How to increase your capital? Profitable options. How to multiply money: safe ways

The world around us is energy in one form or another. Living nature, man, objects have a material shell, but also have an invisible spirit. Money is one of the most powerful, powerful, uncontrollable forms of energy. Therefore, for many people, the questions are relevant where to get more money and how to increase income... What principles should be guided by a person who wants to get rich or just increase earnings several times? What can you do right now? The answers to these and other questions are in the material below.

How to increase income

In fact, the question is How to increase income - not a lot abstract, you need to discover the need. You need to clearly know how much you need to increase your income, what you are ready to do for this, whether you need a specific amount of money or a permanent source of income. Before solving a problem, you need to understand it in detail.

Key postulates for income growth

Success is not “ something", and " someone". This is what Wallace Wattles, one of the founders of the science of getting rich, said, followed by the notorious Napoleon Hill, Rhonda Byrne, Joe Vitale. Therefore, in order to to enlarge cash income , you will need to become a person capable of paving the way for success.

If you systematize information from hundreds of sources, you will be able to identify only three main postulates, following which will help stabilize earnings. It:

• reinforced concrete self-confidence;
• constant and conscious expansion of the comfort zone;
• focus on action.

Self-confidence means that right now you see yourself as a person who can succeed, or at least double income... Regardless of what is happening in the world, what people around them say and how your family perceives your idea, you firmly believe that you can earn more, are ready to act for this and not turn off the path.

Expanding your comfort zone is a classic method of developing, including your financial skills. How do you use this principle? To take on a job that they feared, to volunteer to perform a responsible task, the scale of which is frightening. Work overtime on a day off, no matter how much you want to. These actions have a positive effect on the energy relationship between you and money. Seeing that you are ready to work towards increasing income, the money will appreciate it and go to you. Let not immediately, but your actions will be appreciated by your superiors and employees. When you outgrow your usual job, it is possible that you will be promoted or get a raise.

Action is a bridge between the inner and outer world. Even if what you want is three meters away from you, you still have to get up and take a couple of steps to take it. Not a single person received a salary increase, only dreaming about it, no one found ways to increase income, doing nothing for this. Action stands between a dream and its realization.

If a person believes in his own success, consciously takes on difficult tasks and acts, failure is categorically excluded. Now about what methods of increasing income exist and which of them can be adopted right now.

The best ways to increase your income

There are many ways to increase your income. Some relate to smart investments, others to family activities, and still others to monetizing hobbies or hobbies. First, what can you do specifically for a double ( and more) increase in earnings.

Independent steps

1. Set aside 10% of every ruble earned.

Let the amount accumulated in this way in the first months seem ridiculous, but in a year it will become a serious help for sudden situations. Plus, spending less than you earn is a basic principle of financial well-being.

1. Make money circulate.

Energized, money senses your relationship to it. If you waste them on nonsense, they will not come to you in large quantities. Frivolity is also not quoted. Therefore, differentiate your income and spend on different activities. Buying the items you really need, investing at interest, setting aside money for high-value purchases, charitable donations will make money circulate and bring you more serious amounts.

1. Make a list before going to the store.

Take 10 minutes, sit down at the table, grab a sheet of paper and a pen. Think about what you really need to live, and what you can do without. Make a shopping list and move out.

1. Prefer branded products over more profitable counterparts.

Often the consumer only pays for the label. Compare two identical items and decide whether it is worth giving many times more just for the presence of a brand name. This will not allow any increase material income, but it will help you to invest them later and make a profit.

1. Give up the habits that pull money out of you.

Example - withdrawal financial resources from the terminal of another bank ( not that issued your card). This is often more convenient, because there may not be the necessary devices nearby, but you inevitably lose interest.

1. Become a professional in your field.

Only true craftsmen receive fabulous fees for their work. Improve your skills, abilities, study the biographies of people who have already succeeded in such activities. Your skills will not pass by your bosses or clients. Later, you guarantee yourself a promotion, a raise in salary, an influx of new customers, or the willingness to give them more for the services offered.

