Visa Gold Sberbank card: advantages and disadvantages

Among this list is the Visa Gold Sberbank card, the main characteristics of which will be discussed below.

Advantages of the Visa Gold card Sberbank

Like other plastic products of Sberbank, the Visa Gold card has its own advantages and disadvantages. Since the "Golden Card of Sberbank" does not apply to entry-level plastic cards, the cost of its maintenance is an order of magnitude higher, and amounts to 3 thousand rubles. in year. The main advantage of the card is considered to be increased under the program, which can be obtained by cashless payment at. Also for the holders of this card discounts are provided for the program, as well as discounts for various activities under the program.

The main advantages and privileges of the Visa Gold debit card from Sberbank:

currency used: euro, rubles or dollars;
issue of additional cards, including cards for children from 7 years old;
access to promotions and discounts even in other countries;
equivalent service and cash withdrawal in the Russian Federation and abroad;
reliable protection with an electronic chip;
use as a salary card.

Since Visa Gold Sberbank refers to premium cards, then, regardless of the chosen one, no monthly fee is charged. The service will be useful to those customers who, as well as carefully monitor money transfers made on the card.

Visa Gold card restrictions Sberbank

The Sberbank Visa Gold card, like other plastic cards, has some restrictions, for example, a limit on the expenditure of funds. For Visa Gold Sberbank, the following are established: for a monthly period - 3 million rubles, and for a day - 300 thousand rubles. If the daily limit is exceeded at the time of transactions, the bank charges a commission. Its size is: in devices and cash desks of Sberbank - 0.5% of the amount; 1% - at ATMs and terminals of other banks.

The validity period of the card is 3 years. At the end of this period, you can close the account, order or extend the existing contract. You can replace the current card before the expiration date, without paying a commission.

Options for replenishing a Visa Gold card: