Belinvestbank pension deposits in Belarusian rubles. Belinvestbank deposits in Belarusian rubles and foreign currency, calculator in dollars. Belinvestbank deposits for individuals

Is the most common tool for multiplying Money... The deposit is easy to register and is a reliable form of savings, since a full refund is guaranteed by the state. About most advantageous offers Alexander Filippovich, Deputy Chairman of the Management Board of Belinvestbank OJSC, spoke on the placement of deposits.

- Alexander Alexandrovich, what can the bank offer today to a client who decides to use deposits to save and increase his personal finance?

- Recently Belinvestbank has updated its line of deposits, making them even more convenient and accessible. Today we offer our clients the widest range of deposits. Depending on their needs, they can choose a revocable or irrevocable deposit, choose a suitable placement period in the range from 3 months to 3 years, as well as the currency of the deposit - Belarusian rubles, US dollars, euros or Russian rubles.

- Tell us, what deposits are most in demand now among the bank's clients?

- One of the most demanded deposits is irrevocable in Belarusian rubles... Let me emphasize that it is precisely the contribution to national currency people of different age groups give preference. The reason for this is its high profitability - up to 12.5% ​​per annum, and availability - the initial payment is only 50 Belarusian rubles. In addition, the deposit can be replenished for any amount during a certain period. If a deposit is opened for up to a year, then the interest on the deposit is capitalized, i.e. are added every month to the principal amount of the deposit, which makes it possible to increase the overall profitability of savings. For deposits with a storage period of one year or more, the depositor is given the opportunity to independently choose the method of interest payment. This can be capitalization or a transfer to the depositor's account, to which the bank card is issued.

- Belinvestbank has a very wide client base. In order to take into account the interests of all customer groups, for sure, you have to release special products. Is this so, and does the bank have "chips" products?

- Yes there is. One of them is people with disabilities and retired security officials. It is easy to become a depositor: it is enough to deposit only 10 Belarusian rubles. The client can open, at his discretion, a revocable or irrevocable deposit for a period of 2 years. The annual interest rate for an irrevocable deposit is 12%, for a revocable one - 7.55%. And if a pensioner receives a pension to an account opened with our bank, then he is given extra bonus- an increased rate of 12.5% ​​for an irrevocable deposit and 8.05% for a revocable one.

- And if the client does not have the opportunity to place his savings for a long time, and free money appeared for a short period of time? Can Belinvestbank offer something in this case?

- Undoubtedly. Sometimes make long-term investments even in favorable terms does not work for various reasons, but just keeping money in the nightstand is not the best suitable option... Therefore, we have developed the "BIBcoin" deposit. What are its advantages? First, the term for placing a deposit is 3 months. Secondly, the basic rate of return is 7.5% per annum and can be increased. Thirdly, the deposit is revocable, i.e. if the money is suddenly needed before the end of the storage period, the depositor can close it.

In addition, there are a number of pleasant bonuses on the "BIBcoin" deposit:

if the client replenishes the deposit on total amount from 300 Belarusian rubles and will not withdraw money during the entire storage period, then on the day of the end of the deposit placement period, the income will be recalculated according to increased rate 8,05 %;

the bank provides the depositor with a unique opportunity to transfer the entire amount of the deposit together with interest in US dollars or euros at a favorable rate on the day the deposit expires;

within a month after the closure of the "BIBcoin" deposit, you can issue Belinvestbank cards Visa Classic EMV payWave or Mastercard Standard EMV PayPass in USD or EUR with a 50% discount, Visa Gold EMV payWave or Mastercard Gold EMV PayPass within the VOYAGE GRAND product with a 25% discount.

- Now all banks are striving to go to the Internet, to transfer services online ... How are things with you? Do you need to visit the office to make a deposit?

- Belinvestbank is actively working on the digitalization of its services, therefore, customers can issue any of the deposits of the new line without leaving home, using either the Mobile application.

We strive to make the life of our clients more convenient, mobile, simpler, we want them to spend less time on simple banking operations so that you can devote more precious minutes to yourself, your family, your favorite hobby. I am sure that Belinvestbank is on the right track and the loyalty of our clients confirms this.

Belinvestbank was opened in 2001 on the territory of Belarus. During its existence, it was able to take a leading position at the local financial market... Today, this banking institution actively cooperates with both private investors and representatives of large, medium and small businesses.