1. Take care of your health.

“If there is no time for health now, there will be time for illness later,” said one wise man, and it is difficult to argue with him. Develop your physical body right now - do exercises (preferably in the fresh air), do sports, just walk. From a financial point of view, this is effective not overnight, but in the long term. With age, sores that appear in their peers will force them to visit hospitals, spend money on medicines, and pay doctors. Your list of expenses will not include an item "for the treatment of diseases", so health care can be safely named ways double income or more.

1. Pay no attention to ads.

The trade engine is designed not to show you the value and benefits of a particular product, but to get as much money out of your wallet as possible. The same applies to holiday discounts with promotions. Ignoring smart marketing strategies is tantamount to increasing your income.

1. Love money.

Even a small amount that has come to your wallet, accept with gratitude. Positive energy will multiply them.

1. Plan your career.

Surely you didn't get a job in order to vegetate in one place? Ask what it takes to advance your career and take steps.

1. Learn to sell yourself.

Let the customer know that the service you are offering is unique. People are willing to pay more for really good deals. Practice self-presentation skills.

Now - a few tips on finding new sources of income.

Proven ways to increase your income

These include:

• sale of unnecessary things that have long been lying in the closet or on the balcony;
• making a profit from your hobby (perhaps you are good at repairing cars, and your spouse is good at embroidering; these methods can easily increase income by 2 times);
• earnings on the Internet (there are sites where you will receive additional money for the simplest tasks; study these methods and find the ones that suit you);
• invest (hundreds of ways profitable investment finance discussed in the specialized literature; study them, adopt a couple of them, invest a small amount first).

How can a family optimize their efforts?

Enlarge family income easier if you are not acting alone. So, first of all, start keeping a written record of expenses and income. You will see where your money is flowing, whether the direction of its movement has been chosen correctly, and if necessary, make adjustments.

There are many tutorials on how how to increase family income, and everyone is talking about one thing - only one person is responsible for financial control. Come to a mutual agreement, choose a more worthy one and trust your partner.

If you have growing children, it is possible to sell items that they will not need. An example would be strollers, clothes, shoes, toys. At any online flea market in your city, it is easy to find someone who wants to buy what they want cheaper than in a store. You will make a profit.

Teach children to make a living today. A child of 7-10 years old can negotiate with neighbors about daily garbage disposal for a symbolic amount. There is nothing wrong with that. On the contrary, it's great when a child from a young age independently earns pocket money.

Increase financial literacy families - read books with your partner, share thoughts, attend educational seminars, study different theories.

A few words about investments

The simplest prerequisites for increase cash income in the future, investing in brains by buying and reading books about financial literacy.

Start from scratch - open a deposit account in any bank, deposit a symbolic amount there monthly (1-3-5 thousand rubles). Do this not with the aim of getting rich soon, but to develop the habit of saving 10% of your income.

Invest little by little in multiple sources. Mutual funds, shares, precious metals. Remember that it is better to set aside small amounts month after month than all in one day - the percentage in the first case will be higher.

One of the ways to earn more is trading on the exchange, namely trading, because for every successful deal you get from 70% arrived.

The importance of thinking

How do you think about money? Ask yourself the right questions and answer them honestly, for example:

• what kind of person you will have to become in order to succeed in business;
• what skills will have to be mastered, what skills will be improved;
• how to optimize your activities;
• is there a willingness to work for the welfare of your family day and night, if necessary;
• what amount after the salary will be invested at interest, donated to charity, and what will simply be postponed.

Unlearn from " credit thinking”, As if future income will someday cover today's expenses. One day this attitude will play a cruel joke.

Complicated increase family incomedoing small things. Prioritize and clearly define what will increase your bottom line and what you shouldn't do at all.

Ideal if you stock up on the support of those who are burning with desire to enlarge financial income ... Summing up the efforts of several "hungry" people, you can get a powerful energy tandem that will overcome all obstacles and achieve success.

Following the rules and recommendations described above, anyone can improve their financial condition. The main thing is to remember that money is good that changes our life for the better. Correct attitude, willingness to act, belief in success, openness to new things - these are the terms that will allow you to increase the main, additional and other income several times.

If you find an error, please select a piece of text and press Ctrl + Enter, and we will definitely fix it! Thank you so much for your help, it is very important for us and our readers!

