Debit cards by mail. Mail Card RF - Reviews Debit Card Postal

Post card is a joint project of Russian Post and Bank Russian Standard. It is a standard payment instrument with which you can perform typical banking operations:

  • pay for purchases in trade and service networks in Russia and abroad, as well as in online stores
  • cash in ATM
  • make and pay for payment services

In addition, the card can be used to enroll or, it is enough to convey its details in the accounting department of the organization.

Terms of issue and maintenance

It is a Russian standard bank, but on the outer front side, only the Russian Post logo and standard details are indicated: the number, term and belonging to the payment system. The postal card is not personalized, that is, the name and surname of the owner on it are not printed.

Main characteristics

The mail card is characterized by the following features:

  • the release is made only as part of the MasterCard Worldwide system.
  • increased validity period - 5 years (for all instruments of the Russian Standard Bank)
  • account currency only rubles
  • accrual before 7% annual on the rest
  • making payment via the Internet (it is possible to access all banking services through a web bank or mobile application)
  • using a map, you can issue deposits or loans online

Mail Card Service Tariff

The postal card does not provide for the commission for annual service, provided that is at least 100 rubles. In case of non-compliance with the condition, as well as when performing a number of other operations, a commission will be charged according to the established tariffs (see Table).

Commission remuneration for issuing cash in ATMs or branches of the Bank of the Issuer in the amount:

- 0-50 thousand rubles

is free

- 50 thousand-to-500 thousand rubles

- Over 500 thousand rubles

Commission for transferring funds from legal entities:

- the first two operations per day

is free

- Third and all subsequent operations committed within 24 hours

5% of the transfer amount

Monthly payment with the balance of less than 100 rubles

100 rubles

Payment for SMS alerts

50 r. / Month.

Payment for transferring money to other financial institutions

1% (Min 100 r., Max 1 thousand r.)

The following services are provided free of charge:

  • card account registration
  • another (for a term) and unscheduled reissue (with loss, damage)
  • translations within the subsidiary
  • online payments in budget organizations, for communication services or for housing and communal services

Registration and activation

To customers who expressed the desire to receive a postcard, no special requirements are presented. Enough to meet age limit from 18 to 75 years And with yourself the original passport. The release is carried out in the post offices of Russia for the next algorithm:

  1. contact the nearest office of the financial organization
  2. put a passport employee
  3. fill out the questionnaire (Personal information, address, main document data, topical contact information)
  4. get ready-made card for 15 minutes

In order to ensure the safety of the client data, immediately after receiving the card is inactive. The activation procedure is carried out by the owner by the installation of a PIN code for payments, transfers, cashing and making operations. To form a PIN code, you need to contact the free number of Russian Post 8-800-200-4204 And follow the instructions of the answering machine.

Methods of replenishing mail card

Through Russian Standard

To make money on the mail card, you can use the Russian Standard Terminal or ATM, which supports the "Cash-in" option (has a bill acceptor), for which it will be necessary:

  1. insert the map, score code
  2. specify the necessary operation - Contribution
  3. place the banknotes and enter them into the device after the signal
  4. get a check

Also, for replenishment, you can contact the Bank's branch or use online services (if you need to transfer money from another map of the Russian Standard). The commission for replenishing an account is not charged.

Through Russian Post

Enrollment of money on a map in post offices is carried out in two ways:

  • instant replenishment - is made by the owner in the presence of a passport and maps or numbers that are specified under the barcode. One transaction is limited to the limit in 50 thousand rubles
  • mailing - is issued after filling in a special form, which will require specify the amount, full name, passport details and sender address, account number (printed in the Card Issue Treaty)

Advantages of a joint project of Russian Post and Bank Russian Standard

The postage card has all the properties of a conventional plastic medium and at the same time has the following positive sides for the client:

  • free edition
  • instant issuance
  • longer validity (5 years)
  • free cashing in Russia and abroad ( up to 50 thousand rubles)
  • participation in the Privilege Privileges Privileges Privileges (from the "Russian Standard") and "Favorite Client" (Russian Post Program)

The last item involves getting discounts and bonuses in restaurants, bars, branded clothing stores, shoes, furniture and other home products. Among the partners of the program also presents the category "Flowers and Gifts". The cardholder offers personal price conditions for the services of travel agencies. Maximum discount size can reach 30% . The actual list of partners is regularly updated on the official website of the loyalty program.

