Earnings on issuing webmoney loans. Passive income or how to issue loans in webmoney? What to do if the borrower is delaying the debt repayment

Do you want to make money without any effort? Learn about the Webmoney lending system.

Good afternoon (evening for someone). Today we will talk about how to get passive income in the Internet. And for this you just need to be a member of the electronic wallet system.

We start to issue loans

Probably not difficult to guess what will be discussed. Now, many people make money by issuing loans, not only banking institutions, but also credit communities and microfinance organizations, buyers and hucksters - and this is not a complete list of lovers of easy money.

Issuance of webmoney loans

With the development of the Internet, new opportunities have emerged. Including obtaining or issuing loans through popular payment systems, Webmoney, as one of the most popular, is no exception. This is the way to make money for each of us! You provide the client with a sum of money for a certain period, after which he returns not only it, but also the interest rate. So much for the profit.

An example of applications for a loan.

Compared to the banking system, loans WebMoney are given for a short period and with an increased interest rate. This makes the opportunity to try to make money in this way very attractive. But it should be understood that there are very serious risks here - we will talk about them below.

And now we will figure out how to get passive income in this system?

Before issuing a webmoney loan, what do you need to know?

In order to start lending to people in need of money, you can choose two ways.

1. There is a service credit.webmoney.ru, which makes it possible to provide a loan and, if necessary, take it. To implement your plan, you need to register in the Webmoney system and go to the site. You will see a list of clients of this service: both borrowers and lenders. If you are serious about this type of earnings, you just need to open a "credit of trust" for those in need of financial resources. There is a special link “loan application”, where you set the possible loan amount and the period for which you can lend money to your borrowers. Now that's it, the loan has been granted, and now you are waiting for the return not only of the amount, but also of interest. You can find your borrowers not only in the WebMoney system, but also in other forums.

Only issuing funds manually and looking for your clientele is not so easy - this is a dreary and long task. This cannot be put on the conveyor belt - otherwise there will be no quick and good earnings. Now another method of lending will come in handy.

2. Credit machines - issue funds without the direct participation of the creditor. Only this type of lending requires serious money. You will need a script to use the credit machine. It can be simply ordered or purchased. But, since this is all very serious, it is better to buy it. "Self-made" scripts will not lead to anything good. But you may face the problem of stealing your password and key. When you purchase a script, you need to find people who would take advantage of your offer. The competition is good here, so you have to spend money on both the CEO and the decent context.

And although everything seems not so complicated, in order to make money on Webmoney, more than one desire is required.

To issue a loan webmoney: what you need to have

Issuance of webmoney loans - you need to have:

· A personal webmoney passport, at least in the electronic payment system. If you make money on credit.webmoney.ru, then personal is enough for you, but when you want to switch to credit machines, it is advisable to get a seller's certificate. This is necessary because each certificate has certain restrictions in the operations carried out. So you will have to receive such certificates, otherwise earnings will not shine for you;

· cash. Do not forget about buying a script and the necessary promotion. And people will need to give something? The more money you can lend, the more income you get - you can't do without it. Imagine this situation: you have only $ 5-10 in the machine in reserve. Then the question for you is: "who needs such an amount as a loan?" Of course not to anyone! And it's ridiculous to talk about profit! It's not bad if you initially have $ 1000 in the amount of the reserve. Although, often, loans are taken in tens and hundreds of dollars.

· Be sure to have a sober view of the situation. If you don't have your head on your shoulders, you can quickly burn out. You cannot provide loans to everyone, you need to be able to think and calculate some risks. You also need to start this business by gradually analyzing each situation in order to gain experience, which later will help you make better decisions.

So we got to the main point, because no one wants to risk their money.

Risks that may await lenders in the WebMoney system

It is already clear that lending in WebMoney is a certain risk, which is that you simply may not receive not only interest, but also the principal amount, that is, your money will be lost. In order to minimize the possible risk, follow these tips:

· It is imperative to check the potential borrower. Remember, a person who does not return money to the creditor on time falls under the Webmoney rules, that is, his account is blocked. A user who has been registered recently and is not yet fully familiar with this system may think that there is nothing wrong with that, they have blocked one wallet, he will start another. By and large, this is true - some people abuse it, collect loans for hundreds of dollars and that's it, it's impossible to find them. But here is a person who has been using this system for a long time, then what is the point in blocking him? None! So provide loans to borrowers who have at least a personal passport. What is the difference? It's just that there really is a person with this level of certificate and this is not a fake account. This means that he will be able to answer in case of no return. You should also take a close look at the Business Level of a potential borrower. The BL level indicates whether he uses the system or not. The higher this level, the less a person will want to get a blocked wallet. Credit machines already take these nuances into account.

