How to make a virtual map of the visa and where to buy Visa Virtual without leaving home. Virtual map of Visa and MasterCard. How to make a Visa virtual card

It is worth immediately starting with the reservations that it is credit virtual cards that does not exist due to the fact that they are all relate to the discharge of debit. You first make the required amount on the account, and only then you can use the tools from it.

Now the Internet allows you to buy almost all that your heart. Starting from products or household appliances, and ending with booking hotels, purchase tickets for aircraft or concerts. In order to maximize the network users from scammers and virtual cards have been developed. Often they do not even have a physical shell, and if the plastic carrier is issued, then the information on it is at least. At the same time, the card is not equipped with a magnetic ribbon, chip and she has not been assigned a PIN code, which makes it impossible to remove money from such a credit card even in the case of theft.

To identify a user and confirmation of payment, a three-digit code printed on the map is used. Two main banking payment systems issued their own variants of these banknotes, each with its own code: for MASTERSARD is CVC2, and Visa Virtual - CVV2.

Virtual credit cards online

The main plus of the virtual card is that it will not work with it, since usually such a credit card is ordered in the bank under a specific amount and immediately spend it. Or, if the owner put a more money on the score than you need for one or more acquisitions, the Issuer can independently introduce a restriction on the means that can be used per day.

Among other advantages, you can call the following:

• The owner independently installs the limit, and since the virtual cards are usually created under a specific purchase, then this limit is minimal.
• You can make an order for creating a map via the Internet or by phone.
• Anonymity. It is not necessary to provide all the data of the owner for the bank to receive a credit card.

In addition, the concept of a virtual card itself allows you to implement almost instant issuance. If you do not need a physical medium, you will not even need to go to the bank branch. But in the case when "plastic" is needed, the procedure does not take much time.

Free Virtual Credit Cards

Another advantage of virtual cards can be called that the issue service costs a meager amount, for example, VTB 24 service costs 49 rubles. Or financial organizations Do not take money at all as Sberbank.

However, there is a type of payment cards and its minuses, which, although they do not spoil the overall picture, but they need to be mentioned:

• Withdraw money in an ATM with a virtual card is impossible. It is at the same time plus and minus. If she (or requisites) falls into the hands of intruders, then nothing irreparable will happen. Maximum - they will be able to make a purchase on the set amount. And if you have already needed money urgently, you will have to look for other ways to receive them.
• There are no magnetic tape and pin-code, then the acquisitions are possible only in online mode. You will not make a purchase in the usual store.
• Limited validity. For a virtual option - 3-6 months. For a card on physical media - from six months to three years, depending on the bank issuing a map.

The rest is an excellent option for active network users, which also well allows you to control your own acquisitions. After all, you will not be able to go beyond the amount of the bill.

Make a free credit card

Issue virtual map Maximum simply, the minimum requirements are presented to those who want to make it. It is not necessary to specify personal data, make a certificate of income for a certain period, wait for approval, and after the release of your card. Often, create virtual cards can be even practically independently: filling out a small form on the bank's website you have chosen. After that, you make the required amount and receive details that will be needed to make purchases on the network. If required name Card. With an indication of a specific owner, you will need to specify passport data, your or the person on which it is issued.

It is also necessary to remember that most of the transactions on the virtual cards are free, but if there are rubles in the account, and the purchase is carried out in euros or dollars, then some amount for conversion will be removed. To avoid excess spending, many users of this payment system Create several cards at once, separate for each currency.

Good day!

You have taken a really right decision, deciding to issue a virtual map.

To issue a virtual VISA, contact the banking office with a passport and today you will have its details. Many payment systems offer the design of virtual cards online, but if you are interested in all the same security - it is better to turn to the real performer, to which you can make a claim in the event of their occurrence.

