Purchases home credit bank. Reviews about home credit bank. Personal account Home Credit Bank, security

On June 9, 2019 it became known of data leakage of 900 thousand clients of the Russian banks. Passport data, phone numbers, places of residence and work of citizens of the Russian Federation turned out to be in the public domain.

2018: The first in Russia issuance of a loan with remote identification

In mid-July 2018, Home Credit Bank announced the issuance of the first loan in Russia using remote identification. The Russians got the opportunity to remotely use banking products and services after the launch of a single biometric system.

At the first stage, Home Credit issues online loans for the purchase of goods using a completely remote customer identification. In the future, the bank is going to process most of its other products in the same way.

It is noted that the online identification of the first client took less than a minute. After that, he was able to remotely sign an agreement for a POS loan and purchase a vacuum cleaner in the online store of a partner of Home Credit Bank - the Russian representative office of Samsung.

In order not to undergo face-to-face identification in banks, customers need to provide their biometric data (voice and face image) once, which will be stored in a single system. Rostelecom ensures the collection, processing and storage of biometric data, as well as verification of their compliance with the initially submitted biometric samples. The results of the verification are transmitted to banks for remote identification of citizens when opening accounts.

After registering in a single biometric system, a citizen will be able to remotely receive the services of any bank that works with the system. It is enough for the client to enter the username/password from the ESIA and say the short control phrase generated by the system, looking at the camera of a smartphone or computer.

By July 17, 2018, Home Credit accepts biometric information from customers at its offices in Moscow, St. Petersburg, Nizhny Novgorod, Yekaterinburg and Kazan. In a short time, it is planned to increase the number of such branches to 80, and by the end of 2019 it will be possible to take biometrics in all branches of the bank, the bank said.

2017

The volume of loans issued through POS-online exceeded 1 billion rubles

The volume of loans issued for goods through POS-online technology at Home Credit Bank exceeded 1 billion rubles, which accounted for 3.5% of the total volume of POS-loans issued by the bank. About 80% of online loans are issued without a down payment and overpayment, Home Credit reported on October 19, 2017.

Most often, household appliances and mobile devices (smartphones and tablets) were taken on credit, in third place - audio and video equipment. The most popular household appliances are washing machines, refrigerators, microwave ovens and stoves. And from video and audio equipment, most of the loans were taken for TVs.

POS-online is a technology developed by Home Credit Bank for obtaining loans on a simplified application via the Internet. The first online POS loans were issued in the Eldorado online store in the summer of 2016. As of October 2017, Eldorado, M.Video, DNS and other large online stores are among the main partners of the bank in this project.

When applying for a loan via POS-online, in most cases, the client needs to fill in only 5 fields. It takes the bank 40 seconds to fully evaluate a short order. Basic clients can sign an agreement via SMS and receive a loan completely remotely.

Sergei Consumer loans Rating: 1

Intrusively send SMS-ki to get a favorable loan. Then all the data about you, about your relatives and friends will be extracted from you. There is a polite refusal. But... They start sending SMS to your relatives and friends after refusing to send them. Those, in turn, are also trying everything out and off they go - off they go. A little later, they send you again.

I think that there should be a law, if they refused, they should immediately erase the entire personal database provided to them. And, most importantly, they do not call (they know what they will send), they write SMS.

Yesterday at 14:50

Petrunina A. Question Score: No

Customer service is terrible. Through the phone number you indicated, I called several times and connected HomeBot Support to work - they promised to connect a specialist, but they probably sleep in the evening. But then why don’t they indicate this and don’t fool your head ...

The question is simple - the person changed the phone number. Where how to reissue it... I need to pay off a loan without connecting a new number, this is problematic. Contract number 2296910994 dated 04/24/2019, new number 9888***392

Alexander Astakhov, Tula Consumer loans Rating: No

The bank is dishonest with customers. About 10 years ago, I took a consumer loan from this bank and repaid it ahead of schedule, but despite this, the bank accrued interest, referring to the fact that they made the transfer after the holidays, although they paid before them.

