Yandex money wallet how to use. What is Yandex.Money and how to use it: step-by-step instructions on how it works. Transfer to another wallet
This is a service where you can pay and receive money.
Without registering- pay for mobile, Internet and housing and communal services, send money to any legal entity or individual entrepreneur in Russia. You can pay with a bank card or cash.
If you create a wallet, bonuses will be added to payments: you can set up automatic mobile replenishment, pay new traffic police fines via SMS, collect money for personal page or on your own website.
Shops, services, charities(legal entity and individual entrepreneur) can receive payments to a current account, issue invoices to clients or make payments.
Payments and transfers
How to transfer money to another person?
To send transfers from the wallet and receive money to the wallet, .
Transfer to a wallet in Yandex.Money:
Translation to bank card:
Identified users can send money to a bank account or through the system Western Union.
What are the restrictions on the amounts of payments and transfers?
Most often, restrictions depend on your status. For example, an anonymous user can pay a maximum of 15,000 rubles at a time, the owner of a personal wallet - 60,000 rubles.
Some goods and services have separate limits. For example, on mobile communications You can spend a maximum of 5,000 rubles per day.
How do I receive a receipt or other proof of payment?
If the service knows your email, then immediately after debiting you will receive a receipt - it confirms that Yandex.Money accepted the payment.
If you have paid a fine or tax, a link to the payment will appear in your payment details within two business days. payment order from the bank. This document confirms that your money has been credited to the recipient's account.
If you need a document with a bank seal, request it from the support service. In the message, please include the date and transaction number - these can be copied from the payment details.
How to accept payments to a wallet or bank account?
To your wallet
Any identified user can accept money into the wallet. Options:
To a bank account
Only legal entities and individual entrepreneurs can accept payments to bank accounts. There are two solutions.
How to get identified and how much does it cost?
Through " Mobile bank» Sberbank - free
There are conditions:
You are a citizen of Russia and you have a Sberbank card.
You have not disabled the “Fast payment” option in your “Mobile Banking”.
In Moscow, St. Petersburg, Nizhny Novgorod, Novosibirsk and Yekaterinburg.
In Euroset, Svyaznoy, MegaFon stores, CONTACT and Unistream points in other countries
In Belarus - through BPS-Sberbank.
Over 30 in the department Belarusian rubles. Or online for 10 Belarusian rubles (only for citizens of Belarus with a bank card).
In Uzbekistan - through Hamkorbank, InfinBank, and in Tashkent at the OSON office.
For citizens of any country over 16 years old, the price is 25,000 soum.
Hello, hello, friends! In this article, I want to continue talking about financial instruments. Probably many of you have heard about such payment systems as Webmoney, Yandex Money, PayPal. First of all, these are very powerful tools for active users of the electronic network, and even more so for a remote employee. Today, I want to talk in more detail about this payment service, like Yandex.Money. I’ll tell you in detail about Yandex Wallet, what it is and how to use it? Let's look at how to go through identification, as well as all the pros and cons of an electronic wallet.
What is Yandex wallet
“Yandex.Money” is electronic service to make payments online. The use of the Yandex payment system has become widespread in Russia. That is, this is a ruble system for transferring funds. You can use it to make online purchases. Transfer funds between your accounts. Pay for various services. Yandex Wallet greatly facilitates such operations. An analogy can be drawn: if Yandex.Money is a bank, then Yandex Wallet is a tool for performing monetary transactions in this bank.
There are a number of advantages of the Yandex.Money payment system:
- simplicity of the registration procedure;
- opening and maintaining a wallet is free;
- You can deposit money without commission;
- the ability to top up via Sberbank online;
- the ability to link your any plastic card or pay from the terminal;
- Most transfers do not charge interest;
- making payments is safe;
- having your own plastic card, it is valid for 3 years and is issued free of charge;
- instant withdrawal of funds;
- great demand and prevalence.