Here are some banks that produce virtual cards:

• - 60 rubles / year
• Alpha Bank releases only MasterCard with a one-time payment of 49 rubles
• Tinkoff allows you to use for virtual translations service "Mobile Wallet"
• Russian Standard sells prepaid maps from 100 to 100,000 rubles. Registration in own ATMs and through an online bank is free, through an application on the bank's website - 25 rubles + 2%.
• Bank of Moscow - 2 USD / year
• VTB24 - 500 rubles / year
• Renaissance produces virtual "corn" with a credit limit, it costs 100 rubles. You can arrange in the nearest Euroset.
• Releases virtual cards calculated by only 15 operations.
• Revival gives a virtual card for free to all its customers
• The discovery bank takes only 29 rubles a one-time, but limits the limit to 50 thousand.
• MTS Bank issues cards for free, but replenishment will cost 0.75% (at least 50 rubles).

Kiwi Virtual Map is a Visa card (full name QIWI Visa Card), available for free for all Kiwi Wallet owners. The map is automatically tied to an existing wallet account.

Official website qiwi.com/qvc/create/info.action, mobile app Visa Qiwi Wallet

There are two virtual maps from Kiwi:

• QIWI VISA VIRTUAL;
• Qiwi Visa Card.

Both cards are intended to pay for purchases in the online store. How they all have no physical media and pin-code. Requisites cards are sent to SMS. What do these cards differ from each other?

QIWI VISA VIRTUAL (QVV)

QIWI VISA VIRTUAL is a prepaid nonien card, for a period of 2 months. The card account is not attached to the Kiwi wallet. Card can be used as you need to specify the number mobile phoneThat person for which a gift is designed. Virtual card details will come to him in SMS.

The card can be ruble or dollar. For the creation of Qiwi Visa Virtual, the commission is taken by 2.5%, but not less than 25 rubles or $ 1. Subsequent replenishments - 2.5%.

Minimum amount Cards 300 rubles, maximum - 15,000 rubles.

Qiwi Visa Card (QVC)

QIWI Visa Card is a card for payments on the Internet. Payment by bank cards the most convenient and fast way Payment. Create a virtual card and replenish it takes a few minutes. It is not necessary to spend time to pre-order and wait.

Qiwi Visa Card Tariffs

• Release and maintenance card free.
• SMS-informing - 29 rubles. per month.
• The Kiwi virtual card allows calculations in all Internet resources that support Visa not only in Russia, but also around the world. In foreign stores, when calculating the ruble, the commission will be filmed 2.5% of the amount of payment, but not less than 30 rubles.

How to replenish the balance card Qiwi

Replenishment of the balance card is free of charge the same ways as Kiwi Wallet:

• through Kiwi terminals or other Kiwi partner operators. This is the most popular way, Kiwi Terminals can be found everywhere.
• in the offices of Kiwi partners (connected, Euroset, MegaFon, MTS, Rostelecom, Leader, Unistream, Contact and others) - To replenish, you need to say the phone number attached to Kiwi wallet.
• through ATMs (card or cash) - some ATMs replenish Kiwi wallet only a bank card to which it belongs.
• through the Internet - using Internet banking, transfer of funds from other electronic wallets and so on.
• with the help of transfers, such as bank transfer.
• bank card on Kiwi website.
• from the phone (a cellular operator's commission is possible from 0% to 9.9.

The QIWI virtual card can be replenished as many times as needed to the user.

Replenishment through the terminal

Consider in detail the most popular way - replenishment of the Kiwi card balance through the terminal:

• Select the menu item "Payment of services",
• go to the "Electronic Money" section,
• click on "QIWI Wallet",
• we introduce the necessary wallet data,
• after activating the bill acceptor we introduce money,
• go to the section "Work with accounts" and choose ruble.

Conditions

• The duration of the Map of Kiwi is 2 years from the date of registration.
• Immediately after creating a map to the Mobile phone number specified during registration, SMS comes with the records of the map.