As a result, they began to charge more interest on these interests and, in addition, spoiled my credit history for not paying these 100 rubles.

I found out about it 10 years after this story. CLIENTS BE CAREFUL WITH THIS BANK.

Syroezhkin Evgeny Viktorovich Contributions Grade: No

I have been a client of the bank for a long time, I had a foreign currency deposit in dollars under the Agreement on the deposit of an individual in foreign currency "Profitable Year" No. 183/003356 dated December 07, 2015. At the end of the deposit term, he received the accrued interest in rubles.

On the day of receipt of % in the amount of 937 dollars, namely 07.12.2019, the rate of buying dollars by the bank on the official website of the bank was 62.17 rubles per dollar. However, the exchange was made at the rate of 60.2 rubles per dollar.

I began to find out from the operator, I received an answer that, since. the bank is not engaged in currency exchange, it sets its own internal currency purchase rate. Then why is it indicated on the Official website: buying currency at the exchange rate...
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I applied for a loan at Home Credit Bank without insurance and SMS. Approved. But when I entered my personal account, I saw that both SMS and insurance were included in the loan. They answer that you will refuse later and promised a lower rate.

Valentine Consumer loans Rating: No

I applied for a loan without insurance and SMS. Approved. But when I entered my personal account, I saw that both SMS and insurance were included in the loan. I'm calling the bank. They answer not very politely, that later you will refuse and promised a lower rate. I thought it was a serious bank.

Loved the service from your staff. Politeness, sociability. We have been working with you for a long time. Not the first time we take loans.

Vitaly Ivanovich Service for individuals Rating: No

Agreement No. 2324201996. We liked the service of your staff. Politeness, sociability. We have been working with you for a long time. Not the first time we take loans. Feedback on all 5.

Please make doors in the branch at Sovetov, 11. Homeless people sleep in your bank in the evening and at night. It's scary to go to put money.

Love Service in the branch Rating: No

Please make doors. Homeless people sleep in your bank in the evening and at night. It's scary to go in to put money and a terrible stench.

Bank division
Additional office 23/08 Novorossiysk, st. Sovetov, 11

In Home Credit, in addition to loan insurance, they impose another insurance without warning, which is included in the loan amount. If the loan insurance can be returned within 2 weeks, then the second insurance is not returned at all.

Galina Consumer loans Score: 2

In addition to taking insurance on a loan, they impose another insurance without warning about it. The amount of the second insurance is included in the loan amount. If the loan insurance can be returned within two weeks, then the second insurance is not returned at all.

Bank division
Additional office 34/06 Kamyshin, st. Lenina, 19

Sergei Consumer loans Score: 5

Good bank! As they write below that insurance is not returned, I personally refused it the next day without any problems and transferred the amount to early repayment. On the day the funds were debited under the contract, I received a notification and a new payment schedule. I paid only 3 more payments, so far everything is fair !!!

Now I am waiting for the promised rate cut to 11 percent in 6 months. If this happens, then it will be just magic.

Igor Debit Cards Rating: 1

Citizens are scammers. Today I left a request for your false advertising on the bank's website about the card at 10%. And signed sms documents. And you opened the card at 6%. I do not like it. I'm canceling the contract. I don't need a map. Close the cards and cancel the contract. I don't want to deal with you scammers anymore.

Esteemed the Hotline of the bank. And there everyone writes that the bank offers one percent, and later an SMS about 6% comes. And the bank assures everyone that its actions are correct.

This is no longer a mistake, but a massive deliberate fraud.

Natalia Service for individuals Rating: 1

Hello. The office was closed for renovations, but where he moved is not clear. Yesterday I was unable to repay the loan. Two ATMs located at Krasnoarmeyskaya 138 also did not work. I went to the address indicated by the employee in the Oblaka shopping center, well, they couldn’t help me there either. They explained that due to the closing of the office, the program does not see my contract.

