The easiest way to find a person by Sberbank plastic card number

Each of us can unexpectedly face the situation of an incorrectly sent money transfer. If the funds went to the wrong place, the question arises of how to find out the owner by the Sberbank card number.

Cases of making mistakes when dialing the recipient's plastic number are observed quite often. When making a purchase on the Internet or through ads, buyers rarely meet sellers in person - most often transactions take place remotely. We transfer the amount to the seller's card and wait for the purchased goods to be sent to us.

However, troubles also happen - this number may be indicated incorrectly, or the seller turns out to be a scammer. And the only way out that the deceived client sees is to find a person by the Sberbank card number and demand a refund from him.

Is it possible to recognize the owner of the card by its number: what information is encrypted in the numbers on the plastic

At first glance, the solution seems simple and easy to implement - after all, you can contact the employees of the bank branch and ask for information about the owner of the specified card. In fact, everything is different. No matter what reasons you give in your request to provide you with data on the owner of the card account, it is impossible to obtain them legally.

Information about the personal data of card account holders is confidential. And according to the law on bank secrecy, no employee of a financial institution will give out such information to third parties.

Having been refused by the bank, many are wondering if it is possible to recognize the owner by the Sberbank card number. In reality, the data encrypted in numbers is not secret, but they will not provide information about the last name and first name of a person.

The numbers in the card number contain the following information:

• the first digit indicates the payment system. The number starting from the number 4 refers to the VISA payment system, from the number 5 - to the Mastercard;
• the first six numbers are the bank identifier by which you can calculate the bank that issued this card;
• the seventh and eighth digit on the plastic - determine the program under which it was issued;
• numbers from the ninth to the fifteenth - refer to the personal data of the owner. It is from them that you can find out who is the holder of this card, but this is only available to bank employees;
• the sixteenth digit in the number serves only to verify the authenticity of the payment instrument.

Encrypted data will not give an outsider an answer to the question of how to find a person by Sberbank card number. However, having only written numbers on hand, you can find out the name and patronymic of its owner. The Sberbank Online system will help with this.

To do this, you need to go to the application and initiate the transfer of funds from your card to the specified one. By entering the number of the card you are interested in, you can see on the screen in the "Recipient" column the full name, patronymic and the first letter of the surname of its holder. The transfer itself is not required - the operation can be canceled after finding out the data of interest.

Real ways to find out the identity of the owner of a Sberbank card by its number

If a certain amount was mistakenly transferred to an unknown plastic card number, the sender has the right to contact the bank - in person or by calling the hotline. In a conversation with a consultant, you should describe the situation, as well as provide the number of the completed transaction. It is indicated on the receipt printed at an ATM or sent to your e-mail when paying through a mobile application.

In this case, a person does not need to figure out how to find the owner of a Sberbank card by card number. Bank employees themselves will send him a message with a request to return the erroneously transferred amount indicating the sender's account. If the holder of this card does not return the money, you can contact law enforcement agencies and write a statement. Then collect the transferred funds from this person through the court.

There is another way to find a person using a Sberbank card. Sites that provide such information can help with this. It is enough just to enter the number of the account of interest in the search line, and the user will be provided with information about its owner, containing his last name, first name and patronymic. However, this method is illegal.

Finding out whether it is possible to find a person by the Sberbank card number is best at the financial institution itself or the police. Illegal methods can be useful only in extreme cases. Therefore, in order to save yourself from long explanations and the hassle of returning money, try to be attentive to any transactions on the Internet. And never place your payment details on Internet resources where they can be stolen by intruders.