The Russian Standard Post Map is produced by the Bank together with Russian Post. The map is available in the Unembossed category and is supported by MasterCard Worldwide, an international payment system.

The Russian Standard Post Map is designed to make payments, translations, as well as pay for purchases and services.

With it, you can open deposits and, shoot and deposit cash. The remaining funds on the account takes place from 0 to 10%. The percentage depends on the amount of placed funds and revolutions on the map.

The cardholder participates in the programs:

  • "Favorite client" from Russian Post;
  • "Club discounts" from.

Thanks to the participation in these programs, you can accumulate points that subsequently exchange to valuable prizes. In addition, large discounts (up to 30%) are provided in a large number of restaurants, shops, beauty salons, travel agencies in our country.

Features of the mail card Russian standard

  • Currency accounts open card - Russian rubles.
  • Card life - up to 5 years.
  • Release and service - free.
  • Accrual on the balance of funds - up to 10% per annum.
  • Annual percentage - 28%;
  • The age of the card holder is 18-75 years.

Free-based, also provided:

  • payment of goods using the details of the card;
  • account account.

You can additionally connect the Internet bank to the map to pay utility services, abundant communications, Internet and TV without commissions. For monetary card monitors, SMS service is connected.

Record navigation

Overview Advantages and Basic Card Product Opportunities

Increasing competition and at the same time, the development and implementation of non-cash payment services in the daily lives of services forced many commercial banks to look for partners in the issue outside the banking sector. This allows them to create unique financial products that find their application not only when paying for goods or removing cash, but also in other areas of their owners. The Russian standard bank has not remained away from this process and released together with Russian Post Cobrending Map - Russian Standard Post Map.

Advantages of the Russian Standard Map

It is quite natural that in order to successfully implement a joint project of Russian Post and Bank, the Russian standard postcard must have certain advantages that distinguish it from ordinary bank cards. And there really are such advantages - this is:

How to issue a mail card Russian standard

Postal cards can be issued directly in Russian Post Office. The algorithm for entering into a car service contract is very simple:

  1. Contact the office of Russian Post, set out the cause of his visit and present your passport collaborator.
  2. Fill out a service contract.
  3. Get a post card on hand.
  4. Call for a free 24-hour telephone 8-800-200-4204 and form a PIN to use the ATM card or outlets terminals.

The whole procedure will not take much time with you and will take no more than half an hour. And after its completion, you will become the owner of a multifunctional plastic card, which you can use at your discretion over the next 5 years.

How to replenish the postal map of the Russian standard

Since the mail card issuer is the Russian standard, then to replenish the balance of the card you can use an extensive network of departments and ATMs of the bank. Perhaps enrollment of funds and other methods available and for paying loans of the Russian standard, but with the Commission.

At the same time, the easiest and most natural way to replenish the postal card is to use the services of Russian Post. On the official website of this organization, at http://www.russianpost.ru/rp/servise/ru/home/finuslug/postdebitcard/blank_postdebitcard you can find detailed instructions for filling out the postage blank.

Thus, the Russian standard post map is a universal tool for the use and increase of own finance. Simplicity and convenience - this is perhaps the main content of this banking product. Fast design, lack of commissions and subscription fees, a wide scope of application and developed banks of the Russian standard bank card make a fairly profitable acquisition for many.

Official Product Website: http: //www.Poettekart.rf

Sample of the postal form for replenishing the mail map of the Russian standard: http://www.russianpost.ru/rp/servise/en/home/finuslug/postdebitcard/blank_postdebitcard

Stores-partners of the Russian standard: http://www.clubskidok.rs.ru/

Want to be in the mail "favorite client"? Meet - Postal bank card "Favorite Client"!

So it turns out that I order a lot of things through the Internet and almost all of these products come to the mail. I do not know how you have, and in our mail almost always turns 🙁

And so I saw such an announcement ...