It's strange how everything is with you. I wonder how to determine the presence of WORKING terminals, take a tour of the city? Tomorrow there will already be a delay, now I understand people who are hiding from banks and collectors.

Bank division
Additional office 42/03 Kemerovo, st. Krasnoarmeyskaya, 138

Today I made a request to close the card account at 09:56. I'm already calling for help! The first available operator will answer you. And so the whole day

Natalia Service for individuals Rating: 1

Today I made a request to close my card account. Hello. I want to close my card account. 09:56. I'm already calling for help! The first available operator will answer you.
And so the whole day

I took an installment plan at Home Credit Bank, contract No. 2318362764, at the price tag the price is 110.490 rubles, for the loan 99.993 rubles, and I have to pay 112.814 rubles. So what is the installment plan?

Tatyana Credit cards Grade: No

Hello. I took an installment plan through your bank, contract number 2318362764, price tag 110490, loan 99993, and I have to pay 112814.39. So what is the installment? Also, please turn off the SMS package, I don't need it. Agreement 2318362764 dated September 11, 2019.

Daria Credit cards Score: 1

In 2017, a loan agreement was concluded and a credit card was received, until July 2019 I used this card, after making the next payment, I noticed that the bank had debited the commission for using the credit card, which is 990 rubles, everything would be fine, but months earlier this commission already written off.

I called the hotline, the girl assured me that it was a write-off of interest, and she does not see any overly described commission ... I mean, I see everything in my personal account, but she surprisingly did not see anything. On the same day, I wrote in the application My loan to the support service, this issue was later resolved and the amount in ...
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Veronica Credit cards Score: 1

Hello, my mother took the Freedom from Home Credit card in order to pay for the tour. When we arrived, it turned out that it was impossible to do this. the travel agency is not a partner of this bank (no one specified the partners during the purchase of the card; they point to the site where it is "supposedly" there).

As a result, when you call the hotline to find out the rules for using the card, the operators also convey incorrect information, it turns out that you are offering a card that is impossible to make a payment, about which none of them knows!!!

As a result, two days of wasted time, spoiled mood and not bought a ticket!!!

Bank division
Additional office 78/04 St. Petersburg, st. Ivanovskaya, 13

Olesya Bank collectors Rating: No

Not enough anger at Home Credit Bank!!! More specifically, most likely to their security service. I am not in any way a borrower of this bank. They slandered me, calling me a scammer, saying that I came three times with my feet in 2018 and took out loans (one of which is an expensive phone).

They said all this to my mother, having called her neighbors before, as I understand it, to completely damage my reputation (for everyone to know). It's like lying! I really want to see photos of my arrivals at the bank branch, as well as agreements signed by my hand.

They are not at all afraid that this conversation can be recorded, that ...
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Olga Service in the branch Score: 5

Convenient location of the bank, Volgograd, st. Kalinina 13, business center "Mercury". Modern operating room. Competent employees! Fast service and credit. Most of all I liked the cash desk and the cashier - the teller. Great! Well done!!!

Igor Consumer loans Rating: No

Deception! The insurance was not refunded. The girl agent sits and says until you pay we will not give up insurance. I paid now you are not entitled to insurance. They are deceiving people!

When applying for a loan, the possibility of early partial repayment was discussed. The application "My credit" has such a function. They write that the application is accepted, but the repayment does not occur.

Anonymously Consumer loans Rating: No

When applying for a loan, the possibility of early partial repayment was discussed. The application "My credit" has such a function. They write that the application for partial early repayment is accepted, but repayment does not occur.

I'm thinking of stopping paying. As they are to me, so am I to them.

Alexander Credit for the goods Score: 1

Took installments in this so-called "bank". In the Mines. Firstly, they forced me to wander around the city, because in order to buy tires in installments in one store, you must first go to a loan officer in some other store.

