in law enforcement agencies.

According to Alexander Ostrovsky lawyer, the problem of insurance payments will have to face the owners of cars affected by fire. - In the event that the owner of the car there is only a policy of OSAGO, the insurance payment on this insurance occasion, it unfortunately will not be able to. This is an insurance of responsibility to third parties. Another thing is the Casco Policy, which involves such cases, explains the Ostrovsky.

According to the Ministry of Emergency Situations of the Russian Federation in the Moscow region, on underground parking "Sindics" explosions of cars were recorded. According to preliminary data of rescuers, there are about 30 cars burned.

Life has contacted one of the co-owners of the company "Sindica shopping complex" - Beslan Gordo-Hall, but he refused comments.

The court ordered VTB insurance to pay 766 million rubles. According to the suit of the owners of the burnt market "Sindica"

The Arbitration Court of Moscow at the meeting on Monday decided to recover from VTB Insurance (included in the Sogaz group) on the claim of the owners of the burnt two years ago (Sindica LLC) (Sindica-O)) of 766 million rubles, transferred to the correspondent Interfax from the courtroom.

"To recover from LLC" VTB Insurance "in favor of Sberbank of Russia on the basis of an agreement on the opening of a non-renovable credit line of 135.9 million rubles of insurance indemnity under the insurance contract (...) To recover from VTB Insurance in favor of Sindica-O LLC 489 , 7 million rubles of insurance compensation, 15.1 million rubles of losses, 125.3 million rubles percent for the use of other people's money, (...) And also the costs of payment of state duty in the amount of 184 thousand rubles. Satisfying the rest of the claims. Refuse, "the decision said in the judge.

A large fire in the Cindica Construction Materials Shopping Materials, located on the 65th km of Moscow Ring Road, occurred in October 2017. The shopping center was insured in WTB Insurance in the amount of 4.3 billion rubles, in the summer of 2018 the case was recognized as insurance, and the insurer paid the organization of 3.6 billion rubles.

At the end of June 2019, Sindica-O LLC appealed to the Moscow Arbitration Court, demanding to recover from the company "VTB Insurance" "Insurance reimbursement of 639 million rubles, as well as interest for the use of other people's money in the amount of 111 million rubles and Losses in the amount of 213 million rubles (total 963.4 million rubles). According to the representative of the plaintiff, due to the incomplete insurance indemnity, the organization has arised a loan debt before Sberbank.

The main discussion at the meeting on Monday between the representatives of the plaintiff and the defendant turned around the fact that, according to the defendant, after the fire, the insured facility remained the affordable balances. Also defendants argued that the insured elements of the building were demolished by the market owners that could be used or sold. The insurer stated the court that, taking into account the depreciation and the remaining spent residues, the full size of the death of the property was paid on the basis of the declared book value.

The plaintiff's side reported that the emergency elements of the burned building were demolished by the consent of both parties. In addition, the insured facility was entirely recognized as the dead and no suitable residues left for him, if the defendant believes that the remnants can take value, the plaintiff declared in court that it was ready to refuse them and transfer to the defendant to use.

The decision can be appealed within a month from the date of manufacture.

Following the results of 2019, the fees of Russian insurance companies did not change compared to 2018 and amounted to 1.48 trillion rubles. For the first time since 2009, the market did not grow up, the review of the key indicators of the activities of the insurers of the Central Bank of the Russian Federation. As noted in the review, stagnation is associated with a change ...

The losses of the owners of the Sindica burnt on Sunday make up at least 5.5 billion rubles, the loss of several hundred tenants - at least 6 billion rubles. The new TC on the site of the burnt will be built after a year and a half

Everything is lost

Fire in the Construction Trade Center "Sindica" at the 65th kilometer of Moscow Ring Road of 55 thousand square meters. m, the Ministry of Emergency Situations of Russia in the Moscow region was reported. Ignition was recorded on Sunday, October 8, at about 15:00; Open burning was liquidated only for seven in the morning Monday, October 9th. The shopping center escaped completely. As one of the versions is now a possible explosion of a gas cylinder in one of the cars on the underground car park. According to the RBC source in the regional Ministry of Emergency Situations, a cotton sounded shortly before the explosion in the parking lot. The same information was voiced by a source at the Central Regional Center for the Ministry of Emergency Situations. At the same time, it is too early to talk about arson, the interlocutors of RBC said.

The shopping center was built in 2014 at the site of the construction market and belongs to Holding "Sindica", a senator's controlled family from the Kabardino-Balkaria Arsen Kananokov (in the last rating of Forbes "200 richest businessmen of Russia" occupies the 191st place with a state of $ 500 million).