In our department, the owners of the postal bank card favorite client are serviced without a queue ...

I am long looking at this map and this announcement finally convinced me to make this bank card!

Post bank card "Favorite Client":

How are you advantages? Conveniently? I really liked it and I designed such a card!

After registration of the postal bank card, you will need to activate it and get PIN code

To do this, simply call the free number 8 800 200 4 204 or go to the HTTP site: //www.postekTowkart.rf/

In order to enter the Internet Bank, you need to go through the link and enter the login and password that you came to your mobile phone when making a map. If this data did not come, then again call the free number 8 800 200 4 204 and the operator will send you them.

If you first used the banks of the Russian standard bank, then you need to take the following steps at the first entrance to the Internet:

Each time you enter the Internet, you must confirm the login login from an SMS message sent to your mobile phone specified when making a bank card. Therefore, it is very important to have a mobile phone always with you. Specify the phone number that is always available.

And then you need to change the temporary password. Password invent complex from letters and numbers, be sure to write to the notebook!

After changing the password, you enter your Internet bank and can already work with it.

Please note if you already have data to enter the Internet bank from the Russian standard, then you do not need new. Those. If you are already a happy owner for example, a bank package in your pocket or you issued a WebMoney MasterCard Standard card means you just enter your login and password in your Internet bank and you just add another card, namely Mass Post Card.

Thus, after making a mail bank card "Favorite Client" you get a whole arsenal for comfortable work with money online! I hope you enjoy working with this card and you will appreciate all its advantages.

(Unnamed and surname on the front side). With the help of it, you can make all your usual manipulations: make payments and translations, pay for purchases (and around the world), make loans and deposits, put and make money. In addition, this card can be retired or salary. As you can see a full banking product.

Features "Postal Card"

The card can be discovered only in rubles, its term is large - as long as 5 years (which, however, is generally a distinctive feature of the Russian standard bank card). But this is not the most important thing, the card has many other positive points:

  • Nobody for the service for the service of "plastic" is not charged Commission

In addition, the card reissue is not taken (both planned and in the case of loss), as well as for blocking and for receiving an account statement.

  • Money can be removed in ATMs of any (!) Banks or in post office without commission

Pay attention to the limitation - the amount should not be more than 50 thousand rubles. in a day. Otherwise, the Commission from 1 to 10% will be charged (depending on the amount obtained).

  • Replenishment is free

Facilities can be sent free of charge through the post office. This is possible both online (for this you need a passport and map; if there are no cards - the loyalty number "Favorite Client", which is applied to the reverse side of "plastic" under the barcode), and by means of a postal transfer (you need to know the card number accounts).

Without a commission, make cash or list them from your debit account in the BRC on the "postal map" can also be through an ATM, bank cash desk or Internet banking.

In addition, money on the card can be put through QIWI terminals , Eleksnet, Cyberplat, etc., through the "Euroset" salons, as well as through the ticket offices of third-party banks. But note that mediators will take the commission for such transfers.

  • Personal funds are charged 10% per annum

Interest numbered daily, and credited at the end of the estimated period. At the same time, it is possible to obtain funds at any time (in whole or in part), and all the accumulated will be paid to the client in full.

  • Transfers from the "mail card" on the bank account of the Russian standard are free

At the same time, it does not matter, your account or someone else, and also does not matter exactly how the translation is made - in the department or through Internet banking.

  • Transfers via the Internet on an account in a third-party bank are only 10 rubles.

If sending is made to another credit institution not by account number, but by the map number (via DB), the fee will be 0.5% (min. 50 rubles); On a long order - 1% (min. 25 rubles, Max. 250 rub.).

  • Commission for payments through Internet banking for the "communal", communication services, TV. and Internet

The fee is not charged for contributions to the budget.

  • There is an opportunity to produce PAYPAL transfers

Commission for this will be 1%.

  • Through the Internet bank you can release a virtual card for payments on the network.

Honestly, the tariffs and conditions for the "mail card" are very attractive. By cons, perhaps, you can attribute only paid SMS-informing, for which 50 rubles / month is removed.

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