Among the shortcomings, it is worth noting that only one currency used is rubles, therefore, it only works in Russia. Withdrawal fee Money.
In 2013, Sberbank bought a controlling stake from Yandex.Money. As a result, the servers were improved. Consequently, this allowed users to quickly transfer money from a Sberbank card to a wallet and back, when minimum commission.
Creating a wallet
The beginning of using the Yandex.Money system is to create a wallet. The main thing, first of all, is to get yourself an email on the Yandex platform. This is done very quickly and is not difficult. As a result, you get one account for everything at once, exchanging letters, managing cash flows, shopping and much more.
Yandex Corporation took care of us. She made the system for creating an electronic mailbox as simplified as possible. As a result of entering all the data, you become its owner.
In order to continue your work on the platform, you need to go to settings in the upper right corner and select the “Money” shortcut. As a result, you go directly to your “wallet”. The wallet is automatically linked to the email address.
We go through the procedure of creating a new wallet:
- Enter your login, because You already have it, then enter the login that you registered in your email.
- You must enter your work phone number. Because there will be a direct connection to it, this will ensure security. To confirm each completed transaction, an SMS with a code will be sent to your phone. You will need to enter it for confirmation.
- For further identification, immediately indicate your real last name and first name.
- We enter your email address, all notifications about completed payments and replenishments will be sent to it.
- To confirm your intention, you need to enter the code from the SMS that will be sent to the specified phone number.
- Read and agree to the user agreement.
- Click “Continue”.
- We get into our Yandex.Wallet.
Registration in your Yandex.Wallet is completed. You have your own account in the Yandex.Money system.
Identification
Creating your own wallet is not enough to manage your finances, make withdrawals, deposits and other operations. You need to go through identification - a prerequisite for the service. Don’t be afraid of this; this will allow you to use the site’s capabilities to their full potential. When registering on the site, only limited functionality is provided.
Let's look at the distinctive capabilities of each.
| Anonymous | Nominal | Identified |
| Can be stored in a wallet, only 15,000 rubles | It is possible to store in a wallet, only 60,000 rubles | Storage in a wallet up to 500,000 rubles |
| Payment limit, only 15,000 from wallet 15,000 from linked card | Payment limit, only 60,000 from wallet 60,000 from a linked card | Pay limit 250,000 from wallet 100,000 from a linked card |
| Limit on cash withdrawals from a Yandex.Money card, only up to 5,000 rubles | There is also a limit on cash withdrawals from a Yandex.Money card, only up to 5,000 rubles | The limit on cash withdrawals from a Yandex.Money card increases to 100,000 rubles |
| Payments are not available worldwide, only in Russia | Worldwide payments: iTunes, Wargaming, Skype, brick-and-mortar stores and cafes | Payments worldwide: iTunes, Wargaming, Skype, regular stores and cafes |
| Transfer to bank card is not available | Transfer to a bank card is available | |
| Transfer to another wallet is not available | Transfer to another wallet is available | |
| Transfer to bank account is prohibited | Also transfer to bank account is not available | Improvements, transfer to bank account available |
| Cash transfer Western Union and Unistream is not available | Also, Western Union and Unistream cash transfers are not available | Advanced capabilities, Western Union and Unistream cash transfers available |
Identified is the most optimal status for entrepreneurs and well-earning freelancers. In order to undergo confirmation, you must enter and confirm your passport data. The most convenient way is to identify through Sberbank.Online. Because the process is very easy, it takes up to 3 days.
After the allotted time for the number mobile phone a message arrives. That the identification was successful and data was received to confirm it. In order to complete the process, you must follow the link provided in the SMS.
Yandex.Money account number
Wallet number, personal identifier and account number are essentially the same thing in Yandex.Money. This is a fourteen-digit code in Yandex.Money. It is with its help that you need to manage funds on the platform. Communicate it to representatives planning to make transfers to your account.
To find out your account number in Yandex.Money:
- First, you need to go to your virtual wallet;
- Secondly, an identifier will appear in the very center.
