How to pay off a loan from UniCredit Bank: 8 easy ways

UniCredit Bank issues a huge number of loans both for business development and for individuals to make purchases or pay for services. A bank with foreign capital gives each borrower the opportunity to choose one of the many ways to repay a loan. It turns out that paying a loan from UniCredit Bank is quite simple and comfortable, because you can use the terminal, the Internet or visit a branch of any financial institution.

Paying off a loan is fairly easy.

Through the Internet

Paying a loan from UniCredit Bank via the Internet is very simple. The bank has its own website through which you can make a repayment operation. You only need to have access to the internet. To credit money to the loan account, you will need to register on the Enter.UniCredit service.

Peculiarities:

• a prerequisite is the maintenance of plastic technology 3D-Secure;
• you will need to pay a commission of 2% of the transferred amount;
• you can transfer no more than 75 thousand rubles to a credit account per day;
• sending banks may set additional fees;
• funds are credited the very next day.

To make a payment, you will need:

Through an ATM or terminal

Initially, you need to find an ATM / terminal of UniCredit Bank with the function of accepting money. You can make banknotes to repay the loan at any time of the day or night, while the crediting is done instantly.

Operation scheme:

1. Insert the card and enter its pin code.
2. In the menu, select the option "Deposit cash", then "To account" and decide on the currency.
3. The number of the loan agreement should automatically appear on the screen. You can check it again with the information in your documents. If everything is correct, then just click on it.
4. Now you can place the money in the bill acceptor.
5. After the money is accepted by the device, confirm the payment and request a receipt printout.

At a bank branch

You need to come to any branch of the bank and, presenting your passport at the cash desk and indicating the account number, make a deposit.

This method is most reliable for early repayment of the loan. Remember, in order to repay the loan ahead of time, you will need to write a free-form application a month before the payment date.

Other ways: TOP-5

There are also the following payment options:

1. Through terminals and cash desks of other banks (in this case, you will need to pay a significant commission).
2. Using the service of the Russian Post (you need to provide a passport, a 20-digit contract code, fill out the transfer form itself and submit it 5 days before the due date of payment).
3. Through a mobile application or the Enter.UniCredit service from a debit or salary card of the same bank.
4. By enabling automatic payment.
5. Through partners (Beeline, Technosila, Kari, Megafon, Eldorado and many others), as well as electronic payment systems (Qiwi, Tele-Pay and some others).

Commissions

Of course, if you use partner stores, payment systems, or use the transfer services of other banks, you will have to pay additional fees.