Payment system golden crown

Instant money transfer without opening a bank account is one of the possibilities of the service"Golden Crown - Remittances". It has been operating since 2003. The payment system is available to residents of the Russian Federation, as well as citizens from a number of foreign countries. You will learn more about the Golden Crown, in which banks it is available and how to become its client, from this material.

This service system combines several payment organizations serving both individuals and legal entities.

Golden Crown Features:

• Sending and / or issuing transfers through banking institutions and / or salons of MTS, Svyaznoy, Euroset and Beeline.
• Efficiency. The recipient can collect the money after it has been sent, in just a few minutes.
• The addressee's choice of a convenient point for receiving funds. This is possible due to the fact that it is not necessary to indicate the address when transferring the Golden Crown. That is, there is no binding to a specific street, no house number. It is enough to indicate only the country and city of destination.
• Favorable rates. The cost of sending money within the Russian Federation and the CIS starts from 0.5% of the amount.
• SMS notification system. It informs about the stage of the translation. (The service is available if the client transfers at least 5,000 rubles or 100 USD/EUR).
• Monitoring the status of sent funds online on the official website of the Golden Crown payment.

More than 40 thousand service points are located in almost two dozen countries. Among them are the geographical neighbors of Russia (Ukraine, Georgia and the Republic of Belarus), as well as the countries of Central Asia (for example, Tajikistan, Uzbekistan). The Golden Crown also functions in Vietnam, Greece, Israel, Turkey, the Czech Republic, and other states.

• Sending money transfers. You don't have to open an account. Transfer of funds to you, in banks or communication salons. The recipient will be able to receive money on a card or in cash (as he sees fit).
• Repayment of loans from a number of banks and large microfinance organizations.
• Replenishment of deposits, depositing funds into accounts.
• Opening bank cards Zolotaya Korona MasterCard, Zolotaya Korona UnionPay.
• Comfortable transfer of money through the "plastic" Corn (issued in Euroset stores or Doctor Stoletov pharmacies) and Money Transfer Cards.
• Making payments for telecommunications and cellular services.
• Transfer of funds for orders of cosmetic companies Oriflame and Faberlic.
• Replenishment of Alpari and Forex Club accounts.

The payment system cooperates with almost 500 banks. Among them are both large institutions and relatively small ones:

• Binbank;
• MDM Bank;
• Primsotsbank;
• Bank Rosgosstrah;
• Sovcombank;
• Troika-D Bank;
• Expobank and others.

To find out through which banks the transfer of the Golden Crown is possible, the client is available through. Query for specific countries and city will show .

In credit institutions-partners of the Golden Crown, there are system-defined tariffs for transferring funds:

• Transfer by the Golden Crown in Russia will cost the sender 1% of the amount. At the same time, under the terms of the system, the commission will not exceed 1000 rubles.
• Tariffs relevant for transfers to Abkhazia, Azerbaijan, Georgia, Kyrgyzstan, Moldova, Ukraine:

If the client sends less than 50,000 rubles / 2000 dollars / 1200 euros, he pays a commission of 1%;

If the amount is greater, then the service will cost 0.5%.

• The size of the commission fluctuates when sending money to Vietnam (from 10 to 20 dollars), Nepal (from 5 dollars), Turkey (from 3 dollars / 3 euros). The amount of the sent amount affects the cost of the service.
• For a number of countries, when transferring the Golden Crown, fixed tariffs are set at the branch of any bank. For example, for the Republic of Belarus, Greece, Israel, Kazakhstan, Mongolia and the Czech Republic, this is 1% of the amount. 1.5% must be paid when transferring to Tajikistan and Uzbekistan. The cost of transferring funds to China is $25.

On the official portal you can find not only banks with the transfer of the Golden Crown. There is an ordered list of organizations that issue and service payment cards of the system itself. For example, these are Benifit Bank, MDM Bank, FC Otkritie, Ruskobank, Russian Standard, etc.

Important:

• An employee of a foreign bank may require an additional number of documents (in accordance with the laws of a particular state). The recipient of funds is recommended to find out about this in advance at the point of issue of money.
• In the Zolotaya Korona system, money transfers are paid by the person who sends them.
• A sent but not requested transfer is stored in the Golden Crown for 3 years. After this time, the recipient should contact the bank that executed the money transaction.

Accurate information is available on the website of the payment service, in the sections "Where to send" and "Where to receive". To do this, you need to select in the appropriate tab (do not enter it yourself, manually) from the proposed options.

In the selected locality for each institution, the system will provide the following information:

• address;
• telephone;
• working hours;
• currency.

For example, your friend or relative from Samara is looking for where to receive a transfer through the Golden Crown. Addresses where it is possible to do this will also be shown dotted on the map.

For a more specific, narrow query, you can enter the exact street or area, metro station or stop in the search bar.