There, in the upper right corner, you will see the status of your balance. In order to protect yourself, you can turn off the display of the remaining balance. To do this, go to the “Settings” tab.
How to use the virtual Yandex wallet?
Let's consider all the stages of cash flow in your virtual wallet in order:
Replenishment
You can top up your virtual account in several ways.
- most often, this is an excellent tool for withdrawing earned money from various freelance exchanges;
- replenishment can be made through payment terminals;
- it is possible to transfer funds from other wallets;
- top up with cash in Svyaznoy stores
- using various bank cards.
In order to perform these operations, it is enough to know only the fourteen-digit number of your wallet, and that’s all. You must enter it in the appropriate system. Confirm the operation. Funds are credited instantly.
For more detailed and visual information. In the created Yandex.Money wallet, go to the “Top up” tab and select any of convenient ways.
Withdrawal and withdrawal of funds
Let's assume that the first funds are already in the virtual storage.
You can spend them at your discretion:
- withdraw to a bank account;
- to a bank card;
- you can make a transfer to a bank account opened in any bank and even repay the loan;
- transfer from wallet to wallet;
- translate legal entity or an individual entrepreneur.
In order to use virtual money, you need to go to the “Withdraw” tab in the upper right corner. Next select convenient option withdrawal of funds. Fill in all required fields and complete the operation. Please note that a small commission will be charged when withdrawing funds. Its size will be announced immediately at the time of the transaction.
I would like to note that one of the most convenient ways to withdraw funds is withdrawal using a Yandex.Money plastic card. The card is linked directly to the wallet, as a result of which its balance is equal to the balance of your wallet. The registration procedure is very simple. On the other hand, there are a huge number of advantages of using it. But we will talk about this in a separate article.
Payment for services
The Yandex.Money platform took care of our convenience and prepared a whole section where you can pay for various types of services. To use this functionality, go to the “payment for services” tab. Choose the one you need from a whole catalog of possible ones.
If you have a positive balance on your e-wallet, you can pay taxes/fines, any housing and communal services payments, any receipts (kindergarten, school, telephony, internet and others), payment of any loans. For regular identical payments, it is possible to set up automatic payment, because this significantly saves time entering all the data every time.
Translate
In order to make a transfer, you need to go to the “Money Transfers” tab. In the window that opens, where the transfer is from, indicate your wallet number. Where are we transferring? In order to protect with a code, you need to check the appropriate box. It is possible to add comments to the recipient. The exact amount that the recipient should receive.
Please note that a fee of 0.5% of the transfer amount is charged. When using the mobile application, there is no transfer fee.
Yandex money application
I would like to talk separately about the Yandex.Money mobile application. Because it’s just a bomb among possible financial management tools. Always with you. Can be used at any time of the day, wherever you are. And installation takes a minimum of time and is completely free. The application is suitable for iPhone, iPad, Windows Phone and Android smartphones.
Mobile application features:
- pay for housing and communal services, mobile communications, Internet and much more;
- send transfers to other users;
- analyze your history of operations, that is, always have a balance sheet before your eyes;
- In the favorites tab, you can store the most necessary payments.
Yandex.Money on your phone. Every day bonuses, discounts, cashback and partner promotions.
Conclusion
Now you know what Yandex wallet is and how to use it. The Yandex.Money service has simplified financial transactions as much as possible. This will have a beneficial effect on the conduct of your business and affairs. Important point— have different types of wallets and cards, because their absence creates a problem for many remote employees and entrepreneurs. We will talk about other services and electronic wallets in our next articles. Stay with us, read us and follow the updates. We always have a lot of interesting things to do. See you!
Best regards, Vasilina!