How to get a QIWI card

To create a virtual map of Kiwi, you must first create online wallet, Bind it to the mobile number. So, how to create a virtual kiwi card:

1. We pass by authorization in the Kiwi wallet. In the top panel we find the "QVC" section and go to it, go to the page we need.
2. After downloading the new page, a message will be released that there are no active cards for this account. Click on "Get QVC".
3. To obtain a map, the system will offer to fill out the form with personal data - the name and surname, passport data, current registration. All fields are required to fill with reliable data. Enter personal data is necessary on the Latin, including the data of the registration. When everything is ready to click on "Get QVC".
4. Subject to the registration form of reliable data, the release of the card can be considered completed. Now the phone will come to the phone with the details of the map. The message must be saved in the phone, as these details will be used to make payments in the future. Discupisites are also duplicated in the Personal Account on the same page, but they will be incomplete (only the first and last 4 digits of the card). If necessary, you can order a re-message SMS with full details cards.

You can remove the card tied to the wallet you can via Kiwi's wallet in the "Maps" section. To do this, go to "close QVC".

Pros Qiwi Visa Card

• All actions on a map are available through a mobile application (pin-code change, card lock, viewing of money on the map and so on.)
• Absolute security, as you can replenish the card directly before carrying out a certain purchase and immediately spend money. At the same time, there is no need to pay for a bank card on the Internet.
• The ability to replenish the balance of a virtual card allows you to feed the required amount if money for payment was not enough.

Cons map

By cons Map Kiwi Visa include:

• The presence of limits of the card replenishment for non-identified users (max balance card 15 000 rubles, MAX money consumption per month in online stores is 40,000 rubles).
• The validity period of the card is limited in time, it is impossible to extend - it is necessary to order a new one.
• From the balance you can only take off the amount that is in the plus. The credit is not connected to the card.
• The Kiwi Virtual Map supports only rubles.

A sufficient large number of shops takes to pay virtual currency from the Visa Qiwi Wallet system. Payments are carried out very quickly, there are almost never problems with the design of translations between users of the service. But in order to expand its capabilities in paying various products from the Internet, users are offered a virtual map of Kiwi.

In fact, it has all the necessary attributes to make payments. She is released russian bankhaving all legitimate rights for the embossing (legal release) of such banking products. Also provided several degrees of protection of this service. So, let's consider in more detail how to get a kiwi wallet card, and what types of cards exist.

How to create a virtual kiwi card

For registration of bank virtual or plastic cards It will take the user after registration. Log in to the main menu on your QIWI page by clicking the link " Bank cards" A list of bank products available to the release will open. All of them are produced by Kiwi Bank. There are two types of virtual cards in the system.

QVC.

The most commonly used payment means of Kiwi except the wallet on the Internet is a virtual map QIWI Visa Card. Balance of this financial instruments It is equal to the balance of the wallet in the system. All operations to replenish / write-off from it are equivalent to operations from the wallet.

Release of virtual maps Kiwi

For those who do not know how to create a virtual visa card QIWI, you need to click on the "Qiwi Visa Card" on the bank card menu. Literally a second in the account, a message will appear about creating this payment instrument.

Only part of the virtual product number and its validity period will appear on the page.

The remaining data: the CVV code and the remaining part of the card number are sent for security purposes to the phone connected to the account.

The validity period of the released card is two years. It is accepted on all sites where there is a payment using the VISA system. Only one such card can be connected simultaneously to the balance sheet. The release is free.

QVV.

Create a virtual map of Kiwi can also be different type - QIWI Visa Virtual. With it, you can also make purchases also in various online stores.

You can open this card in two currencies: dollars and rubles.

It will take at least 300 rubles for its release, and 2.5% of commission take for the release. IN foreign currency It is necessary to spend 10 dollars, and the Commission will be 1 dollar.

The validity of the financial instrument is 2 months. There are also restrictions on the operation. For all the time it can be paid total For buying for 30 thousand in rubles or one thousand in dollars.

There are also limits on one-time shopping.

In dollars - it is 500, and in rubles - 15,000. At the same time, ruble spending from the card are not allowed less than 300 rubles.

This card has an individual balance that does not fully affect the entire wallet. It must be replenished separately, throwing money from the main kiwi account. You can produce QIWI Visa Virtual any quantity.

The difference between QVC and QVV

Both maps have all the necessary bank details For payments on the Internet. After replenishing the balance of any of them, the user will not notice the difference in using them on the websites of online stores.