This is a convenient and easy-to-use tool for making instant transfers. Having issued the Card once, you do not need to fill out an application form for transfer. Now all the information required for translation is stored on "plastic". This is data about you (the sender) and the recipients. You determine their list when you receive a card.

Together with it, you will be given a PIN - just like for any other card. To make a transfer, you give the card itself to the cashier of the bank or communication salon, and along with it - your passport and money. It is possible to transfer funds using a card without the participation of unauthorized persons.

Note: it is available to use the card from the Golden Crown at ATMs only with the cash-in function.

1. Insert the card into the special hole and dial the PIN code combination.
2. From the list of recipients on the card, select the desired person.
3. Specify the currency in which the recipient will receive the money.
4. Insert banknotes into the bill acceptor. Note: cash desks of money transfers accept only domestic currency.
5. Confirm the amount.
6. Take the check with the transfer number.

It is possible for the owners of the Corn card to make transfers online. For this you should:

1. Visit the Payment Cabinet of the Corn website.
2. Log in with a barcode. It is listed on the back of the card.
3. In the "Money transfers" tab, indicate the necessary data on the amount of the transfer and the addressee.
4. After making the transfer, transfer the transaction code to the recipient of the money.

If you often make online transfers, consider creating a personal account. To enter it, you will receive a password via SMS by entering the barcode of the Corn card and your date of birth in the Payment Cabinet.

The official portal of the payment service contains a separate list of banks that work with the Golden Crown in terms of repaying loans. For all institutions, the terms for crediting funds, details for making a payment and a commission are indicated.

1. Tinkoff Bank:

• The client will need the card or contract number.
• Money is credited to the account instantly, online. The maximum is the next day.
• The service is free.

2. Renaissance Credit:

• Required data - account / card number and full name of the client-borrower.
• Enrollment - up to 2 days.
• Commission - 1% (at least 50 rubles).

3. On conditions similar to Renaissance, it is possible to repay loans from the following banks: Orient Express, OTP Bank, Leto Bank and the Ural Bank for Reconstruction and Development. The convenience of the service of these institutions is that money is credited online.

4. Alfa-Bank, Rusfinance, Trust, Home Credit Finance allow you to transfer funds to pay off the loan debt the next day. For their services, each of the financial organizations takes 1% of the amount, but not less than 50 rubles.

5. VTB24, Credit Europe Bank, Russian Standard guarantee the transfer of money to the client's credit account within 1 to 3 days. The commission for this service is 1%, at least 50 rubles.

Information on these and other banks is available on the Golden Crown website. A special form allows you to find out the nuances of making a payment for each financial institution. The user can enter the name of the bank or MFI in the search bar, or select it by the first letter.

Loan repayment instructions

1. Decide on the most convenient point of repayment of loans. Find it in the service line "Where to pay".
2. Make a transfer to the credit debt in the office or through the Internet bank. Active links to online services of institutions are located on the Golden Crown page.
3. Keep the receipt until the moment when you are sure that the money has been credited to the account. You can check the status of the transfer against the loan by calling 8-495-211-07-00 around the clock.

Note:

• Banks and salons allow not only the borrower personally to repay the loan by money transfer Zolotaya Korona. A relative or friend can do this for you. To do this, he needs to provide the operator with all the details, as well as present his passport (if the payment exceeds 15,000 rubles).
• Carefully read all the data indicated on the preliminary receipt of the transfer. If an inaccuracy is found, it can be corrected at this stage.
• For the first time repaying a loan through the Golden Crown, among other details, tell the cashier your mobile number. This will give you a template to automate the payment process next time.

Clients who transferred or received funds in the Golden Crown note the following positive characteristics of the service:

• Fast transfer of money.
• Low rates. Cheaper than other payment systems.
• Availability of SMS alert service.

At the same time, many users note difficulties in receiving Zolotaya Korona transfers in Russia and other countries. Among the main reasons:

• Money is not received in the name of the addressee for several days.
• SMS with a unique transfer code does not come.
• Not all items listed on the site work with the Golden Crown (especially outside the Russian Federation).
• The stated commission rates may sometimes not coincide with the current ones.
• It is impossible to receive money if an error was made in the data of the sender or addressee when filling out the application.

1. It is possible to change the recipient's data after sending funds only if the money has not yet been issued. To do this, you will need a document confirming your identity. Contact the bank branch where you made the transfer. If you used the services of a communication salon, you will be helped in any branch of a particular distribution network.
2. Clients of the Golden Crown can receive a statement of completed transfers. To do this, it is enough to have a passport or other identity card with you. The conditions of treatment are the same as in the case of correcting the addressee's data.
3. It is possible to extend the term of the transfer by calling the Golden Crown. Call + 7 (495) 960-0-555 if the money has not found the addressee for 3 years. Both the sender and the recipient can prolong the transfer. The main condition is to name a unique operation number.
4. If the money transfer cannot be claimed by the recipient (for any reason), the sender has the right to pick it up. He will receive the entire amount, except for the commission paid for translation services.