"Cindica" in numbers

The total area of \u200b\u200bthe Sindica Trade Center was 131 thousand square meters. M, he held 14.8 hectares in the village of contention of the Odintsovo district of the Moscow Region, evidence of the data of the public cadastral card. The land and the complex itself belonged to LLC Sindica, says in an extract from a single state register of real estate. 49% of Sindica-O LLC belongs, according to EGRUL, Fatima Kanokova, 21% - Arthur Kardanov, co-owner of several dozen structures affiliated with the Holding "Sindica". The remaining 30% - in Invest-Maxim, LLC "Invent-project" and registered at the British Virgin Islands "Trigar Essets Ltd".

The cost of construction of the Trade Center building in 2014 in the Holding "Sindica" was assessed at 5 billion rubles. The cost of the object on the eve of the fire could be equal to 5.5-6.5 billion rubles, analysts are believed to Knight Frank. In 2016, the "Sindica-O" revenue was, according to Spark Interfax, 955.6 million rubles. For comparison: revenue according to RAS CJSC Kashirsky Dvor, the owner of the three construction trading projectres in Moscow with a total area of \u200b\u200b146 thousand square meters. m, equal to 506 million rubles.

Real income "Sindics" could be significantly higher. According to the head of the shopping department of the Trade Department of the Trade Real Estate Knight Frank Evgeny Khakbardiyeva , average rental rates in construction shopping centers similar to "Sindic" are at the level of 1.5 thousand to 3 thousand rubles. For 1 square. m per month. Taking into account the fact that only about 90 thousand square meters were suitable for the lease. M, the annual market revenue could be from 1.6 billion to 3.2 billion rubles. It turns out that the owners of Sindics have already paid for at least a significant part of their investment in construction.

Video: RBC

Who will pay someone

The owner will be able to count no more than 4.2 billion rubles. Insurance payments, told in VTB Insurance, where Sindica was insured. At the same time, the insurance contract "Sindica" with VTB Insurance does not cover losses of third parties, the Deputy General Director of VTB Insurance Alexey Volodin noted. According to him, the payment will be to precede the examination, which can take from three to six months. "Our real risk on Sindic shopping center is € 3 million, the remaining amount is rebuilt from leading world insurers," the press service of the VTB Group, which admitted to RBC says.

Losses of tenants can be even higher. The General Director of Infoline-Analytics Mikhail Burmistrov appreciated them in 8 billion rubles. We are talking about retail prices, whereas in wholesale losses can be about 6 billion rubles, the expert added. According to him, this amount is calculated taking into account the goods in trading facilities and in warehouses, as well as trading equipment and repairs for repair work. In total, there were more than 200 tenants in the trade center, some of which occupied several outlets, knows the burmusers. In "Sindica" worked 876 stores, indicated on the site of the trading center. All of them specialized in products for construction and repair, furniture, interior items, etc.

The issue of monetary compensation to tenants should be decided with the owner of the shopping center, the Minister of Consumer Market and Services of the Moscow Region said Vladimir Plans to RBC. At the same time, the injured tenants of "Sindics" will be able to move to other construction markets of the Moscow region, he noted.

The administration of the shopping center supports contact with the tenants, which said in turn, the head of the press service of the Sindica Trade Center Jamil Khagarov. So far, according to her, it is premature to talk about any compensation. At the same time, she promised that the owners of "Sindics" "will not leave the troubles of the former tenants.

Tenants who wanted to insure their goods, it was quite difficult to do this, told RBC respondents. According to them, this prevented the position of the administration of the complex . "The insurers demanded, for example, fire-fighting isolation of the ceiling, and the trade center administration forbade her," RBC said RBC Sergey, "Stroy Alternatives" store manager (was on the first floor of Sindics).

The tenant may require compensation from the landlord if the obligation to comply with the rules for the rental premises lies with the landlord, explains the Jurfirma Partner of the DS LAW Irina Medvedskaya. However, there is at the moment there is no data on how these relations were regulated in the TC "Sindica". The claim for the recovery of losses can be brought to both the landlord and the tenant, if the fire has occurred due to the fault of the latter, clarifies the partner of the Legal Bureau "Padwa and Epstein" Anton Babenko.

The new shopping center on the site of the burnt will be built in 1.5 years, its area will not be less than burnt, assures Jamil Khagarov. The size of investments, as well as incurred losses, she has not been able to appreciate.

Not only the brag center "Sindica"

According to its own data "Sindics", which, earlier, RBC, the holding "serves" such universal markets such as Troitsky in Strogino, Usachevsky in Khamovniki and Bratislava in Marino, as well as the construction and clothing Pokrovsky market in Biryulyovo-Western. Holdane also belonged to Tushinsky and Matveevsky markets in Moscow.

The structures associated with Arsen Kanokov are not only serviced, but also own these markets, follows from the "Spark Interfax" data. For example, in disclosure of information, OAO Usachevsky, OJSC of July 1, 2004, it was said that CJSC "Sindica-M" belongs to 29.4% of the shares, and in May 2011, 75% were transferred to the Balance of Rolteks LLC, headed by Timur Canokov.