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Quite often, users who work on the Internet are faced with the problem of choosing an electronic wallet. People, as a rule, give their preference to QIWI or WebMoney, completely forgetting about a system such as Yandex.Money. But in vain. After all, Yandex wallet is the main competitor of WebMoney and QIWI. What is Yandex Money and how to use an electronic wallet?
pros
Electronic service has many advantages. Among the main ones it seems possible to highlight:
- The registration procedure is very simple and convenient;
- It will only take a few minutes to master this payment system;
- It is possible to top up your account using ATMs and payment systems anywhere in the world;
- The electronic wallet has its own card, for the issuance of which you need to pay 199 rubles. However, it is worth noting that there is no service charge;
- Using virtual currency, you can make transactions in various online stores.
free registration
To use an e-wallet, you first need to: create a Yandex mailbox, data from which can be entered during registration and in other services.
At the registration stage, you don’t have to indicate your number; just select “I don’t have a phone number” and select the answer to the question as a defense.
This measure is suitable in cases where you do not plan to use this account for a long time. If you plan to use the service for your work, then It’s better to link your account to your phone number.
After registration, all Yandex services will become available to you. And also you can go to. When registering, you will have to come up with a payment password.
After you have entered your phone number, you will need to enter a password. Enter your password and agree to read all the terms and conditions.
Be careful when creating your payment password, as this is what you will enter every time you perform an important transaction.
After that, click on “Open wallet”. Congratulations, your savings wallet has been created.
It is not necessary to go through the identification procedure, but without it some restrictions on operations are imposed.
Personal identification
Important little things
Anonymous users. Customers who have not confirmed their status have some restrictions, for example, they can only pay for purchases in Russian online stores. In addition, you can store no more than 15 thousand rubles in the account.
But you should also understand that at any time the support service may request identification documents, temporarily freezing the account.
Anonymous users will not be able to send money to others or receive transfers from them. In addition, they are not able to transfer funds to a bank card.
Identification procedure. To pass identification, you need to click on the ruble balance, which is located in the upper corner. Next, you should click on the “anonymous” status and select the status that you want to receive.
Using your account
The balance you have is displayed in the right corner of the page. When you click on it, it is provided possibility to link your bank card, which this system produces. It can be used to pay in stores or for purchases in an online store that is not yet linked to Yandex.
If you wish to transfer money to another person, you should use the “Translations” option, which is in the left menu. In the “to” field you need to enter the person’s data (his wallet number). In the “how much” line, enter the amount you are going to transfer.
The total amount to be paid will be displayed below, taking into account the commission (the commission is 0.5% of the amount).
It is worth considering that the account must have the required amount of savings, otherwise the transfer simply will not take place.
It seems possible to protect the amount with a code. This service will help protect your savings if, for example, the sender has the wrong number, because the recipient must enter the code to receive the funds. Otherwise, the payment will be returned back.
Wallet replenishment
Today there are several ways to replenish your balance on Yandex money:
Withdrawal of funds
It is possible to withdraw savings from your wallet in the following ways:
About everyone possible ways read about withdrawing funds from Yandex wallet.
How to register in the Yandex Money system and identify yourself on the site in order to start using an electronic wallet is shown in detail in this video:
Applications
Recently, developers have begun to pay more attention mobile applications. Typically, it is the people using online applications that push the system forward.
As the developers themselves state, today 1 out of 10 payments are made through a mobile application.
To download the application to your iPhone or smartphone, you need to select the “Applications” option at the bottom of the screen.
When you navigate, a field will appear in which you must enter a phone number. After a person selects his operating system, a download link will be sent to the number.
If you are an Android user, then after downloading, you will need to write down the password to log in from your smartphone.
contact support. The sooner you contact, the greater the chance that the money will be returned.
You can, for example, urgently block access and then the fraudster will not be able to spend the funds, even if he has the payment password.
Stolen savings can be returned only if:
- The user has completed the identification procedure;
- From the moment of the theft, the client contacted technical support no later than 24 hours;
- The inspection confirmed the fact of hacking.
For further proceedings, you must immediately file a complaint with the police. At the first request of the police, the system will provide all the necessary information for the speedy capture of the criminal.