· No need to provide immediately large amounts for a loan. Often, as mentioned above, loans in the Webmoney system are asked for no more than $ 1000. So, if the user asks for an amount exceeding this indicator, you should think carefully - after all, it is very easy to lose that kind of money.

The above tips are not a panacea, because money can buy a personal passport, build up a reputation, take several small loans and return them on time, in this case the scammers collect loans for the maximum amount and simply disappear, and then buy a new account, so issue loans webmoney for a large amount to one borrower is risky.

And a few more words in conclusion ...

Today we talked about the possible earnings in the WebMoney system. Many people certainly want to receive such an income, practically without making any special efforts. I, personally, have been interested in this topic for a long time. I hope that in the new year everything will work out for me, and I will start earning this way. If you have already issued loans with webmoney, it would be interesting to hear your story.

Debt service Webmoney Debt provides WebMoney Transfer members with the opportunity to quickly and profitably give money at interest to individuals online. You yourself choose whom to help with money - through flexible configuration of parameters:

• desired amount;
• loan term;
• rate for use (interest on funds issued);
• requirements for the certificate and BL level (the higher the BL and certificate level, the more experienced the participant).

Funds are provided in several currencies: Russian ruble, Ukrainian hryvnia and US dollar (WMR, WMU, WMZ). In order to lend to another member of the WebMoney Debt system, you need to have a passport, not lower than a personal one, and funds in your wallet.

If you want to lend to a private person you know, decide - how much you want to give, the return period, at what interest. These conditions, as well as the data of the correspondent, indicate in your.

If you want to lend money to any WebMoney user, on the tab, specify the desired parameters of the loan, and the System will find you a suitable offer.

If no offer suits you, create your own. The borrower who accepts your terms can register a loan at any time, receive funds and withdraw them to the card.

All trust limits opened by you are in the tab. You can track the funds that you lent by tab.

Note:

Loans are considered only debt relations carried out strictly through the Webmoney Debt system. If you gave a loan, but the money was not returned to you, unpaid debts can be sold on the debt exchange.

Advantages of the WebMoney Debt Service

• It is more profitable and faster than lending money against a receipt.
• You can borrow money conveniently and without unnecessary risk.
• You are able to help people living far away with money.

We will be glad to see you among the WebMoney Debt participants and wish you a productive use of your financial savings!

Number of requests "How to make money on Webmoney credits?" has increased dramatically recently, which is not surprising, because if you have a certain amount of free money, you can increase it. The essence of earning is extremely simple, you issue a loan in one of the ways in the system to another user, after which he pays you the debt with interest.

Unfortunately, the statistics of unscrupulous loan recipients show that many users simply do not pay money. Yes, Webmoney provides all the data about such users, as well as blocks their wallets, but it does not participate in further proceedings and does not give any guarantees of a refund.

Lending to Webmoney can be done in two ways, when using the credit exchange or when opening trust limits. Trust limits are opened separately for each user, which allows them to borrow money for any amount at any time.

In case of non-return of funds, the creditor gets the right to write off all the money from the Webmoney account of the user who received the debt, as well as block his wallet. Also, when using the limits, you can return your money at any time, but if you do this before the set date, the money will be returned without interest.

On the loan exchange, anyone can leave an application for transferring money into debt. If the money is not returned, the loan recipient's wallet is blocked, and the lender receives the money debited from the debtor's wallet within two days. It is also worth noting that when using the exchange, a commission for using the exchange is deducted from the amount.

In terms of security, both types of lending are the same, so you need to choose the one that suits the conditions.

How to assess the good faith of a loan recipient?

Before granting a loan to another user, be sure to analyze all the data that you receive about him.

1. Borrower certificate.
The first thing you need to pay attention to is the borrower's certificate. If the user has a higher personal passport, this definitely means that he is more likely to return the money than to lose access to his wallet. In addition, a certificate above the personal one will help in the course of legal proceedings, if it comes down to it.

2. Time of using Webmoney.
When receiving personal data about a potential loan recipient, check when he received his certificate. It will be much better if a higher than personal certificate was obtained more than a year ago, and the user registered in the system more than 3 years ago. If the wallet has been registered for a month or two, and its owner has already "collected" credits, most likely they will not be returned.

3. Reviews WMID.
Each user of the Webmoney payment system can leave feedback about other participants. If the WMID of a potential recipient of money on loan is accompanied by negative reviews, this is a serious argument to think about his good faith.