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It should be noted that the clients of this financial institution not only local residents can become, but also citizens of foreign countries (USA, CIS, Europe).

Belinvestbank has long established cooperation with the largest foreign banks and financial corporations, thanks to which it carries out all types of international settlements without interruption.

More than 1,200,000 clients of this institution are under the influence of state program protection of private deposits.

Conditions

The guidance of this financial institution regularly presents new deposit programs in Russian and Belarusian rubles, American dollars and the euro, designed specifically for individuals.

Deposits in Belinvestbank are opened on the following conditions:

• the amount of the deposit cannot be less than the established minimum;
• the contribution can be both in national and foreign currency;

• both residents of Belarus and citizens of other states, as well as individuals residing in this country with refugee status, can take part in the deposit program;

• you can open a deposit for third parties;
• to draw up a deposit agreement, it is necessary to provide the bank with a standard package of documentation;
• deposits can be replenished at any branch of Belinvestbank (financial transactions can be carried out not only by private investors, but also by third parties);
• capitalization of interest is allowed for some programs;

• when replenishing a deposit in an amount exceeding 1,000 base units, the person conducting the financial transaction must present an identity document to the cashier;

• if necessary, individuals can early terminate the deposit agreement or partially withdraw their savings, etc.

How to open?

To become a regular customer of Belinvestbank, an individual must personally visit its nearest branch.

Preliminary private investor can apply to the Contact Center and receive answers to all the questions posed by telephone.

During a visit to this financial institution, an individual must provide a bank employee with an official document to identify his identity.

A Belinvestbank representative will tell the client in detail about each deposit product and help him choose the most suitable program for him.

The data from the personal documents of an individual will be used by the representative of the financial institution when drawing up the deposit documentation. The deposit will be opened after the parties sign the agreement and deposit funds to the bank office.

Deposit ruler

Currently, not only residents of Belarus can take advantage of Belinvestbank's deposit offers.

Branches of this financial institution are also open in Poland.

Banking products, which are developed specifically for private investors, differ significantly from similar programs presented in the domestic financial market, both in terms of interest rates and more favorable terms.

Belinvestbank deposits for individuals

Residents of Belarus can apply for any of the presented deposit products (in national currency) at Belinvestbank:

1. Personal choice. The maximum term of this deposit is 36 months.
   

   The interest rate can be up to 30.00%. Individuals can replenish their deposits.

   Partial withdrawal is prohibited, but early termination of the deposit agreement is allowed.

2. Urgent (irrevocable). The term of this deposit program can range from 3 to 36 months.
   

   Investors can replenish their deposits, for which the interest can reach 30.00%.

3. Urgent (revocable). On this deposit, the interest rate usually does not exceed 25.00%, replenishment and early termination of the contract are allowed. The term of the deposit can be up to 36 months. Partial withdrawals are prohibited.
4. Pension. This deposit program is designed specifically for the elderly.
   

   A rather high interest rate is set on it: 24.00%.

   Partial withdrawal of money is not allowed, there is capitalization of interest. Pensioners can make investments for a period not exceeding 24 months.

5. Urgent (irrevocable). The interest rate on this deposit can be up to 28.00%. The term of the deposit does not exceed 12 months. There is a capitalization of interest.
6. Urgent (Cumulative Plus). Individuals can invest their funds for 12 months under high interest rates — 25,00%.
   

   Replenishment and partial withdrawal of money is not allowed, capitalization of interest is allowed, the amount down payment should be at least 1,000,000 Belarusian rubles.

Foreign currency deposits

Belinvestbank offers private investors a line of deposits that are opened in foreign currency:

1. Personal choice. This deposit product can be issued for a period of 3 to 36 months. The bank accepts private investments in Russian rubles, euros and US dollars.
   

   The interest rate for this program ranges from 5.00% to 9.00%.

   The deposit can be replenished without restrictions, partial withdrawal and early termination of the contract are not allowed, interest is charged monthly.

2. Urgent (there is a right of demand). This kind the deposit is made out for 36 months at rather high interest rates: from 4.00% to 8.00%.
   

   The deposit is opened in rubles, dollars and euros. The deposit can be replenished, there is a capitalization of interest, it is possible early withdrawal of money.

3. Urgent (irrevocable). The deposit product can be placed for a period of 3 to 36 months. From individuals, both Russian rubles and euros and US dollars are accepted. The interest rate can be up to 9.00%.
4. Urgent (Cumulative Plus).
   

