Is it possible to put money through an ATM on a Sberbank card without a card

The massive spread of cashless payments explains the fact that in some situations the lack of funds on the card account becomes a big problem. How to put money on a Sberbank card without a card? Let's consider the most convenient ways.

Cash replenishment

All self-service banking devices accept cash for crediting to a bank account only when the card is placed in the card reader of the device. This is how the client is identified. Therefore, it will not work directly to put money on a Sberbank card through an ATM without a card.

You can put cash on a Sberbank card without a card by contacting the employees:

• Sberbank;
• another financial institution (another bank);
• "Russian Post".

To complete the operation, you must present:

• passport;
• cash;
• payment details of the card.

If the transfer is made in Sberbank, then the number of the card or account associated with it is sufficient. When contacting third-party systems, you need to provide payment details. They can be printed out in your personal account in Sberbank online, received at an ATM or from a bank operator.

Financial organizations, when providing services to clients of other structures, practice charging a commission, which can reach 10% of the transaction amount.

The term for crediting funds by other banks will be 3-5 working days. Russian Post will take 7-10 business days for the transfer.

Qiwi terminals

You can also put cash into your card account through the Qiwi payment terminal. Thus, you can transfer funds in the amount of no more than 15,000 rubles per transaction.

How to put money on a card without a Sberbank card in Qiwi terminals:

• enter the section of the main menu "Payment for services";
• a list of possible ways to transfer funds will open. Among them you need to choose the payment system of the card;
• the recipient's card number is entered;
• the contact phone number is indicated;
• the payment parameters are checked;
• cash is deposited into the bill acceptor piece by piece. The device does not give out change, therefore, for the transfer, you should prepare bills for the required amount in advance;
• the payment is being verified. If necessary, at this stage, you can report bills;
• the transaction is confirmed.

When performing this operation, it should be borne in mind that the system will take a commission at the expense of the deposited amount.

The check issued by the terminal should be kept until confirmation of receipt of funds to the card account is received. If you have any problems with the payment, you should contact the person who installed the device. The contact details of the intermediary are indicated on the check.

Significant disadvantages of terminals are that they take a large commission, and funds will be credited to the account within 5 days.

Sometimes, due to a technical failure, such machines do not issue checks, as a result of which an error in the account number or a malfunction of the system itself will lead to loss of funds.

Replenishment by wire transfer

Can I put money on a Sberbank card without a card? Yes, if there is an electronic wallet Yandex.Money, Webmoney or Qiwi, to which the card account is attached. Recently, these services, in order to improve security at the registration stage, ask users to indicate the payment details of bank cards. Without specifying this parameter, payment systems refuse to carry out transfers of funds.

Transfer from an electronic wallet is accompanied by a commission. The operation itself takes from several minutes to 5 working days.

For example, to top up a Sberbank card in Webmoney, you need to:

• go to your personal account using your login and password;
• the "Payment" icon is pressed in the left column;
• in the menu that appears, the "Transfer to any card" tab is required;
• then you should select the currency of the deposit;
• then the card number is entered, as well as the amount that will be credited to the account;
• payment details are specified. In this case, you need to take into account the size of the commission. It is 4.8% of the transaction amount plus 15 rubles;
• the operation is confirmed;
• an SMS message with a one-time password will be sent to the phone number. For this information, 1.5 rubles will be debited from the account. The personal code must be entered into the application card and the transaction must be confirmed again.

In the Qiwi payment system, the operation of replenishing a Sberbank card is performed according to a similar scheme: a sequential transition is made by the links "Transfer" - "To a bank card" and the corresponding lines are filled in. The commission in this system is 2% plus 50 rubles.

In Yandex.Money, replenishment of the Sberbank card is realized by following the links:

• "Money";
• "Take off";
• "Transfer to a bank card";
• "To the card of any bank."

Then you should fill in the required fields and then follow the instructions of the payment system. Yandex.Money commission will be 3% plus 45 rubles.

Replenishment of a card account opened with Sberbank is also possible through Internet banking services of both this organization and other banks.

Replenishment of a Sberbank card from a phone number account

Replenishment of the Sberbank card is possible from the phone numbers of MTS, Megafon and Beeline. In this case, the commission reaches 4-8% plus a fixed part of it in the amount of 10 to 259 rubles.

Transactions are carried out on the official website of the respective telephone operator.

MTS

MTS subscribers can transfer from 1,700 rubles to 15,000 rubles to a Sberbank card with a commission of 4% (at least 25 rubles). The maximum number of transactions per day is 5.

• Financial Services and Payments;
• "Money transfers";
• "To a bank card."

Megaphone

Megafon allows its subscribers to transfer up to 15,000 rubles. Commission - 7.35% and 95 rubles. If the transaction amount is more than 5,000 rubles, the additional fee will be 259 rubles.

To replenish a Sberbank card, you need to follow the links sequentially:

• Private clients (upper left corner of the screen);
• Services;
• Additional services;
• Money transfers;
• From phone to bank card.

Then, following the instructions of the system, fill in the empty fields.

The second way to make a transfer to a card is to send a message like "CARD XXXXXXXXXXXXXXXX MM YY SSSS" to 3116, where:

• XXXXXXXXXXXXXXXX - 16-digit card number;
• MM YY - term (month and year) of its validity;
• SSSS - transaction amount.

Beeline

Beeline subscribers can send from 50 to 14,000 rubles to a card account opened with Sberbank. Commission - 5.95% plus 10 rubles.

On the Beeline website, you need to follow the links:

• "Payment and Finance";
• "Payment for services";
• "All services";
• "Money transfers".

In this section, you should select the required payment system and then follow the instructions of the service.

From the Beeline number, you can send to 7878 and the SMS command "CARD XXXXXXXXXXXXXXXX SSSS", where:

• instead of CARD, write the name of the card payment system (VISA, MASTERCARD, MAESTRO);
• XXXXXXXXXXXXXXXX - her number;
• SSSS - transaction amount.

"Mobile Bank"

You can also use the "Mobile Bank" service. If it is connected, if there are enough funds on the card account, then the command “TRANSFER 9XXXXXXXXX 0000” is sent to the phone number 900, where:

• TRANSLATION - a command to perform an operation;
• 9ХХХХХХХХХ - the phone number of the recipient of funds in 10-digit format;
• 0000 - transfer amount.

In response, you will receive a message with an individual code. This code must be sent to number 900. This will confirm the replenishment of the card account of another subscriber.

To make a transfer between your accounts, instead of the phone number, you should indicate the last digits of the cards "XXXX УУУУ", where ХХХХ is the code of the card from which the funds are transferred, and УУУУ - to which they will be credited.