First you need to find it in some store in the mall, then they start deciding whether to issue an installment plan or not, although earlier in the tire center they approved everything for me !! That is, some kind of stupid divorce ... first they say on the phone "Yes, approved!", And then you come to the managers, and they say that "no", and that "you need to wait for approval." That is cheating at the very beginning!!

Olga Service in the branch Rating: 1

Today I came for an overpayment, a friendly girl Natalya alone served a huge queue (2 more were sitting - one on the phone, the second, apparently, a student). I was last in line. Standing at the cash desk waiting for money, I heard a scream from the main hall.

As it turned out, the manager was shouting at the same girl, because she did not teach the new one, despite the fact that she was alone at the reception. Leaving the cash register, I saw that other customers were standing in the hall, but this ill-mannered manager was not at all embarrassed!

I made a remark and asked his last name - he answered: Stashevsky. I think that I hold the position of manager, I need to correspond to it. BUT...
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Bank division
Additional office 78/08 St. Petersburg, pr-t Nauki, 19k2

Good afternoon Olga! We apologize to you that you witnessed this situation, of course it is unacceptable. We will pass on the feedback to our colleagues in the office.

Anonymously Consumer loans Rating: No

Pah-pah-pah, the 3rd time I pay a loan - this is the most adequate bank. Everything is fast, just no problem - how much you have to pay - I pay this, everything is written off on time and clearly. Nothing extra. The interest is really high + insurance, but when you urgently need money, you don’t have to choose.

From other banks, I want to hang myself at the stage of applying for a loan.

Anonymous Credit Cards Score: 1

At the end of 2018, an installment card was issued (Pleza ed.). The other day, I received a message in SMS about an installment campaign for 12 months for purchases in partner stores. Made purchases in a store from the list of partners indicated on the bank's website. I have read the terms and conditions in advance.

After the purchase, when calculating the payment schedule, the terms of the promotion were not applied by the bank and the installment plan was 1 month! According to the bank's calculation, a month after the purchase, it is necessary to pay the entire amount and pay off the debt.

An appeal for clarification through the online bank did not give any result. Either the bot writes, or the constantly changing employees who write nonsense answer. For example, they indicate that the promotion applies only to ...
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Hello! The situation turns out to be strange, subject to all the conditions, the installment plan should have been correct.
To understand everything, send us a personal message with your data to the bank's official group (Vkontakte, Twitter, Facebook or Odnoklassniki).

Sincerely, Home Credit Bank.

I took a loan twice, not one joint in payment! Here in Maykop I had to apply and they approved 800 thousand. I say I don’t need so much, I asked for 200, they refused. Weird!

Andrey Consumer loans Rating: 1

Weird bank! I took a loan twice, not one joint in payment! Here in Maikop I had to apply and approved 800 thousand! I say I don’t need so much, 200 asked were refused! Weird!

Hello Andrey!
The offer from the bank was preliminary, the exact decision will be known only after the application is submitted. Don't worry, you can reapply.
We will be glad to cooperate.

Sincerely, Home Credit Bank.

I'm not happy with your collector who calls me because of my neighbor's debt until 12 midnight. That there is no law for him, I cannot answer for my neighbors. Contract number 2206567766.

Kiseleva Anna Georgievna Bank collectors Rating: No

I'm done paying off my loan. I am very grateful to the employees of the bank, which is in Stara Zagora street in Samara. But I'm not happy with your collector who calls me because of my neighbor's debt until 12 o'clock at night. That there is no law for him, I cannot answer for my neighbors. Contract number 2206567766.

Hello!
Thank you for choosing our bank. In order to stop calls, we need information on which phone number they receive.
You can call the hotline and provide this information, or write to us in the bank's official groups on social networks, or the bank's chat.

Sincerely, Home Credit Bank.

Nina G. Kuzneva Contributions Score: 1

The work of bank tellers defies any criticism, an ugly attitude towards their customers. I am an elderly person, a disabled person, the attitude is the most ugly. I have known the bank for more than 10 years, and I have a large deposit there.