4. Personal data.
Personal data can be hidden or revealed in your account settings. If the recipient of the loan has hidden the data, then this is another reason to think about whether it is worth dealing with him.
To make money on Webmoney credits, and not lose money, be careful and proceed with caution. If you have to face a refusal to pay, then do not give up, but go to court with a statement.

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Anyone who at least once in his life had to deal with obtaining a loan can imagine how profitable this process is for creditor banks. Regardless of interest rates, they always win. Of course, not everyone can afford to open their own bank and give loans. And institutions that offer "money before paycheck" often cause distrust among potential borrowers. But one of the most popular payment systems WebMoney - easily solves this problem.

With its help, not only banks, but also ordinary users with an electronic wallet can make money on lending today. Moreover, a large amount of money does not have to be in the account - sometimes loans on this service are limited to only a couple of tens of dollars. Of course, they are paid in a short time. And with interest.

In order to provide users with the opportunity to earn money by lending money and at interest, the WebMoney developers have come up with a service such as the "Credit Exchange". Anyone here can become an investor by choosing a borrower from among those users who have applied for a loan.

WebMoney credit exchangeworks like this:

• First of all, the lender creates his electronic wallet and draws up certificate not lower than personal.
• Next, you need to put some amount of money on the wallet. It is clear that the larger it is, the higher the earnings, but you can start with small investments.
• This is followed by identification on the exchange "credit.webmoney.ru"
• When the formalities are over, the investor can start looking for a future borrower in the "Loan Application" section. Among the personal data, the borrowers indicate the amount of the desired loan, its terms and interest rate (it is possible to sort by the specified parameters). You can also see their credit history here. Of course, hardly anyone wants to lend money to a person who has already had problems with payments.
• If the lender is ready to finance this or that borrower, then the transaction ends with the transfer of money.
• Now all that remains is to wait for the return of the money within the specified time frame and with interest.

The described procedure concerns a loan that is issued by one person to another. But on the stock exchange there is also such a concept as “ collective loans»When the required amount is collected by several creditors. As they say, the world is on a string. In this case, the user can deposit, for example, $ 1000 out of the required $ 5000 and then wait for others to respond to this request. As soon as all 5000 are collected, the loan term will begin to count.

Before deciding to make money on the WebMoney loan exchange, you should think 100 times and weigh everything thoroughly. After all, lending is a risky business. Moreover, the payment system itself does not insure anyone against these risks! Allegedly, you need to look at whom you trust your own money, carefully read the information about the borrower and not be led on too "mouth-watering" offers.

So that you don't have to bite your elbows every time you run into a scammer, you need to follow simple rules:

• Yes - to users with a good reputation!The best indicator that a borrower is conscientious is a good credit history. If it can be seen from it that the user has repeatedly taken out a loan and always paid it off on time, then the risk of being deceived is significantly reduced, but it is not completely excluded ( in my practice of issuing loans, there was a case when a user with a personal passport for more than three months regularly took and gave loans, after which, having collected a total of about $ 10,000 from different lenders, he was lost). If the credit history of the borrower is still empty, then the seriousness of intentions can be checked by the certificate, TL (Trust Level) and BL (Business Level). The first indicator should be at least personal, and the second and third should be at least 50 and 100, respectively.
• Trust but check!Now, simply by typing the name and surname into any search engine, you can find out whether a particular person is a fraud. In addition, the official website of the migration service has information about stolen or lost passports that could be used to create an account on WebMoney.
• Don't be greedy!Amounts over $ 1,000 (especially if nothing intelligible is written in the "Purpose" column) and too high percentages should be treated with suspicion. A person who really wants to close such a deal is unlikely to look for lenders on the Internet.

Calculating profit

After reading the previous paragraph, beginners will probably wonder: is it possible at all earnings on granting loansWebMoney? The answer is yes, yes, and yes again! Provided that all of the above rules are followed ...

The undoubted plus of the exchange is that anyone can act as a creditor, and this service does not require any serious investments. However, it may happen that at first you will have to deal with unscrupulous users. However, there will be borrowers who pay on time. Their interest rates are usually around 1-1.5% per day. You can receive up to 40% per month from one issued loan... So with some financial losses, you can be sure of profit.

Honest borrowers, whom the investor has already encountered, can return to the exchange again. Therefore, it is advisable to form a kind of client base in order to be sure later that the debt will be returned.