   This deposit is issued in rubles, euros and dollars. The term of the deposit can be up to 24 months.

   The interest rate is set at 3.00% and does not change.

Want to know how to navigate? From our article, you can identify for yourself the basic conditions and requirements of the bank, as well as find all the information on interest rates.

If you are interested in the state refinancing program mortgage loans then you just need to go to the next one.

Interest rates

Today Belinvestbank sets the highest interest rates on deposit products intended for private investors.

They fluctuate in the following ranges:

• in Belarusian rubles - from 22.00% to 42.00%;
• in Russian rubles - from 4.70% to 8.00%;
• in US dollars - from 3.80% to 5.30%;
• in euros - from 3.80% to 5.30%.

Belinvestbank calculates interest on deposits on the last business day of the month. Their calculation is carried out on the basis of cash balances in deposit accounts.

Requirements for depositors

Belinvestbank is quite loyal to all categories of depositors and does not impose unrealistic demands on them.

In order to successfully cooperate with this financial institution for many years, from a financial point of view, private investors need to meet the following criteria:

• reach (at the time of contacting the bank branch) majority;

• have documents that can be used to identify their identity (they must be issued by the competent authorities);

• collect a certain amount of money in the currency of your country, or other states, etc.

The documents

To register a deposit program at Belinvestbank, individuals need to collect a standard package of documentation.

List of documents required for a private investor to place their savings:

• passport with a note on Belarusian citizenship;
• if a resident of another state takes part in the deposit program, then he must provide a passport obtained in his country, as well as a residence permit;

• if a private investor resides in the territory of Belarus in the status of a refugee, then he needs to present an appropriate certificate;

• if an individual who does not have Belarusian citizenship wants to open a deposit, he must provide an identity card that was issued to him by the authorized bodies;

• additional documents that may be provided for by the terms of the deposit product;

• if a bank client opens a deposit program in favor of a third party, then, in addition to his official documents, he must provide data from the passport of the person in whose name the money will be deposited.

Can I withdraw money early?

Belinvestbank allows private investors to partially withdraw money from their deposits. To do this, they just need to personally visit any branch of this financial institution and contact a specialist.

Belinvestbank was established in connection with the merger of Belbiznesbank and Belarusian Bank development in 2001. and is an investment financing for various programs, incl. state.

Belinvestbank deposits

The bank is authorized by the state to accumulate investment resources, service credit projects foreign investors and investing in areas that are most effective for the development of the country's economy.

Belinvestbank deposits - opening conditions

The proposed Belinvestbank deposits for citizens of the country there are two types: in national and foreign currency. You can open an account at any branch of the bank, for this you will need to present an identity document, they can be:

• passport;
• residence;
• refugee certificate.

It is also possible to open a deposit in the name of another person, but in this case, in addition to his passport data, it is necessary to present his passport and a notarized power of attorney to carry out this operation.

Belinvestbank

If you need to make additional funds for the deposit, you must also present identity documents. A third party can replenish the deposit in Belarusian rubles, but only the owner of the account can replenish the deposit in Belarusian rubles.

Deposits in Belarusian rubles - Belinvestbank

Optimal and preferential programs Belinvestbank for deposits in Belarusian rubles.

To receive income from the accrual of interest on fixed rate, there are many programs on deposits in Belarusian rubles in Belinvestbank. The best option is a Personal Choice that provides the following conditions and bonus incentives:

• The invoice amount is from 500 thousand Belarusian rubles.
• The term is 1-3 years.
• The rate is 24-28%. Minimum interest accounted for with a deposit for a period of 1 year and with a 90% condition partial withdrawal, and the maximum - for 3 years and 10% withdrawal.
• The ability to withdraw funds - in the amount of 10%, 50% 90% (determined by the client).
• Accruals - to the card or by capitalization (at the option of the depositor). The card is issued by the bank free of charge.
• Close an account ahead of schedule - the rate is calculated according to the established rate for the Belarusian ruble.
• Bonus - accrued if funds were not withdrawn from the account within 3-12 months and range from +0.2 to + 0.8% to the bank's rate. If such operations were not performed during the entire period, 1% is added to the rate.
• Additional bonus from Belinvestbank- required if there is a certain average daily amount on the account - from 20 to 100 million rubles (from 0.5% to 1.5% is added to the rate.