The simplest electronic system is a Yandex wallet. A clear interface, nice design - all this makes use convenient and simple.
In contact with
(storage and transmission of confidential information over open networks).
Yandex.Money is not a bank. When depositing money into the system, the user receives impersonal monetary obligations operator, signed with a digital analogue of his handwritten signature, that is, an electronic analogue of cash - digital money. All funds located in the Yandex.Money system are backed by real bank accounts placed in the following banks:
- Alfa Bank;
- VTB 24;
- KB OTKRITIE (RBR);
- Sberbank.
The Yandex.Money system is simple and easy to use. Some inconvenience is that it is intended only for residents Russian Federation and only operates Russian rubles. In addition, the system can be used exclusively for personal, family, household and other needs not related to the implementation of entrepreneurial activity. The owner of a wallet in the system can only be an individual.
Sellers of goods and services who want to enable payment acceptance through this payment system in their online store are offered the Yandex.Checkout tool.
Yandex.Money is widely used for secure payment for various services and purchasing goods online without commissions or queues.
GETTING STARTED WITH THE SYSTEM
Registration in the system Yandex money free. To get your Yandex.Wallet you only need to register on Yandex. If you already have, for example, a Yandex mailbox, you just need to log in and activate your wallet.
Activating a wallet is a simple procedure consisting of creating a payment password and specifying personal data to identify the user. After that, you find yourself on your Wallet page, you can see your account number (highlighted in green, starts with 41001 and contains from 12 to 14 digits) and balance.
Attention! When registering a wallet, indicate only your real data (full name, passport data), this is in your interests: if you lose your password or even the wallet itself, the system will be able to return your money only if your identity can be verified.
User identification
A newly opened account in the system is anonymous. You can work with the system in anonymous mode, but in this case you will be subject to a number of restrictions on the deposit and withdrawal of funds, as well as on the transfer of funds within the system. The limit on the balance in the wallet, one-time replenishment or money transfer is 15,000 rubles for anonymous users.
If you indicate your full name, passport details, phone number, as well as INN or SNILS, then your wallet will acquire the status of a personal wallet and the limits will increase to 60,000 thousand rubles.
If you identify the wallet, then many restrictions will be removed from it, and the limits will increase significantly.
It is easier for an identified user to restore access to a lost wallet - simply present the documents specified during the identification procedure.
Unidentified users are not eligible to raise funds for charitable purposes. This measure was introduced because scammers often try to collect money by masquerading as philanthropists.
If you plan to actively use your Yandex.Money wallet, frequently Money transfers or accept them, publish your account number in the public domain, and go through the identification procedure is highly desirable for you.
Currently, the system offers a wide selection of identification methods for every taste, perhaps the largest of all payment systems.
1.Personal appeal to the Yandex.Money office with a completed application form and passport. Processing of an application received from you by an office employee may take up to 7 business days. Available to residents of Moscow, St. Petersburg, Nizhny Novgorod, Novosibirsk and Yekaterinburg. In Belarus, Kazakhstan, Ukraine and other countries, you can identify your wallet from Yandex.Money agents.
2. Sending an application by mail. In this case, you certify your signature on the completed application form with a notary and send it to PS Yandex.Money LLC by registered mail to the address: 119021, Moscow, PO Box 57, NPO Yandex.Money LLC. A universal method that suits everyone, regardless of place of residence, but has a drawback: you need to pay for the services of a notary.
3. Identification via the CONTACT system. To complete the identification procedure using this method, you need to fill out an application on the website, print it and go to the nearest point Contact systems, don’t forget to take your passport with you. They will charge you 250 rubles, but 100 of them will then return to your wallet; Thus, the procedure will cost you 150 rubles. After making the payment, wait 1 business day, then go to the Yandex.Money website. A confirmation link will appear there. When you follow the link and confirm the entered data, the wallet will become identified.