They attached a Cosmos card to my contribution, supposedly without it I don’t have the right to issue a contribution. So I unfastened this card for 2 years until Alexandra Baburina intervened.

I had to pay the accrued commission, I was not given an agreement for this card, I would have reacted in a timely manner to the essence of this card. The investment deposit expired on 05/06/19, came to the bank along Altufievskaya 86, ...
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Hello!
Nina, we apologize for the inconvenience. The situation is extremely unpleasant and incomprehensible.
To understand everything, write to us in one of the bank's official groups on social networks (Vkontakte, Twitter, Odnoklassniki, Facebook) All services can be turned off, insurance at the bank office or partner store upon application, and SMS can be called by calling the hotline or writing us in a chat, or in the off.groups of the bank in social networks.

Elena Service for individuals Rating: 1

Home Credit Bank seized all my cards, alimony came and half of the amount was written off to pay off the debt. I called the hotline, they transferred from one operator to another, and so no one really explained anything, they don’t know anything and they don’t know what to do either.

They said go to the bailiffs, why go there if the bailiffs don’t have a penalty, I was there, in the end they didn’t decide anything. How to withdraw money so they quickly did it, but how they will return it so nifiga.

Hello, Elena!
You need to provide the bank with a certificate stating that the account is an account for receiving alimony, and also that the arrest from the account has been removed by bailiffs and the money will be returned.
Sincerely, Home Credit Bank.

License of the Central Bank of the Russian Federation: No. 316

About bank

Home Credit Bank was registered in 1990 under the name "Technopolis". Among the founders then were many Zelenograd enterprises, as well as the Russian Brokerage House and the Russian Oil Company. In 2002, the bank was acquired by Home Credit Finance A.S. from the Czech Republic, after which the organization was refocused on consumer lending and renamed Home Credit and Finance Bank. Home Credit has been licensed by the Central Bank since May 12, 1992, and has the right to carry out all types of banking services: it conducts operations in rubles and foreign currency, lends to the population and opens deposits, and sells securities. The organization is included in the register of banks participating in the system of compulsory deposit insurance.

The regional network of the bank includes 23 branch offices in different regions, the head office is located 125040, Moscow, st. Pravdy, d. 8, building 1. In the region, the main office is located at 125040, Moscow, st. Pravdy, d. 8, bldg. 1, opened 23 branch branches and 29 ATM cash machines.

Home Credit offers its customers a wide range of financial services. A wide range of products has been developed for individuals, including term deposits, plastic cards, both debit and credit, as well as consumer, mortgage and car loans. The Bank provides currency exchange and life insurance, purchased goods, property and investments.

For legal entities, lending, settlement and cash services, payroll projects and financial protection are available. The most demanded service in the Russian financial market is consumer lending. Home Credit has a wide range of programs with 34 offers. The most popular programs among the clients of the organization are refinancing, mobile ur + euroset, buying on credit + window house. The minimum rate is only 7.45%. Continues the line of loan products mortgage from Home Credit. The financial institution has car loan programs with a minimum rate of 9.90.

Most often, Home Credit Bank customers choose to buy a car.

Preserving and increasing capital is of interest to many financially active citizens, and Home Credit Bank offers its customers profitable deposit programs. Among 12 deposits, the maximum bet is 8.00. Those interested in opening a deposit can pay attention to the programs 18 months Plus, Cabinet Plus, 12 months Plus.

Home Credit also issues a large number of plastic cards. Among the 12 debit cards, Key in USD, MIR, Key in EUR are most in demand. The maximum bet on the balance on them is 6.00. Credit card users most often pay attention to the program Home Credit - Eldorado, Card "FAIR", Card with the benefit of Platinum. Many clients of Home Credit Bank are interested in currency exchange.