Belinvestbank - deposits in Belarusian rubles

This program provides preferential bonuses for pensioners, disabled people and children who receive social payments loss of the breadwinner). They are expressed in more high rate, by adding 0.3% to the timeframe and selected conditions.

Deposits in Belinvestbank for pensioners and persons receiving a pension on legal grounds are carried out under the Pension program. To open an account for 2 years, you will need to present this certificate and deposit funds from 50 thousand Belarusian rubles. The accrual of interest in the amount of 30% is provided, which is accumulated on the account. You can withdraw money no more than twice a month (except for the initial amount), and supplementing the balance is allowed by any amount and not limited in time. If it becomes necessary to close the deposit before the end of two years, interest is calculated in two ways:

• at the rate of the account, if less than 3 months have passed since the moment of its opening;
• under the terms of the contract, if from 3 months.

Belinvestbank: programs in national currency and a deposit calculator.

Select the best way for deposits of individuals, it is possible by calculating the expected degree of profitability on the Belinvestbank deposit calculator from the following programs:

• Special.

Deposit in the amount of 500 thousand Belarusian rubles, rate 25% for a period of 18 months. You can make top-ups without restrictions. The income at the rate is paid every month to the customer's card or account.

• Great.

The amount of the first deposit to the account - from 50 thousand Belarusian rubles. You can add funds only in the first month. The rate is not static, charges are from 32% for the 1st month to 20% for the 6th and are sent to the client's account on a monthly basis. Partial withdrawals do not apply to this program.

Belinvestbank - deposit calculator

• Calculating.

The account is opened for the same amount, the period is determined from 3 to 12 months, without the possibility of replenishment. A distinctive feature of the program is the accrual of income at the refinancing rate National Bank RB, the amounts are transferred monthly to the depositor's account, the calculation can be made on the deposit calculator.

• Urgent.

Provides for the calculation of interest from 30% if a period of 3 months is selected and up to 28% for 60 months and is valid when depositing at least 50 thousand Belarusian rubles to the account, without the possibility of depositing additional funds. Accruals are sent to the account or card.

• Universal.

If you deposit the same amount for a period of 2 years, an income is accrued at a rate of 25%. It is possible to add amounts without restrictions, and the accruals are capitalized, therefore, it is not allowed to partially withdraw money. Services loan calculator You can take advantage of our website.

Foreign currency deposit programs.

Proposed in Belinvestbank foreign currency deposits are subdivided into the following areas:

• Personal choice.

For a deposit in dollars, you need to make an amount of 200 USD. for a period from 1 to 3 years. Depending on the conditions of partial withdrawal of funds, the percentage of which is determined by the client and the validity period, the rate varies - from 4.5% to 5.5%. For deposits in euros, the rate is determined from 7% to 9%. The conditions for depositing money and withdrawing it correspond to a similar program in national currency. It also provides for the accrual of bonuses.

• Great.

The first deposit is from 5 dollars (euros), the term is 1-6 months. You can replenish funds only in the first month. Interest is redirected to the account, and their amount varies from the length of the period - from 3.5% for the 1st month to 5.0% for the 6th.

Opened in Belinvestbank foreign currency deposits may also mean deposits in Russian rubles. In this category, there are types:

• Cumulative.

A distinctive feature is the impossibility of withdrawing money before the end of the agreed period, and interest income is accumulated on the account. The program requires 5 dollars (euros) or 150 Russian rubles... Rates vary between 4.2-5.0% for foreign currency deposits and 5.0-8.0% for Russian ones, as they depend on the chosen term (3 months - 2 years).

• Urgent.

Provides the presence of an initial amount corresponding to the previous program, the periods are selected in the range of 3-60 months. Rates can be 5-9% for Russian, 4.2-5.5 for foreign currency deposits (the amount depends on the period) and are added to the amount on the account. After six months, they can be transferred to the card.

Belinvestbank foreign currency deposits

• Urgent with the right of demand.

You can open an account under this program if you deposit a currency of at least 5 dollars (euros) or 150 Russian rubles, with the possibility of unlimited replenishment. The rate is in the range of 4.8-5% for foreign currency and 7-9% for deposits in rubles. You can close the deposit ahead of schedule. In this case, the interest will be updated at the invoice rate (if less than 3 months out of the required 2 years have passed) or at the contract rate (from 3 months).

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