4. Identification in Svyaznoy. The procedure for identification in a connected connection is similar to the previous method. The difference is that you don’t need to print out any statements - just write down your wallet number or download the Yandex.Money mobile application, and also in the cost: in Svyaznoy, identification will cost you 300 rubles.
5. Identification payment in Euroset. This can be done at any Euroset store. You need to have your passport with you. The size of the identification payment is 50 rubles. Of these, 1 rub. will be credited to your account (verification transaction). This type of identification can only be completed by adults, and it is not possible to make an identification payment for another person.
6. Identification in Unistream. To identify online wallet Both Russians and foreigners located in the Russian Federation can join Unistream. The identification process takes only a few minutes: you need to come to a Unistream location, show your passport and tell them your Yandex.Money wallet number. To complete the identification, you need to go to your wallet on the website or in the Yandex.Money application, check and then confirm the provided data.
7. Identification in MegaFon. You can authenticate your Yandex.Money wallet at any Russian MegaFon store. Both Russian and foreign users of the payment system can do this. To undergo identification, you need to present documents to the cashier of the salon and pay for the procedure. Currently, the cost of the operation is 200 rubles. The result will be in just a few minutes. To complete the identification procedure, you need to confirm it by logging into the mobile application or wallet on the website.
8. Through Sberbank. Available to those Sberbank clients who have a Sberbank card and are connected to Mobile Banking. Important: the Yandex.Money wallet and Sberbank Mobile Bank must be connected to the same mobile number. To pass identification, you need to leave a request on the Yandex.Money website. After this, Sberbank will send an SMS from number 900. By answering it, the user will allow the bank to transfer his personal data to the payment service. The wallet will be identified within a few days.
9. Copying identification. If you already have an identified wallet, you can copy your passport data from one of your wallets to another. The process will take no more than a minute: you need to indicate your login or account number, then go to another wallet and confirm your identification by clicking on the link provided. The copying limit is 10 wallets.
Working with the system. System commission when making payments
A commission of 0.5% is charged to the recipient of funds when receiving a payment to the Wallet from a user of another Wallet. The system has a limit on the amount of direct money transfer (from Wallet to Wallet): for personal wallets 60,000 rubles per transfer and 200,000 rubles per month; for identified wallets - the limit on one transfer is 400,000 rubles.
If you want to get rid of commissions for transfers within the system, use the Yandex.Money mobile application: transfers through it are made without commission.
Yandex.Money has a payment refund function. If you received money from another user of the system, then by clicking on the icon that says “Return money” in the payment history, you can easily and quickly return it to the sender. In this case, the system itself will calculate what amount, taking into account the charged commission, you need to transfer so that the same amount of money is returned to the sender’s account as was debited from it.
For the convenience of Yandex.Money clients, they issue cards linked to a wallet. The card and wallet balance are common. There are two types of cards: plastic and virtual.
To order a plastic card, you need to pay 200 rubles. The card will be valid for 3 years. Plastic card They order on the website, it arrives by regular mail. You can pay with it both offline and online, it is personalized. You can top up your card without commission through Sberbank, Euroset, Svyaznoy, payments are made without commission. But a transfer to another card or e-wallet will cost 3%, minimum 100 rubles. Another one important feature Yandex.Card - the ability to pay via Apple Pay And Samsung Pay.
A virtual card, as its name suggests, does not have a physical medium. But nevertheless, this is a real bank card with its own details, which are stored on the Yandex.Money website. It comes out in 3 seconds and is immediately ready for use. Valid for 1 year, then you can order a new one. WITH virtual card You can withdraw cash through Google, Apple and Samsung Pay, commission 3%, minimum withdrawal amount is 100 rubles.
As was said at the very beginning, Yandex.Checkout services are offered for businesses. But besides this, Yandex.Money offers a wide selection of tools for receiving money, for example, on a website, blog, or for collecting funds for specific purposes.