On Vyberu.Ru you will find a daily updated dollar exchange rate according to the organization's data.
Today's buying rate of the American currency is 60.18.
The dollar selling rate at the moment is 64.98. For those who prefer to use the EU currency, euro exchange is available. Today's euro selling rate at Home Credit Bank is 72.34, buying - 67.53.

Almost all of the liquidity raised in assets went to lending to retail customers. Benefits from the repayment of corporate loans were also used to issue retail loans. Home Credit is in 27th place in terms of assets. An extensive loan portfolio allowed the bank to take 11th place in the credit rating.

I'll start right away by saying that I am very sorry that the moderation will not miss what this bank really deserves. And he deserves it, and even more.
I am not a supporter of getting loans and living in debt, I took an installment plan for Ascon's goods, because there was a grace period, and small interest was received. as a result, the brought sofa turned out to be terribly toxic. The consequences for the health of the family are catastrophic, a year has passed, but our life is still hell, children constantly relapse, life as it was never happened. but this is not about the bank, but now, as for the bank. It so happened that the bank had not yet transferred the money at the time when Ascona brought her rubbish to my house. I emphasize that I did NOT transfer, and I immediately called and asked not to transfer money, so that I could pay for the second product directly with Askona. I was told “yes, of course” on the phone, but in fact the money was transferred, completely ignoring my request. my life was subordinated for many months in a row by the fact that I treated children for days with one or another composition, so I called the bank and wrote without walking with my feet. Ascona transferred the money for the sofa to the bank. The bank, to which I have no censorship words, decided that it would write off monthly payments from there, instead of writing off the amount right away, because they wanted to earn interest, although I called them, I repeat, I wrote (correspondence to which they did not answer , I have naturally saved), they pretended that I did not exist. In June, I was completely exhausted from the struggle with the terrible skin of children, took them in an armful and left for the mountains. Then the bank ran out of money from ascona, and they decided to get all possible interest from me in full. I returned, paid the principal amount for ONE product that I actually used, the interest for it based on the grace period (yes, I missed it for two weeks, but only for the reason that I could not get an answer out of the bank, although I wrote to them and called several times). but no, these surprisingly greedy people need me to pay for the sofa, which I not only didn’t use, but suffered losses of more than one hundred thousand rubles because of it (no, I didn’t make a mistake with zeros, I have three children , so many doctors have been passed that no way, medicines are bought by echelons too, all tickets and performances are missed, tutors, in order to at least somehow learn something, given that we don’t dream about school now), so also the money for this sofa have been moved straightaway Askona back, but were not written off! now they call me ten times a day and want money. Now they also answer letters, but before that they ignored them, and pretended that they were not being written to. So the second part of the Marlezon ballet lies in the fact that they ALSO decided to write off the money I deposited once in July on a monthly basis (on what interesting basis?.) And continue to accrue interest for the entire period. Unfortunately, this is all with impunity, but let at least someone refuse them, looking at what these nonhumans are doing. It might have been easier to pay them to choke, but it's still a gross injustice. A more law-abiding person is hard to find. I have three children, the whitest, not the smallest salary, with which everything is paid on time where it is necessary and not necessary - a gift, not a citizen. yes, of course, a mortgage to the delight of the state and the bank. But it is impossible that there should be no control over this vile thing at all. I look at my life in the last year as some kind of bad black movie, where some villains stole my and my children's lives, while others also try to get rich on it. so let them at least know about their meanness

Home Credit Bank occupies a leading position in the Russian financial retail market. Included in the TOP-10 for loans to individuals, takes first place in the market of consumer loans at points of sale. On this page we present the main banking products of this financial institution.

All banking products

Home loan

To apply online and receive a loan, you just a passport is enough.