Many citizens of our country believe that only wealthy people who have decent capital can invest money. In fact, there are many ways that you can get a decent passive income from any financial investments... In this article we will find out how to increase your capital with small amount of money.

Bank deposit

The easiest way to increase your capital is to open a deposit account with a bank. This method of investment is the most popular because of its availability.

If you decide to put your money in a bank, pay attention to the following important points:

• Deposit term. Before depositing your money into the account, first carefully consider whether you will need to urgently use it;
• Type of deposit. There are programs that allow you to do additional contributions or partially withdraw money from the account before the term of the deposit expires. Choose an investment option on the most favorable terms for you;
• Currency. Pay special attention to the interest rate on foreign currency deposits;
• Choosing a financial and credit organization. Banks offer depositors different deposit programs, from which they need to choose the most optimal option.

A bank deposit is the most the best way, them due to inflation. If you are interested, you need to look for another, more profitable investment instrument.

Precious metals

Nowadays, many people are wondering. The most reliable and affordable way is investing money into precious metals. Some banks offer to invest in impersonal metal accounts... In this case, you can not only save your money, but also earn on increasing value. precious metals.

Novice investors sometimes hesitate,? During a crisis, the value of this precious metal usually begins to rise, but when the situation stabilizes, the opposite process occurs. Gold is a great option for long-term investments as the risk of a sharp depreciation of this asset is minimal.

Investment mutual funds

Another very profitable and convenient optionhow to increase your small capital - these are mutual funds. This investment instrument works in this way - the investor buys a registered security (share), the price of which, with a reasonable money management, can increase significantly. It is most profitable to invest in an organization that allows you to sell your share at any time and get money for it. Closed-end mutual funds exchange units for money only after the fund stops working. Interval mutual funds exchange securities for cash at predetermined periods. This happens several times a year.

Investing in mutual funds is considered a long-term investment. Its profitability largely depends on the economic situation of the country. When choosing, try to pay special attention mutual fundssince their activities are controlled by the state. If the organization goes bankrupt for some reason, the owner of the funds can transfer his share for management to another mutual fund.

Foreign currency

Many of our compatriots prefer to keep their capital in foreign currency... Basically, if you have little savings and can't decide, you can buy 100 or 1000 dollars.

Over time, foreign currency is likely to rise in value against the ruble, but sometimes its rate falls, so be careful and prudent. The most important thing is that this does not happen at the moment when you need a deferred amount. In addition, at times, one currency can depreciate in relation to another. It is also worth noting that sometimes ruble bank deposits in the long run, bring in more profit than the currency that you have under your pillow. Therefore, if you do not know how to preserve and increase capital, you should not constantly keep money in foreign currency. If financial analysts start talking about the fact that the currency may soon fall in price, it is better to sell it, and then buy it again, but already cheaper. Such manipulations will allow you to make a small profit.

Someone else's business

When it comes to whether it is worthwhile to separately discuss investing in other people's business projects. Many citizens who have small savings refuse this method of investing money, because they are afraid that the project will burn out and they will be left with nothing.

If you have $ 1,000 and are thinking about how to increase your capital, you might consider buying securities as an option. This amount is quite enough to invest it in stocks or bonds. This type of investment is suitable for people who are well versed in the stock market and can predict in advance which securities will rise in price in the near future.

The stock market is not stable, so you have to be very careful. The issuing company can go bankrupt, and then you will lose all your funds. However, under favorable conditions, stocks can generate good returns. This is one of the most effective ways to quickly increase capital, which is successfully used by many experienced investors.

Own business

This is the most difficult, but at the same time, the most interesting option, how to increase capital in 2016. Such an investment instrument is accompanied by high risks of losing money, but if your business becomes successful, the initial investment will increase significantly.

If you decide to invest your savings in a business, you should remember that your own business will take you a lot of time and effort. In any case, it is worth trying yourself in this area, as you will gain invaluable experience that may be useful in the future.

To get a good return on such an investment, you need to have some knowledge. A budding businessman should know how to increase equity enterprises to make it successful and independent of external factors.

PAMM accounts

In our volatile times, many people began to think about how to increase capital without risk and keep it from inflation. The most popular investment method, which is great for novice investors - stock market... Anyone can use such an investment tool, since this does not require special education. If you do not understand anything in this matter, you can use the services of intermediary brokers who have extensive experience in trading securities on the exchange.

