VTB 24 Gold Debit Card

At all times, gold bank cards have occupied a special position among other similar products. Despite the fact that their cost exceeded the classic options, they were a desirable product for potential customers. For the reason that it has advanced features and favorably emphasized the high status of its owner. Consider all the conditions of the VTB 24 gold card, its advantages, registration and maintenance.

In VTB 24 Bank, you can issue gold plastic without a credit limit as part of the gold service package. In simple words, the VTB 24 gold debit card is sold only in combination with the services of a financial institution. Consider all the conditions of the gold package, namely what the user acquires:

• gold debit card;
• an additional card, for the issue of which no fee is charged;
• bonuses from the bank for every spent 30 rubles;
• the ability to use the remote service of the bank for free;
• open up to three accounts in domestic and foreign currencies.

If you want to open a golden package of services, you need to personally apply to any branch of the bank and sign a contract for comprehensive services. After issuing the card, you will need to pick it up at the same bank branch. Which gold debit card can be issued:

1. "Collection". There is no annual service fee only for active users, with it you have the opportunity to receive one bonus for every 30 rubles spent. Bonuses can be exchanged for goods from the bank catalog.
2. "Autocard". For its release will have to pay 300 rubles. No fee is charged for annual maintenance, as a bonus, the user receives 3% cashback when paying for fuel at gas stations.
3. "Impression Map" The issue price is 300 rubles, annual service fee is not charged. As a bonus, the owner receives 3% cashback, when paying bills in cafes and restaurants, as well as when buying tickets to cinemas, 1% of other expenses. This offer includes a table and ticket reservation service.
4. "Map of the World", you will also have to pay 300 rubles for it. At the same time, there is no annual service fee; as a bonus, the user receives 2 miles for every 35 rubles spent. Further, miles can be exchanged for free airline tickets, as well as hotel rooms.

Please note that any client over the age of 18 can apply for this product without a credit limit within the gold package, without providing documents confirming his income.

Credit gold cards

Now let's look at what a VTB 24 gold credit card is, terms of use, credit limit, and so on. VTB 24 Bank has several types of gold cards, namely "Collection", "Automap" "Map of the world" "Map of impressions". They have the same terms of service, namely:

1. The credit limit is up to 750,000 rubles, but for each borrower it is determined individually, depending on his financial condition.
2. The issue of the card is 300 rubles.
3. Interest rate 26% per year.
4. Grace period up to 50 days.

The annual maintenance fee is 4,200 rubles per year, but if the monthly expenses are from 25,000 rubles or more, then there is no maintenance fee.

Please note that credit card holders have the same benefits, namely bonuses and cashback, depending on the type of product you choose.

Only an officially employed citizen of the Russian Federation aged 21 to 68 inclusive, with permanent registration in one of the regions of the country where the VTB 24 bank branch is located, can become the owner of a credit card. Among the documents, you will definitely need a passport, salary certificate. Depending on the loan product you have chosen, the bank may require additional documents from you. By the way, in addition to a certificate in the form of 2-NDFL, a potential borrower can confirm his income with a certificate in the form of a bank, which is especially convenient for those who receive part of their income “in an envelope”.

Gold card conditions

Advantages

Before considering the benefits of the VTB 24 gold card, it is worth noting that this product is mainly suitable for wealthy and solvent customers. After all, it is worth considering that the cost of annual maintenance far exceeds the price of a classic product. But besides the plastic itself, the owner receives some advantages, for example, he can use plastic absolutely free of charge, provided that he spends at least 25,000 rubles a month. Another advantage is the issuance of additional cards up to 5 pieces for the account holder, as well as his family members. All of them have one common account, and funds for them can be kept in rubles, dollars or euros.

Among other things, customers get automatic access to all remote services of the bank. Through them online, the client can order the reissue of his plastic, while going to the bank and signing an additional agreement is not necessary. After that, come to the bank and pick up the finished plastic.

All debit cards of VTB 24 bank

By the way, you can get a golden package of services as part of a salary project.

For most plastic users, the bonus and cashback system has a great advantage. VTB 24 Bank gives this opportunity to its customers. Moreover, the higher the status of the plastic, the more bonuses and discounts the client can receive from the bank and its partners.

Thus, the VTB 24 gold card compares favorably with the classic version with increased privileges in the form of bonuses and cashback. Otherwise, the card has a lot of other advantages, it has a high level of security, payment for purchases on the Internet is protected by 3D-Secure technology. By the way, another advantage is that the bank offers several types of Gold cards, calculated depending on the needs and interests of its customers.