1. Each wallet user has his own business card. This is just a link that indicates the wallet number, like money.yandex.ru/to/410011111111111. It can be sent to anyone, and if you open it, the person will see the transfer form.
To carry out exchange transactions with Webmoney, you must link your WebMoney wallet to your Yandex.Money account. This is only possible if you are verified in both systems, that is, you have gone through the identification procedure in Yandex.Money and have a certificate no lower than the formal one in Webmoney. Your identification information in both systems must match. The final transfer commission in both directions is 4.5%.
Enrollment times depend on the specific operator.
There are several ways to withdraw money from Yandex.Money.
Money transfers, as well as the possibility of withdrawing funds, are available only to the owner of registered and identified wallets.
1. To the card. Commission - 3% + 45 rubles, minimum amount transfer - 100 rubles.
2. To the account individual in any Russian bank. Such money transfers usually take 3-7 business days. The system commission for this method of withdrawing money is 3% + 15 rubles, and, in addition, you will have to pay a certain percentage to the bank. For some banks, the withdrawal conditions are different: commission for Alfa-Click, Promsvyazbank and Tinkoff Bank is 3%.
2. If you have forgotten your payment password
If you have forgotten your payment password, you will need to obtain a new one.
How it's done. On any page where a payment password is requested (for example, in the "Payment History" section), follow the link: "Remember payment password." An email will be sent to your email address with a link to follow. You will be taken to a page with a form for entering personal information and creating a new password. Fill out all fields, and the data must match those entered during registration. You will be given 3 attempts. If you enter your information incorrectly three times, the ability to automatically receive a password will be blocked for you. In this case, you will have to contact Yandex support service, and the payment password will be restored only after a personal review. If you fill out all the fields correctly, you will receive a new payment password.
The Yandex.Money service has existed for a very long time. It was launched back in 2002. In March 2007, Yandex became its sole owner, buying out the share of its partner PayCash. In December 2012, Sberbank of Russia acquired 75 percent minus 1 share of the Yandex.Money project.
Okay, enough history, let's move on to the essence of the question, what is Yandex.Money. This is another electronic payment system. As you might guess, it was launched by the Russian IT company Yandex. On this moment it is a direct competitor to WebMoney and QIWI. Many webmasters, and not only them, prefer to use Yandex.Money for mutual settlements on the Internet. Why? The service is very simple and easy to use, and almost everyone has mail on Yandex, and this is quite enough to start using it.
How to create Yandex.Money
I have been working on the Internet for quite a long time, but until a certain point, WebMoney was enough for me to conduct all payment transactions, a little later I also started using Alfa-Click, and relatively recently I connected . Now it’s Yandex.Money’s turn. Or rather, as it turned out, I opened an account there quite a long time ago, a couple of years ago, but I forgot and never used the service until there was a direct need for it. Now this payment system will be used by me quite often. In general, I believe that a modern person, to a greater or lesser extent, should use all the popular tools he needs to do business. You shouldn't give up any of them. Therefore, I plan to write posts about all possible payment systems that are used in one way or another in Russia and the CIS countries. Subscribe to so you don't miss out.
I'm getting a little off topic. So, how to create Yandex.Money? In fact, this is done very simply. You just need to create a mailbox on Yandex, and all its services will become available to you, including Yandex.Money. I have already discussed in detail how this is done in the article about. I see no point in repeating myself.
You can also go directly to creating a wallet on the Yandex.Money service using this link. But ultimately, you will still receive a “magic key” to all Yandex services. So both registration procedures are equivalent. If you have already created an account on Yandex, all you have to do is create a wallet in Yandex.Money and create a payment password.
Enter your username, password, mobile phone number and proceed to the next step.
Here you just have to enter the code from SMS, payment password and accept the agreement. Be especially careful when choosing your payment password. It is necessary to perform all important operations. After clicking on the “Open wallet” button, your Yandex.Money account will be created.
As I already said, I started Yandex.Money several years ago, but only recently went through the identification procedure. Without it, you can also accept and send payments, but there are certain restrictions.