However, QIWI Visa Virtual is valid only for two months and it can be safely applied at unfamiliar sites for calculations. After all, the balance is not tied to the main wallet, and all the money in the account is safe. However, for such a service will have to pay.

Plastic map kiwi

For those who are not enough online stores, and who wants to fully enjoy money from the Kiwi account, you can recommend to release a real, not a virtual map. To do this, you will need to fill out the form on the site and pay 150 rubles.

Molding form Kiwi

You need to know that the QIWI Visa Plastic card is sent only through the territory of Russia. Therefore, foreign citizens will be able to book a kiwi card only on someone's address in the territory of the Russian Federation.

You can remove cash worldwide.

The balance of the card is equal to the amount of money on the wallet.

It can also be used for Internet settlements in virtual stores.

Greetings, friends! Today I will tell you how to create a virtual qiwi card. I got it to pay in online stores: I used to use a plastic version of the VISA on which I kept funds for current costs. But one day, after trying to unauthorized access, I almost shot all the money. Then I put the limits for payment on the network, and for purchases, I got a QiWi card. For this reason, I myself felt "pitfalls": After reading the article, you will learn about everything.

What is the QIWI virtual card: Product Features

The payment remedy for the electronic system is a kind of account on which money is stored. Map is not released on material carrier So you do not have to go to the bank or office to pick it up. The benefits of options also include the following:

1. The electronic system offers it for free for each user who registered the wallet.
2. You will make calculations in any online store if he accepts Visa cards.
3. The use of the product is completely safe. By shopping on the Internet, you will not contribute to the form details of the payment agent, which you are transferred to the salary.
4. To replenish the virtual QIWI convenient: at your disposal terminals, ATMs, a map on material carrier, communication salons and even the balance of the mobile operator.
5. The control is performed in the Personal Account, and you can go to it from a stationary device or mobile gadget. Whether you want to change the PIN code or view the operations, there will be no difficulties.

After I created a virtual card QIWI wallet, began to distinguish between payments for online purchases and current expenses "in Real". It went to benefit the budget and helped save.

Disadvantages of a virtual card

Not without minus because you cannot withdraw money from virtual cards in ATMs. They are only suitable for settlements on the network: to make a purchase in a regular store or pay for the hotel room will not be able, even if you made a reservation via the Internet. The disadvantages include the presence of limits, because after their exceeding the card will be useless.

Types of QIWI cards

Online you can find information about different types Virtual tools, but in 2018 many options are outdated. Even if you used the system in the past, specify the situation at the moment.

Features QIWI VISA VIRTUAL

Payment system produced QVV but from 02.26.2018 their sale was stopped. To replenish the created cards is also impossible, and this applies to dollar, and ruble options. But the remaining QVV operations are available to the holders: their validity period remains unchanged. True, I will not be able to re-release QIWI VIRTUAL, so technical support advises to go to QIWI Virtual Card.

QIWI Virtual Card: how to use it

Payment tool received name "Virtual Map with Wallet Balance". It will be useful in the following cases:

1. When purchasing purchases on unverified sites, it is not necessary to indicate the details of the plastic VISA on which you store money. Introduction The QIWI virtual card number will not lead to the loss of your main savings.
2. If you forget the requisites of plastic and you cannot clarify them, you do not have to refuse to buy. You calculate the virtual payment facility.

The validity period is 2 years, after which you make a reissue in your account. As for the commissions, the money is not written off for the creation and service. If you make acquisitions in Russian online stores, then the percentage of transfers is not charged. But when purchases abroad will have to give 2,5% , and the amount can not be less 30 ₽. Money for SMS informing is also charged: monthly payment will be 29 ₽; Replenishment is free.

The main disadvantage is that the QVC card is impossible on the plastic carrier.

How can I create a virtual QIWI card

The advantages of the payment agent include its availability. You do not have to think how to get a QIWI virtual card, because it is created automatically when registering a wallet. Discupisites you will learn from SMS delivered to the phone number to which you tie the bill.

