How to apply online for a cash loan at Promsvyazbank

Borrowers can take a cash loan from Promsvyazbank on terms that will satisfy everyone. The bank can provide a choice of 9 consumer loans and optimal conditions. To find out what interest rate on a consumer loan at Promsvyazbank will be optimal in a particular case, you should carefully study this article.

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Cash loan programs at Promsvyazbank

Promsvyazbank provides customers with several cash lending programs that differ in some parameters:

• "For civil servants". It is provided to employees of organizations related to state and municipal authorities, judicial and tax, security and law enforcement agencies, military units and all similar organizations. Additionally, the “Credit Holidays” service is activated, which allows you to postpone two monthly loan payments;
• "Special Relationship". A loan is offered on special terms for employees of accredited companies. In addition, the “Credit Holidays” service is activated, which allows you to postpone the loan payment for 2 months;
• "For payroll card holders". Promsvyazbank customers can take out a consumer loan on special arrangements by presenting only a passport to the bank. As in the previous options, the service "Credit holidays" is possible;
• "Tested by time". Provided to borrowers who have a good credit history. To obtain, you must submit a minimum package of documents. It is possible to connect "Credit holidays";
• "For investors". The loan is available to bank customers who have an active or closed term deposit, the amount of which is more than 150 thousand rubles (for borrowers in Moscow) and 100 thousand rubles (for borrowers from other regions and the Moscow region);
• "Turbomoney". Term loan PSB. It can be obtained using mobile banking or Internet banking. The amount is credited to the open account within 5 minutes after the approval of the application;
• "Open Market". Issued with favorable interest rate. You can get the entire amount on a bank card. No guarantors or collateral are required to apply for a loan. You can activate the service "Credit holidays";
• refinancing loans. When a client of another bank transfers his loans to this organization, he has the opportunity to get a fairly favorable offer with an acceptable interest rate and reduce the monthly payment.

Important! Before choosing the best loan products, experts recommend studying the available programs, weighing all the advantages and disadvantages.

Terms of lending in PSB for a cash loan

The minimum amount that the bank provides for a loan is 500 thousand rubles. Loan terms - 1-7 years old.

Interest rates vary depending on the type of loans. You can always find up-to-date information on the official website or in any branch of the bank.

Requirements for borrowers

To qualify for a loan on such favorable terms, the borrower must meet the following requirements:

• be a citizen of the Russian Federation;
• age not less than 23 years and not more than 65 years;
• have a permanent registration on the territory of Russia;
• work for hire and not carry out activities as an individual entrepreneur;
• the presence of a total work experience of at least 1 year, as well as at the last place of work - more than 4 months;
• work or live in the area where the bank is located;
• have a telephone to contact.

How to receive

To get it you need to do the following:

1. Familiarize yourself with the terms of the program and the requirements for the client of the bank.
2. Submit the required package of documents and a pre-signed application to any branch of the bank.
3. To receive it, you need to come to the bank office and sign a loan agreement. After signing, the amount will be available on, which will be issued by a specialist.

Required documents

You will need to collect the following papers:

• completed application form;
• passport of a citizen of the Russian Federation;
• a certificate from the place of work, which indicates the average monthly income and the amount of production deductions. Everything must be certified by authorized persons of the employer, sealed;
• a photocopy of the work book;
• SNILS number.

Online application

For a cash loan at Promsvyazbank affects fast service and plays an important role in customer service.

You just need to enter the relevant information about yourself in the fields and wait for the call from the operator from the bank.

The specialist will calculate the monthly payment and overpayment, provide information on the details of receipt.

A preliminary call helps to prepare the documents as correctly as possible. before going to the bank branch. Thus, there is no need to visit the bank for information.

The bank provides a loan within two weeks. In order to take a consumer loan to an individual at Promsvyazbank, several requirements must be met:

With a large selection of conditions, getting a loan is not so easy. To increase the chances of approval of the application, the borrower must provide the bank with the entire package of documents that will confirm solvency and allow you to get a loan on the most optimal conditions.

Loans are issued by specialists after the reviewed application exclusively in the branches of the organization.

Conclusion

All offers on consumer loans of Promsvyazbank are conveniently structured and have their own target audience. The bank offers the most acceptable conditions for both casual borrowers and regular customers.