Immediately after creating a wallet on Yandex.Money, I recommend everyone to go through the identification procedure. The advantages of an identified account over an anonymous one are obvious:
Of course, you can use Yandex.Money without identification, but the limits on payments, deposits and transfers will be significantly lower. And also the service will have low level trust in you, which can even lead to the denial of access to the wallet until documents are presented.
You can go through identification in the following ways: payment at Euroset or CONTACT point, visit directly to the Yandex.Money office, sending an application by mail. You can get acquainted with them and start going through identification. I chose the first option - payment to Euroset. In my opinion, it is the simplest and most convenient. There are about 20 Euroset stores in my city, so within 10-15 minutes after leaving home I was in one of them, where I went through the identification procedure.
All I had to do for identification was fill out and print out the application and go with it, my passport and 50 rubles to the nearest Euroset store. Out of 50 rubles, only a ruble reached the account. But I think this is not such a significant fee. Immediately after my visit to Euroset, I opened home page Yandex.Money and the link in the left column confirmed the identification. From now on, I am an identified user of the Yandex.Money service. So you can trust me. :)
How to top up Yandex.Money
Since a person opens a wallet on a service such as Yandex.Money, then naturally he plans to make money using it monetary transactions. One of these operations is replenishing Yandex.Money. Let's look at it in more detail.
You can top up Yandex.Money in the most different ways, which in turn are divided into three categories: from a bank card, cash and transfer from another service. I will not list all the methods, I will only say that there are plenty of them, and everyone can find the most convenient one for themselves. You can familiarize yourself with them in more detail. Personally, I most often make deposits through Internet banking, namely through Alfa-Click, and by transfer from a Webmoney wallet. In the first case, the commission is zero, and in the second it is 4.5 percent, which is not so little.
You don't have access to online banking, and you also don't want to waste time searching for ATMs, terminals and bank branches? Then my advice to you: top up Yandex.Money using Visa and MasterCard cards. Bank card Almost every modern person has one. I think you have it too. Why do I recommend using this particular method? It is extremely convenient: replenishment is carried out online, money is transferred to the account in a matter of seconds, the commission is fixed and amounts to only 49 rubles. The only negative is the restrictions on the amounts you can top up your account with. For Russia - no more than 15 thousand rubles at a time, no more than 100 thousand rubles per day and no more than 200 thousand rubles per month. Are these limits not enough for you? Then all that remains is for you to envy. :) In general, go here and see everything for yourself.
Here you only need to enter the amount, card number, first and last name of the owner, CVV code, and also indicate the expiration date of the card.
In a few seconds the money will be in your account.
Much more users are interested not in how to top up, but in how to withdraw money from Yandex.Money. I apologize for the tautology, but otherwise in this case and you can't tell. There are also quite a lot of ways to withdraw money. They can be transferred to a bank card or bank account, sent through the system translations CONTACT and RNKO "RIB", as well as withdraw from an ATM using a Yandex.Money card.
Again, I recommend that you use transferring money to Visa card or MasterCard. Why? Well, firstly, it’s convenient, you don’t even need to leave the house. Secondly, almost every person has a bank card, so there are unlikely to be problems with its availability. The commission in this case is 3 percent of the amount plus 15 rubles. Not the lowest, of course, but quite acceptable. Maximum amount transfer at a time - 15 thousand rubles, enrollment period is 1-6 working days.
All you need to transfer money to a bank card is go here, click the “transfer money” button and indicate the card number and transfer amount.
Now, I think, you will not have any difficulties with how to withdraw money from your Yandex wallet. In principle, everything is as simple as possible, and most often the entire translation process is limited to one or several steps.
I confess that at one time I myself did not understand how to use Yandex.Money, or rather, I did not see the point in it, since at that time only Webmoney was enough for me. But now everything has changed, and for mutual settlements I use many different services and payment systems, which I advise you to do. See you!
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