To view the details of the card, step bypass follow the instructions:

If you need details, and you did not get them in SMS, click on icon next to QVC icon. In the drop-down menu, select "Get details": 1 times a day they are sent for free. Click "Send", and the message will come to the number of a tied phone: it contains the card number and 3-digit code.

How much is the creation of a virtual card

The payment facility is created free of charge and operates for 2 years, after which you will make a reissue. It is important that the wallet is allowed to bind 1 active card.

What limits are installed on the created QVC

The payment system introduces restrictions depending on the status of the wallet, to which the QVC is tied. Immediately after registering in the system, you will come across the following limitations:

• you can store no more 15 000 ₽;
• the total amount of payments should not exceed 40 000 ₽.

If you have been identified on the network, the status will increase to the "main". You will keep account until 60 000 ₽, and the permissible amount of payments will increase to 200 000 ₽ per month.

According to information on the site, the owner of the wallet with the status "Professional" will receive the most favorable conditions:

• maximum storage amount - 600 000 ₽;
• there are no limits for payment and transaction.

But is everything so tempting as described on the official website? The problem is that the security service blocks even identified wallets with the status "Professional". Naturally, a virtual tool attached to them becomes useless. The situation is described in detail in the revocation of the client, which will serve as a warning.

Experience using a QVC virtual card

The electronic system used 5 years, passed full-time verification, started virtual and plastic card. The negative feedback on the network did not pay attention, received a salary on Qiwi (I freelancer), I took and paid loans, even accumulated on the car kept on the bill!

09.07.2018 The wallet was blocked, and after communicating with technical support, I was informed about the termination of the contract. The amount of the account remained rather big, it would be better if I kept her under the pillow! Technical support stated that to obtain the balance you need to provide a package of documents, and without them you will not give me money. I had to take from friends to snatch my blood from scammers.

That I do not understand with this attitude to customers, so it installed limits. According to the rules, I can hold on a virtual map to 600 000 ₽. It turns out that the service administration can pick up such an amount if the owner of the wallet for reasons will not provide them with a package of documents?

How to pay for purchases of the QIWI virtual card

Although storing large sums On the virtual medium is not recommended due to unreasonable locks, it will be suitable for shopping on the network. How to pay for your virtual card QIWI products? Follow the instructions:

The process does not differ from the use of plastic payment instruments: it is enough to store SMS with the received requisites or write them in a safe place. If you have any questions, how to create a virtual map in the QIWI system and pay for purchases, watch the video:

Problems when paying purchases by QIWI card

When using a virtual payment agent, the following difficulties arise:

1. Some online stores are asked to enter the authorization code. It goes in a message to the phone number to which the wallet is tied. To get an SMS, first enter the details of the map on the website of the store.
2. It happens that the online store rejects the payment. In this case, check the following: the presence of the desired amount on the account and correctness of the data introduction. Sometimes the problem is that the site does not take transfers from Visa. But practice shows that the reason for most cases becomes exceeding the limits or blocking the wallet, which was made by the security system QIWI.
3. You forgot the details and requested SMS, but it was not delivered? Repeat the procedure later.
4. You are offered to schedule regular payment, but you are thinking what will happen if money will end on QVC. There will be no problems as you get an SMS with a notification that you need to replenish the wallet. If the account does not appear, the autoplace will cancel.

The main difficulties begin if the store cancels the order for its reasons. The QIWI website informs that in this case the payment goes into the status of HOLD and remains 30 days in it. But practice shows another, and users have to wait for the return of funds within 5-6 weeks. To avoid such a perspective, contact the owners shopping ground asking write a letter to the address [Email Protected] And notify that the reservation of the amount is canceled. If the online store has bad technical support, then set up for prolonged expectation: QIWI employees are inactive even after stated 30 days.

Feedback on using QIWI payment

I used QIWI for more than one year, and no problems arose. No negative reviews in the network did not pay attention until the troubles have occurred with my virtual card.

07/28/2018 I decided to make a purchase in a foreign online store. Calculated virtual QIWI Visa and received a payment confirmation from the seller. But after 20 minutes. A new cancellation message has come. Checked the bill - the money did not return. The technical support QIWI reported that the payment is in the status of Hold. Advised to write the administration of the store; She did not answer.