Basic conditions

• Amount from 10,000 to 500,000 rubles for new clients
• Amount from 10,000 to 990,000 rubles for those who are already a client of the bank
• Term from 12 to 60 months
• Rate: from 7.9 - to 24%
• No certificates, only passport

Requirements for the borrower

• Age: 22 to 70 years old
• Citizenship: RF
• Permanent source of income
• Registration or place of residence in the region where the loan is granted
• Good credit history

Installment card "Freedom"

The installment card from Home Credit Bank compares favorably with competitors in that the installment plan is valid in any store, and not just in a partner store.

Installment terms from Home Credit

• Installment period - up to 10 months (for purchases in partner stores) or up to 51 days (in other stores);
• Card maintenance is free;
• SMS package - 2 months free of charge, then 99 rubles per month.

The card also has two nice bonuses.

1. Skipping the next minimum payment (free of charge);
2. Extension of the installment plan for 10 months (1,490 rubles).

Debit Card - Benefits

A debit card from Home Credit Bank with the possibility of free service, free cash withdrawal at any ATM in the world 5 times a month and accrual of 7% per annum on the card balance, make this card very attractive for daily use.

Main advantages

• Free card delivery by courier
• Instant replenishment of the card no commission in internet bank
• Cashback is credited with points of the Benefit program. 1 point is always 1 ruble
• Free service with a balance of 10,000 rubles. or transactions in the amount of 5,000 rubles. per month, in other cases 99 rubles. per month

Basic conditions

• Annual interest rate on daily balance
  • 7% - with a balance of less than 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
  • 3% - for the amount exceeding 300,000 rubles and making purchases in the amount of at least 5,000 rubles per month
  • 0% - in other cases
• Cashback "Benefit"
  • up to 10% cashback on purchases from bank partners
  • 3% - for purchases in cafes, gas stations and travel
  • 1% - on any purchases
• Monthly account maintenance fee
  • 0 ₽ if the amount of purchases on the card exceeds 5,000 rubles or the balance on the card exceeds 10,000 rubles, or if the card is issued as part of a payroll project
  • 99 ₽ in other cases
• Additional Benefits
  • 0 ₽ - replenishment of the account in the Internet bank and in the mobile application
  • no commission cash withdrawals at any ATMs in the world - 5 times a month

Why Choose Home Credit?

The bank attracts clients of different social status due to the presence of a wide range of products. Here you can get a small loan to purchase goods in stores or a larger amount for personal needs. For wealthy clients, the bank has prepared offers to receive status cards with beneficial options, such as a purchase insurance program, urgent medical or legal assistance, cashback or participation in a bonus program.

When applying for loan products, a client of Home Credit Bank can always count on participation in financial protection programs. In case of difficult situations, the bank will help to increase the loan term in order to reduce the amount of payment, provide credit holidays or the opportunity to skip the monthly payment.

A large proportion of the bank's customers are depositors. Opening a deposit in Home Credit Bank is beneficial due to flexible conditions and competitive interest rates. Clients can be sure of the safety and security of their funds, since all client deposits are insured according to the all-Russian system of insurance of deposits of individuals.

Assistance and participation of the bank in the social life of society

In addition to products and services in the financial field, the bank is actively involved in the social life of society. Work is constantly underway to improve the financial literacy of the population - special materials are issued for borrowers. The Bank cooperates with journalists who are ready to share the best materials that help improve the financial literacy of Russians.

Since 2009, Home Credit has been participating in a charity program aimed at helping graduates get higher education. Assistance is provided to those children who find themselves in difficult social and economic conditions.

For almost two decades, Home Credit Bank has been constantly improving and improving its services and services, trying to meet the needs of its customers, to be reliable and profitable.

Home Credit bank resume

Home Credit Bank was founded in 1992 and over the subsequent years of work has taken one of the leading positions in the Russian market in the field of consumer lending. The network includes more than 1,000 ATMs and about 300 offices and representative offices in Russia, whose employees are always ready to provide competent advice and help in obtaining loans, credit cards and other banking products. Which is not surprising, because one of the main strategic directions for the bank is the development of customer service.

Official website of Home Credit Bank

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