To control all processes taking place with your money, use special programsconnected to exchange terminals. This will allow you to receive relevant information, analyze it and make informed choices. If you are limited in time and cannot afford to manage finances on your own, seek professional help. They will select a fund suitable for your investment, assess all possible risks and roughly calculate future profit.

If you want to minimize risks and increase capital, the ways can be very different. One of them is PAMM accounts. This investment tool will allow you to significantly increase your income. By investing money in a PAMM account, you sign an agreement according to which your finances are transferred to trust management experienced trader. He manages investments at his own discretion, and you receive passive income from your investments.

Exchange trade

This is another, quite popular in our time, way to quickly increase capital. You can invest a little money in stock speculation. You can take part in the auction with as little as $ 10–20.

This option is great for people who want to get maximum income with a small investment. But such an investment instrument is accompanied by high risks. You can make good money or even lose all your savings. In addition, certain knowledge is required to trade on the exchange. Before doing such a thing, it is advisable to take special training courses. This type of investment is suitable for those who are ready to learn from their own mistakes and lose their money.

Pension funds

This is the most long term view investing. Today, various private companies offer their services. pension funds... This type of investment will be of interest to those people who, for some reason, cannot have children who could provide for them in old age.

The level of profitability of such an investment instrument is very vague, since no one can predict the inflation rate, for example, in 20-25 years. Therefore, before investing in savings pension insurance, you need to think carefully about everything, as well as weigh all the pros and cons.

conclusions

If you are wondering how to increase your net worth, there is no need to rush. Of course, this problem can be solved using traditional proven methods, for example, opening a deposit account in a bank or investing money in gold. But in order to quickly get a good result, you need to follow all the changes taking place in the world of finance and use new investment instruments.

They say that happiness is not in money, but in their quantity. And today you will learn how to multiply money so that you are satisfied with their amount.

Each of you has repeatedly wondered how to profitably increase money, while choosing a safe way to increase your capital.

Most people do not know how to multiply money in order to earn and get a good return on their capital.

Today we will talk about magic pieces of paper, which are a fetish for capitalists, an object of contempt for a hippie, and an object of desire for two-thirds of our fellow citizens.

No matter how someone treats money, but everyone admits: to live in modern world without them it is impossible.

Smart people say that happiness is not in money, but in their quantity.

This is really so, so today you will hear tips, how to increase moneyso that you are completely satisfied with their number.

Increasing your money, you care about your future

I have heard complaints from many readers.

Here, you constantly repeat: try, earn money, start your own business, invest, etc.

But how, they say, to do this without starting capital.

So leave your empty advice, Julia, for those who have already been born a bourgeois, and we, poor, unfortunate proletarians, will continue to vegetate on the minimum wage.

Of course, having start-up capital makes life a lot easier, but you don't have to wait until large sum falls on your head. It is quite possible to collect it on your own in a few years, even receiving an average salary.

The main thing is to plan your monthly budget correctly.

In addition, you never know what plans the higher powers have for you.

Just imagine: tomorrow you win the lottery, get an inheritance, or suddenly find a suitcase full of bucks.

But you are completely unprepared for such a gift of fate and absolutely do not know how to increase money.

This is exactly what one of our relatives did three years ago.

True, he won not a million in the lottery, but 40 thousand hryvnia would be enough to ensure a comfortable future for himself.

As a last resort, you could invest in yourself: buy a good car, take a loan for the rest of the amount, start a business, think about a mortgage, or go abroad with your wife.

But no!

It all turned into bullshit.

Well, why are there new sofas in a rented apartment?

Or why would a wife who works as a salesman in a supermarket need a mink vest?

And the fancy phone to the dunce son?

He woke up when there was practically no money left.

Now he sits again, whines: “Oh, I'm so poor! Ah, I would have a chance to fix everything! Oh, why have I won so little! Oh…".

How to multiply money: 5 simple and effective ways
In fact, there are many more ways to increase the amount of your own finances, but I decided to focus on only the simplest, but effective ones.

