Methods for transferring funds from a Binbank card to a Sberbank account

Transferring money to a card of another bank is a rather popular operation in our time. Previously, the procedure was a little more complicated, but the development of banking services does not stand still. Banking institutions are expanding the list of partners with whom they cooperate, reducing the amount of commission for transfers, and working with limits.

Transfers between cards are in constant demand, because with their help representatives of the labor and social sphere solve problems. The most popular was the card from Sberbank. She receives pension payments and scholarships. Large companies enter into an agreement with the bank, according to which the salary of employees goes to the cards of Sberbank. This is convenient for the population, because the bank has many branches, ATMs, and terminals. ATMs from the state bank are leading in terms of number when compared with others. According to statistics, money transfers most often come to Sberbank cards.

Cardholders from Binbank also transfer money to settlement accounts opened with Sberbank. Bank Binbank is a private credit institution with various types of services. Its plastic cards are competitive, their maintenance is inexpensive, and a system of bonuses is attached to them. For example:

  • accruals on the balance of the amount;
  • cash back up to 5%;
  • free card issuance;
  • withdrawal of accrued salary without commission.

The credit institution is constantly improving and expanding the list of its services. Regarding transfers between cards, work is also underway. They become more convenient, more accessible, easier. One of the popular ways is to transfer the amount directly on the bank's website through the official service. Wherein:

  1. The card must be protected by the 3D Secure system.
  2. The transaction fee is minimal.
  3. Lightning-fast enrollment is provided.
  4. All personal data is protected.
  5. It is possible to comment on the shipment.
  6. The operation is carried out by Promsvyazbank.

"Turbo translation"

This service solution has been specifically designed for sending funds. The main advantage is that the recipient's card can be issued by any bank. For the transaction, you will need to know the recipient's card number. Payment is made through an ATM. You don't need to fill out paperwork specifically. When transferring money from a Binbank card to a Sberbank card, the Turbo Transfer service is involved. It is carried out in the user's account or at an ATM.

To make a payment, you need:

  1. Find a self-service point from Binbank.
  2. Identify the card in the system using a PIN code.
  3. Find in the menu "Money transfers".
  4. Click on Turbo Transfer.
  5. Decide what currency will be transferred.
  6. Enter the recipient's card number.
  7. Write down the amount.
  8. Check the correctness of the entered data.
  9. Click on confirmation.
  10. Pick up the check, which is better not to dispose of until the money is credited.

As a rule, transfers from Binbank cards to Sberbank cards take from several hours to three business days. The client needs to be careful when calculating the amount, since the sender pays a commission fee of 1.5% (minimum 100 rubles). There should be a little more money in his account than the transfer itself. Otherwise, it will not be possible to implement it. A one-time transfer is limited to the amount of 75 thousand rubles. Such operations are available 5 per day or 30 per month. The rule is valid for transactions within Russia. If the money goes abroad, then the limit is reduced to 3 transfers per day and 15 in 30 days.

In order not to look for an ATM or waste time in bank lines, you can send money through an online account. Any transfer currency is chosen. Procedure:

  1. Get your personal login at the bank branch, the password for entering the office will come in the form of SMS.
  2. Find the "Transfers to other cards and accounts" tab.
  3. Select your card.
  4. Dial the card number of the person who will receive the money.
  5. Write the transfer amount and wait for the confirmation code of the operation.
  6. Write a code and the translation will be sent.

Important. For this transaction, a commission of 0.45% (minimum 100 rubles) is provided.

p2p system

There are special sites with the help of which customers transfer money from Binbank to Sberbank. This is a safe method that has already proven itself. When transferring funds, you must adhere to the following algorithm of actions:

  • enter data from the sender's card, as well as the date of its validity;
  • enter the recipient's data (plastic card number);
  • write the transfer amount;
  • click "Translate".

Thus, the transfer is credited to the recipient's card within a day, but sometimes it can take up to three banking days. The percentage for the transferred amount will be shown during the operation. There are a number of additional requirements that must be adhered to:

  1. A plastic card from Binbank must be equipped with the 3D-Secure function. She takes care of the protection of the data used.
  2. There is a transfer limit. It is 150 thousand rubles. per day, or 599 thousand rubles. per month. It is the bank's concern to ensure that customers are protected from intruders.

Internet banking

Bank customers actively use the Internet banking service. To connect to it, you need to request your login and one-time password at the bank branch. Subsequently, for security reasons, it must be changed to a permanent one. To transfer between cards, you need:

  1. Go through identification in your personal account, then find the "Transfers to other cards and accounts" tab.
  2. Select a plastic card from which money will be withdrawn.
  3. Write the number of the recipient's plastic card, the amount.
  4. Wait for the code that will confirm the operation performed, enter it.

Important. This transfer is subject to a commission fee. This is 1.4% of the transferred amount. The amount of the commission cannot be less than 40 rubles.

ATM

Using an ATM from Binbank, you can transfer funds to a Sberbank card. For this, the "Turbotranslation" function, which was described above, is used.

Mobile app

The developers have resolved the issue with an application that helps transfer funds to a Sberbank plastic card. It works well and has its advantages. You can download it from official sources.

Transfers from a Sberbank card to a Binbank card

Sberbank uses the following methods for transactions:

  • Sberbank Online;
  • self-service terminals;
  • ATMs;
  • operations in the department.

Sberbank Online allows you to transfer funds to the recipient's account very quickly. This is an official service that is available to anyone who has equipment with Internet access. The first step includes authorization, at the second step you can enter card data into your personal account. In real time, the client can track all the movements of their funds.

To send money, you need to go to the site under your login. Find the section you need that deals with money transfers between cards. Select the option "To the card of another bank" and sequentially enter the necessary data: the numerical number of the recipient's plastic card, the required amount, the full name of the person who will receive the funds (not always required).

After that, the operation is processed by the system. Translation usually arrives within a day. Rarely, there are delays of up to three business days. A fee is charged for the transaction, which is 1.5% of the amount, but not less than 30 rubles.

You can send money through a mobile application that is installed from official sources. It's free and secure. For this you need:

  1. Login to the service using your username and password.
  2. Find the "Payments and transfers" tab.
  3. Click on "Transfers to another account or card".
  4. In the window that opens, you need to enter the recipient's data, his card number and the amount of the money transfer.
  5. For this operation, the bank takes a commission, the size of which can be seen immediately.
  6. Check the entered information. If everything is correct, the "Confirm" icon is pressed. After that, the payment will begin to be processed.
  7. The commission is 1.5% of the transfer (minimum 30 rubles).

Transfers can also be made at a bank branch. To do this, you need the manager to write a check to the cashier. In the savings bank, you should tell the cashier the recipient's card number, the amount. Of course, you will need a passport to go to the bank. The commission fee in this case is higher. It is up to 2.8% (minimum 50 rubles). The transfer limit is 150 thousand rubles. per day.

Thus, transferring funds to a Sberbank card is easy and convenient using Internet banking. It's fast, simple, the commission for the transfer is minimal, and the transfer is fast.

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