Scroll day when I decided to create a Qiwi Visa virtual map, I continued to write and call them to support. The result was waiting for 4 days, during which heard the template phrases. As a result, the money was returned, but ... 46 days! I am sure that they were used for their own purposes.

How to replenish a virtual card and make money

QVC is not intended to withdraw funds: If you want to receive them in an ATM, order a payment instrument on a plastic carrier. But questions, how to replenish the QIWI virtual card, will not arise. It is enough to put money on the wallet in the payment system:

• in the terminal without commission;
• with a plastic card;
• in an ATM;
• bank transaction;
• from the account of the mobile operator.

The amount on the created map and the wallet is always the same; To find out, check the account in the usual way.

How to find out the QVC virtual card number

It often happens that the user turns the Virtual QIWI wallet, not knowing the automatic opening of the QVC. SMS with the details of the map, delivered to the tied phone number, it does not save, and subsequently can not pay for purchases. In this case, go to personal Area, find the section "Bank cards"; Select subparagraph "My Maps".

You will see a list of available billing facilities, including a QIWI virtual card. But the details are visible only in part: this is done for security purposes so that, with unauthorized access, the attackers did not spend your money on the network.

QIWI virtual card holders are asked how to find out the number completely. To do this, click on the icon near the payment processing icon and select "Get details". In the SMS delivered, the figures will be contained that the site is hidden by asterisks.

How to re-care a QIWI virtual card

To reassure the payment tool, click on the link.

In the left side of the monitor you will see the QVC icon and the list of available actions. Click "Re-release".

Confirm the action and get SMS with new details. The old payment instrument is blocked.

Alternative to QIWI Visa Card: Plastic Cards

Virtual media use those who make purchases online. For users who intend to make money in ATMs or pay in ordinary stores, electronic system offers plastic cards.

To see the list of available options, go to your personal account. In the "Bank cards", select "Catalog". The monitor will appear the list of options:

1. Name Qiwi PayWave.manufactured for 3 years will cost $ 18. Pluses include free service and replenishment. It is important that when paying for rubles in foreign online stores, you pay the Commission (2.5%). If you decide to remove cash in an ATM, then give 2% + 50 ₽.
2. Qiwi Team Play. Offered in similar conditions. The difference will be an interesting design and the ability to specify non-name, but nickname.
3. If you need a nonienary payable, get an usual QIWI card. For it will have to give 149 ₽.
4. Do not want to reverse the card often? Order QIWI PayWave +.: It acts 5 years. It features a stylish design.
5. Name QIWI Visa Premium.+ Available to identified customers connected by Premium package. The service will cost $ 799 per year: you will receive advanced cash withdrawal limits, free SMS notification and fast maintenance in technical support. True, practice shows that the responses of consultants, with all the operational, will not please meanness. Users of the system who paid for the "premium", as well as ordinary customers face blocking. Waiting for the responses of security service accounts for 3-4 days.
6. Department installment "Conscience" Designed for interest-free calculations in stores, restaurants and other affiliate network institutions. You will not remove the money from it: "Conscience" is released to stimulate you shopping.

You will order a payment instrument on the site, specifying the name and address. Then you will be offered to choose convenient way Delivery. For sending mail to pay no, but courier services will cost $ 300. You can pay for the release from the wallet in the system or from any card.

My personal use of QVC

I used the electronic wallet for 10 years and did not understand why so many negative feedback on the forums. Later began to pay for purchases on the QVC network and did not think about the bad.

The first "bell" in real life sounded when a friend disappeared from an account 35 000 ₽. He had 2 wallets, and with both attackers removed the money. At the same time, he noticed that 15 000 ₽ from one account, and began to call technical support. He was offered to make a written appeal, and until a friend spoke on the phone, from the second wallet there was a balance of funds! SMS did not come, and the security service, blocking accounts about and without, did nothing. Later he was offered to write a statement to the police. Do you think the police will return the money that after 10 qiwi accounts already brought out of the system?