I don’t think there are financial geniuses among my readers, so I’m not going to burden you with special terminology.

If you are with numbers and you need not common, but rare methods of increasing money, then look for them on specialized sites.

Opening a bank account.

In principle, this method is not a secret for the majority of our citizens.

Many have foreign currency or hryvnia deposits in various domestic financial institutions.

Experts believe that a deposit is a way not so much to increase your funds, but to preserve them.

Indeed, sometimes inflation jumps at such a pace that the interest on deposits simply does not keep up with it.

Moreover, local banks are not reliable.

They go broke one by one.

It is better to choose a foreign "house" for your money.

However, get ready for the fact that most foreign banks require a personal presence to open an account, and you need to speak English at a sufficient level to manage an account.

Currency or stock exchange.

I will say right away that in order to start trading, you need to acquire special knowledge and gain experience with the simulator.

A beginner simply does not have a chance to swim in Forex.

Plus, trading on the stock exchange is not a weekend job.

You need to constantly do this, follow the news, develop strategies, close the deal on time, etc.

It is possible, however, to trade not on your own, but to hire a trader.

But this step has two drawbacks:

• good traders do not work with small amounts;
• the profit will have to be shared.

1. The property.

   Residential and commercial property always was advantageous object for investment.

   It grows in value, you can leave it to your children.

   And you can also make good money on it, for example, by renting it out.

   This source of income is simple enough and does not require you to spend unnecessary time or effort.

2. Gold and precious stones.

   You can invest in either bank gold bars or off-the-shelf jewelry.

   And that, and another more expensive every year.

   The choice of a way to increase money depends on the initial amount of capital, the desired time period for receiving revenue, as well as on the planned interest rate. It's one thing when an investor has a thousand dollars and wants to turn it into two thousand dollars in a week. And it is completely different - when he has fifty thousand dollars, and he wants to receive from them a stable income of 500 dollars every month and live on this money. Therefore, when choosing a strategy and deciding how to increase the available money without risk, first of all, you should formulate your intentions regarding the available capital and only after that assess the prospects for this or that type of investment.

   How to form an investment task

   There is no exact and truthful answer to the question of how to increase your own capital quickly and without risk, either in textbooks or in the lectures of popular traders. Almost the only way to learn the basics of capital investment is to study the experience of investors who are already in the market.

   This article provides general recommendations that will allow novice investors to minimize investment risks and bring the desired result closer. And the reader will have to detail his strategy on his own based on his own unique situation.

   The fastest way to make money is to invest in a successful trading operation (revenue can be 100% or more). But the success of the deal is difficult to predict, so such investments are considered very risky.

   The most reliable way to increase capital is to make deposits in different banks within the amounts guaranteed by the state. The average profitability of such operations is 1% per month. For active investors, this is a very small amount of money.

   

   To combine these two aspects (speed and reliability), it is worth adhering to the following algorithm:

   • estimate the amount of funds that the depositor can painlessly extract from their budget (or family budget);
   • determine the amount of earnings that you want to receive (the "who will give more" strategy does not work well, the investor must have his own business plan with specific indicators that are determined taking into account own needs);
   • outline the circle of potential partners who could help make money and analyze the pros and cons of working with each (useful to read,);
   • identify ways to ensure their risks and control options for debtors.

   And one more thing: one should not violate the taboo of legal business. It is dangerous to try to make money on illegal transactions. There is no need to spin other people's money without the knowledge of their owner. And do not resort to blackmail and violence in case of failure.

   Useful to read, ... Conditions for making money on the stock market and ways to attract customers.

   Note to aspiring entrepreneurs: and what are the opportunities for making money in this area.

   The World of Business website team recommends all readers to take the Lazy Investor Course, where you will learn how to put things in order personal finance and learn how to get passive income. No enticements, only high-quality information from a practicing investor (from real estate to cryptocurrency). The first week of training is free! Register for a free week of training

   Earnings on small investments

   If an entrepreneur has from one to five thousand dollars, and he is considering how to increase the available capital, then the following options should be considered:

   • lend money at interest;
   • look for a profitable product for resale (see,);
   • take risks on the binary options exchange.