Experienced lenders of the WebMoney exchange claim that in this way it is quite possible to earn from $ 200-300 per month. Although they also come across fraudsters, the system in this regard is still imperfect. However, he who does not take risks does not drink champagne! The phrase is as old as the world, but still relevant ...

Investing in projects covered on this blog is associated with certain risks, up to the complete loss of invested funds. The author is not responsible for the actions of the companies / projects described on the blog. The blog posts are for informational purposes only and do not call for any action.

To earn money by issuing loans, you must have free finances. The issuance of loans in Webmoney (WebMoney) is carried out in wmz. There is an option to borrow money for issuance at a higher interest rate, but it is more complicated and usually less effective.

Options for issuing loans Webmoney

• Issuing loans on forums
• Issuing loans through the loan application form on your website (manual processing, individual contact)

I issue loans using Keeper Klassic (Keeper Classic). To issue Webmoney loans, you need to create a WMD wallet. A special wallet is not required to issue loans at trust limits, although some create a separate wmz wallet for issuing loans.

Creation of WMD wallet WebMoney.

To create a WMD purse, select Menu - Wallets - Create new, or click on the Create icon in the Wallets tab. You can also right-click on an empty field while in the Keeper's "purses" tab and select the Create item from the context menu that appears. At the next step, we select the type of purse WMD, at the next step we accept the user agreement. After that, a new wallet will be created and will appear in the list of wallets.
There can be only one WMD wallet, after creation it cannot be deleted.

More details about each of the options for issuing Webmoney loans

The credit machine requires additional initial investments not only directly for the issuance of a loan, but also for the purchase of a script, the creation and promotion of a website. For lending on the loan exchange, you need to analyze the applications. When issuing under trust limits, the borrower's keeper is not automatically blocked if the loan is not returned, if the loan is not returned, it is blocked. When issuing through the forums, you must be online to contact the borrower and then arrange the issuance of money through a loan or a trust limit.

Own credit service (credit machine)

A separate site is usually created for the credit machine. Install a credit machine script on it, which you can buy. Set up the conditions for issuing loans. Promote the site to attract borrowers.
Examples of operating credit machines can be found on the page item Where to get WebMoney on credit.

Issuance of loans on the Webmoney loan exchange

The WebMoney Transfer credit exchange is a system for issuing and receiving loans on the Internet. To issue loans on the Webmoney exchange, you must have a Webmoney passport not lower than the initial one.

To issue a loan, go to the application section and analyze the applications for a loan issued by borrowers.
Analyze a number of parameters of the application. Such as the loan amount, the amount to be repaid, the interest rate, the loan term, the purpose of receipt, the guarantee of repayment, the amount of debt on previously taken loans, the presence of past loan delinquencies (Keeper's blocking), the frequency of loans and other parameters. I want to note that, among other data, a potential lender looks at the credit history, passport data specified in the WebMoney certificate, as well as the IP from which the application was submitted.

When issuing loans, in addition to the usual WebMoney Transfer commission of 0.8% of the amount when transferring money, when returning from the lender 0.1% of the refund amount is charged.

Webmoney exchange allows you to issue collective loan, this is a loan in which each lender issues only a part of the requested amount. Most of the orders placed on the exchange are collective, i.e. you can issue part of the requested amount. With a collective loan, the repayment amount received by each lender is proportional to the amount of money provided to them.

After dialing the full requested loan amount, the borrower's WMZ wallet will receive the corresponding amount of WMZ, and the lender's D wallet will receive promissory notes in the amount indicated for return. If the entire requested amount is not collected, the loan application will be canceled (expired). If the application is overdue, then the entire amount already collected (provided) is returned to the creditors.

A potential borrower can be asked additional questions both individually and on the stock exchange in the comments to the application.

Issuance of loans at trust limits through the Webmoney debt service

debt service WebMoney. Allows you to lend money wmz in the WebMoney system. This is a credit system where credit participants can be people with formal certificates. Having a formal certificate, you can both issue and receive wmz on credit. Those who want to lend money to a person with a formal passport are extremely rare, and they require guarantees of return.

To provide money through the WebMoney debt service, you need to set limits on trust to other members of the WebMoney system. By selecting suitable applications in the debt service or submitting your offer. The greater the number and amount of trust limits confirmed by the presence of money from the principal, the higher the TL value for a particular WMID. The general level of trust limits set for a given WMID, confirmed by the presence of a WMZ, is determined by the TL parameter. The borrower can take money in parts, within the amounts and terms set for you in the trust limits.

The system does not take additional commissions, only the usual one when transferring money in the Webmoney system 0.8%. Entering the debt service is a regular authorization by WMID.

