How to transfer money from a VTB card to a phone?

It is more than realistic to top up a mobile account from a VTB card. To do this, you just need to have access to the Internet or a cell phone at hand, or better, both. At the moment, the bank offers 4 convenient services for replenishing the phone immediately from the card, while the commission for transfers is not charged by VTB Bank.

The profitability of banking organizations directly depends on the amenities and benefits provided by the bank to the client. In this area, Sberbank is best known to Russians: there are branches in almost every settlement from 5 thousand people, its advertisements are found wherever possible.

But about such banks as VTB24, Gazprombank, etc. - no less large state-owned enterprises - less is known, in particular, it is not always clear how to put money on the phone from a VTB card. Via SMS, online via the Internet or otherwise?

So, VTB provides clients with at least four ways:

1. Via SMS;
2. Via the Internet, using VTB-Online;
3. Via an ATM from VTB;
4. Using the "Mobile Bank" service.

In terms of convenience, VTB does not lose to Sberbank and other banks in Russia, you just need to consider each of the above methods in more detail.

How to top up a phone balance from a VTB card via SMS?

• Before using the service, you need to activate the "SMS-banking" option. Otherwise, sending SMS to a short number will lead nowhere. You can connect the service either at a bank branch (take your passport with you for identification), or through a VTB ATM.
• Write an SMS message with the text: “ VISA / MasterCard / Maestro / MIR * card number * * the amount you want to send to the operator's account *... Spaces must be placed between all entered data. For example, the message might look like this: “ WORLD 4272-0000-0000-0000 150».
• Send SMS to short number 8000.

You will receive in response a notification about a successful or unsuccessful (in the absence of funds on the account, for example) procedure.

How to pay for a phone using a VTB card via the Internet?

VTB makes it possible to replenish the balance of a mobile phone online through two platforms: VTB-Online and Telebank. Both platforms are now inseparable, but previously, users of one had to separately receive a password and login to enter Telebank.

In addition, you can top up your account through the operator's website. Let's consider each of the methods separately.

To top up via VTB-Online:

1. Log in to the site by entering your username and password. If you are not registered in the system, you can get login information only at a bank branch. To do this, take with you an internal passport of the Russian Federation and a VTB card, and in a few minutes the bank employees will activate your account;
2. Find the “Payments and transfers” tab in the upper panel of the site, select the line “Mobile communications”;
3. Select your operator. A page with fields for entering data will open - enter your phone number and the number of the bank account from which you want to withdraw money.
4. Confirm the operation by clicking the "Continue" button.

If you want to top up through the website of a mobile operator, then:

1. Go to your operator's website. Log in to the system by entering your username and one-time (or permanent, if available) password. A one-time push-password is sent to the phone number that you enter in the system as your login;
2. Select the "Account replenishment" tab. A window will appear with a choice of method - entering a code, replenishing from a card, electronic wallet, and so on. Press the button "Transfer from a bank card";
3. A window will appear with a large number of input fields. You will need to indicate the card number, name of the card holder, expiration date, and so on. The site interface is usually intuitive, so there should be no problems with data entry;
4. Once all the details are provided, confirm the operation. Depending on the operator, you may or may not be required to confirm the transaction: the phone will receive a code that must be entered in the automatically opened window.

This completes the procedure.

How to transfer money from a VTB card to a phone through an ATM?

One of the easiest and fastest ways to replenish an operator's account, and it is completely free (no commission). Ideal if VTB terminal is located near you.

Follow the instructions:

1. Find a self-service machine from VTB. You can find it using online maps or on the official VTB website;
2. Insert debit card, enter PIN;
3. In the window that opens, find the "Payment for services" section. There you need to find the "Mobile communications" tab;
4. Find the one you need in the list of available operators;
5. Enter the phone number to which you want to transfer money, indicate the transfer amount;
6. The bank automatically re-displays the transaction data for you to verify. Read carefully everything that you have entered - sometimes mistakes made during translation have to be corrected for days until the bureaucratic machine "gets" to you;
7. Confirm the procedure by clicking the Next button. If the payment was successful, the ATM will display a corresponding notification on the screen. If there were not enough funds on the card or there was another reason for the failure, he will print a receipt in addition to the notification.

How do I put money on my phone using a mobile bank?

Mobile Banking is a special VTB mobile application that allows you to make a transfer, top up your balance, check the status of your bank account, etc. in a couple of clicks. It is very convenient for people who are well acquainted with the technologies of the 21st century.

To replenish your mobile account you will need:

1. Download, if it has not been done before, the application. This can be done on the PlayMarket, AppStore or Microsoft Store platforms, depending on the operating system of your phone. You can also download the application from the official VTB website - https://www.vtb.ru/personal/online-servisy/vtb-online;
2. Log in to the system by entering your login information. If you don't have a username or password yet, register in the system;
3. On the very first page that opens, you will see all available accounts and cards linked to them. Select the card from which you want to transfer funds;
4. Select the "Operations" tab and in the list that appears, find the "Cellular" button;
5. Choose the mobile operator you need. On the next page, enter the transfer amount and the mobile number that you want to top up. Confirm the operation by clicking the "Next" button.

Commissions and restrictions

Each deposit method has its own limitations.

With any method of transferring funds to a mobile number, it is impossible to send more than 15,000 rubles per day. Such a restriction was introduced by law in order to prevent criminals from laundering illegally earned money.

It should also be borne in mind that when replenishing not through an ATM and VTB-Online, there are restrictions on the minimum amount. So, for example, the Tele2 operator requires a transfer of at least 50 rubles from a VTB card, MTS has set the threshold at 10 rubles, Beeline - at 100 rubles.

If you try to top up your mobile balance through ATMs of other banks, they can set their own commission for processing the request. In addition, if you are not a VTB user, but used an ATM of this organization, you will also be charged a commission. On average, it is 2% of the transfer amount, but not less than 20 rubles.

At the same time, when replenishing through a "native ATM", VTB-Online and a mobile bank, as well as when using the websites of mobile operators, there is no commission for the transfer.