   Important! In order to be able to take the money transferred into debt, as well as receive the earned interest, you should be as prudent as possible at all stages of cooperation with the debtor. The contract must be drawn up in the presence of two witnesses who agree not only to testify the fact of the transfer of money, but are also ready to confirm this in court (it is better not to take relatives as witnesses).

   To ensure the performance of debt obligations, it is recommended to take a pledge: valuables, a car, expensive household appliances, etc. The pledge agreement is easy to draw up, and in the future it will be a reliable tool for working with the debtor.

   Investment opportunities of several tens of thousands of dollars

   Those investors who have from ten to fifty thousand dollars, most often ask themselves how to increase their money in the bank. Indeed, such amounts are scary to invest in risky operations, so depositors are ready to cooperate with banks and slowly but surely increase their capital.

   

   Basic rules for working with banks:

   • no need to rush to invest all the money in banks offering very profitable terms (maximum amount the deposit should not exceed the amount, the return of which is guaranteed by the state, for 2018 - 1.4 million rubles);
   • you should not conclude a contract for more than one year;
   • it is desirable to withdraw interest on a monthly basis.

   Another option for increasing capital is investing in real estate. Buying an apartment and proceeds from renting it out - good opportunity receive monthly income (see), but you need to be prepared to regularly deal with problems with tenants, neighbors and utilities.

   Big investment

   Investors who own more than fifty thousand dollars rarely think about how to multiply their money quickly. It is important for them that investments work for the future. Within such investment projects a new business is created or an existing business is modernized and developed.

   The most attractive industries for large investments:

   • housing construction;
   • transportation;
   • internet commerce;
   • food production.

   Even if an entrepreneur does not consider himself a specialist in these areas, you can find enthusiastic people who thoroughly know the business that can bring him good earnings, but do not have their own money for promotion. By becoming a partner of such a specialist, in the near future the investor will be able to create a business that will not only feed him, but also thanks to which he will earn a higher social status.

   Conclusion

   Whatever decision the investor makes, he needs to organize the process of earning so that he is maximally involved in it. If he lends money to a private person, it is worth making a weekly meeting, demanding a report and payment of interest weekly. If an entrepreneur plans to engage in sales, then he should not completely entrust this business to his partner, but he needs to actively participate in the process. Well, if an investor decides to make money on exchange games, then he needs to study this type of activity and play on his own.

   Relationship with money is one of the most important areas in a person's life. Everyone is more or less interested in increasing their capital, especially if it is small. And this can be done not only by creating your own business. With a skillful approach, it is possible to get additional income by investing even from a small amount.

   How to increase small capital?

   No business consultant or seasoned entrepreneur can provide a one-size-fits-all and 100% effective way to increase your capital. Each person should proceed from their goals, capabilities, resources, take into account the specifics of the region where they will implement their idea. First of all, you need to have motivation, without the desire to change something, it will not be possible to implement even the best offer.

   Also, you should always adhere to the principle - expenses should never exceed income. It is impossible to increase your capital on money that you initially want to save. Many argue that it is impossible to increase income in any way, because all salaries go to household needs, but with this approach, a person will never start investing and increase the amount of earnings. In order to collect start-up capital with small incomes, which can be invested somewhere, it is worth implementing the principle of a "financial cushion" (saving 10% of each income and optimizing costs).

   In order to understand the algorithm of actions and determine the most profitable investment options for yourself, you should consult with experienced entrepreneurs, visit an investment company, a seminar or training on investment.

   Advice: it is worth remembering that, despite the right of every citizen to freely dispose of their own savings at their own discretion, choosing one or another form of keeping their hard-earned money, each depositor bears certain risks in terms of obtaining the maximum level of profitability from the placement of their funds.

   The most reliable ways to increase your capital

   Probably, many will be interested in the answer to the question of where to invest their savings in order to mutilate capital? There are not so few options, but in order to achieve a positive result before implementing any of them, it is necessary to take into account the specifics of the idea and the capabilities of the initiator.

   Bank deposit

   Making a deposit in a bank is one of the most reliable ways to increase a small capital. But before that, you need to carefully choose a bank, assess its position in the market, the term of operation, the terms of the deposit agreement. It is important to adequately assess the significance of the annual interest rate (one should distinguish between the concepts of nominal and real rate), because it is she who will make up the additional income. Its value depends on the term of the deposit and averages 5-18%.