To provide an opportunity to borrow from you to another member of the Webmoney system, you need to add him to the list of the keeper's correspondents. Then set a trust limit for it. By specifying the parameters: maximum loan amount, maximum term, interest, WMZ wallet. Interest is indicated per day, so if during negotiations you have agreed on the amount of interest per month, then divide by 30. To receive a loan, your borrower must agree to your terms. Agreeing to the terms of the provided limit does not oblige to take money on it, but only provides an opportunity to borrow if required. If you have a trust limit, you can borrow within the established limits on any day.

Unlike other credit systems, when lending through trust limits, the lender can return the funds before the end of the loan term, with the loss of all interest, but for this, the borrower's wallet must have money. It is better not to use this opportunity, except in exceptional cases.

In applications for receiving money on credit, the desired amount (range of amounts), interest rate, term, type of certificate and other conditions are indicated. For the convenience of searching for a suitable application, use sorting by columns (repeated clicking on the title name will reverse the sorting order).

Issuance of wmz on the p2p loan exchange

A credit machine on which there is a p2p loan exchange for the automatic issuance of loans. Create one or more loan applications. In this system, lenders add applications and parameters under which a loan can be obtained for this application. The number of applications submitted by one creditor is not limited. The borrower chooses the one he likes from all the offers available to him.

Loan offer parameters:
• minimum and maximum percentage;
• credit term;
• minimum and maximum loan amount;
• the minimum level of the certificate (initial or personal);
• the minimum value of the business level (BL);
• minimum age of the certificate (measured in days);
• maximum debt on the borrower's WMC wallet;
• the maximum number of claims on the certificate (if you put -1 it is not checked);
• the content of the loan agreement, accepted by the borrower before receiving the loan;
• some other parameters, for example, you can specify one (list) WMID which operates only for a given credit offers specify one or vice versa (group) WMID which this proposal does not extend credit (blacklist).

To get a loan, go to the service. You will see a list of all currently available credit offers for you (more precisely, for your WMID). The list is sorted by percentage from smallest to largest. Choose a loan offer that suits you and click get. You receive a loan after automatic registration within a few minutes. In doing so, you select the most appropriate from the ranges specified in the loan offer for the amount and loan term.

There is a box above the list with loan offers that says show all offers. If you click on show all offers, then you will see all offers from lenders. This can be useful for analyzing loan offers.

Issuing loans on forums

Create a topic about issuing loans in the appropriate section of the thematic forum. Indicate in the subject line the main conditions that the borrower must meet to apply for a loan and how to contact you. When applying, you drown the questions you are interested in and decide whether or not to issue a loan to the applicant. Then you issue money through a p2p credit exchange, Webmoney credit exchange or through a trust limit.

Issuing loans through the loan application form on your website.

On your website, create a feedback form with fields that a potential borrower must fill in to apply. You are promoting this page so that those who want to get a loan could get on it. You regularly analyze the received applications. Conduct personal negotiations with borrowers. Then, with a positive decision to issue money, you can apply for a loan through a p2p credit exchange, Webmoney credit exchange or debt service.

Features of Internet loans Webmoney (WebMoney)

Lenders are most willing to give money to borrowers who have already taken out loans online and returned them on time. The WebMoney system stores data on the amount of loans that you took on the network using it.

Transferring money between wallets of the same type (in this case, WMZ) within the same Wmid is performed without commission.

When issuing a loan, the borrower receives wmz, and the lender receives the amount of debt obligations to the WMC wallet.

The borrower has the opportunity to repay the money ahead of schedule, the repayment amount is not recalculated. Although there may be an individual agreement on the recalculation between the lender and the borrower. When issuing loans, borrowers can return the loan amount not in whole, but in parts.

If the borrower has problems with the return of funds associated with the loss of data in the WMC wallet or with the loss of access to the keeper. Loss of WMC wallet data can be caused by some malfunctions or more often by reinstalling the operating system. In order to repay the loan in such situations, auto-write-off is used. For auto debiting, it is necessary that by the time it is carried out on your WMZ purse there is an amount sufficient to repay the loan. Auto-write-off is carried out twice a day at 4:00 and 18:00 Moscow time. Auto write-off for a loan occurs once in the near future (4:00 or 18:00) after the end of the loan term, provided that the entire required amount is available for repayment. WebMoney will write off the amount of the debt and transfer it to the creditor automatically. If there is not enough money, the borrower's keeper is blocked, and the money will be debited as it is received.

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