VTB 24 loan payment via the Internet

Modern banks make the service as comfortable as possible for their customers. So, you can pay a loan to VTB Bank remotely, without leaving your home, and you can do it in different ways. Let's take a closer look at how to pay a VTB 24 loan online in various available ways.

Telebank

Telebank

This is a remote online customer service system of VTB 24 Bank. In order to become a user of the service, you need to become a client of the bank, the connection is carried out in parallel with opening an account with a financial institution. The client will only need a passport, the operator will assign a login and password, then link the personal account to the mobile phone number. You can log into your account from a computer on the VTB 24 website, the entrance is protected by a one-time password, it will come to the phone linked to your personal account.

The user can carry out any settlement operations from his personal account opened with the bank, including paying for loans. Funds can be debited from a debit account or salary card. After the first payment, you can save the template so that you spend less time making a payment in the future.

Please note that the money must be credited to the credit account by 19:00 on the date indicated in the payment schedule. It is wiser to send funds in advance, due to failures in the system, the payment may be delayed.

Online services of third-party banks

Almost all major banks in our country have their own remote online service, and each of them allows its customers to send loan payments to third-party banks. For example, if you receive wages on a Sberbank card and are a credit client of VTB 24, you can send a monthly payment by transfer in the Sberbank Online system.

How to send a transfer:

• open an account in the Sberbank Online system;
• select the link "Payments and transfers";
• find the section "loan repayment in another bank";
• further, you will be presented with a list of credit institutions, among which you should find VTB 24, but in order not to waste time searching, use the search bar;
• fill in the payment details, carefully enter the number of the loan agreement;
• confirm the transaction with a one-time password sent via SMS.

Similarly, you can use the Internet banking of other organizations, for example, Alfa-click, Tinkoff Bank and others. But for transactions through third-party organizations, a commission is charged from each payment, its size depends on the tariffs for services.

Sberbank Online: payment of loans from other banks

Online wallet

Owners of WebMoney, Qiwi, Yandex Money e-wallets can send loan payments using them. Consider how to pay a VTB 24 loan via the Internet using the Yandex Money wallet as an example:

• log into your account;
• find the section "Products and services";
• select the link "Credits";
• in the list of banks, select VTB 24 bank;
• fill out the form, specify personal data and payment details;
• confirm the transaction.

Please note that funds can be debited from both the wallet and the bank card. Payment terms are up to 5 days, so it is better to send funds a week before the appointed date.

Similarly, you can use the WebMoney and Qiwi systems. Here, users also have the opportunity to save a payment template and subsequently spend a minimum of time sending a payment to the bank.

Yandex wallet, VTB 24 loan payment

Advantages and disadvantages

Today, paying a VTB 24 loan via the Internet has ceased to be a problem. In addition, many clients receive wages on a bank card, that is, you can transfer money from it to a credit account in a matter of minutes, for this it is absolutely not necessary to go anywhere. This is probably the most important advantage. In addition, online transfers are a reliable way to pay for a loan, although for some reason many of our compatriots have a stereotype that payments via the Internet may not reach.

Among the shortcomings, one can single out a high commission fee on third-party resources, for example, transfer through the Yandex.Money electronic wallet will cost you 3% of the amount plus 15 rubles. There is no doubt that paying directly to the lender is economically beneficial for the borrowers. By the way, when sending money through third-party online resources, you should not hope that they will come to your account instantly, besides, failures occur periodically in any system, which also contributes to the transfer delay.

In order to avoid unwanted disputes with the creditor in the future, be sure to print all receipts; this function is available on each service. And be sure to check all the bank details and the number of the loan agreement, then save the template so as not to make mistakes.