   The main risks of this method are the choice of a reliable bank, because capital will grow slowly, although, on the other hand, the process does not require any efforts of the depositor. It is necessary to choose a deposit with reference to the price of a specific product or purpose. It should also be borne in mind that the role of a deposit is accumulation for current needs, storage of the liquid part of the reserve, but long-term storage of money will be eaten up by inflation. To increase capital, it is more expedient to choose a deposit with the possibility of automatic prolongation (prolongation), account replenishment, early partial withdrawal of money. You should also always remember about the possible risks and methods of protection against them:

   1. Bank bankruptcy (to secure your deposit, you need to take out deposit insurance).
   2. Change in interest rates (it is advisable to choose a long-term deposit with the possibility of early withdrawal).
   3. The risk of reinvestment when choosing a short deposit (you can avoid losses by planning your actions).
   4. Currency risk (diversification of deposits or opening a deposit in a currency that is needed to achieve this goal will help to reduce fluctuations in the exchange rate).
   5. Depreciation of money (deposit with a rate linked to inflation).

   Investment in mutual funds

   Such funds operate on the principle of collecting mutual shares to make a profit. It will be possible to make money on such investment due to the increase in the share price, dividends, coupons, rent. All income is divided in proportion to the shares of shareholders. Of them management Company forms the portfolio of the fund. There are mutual funds different types: funds of the money market, bonds, stocks, mixed investments, real estate, mortgage. This type of investment is more suitable for those for whom the income from the deposit seems small, and investments in the stock market are very risky. It should be understood that it will not be possible to quickly increase capital, especially with a small amount. In addition, to achieve a positive result, you must have your own investment vision. In addition to assessing the profitability, it is important to carefully analyze the commissions, the personality of the manager, and the history of the fund.

   Investing in your own, someone else's business

   Even a small amount is enough to implement a successful business idea. Investing in your own business will allow you to increase capital much faster than in the case of deposits, it is a more reliable way than, for example, playing on the stock exchange. But creating a successful business is not easy (competition, bureaucracy, the need to create a competent financial plan and strict adherence to its provisions), it takes time to return the investment. It takes a lot of time and personal resources to open a business, but the plus is that there is an opportunity to independently control the quality of the investment process and influence the final result. This is the best option for active people, which can bring the maximum level of profitability and the possibility of self-realization.

   Another way out is to invest the accumulated amount in someone else's business, then there is no need to spend personal resources (time, emotional, physical strength, etc.), but the risk of losses increases, since a person will not always be able to ensure 100% efficiency of control over the movement of funds and quality of work. In this format, you can:

   • formalize a share in the authorized capital of the organization;
   • conclude an investment agreement;
   • buy, rent equipment, etc.

   Many entrepreneurs are engaged in the development of their business themselves, it is only necessary to objectively evaluate their proposals. In addition to starting your own business, you can buy an existing business, invest in someone else's small business, your career (in this case, it is important to strive to establish business ties, get a quality education, and make positive changes).

   Also, as an option, you can consider the following ways of investing a small amount to increase capital - participation in a credit union, purchase of internal bonds government loan, share owned by the company through shares (you can get up to 150% of income or more), bonds (plus the fact that the maturity date or the date of return of the money invested is always indicated). Sometimes organizations that, for some reason, cannot take a loan from a bank, decide to apply for what the first category can make good money on, to increase their capital.

   For some, buying precious metals, stones, and collectibles will be a better investment. Many consider the sphere to be a promising direction in terms of capital investment. In Russia, it is profitable to invest in projects with the most predictable return on investment (in the service sector, product niche, children's goods segment). Sponsoring, opening, especially with small capital, is quite risky and often unprofitable.

   Before investing a small amount to increase capital, economic experts advise to analyze the typical mistakes of investors in order to avoid losses and achieve their goal: investing in "fashionable" assets, selling shares after bad news, playing in a financial casino, wanting to get everything at once, betting on repeat success.

   Risky ways to increase capital

   • investing money in Forex (you should take into account 13% tax on the income received);
   • trading in securities on the stock exchange;
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