What banks does Raiffeisen Bank cooperate with - a list of partners where you can withdraw money from the card without commission. In which ATMs can I withdraw money without commission from a Raiffeisen bank card Raiffeisenbank debit cards cash withdrawal limit
Somewhat inferior to the scale and branching of the service networks of the giants of the financial market. Therefore, it is useful for card users of this bank to be aware of its affiliate programs.
The financial institution has entered into partnership agreements with eight banks. Therefore, now customers can withdraw money without commission at ATMs of the following partner banks:
And you can deposit cash on a card without a commission at ATMs of Binbank and Moscow Credit. The funds will be credited to the card immediately. It is worth noting that all partner banks operate only in Russia, and Raiffeisenbank has no partners outside of it.
Fee for cash withdrawal at Raiffeisenbank
You also need to remember about the commission for withdrawing cash from debit cards, depending on the service tariff. We have already made sure that no commission will be charged at ATMs of Raiffeisenbank and its partner banks at any rate. However, if you have to cash out funds in the terminal of other banks, then in accordance with a certain tariff, the commission will be as follows:
If the client has a payroll debit card of a Raiffeisenbank client company, then regardless of the chosen service tariff at ATMs of the bank and partner banks, no commission will be charged for cash withdrawals, but other credit organizations will have to leave 150 rubles or 5 dollars / euro.
The most recognizable German banking brand after Deutsche Bank is gaining momentum in the field of cooperation with Russian credit institutions. The development in Russia of its own payment system (NSPK), which will take over the functions that previously belonged to foreign issuers of Visa, Maestro and MasterCard, and the craze of Russians for electronic payments are forcing banks to move towards closer interaction
Withdrawing funds from bank cards without commission is one of the goals of such a partnership. New companies, including foreign ones, entering a new market for themselves, often immediately begin expansion by looking for the most profitable employees, even from among competing organizations. To date, the partners of the Raiffeisen banking group are the following financial companies:
List of partner banks of Raiffeisen Bank in Russia
1. Rosbank,2. Tatfondbank,
3. MDM-Bank,
4. ,
5.
5. Uralsib,
6.
Maximum amounts and types of cards
The ability to withdraw money without commission from a Raiffeisen bank card in any of the listed banks that are in partnership with it is limited by some conditions that we have already discussed on the pages of our website. One of the conditions is the supported type of cards.As a rule, this refers to debit cards marked Classic, Standard, Platinum or Gold, issued or under the issuance of Visa, MasterCard or Maestro. If you do not have a debit card, but a credit card (for example, Visa Cash Card from Raiffeisen), then before withdrawing money from it at an ATM of a third-party organization, first take the trouble to read the terms of service.
Banks usually set limits on the amount as the second condition: in different ATMs, this threshold is from 7,500 to 15,000 rubles per transaction, but if you exceed this threshold, they can still take a commission from you. The minimum amount of commission that you will be charged when working with credit cards is 15 rubles, the maximum depends on the amount withdrawn, but the same "Cash card" sets an initial limit of 150,000 rubles, for cashing which in a third-party ATM you will pay about 4,500 rubles.
Always carefully read the conditions for charging a commission before making a transaction, they are available in the menu item.
Raiffeisen Bank is a Russian subsidiary of the Raiffeisen holding (Austria). To date, the institution has gained popularity in the financial sector, as its own network is actively developed and cooperation with financial institutions has been established. Thanks to work with "Impex Bank", the organization entered the top 15 in the country, which are in demand in the field of lending and investment.
To improve the work of the bank, a convenient system of customer service on acceptable terms has been created. This allows the organization to be in demand. That is why Raiffeisen partner banks exist. You can withdraw money without commission in these organizations. Funds can be replenished, transferred using self-service devices.
About the bank
Raiffeisen Bank has been operating in Russia since 1996. Now this organization has a developed partner network. Its main activity is the service of legal entities and individuals. An important area is investing in economic sectors.
Thanks to the successful development, the bank has many ATMs, self-service terminals. Due to cooperation with other institutions, customers have the opportunity to enjoy advantageous services.
Bank advantages
Raiffeisen Bank has the following advantages:
- Availability of partners in different countries.
- Withdrawal without commission.
- With a debit account, you can transfer funds to a credit card.
- Reliable reputation.
- The account is replenished with electronic currency through Qiwi and other systems.
The main thing that partners of Raiffeisen Bank can provide is ATMs without commission. St. Petersburg, like other cities, has many devices for withdrawing funds. The bank also has a secure Internet banking system.
Bank customers can use a wide network of ATMs, which are located throughout the country. More than 2,000 such devices are now in operation. The benefit for customers lies in the terms of service provided by Raiffeisen's partner banks. Without a commission, it is proposed to withdraw funds from a variety of ATMs (more than 16 thousand).
Organizations offer to withdraw money from the card without charging a commission. Plastic is needed for:
- Transfers to other cards.
- Internet banking.
- SMS alert connections.
- PIN code changes.
- Making payments.
- Cash withdrawals.
If this bank is not in the city, then you should look for Raiffeisen partner banks. Without commission, you can withdraw money from all ATMs belonging to these organizations.
Commissions
Because third-party withdrawals come with a service fee, before using another institution's device, you need to make sure that there will be no charge. Favorable conditions are provided by Raiffeisen's partner banks. Without commission, as already mentioned, cash is issued at all ATMs of these structures.
If you withdraw money in third-party terminals, then this happens on the following conditions:
- Cash out up to 3 million per day.
- Commission 300 rubles or 0.7%.
- Collection of 150 rubles + 0.5% at an ATM that is not a partner of Raiffeisen.
If an ATM is used to dispense money on a card of another issuer, the terms of cooperation must be taken into account. Raiffeisen provides cash withdrawals without commission only thanks to partners.
Affiliate network
Banks cooperating with Raiffeisen are creating a partner network. Thanks to it, customers can withdraw money without commission. Partners include:
- Rosbank.
- MDM Bank.
- MKB Bank.
- Bank UniCredit.
- Uralsibbank.
- Binbank.
- Gazprombank.
- Rosselkhozbank.
- "Energotransbank".
It is necessary to look for these ATMs and then there will be no commissions. Devices are available in most shopping centers in large cities.
Withdrawal rules
Raiffeisen customers can withdraw cash with some restrictions:
- If you use a Visa credit card, there may be a fee. It all depends on what conditions a particular financial institution offers. And with Visa, MasterCard, Maestro debit cards, there will be no problems.
- The size of one operation is limited (7.5 or 15 thousand rubles). If the amount is exceeded, commissions will be charged.
It is according to these rules that ATMs without commission in large cities can be found everywhere. The affiliate network is accessible to people all over the country, as depositors and borrowers are offered excellent service and a guarantee of reliability.
Features of the procedure
To withdraw money, it is enough to find an ATM of a partner. They are located in shopping centers, as well as in the bank offices themselves. The procedure is no different from the standard. The client needs to insert the card into the device, enter the PIN code, and then select the "Cash withdrawal" section.
The menu offers payment for various services. No commission is charged for them at partner ATMs either. ATM addresses can be found on the website.
"Rosbank"
If there is no Raiffeisen in the city, where can you rent without a commission? Partner banks have a network of ATMs throughout the country. Rosbank has about 3,000 devices. Since 2012, customers have been withdrawing funds without commission. It is also available to pay utility bills and replenish the card.
Rosbank has a developed ATM network, so the devices are located in many cities of the country. Remote service is very convenient for most customers because it saves time. Through an ATM, you can transfer money, pay for television, telephony. You can find out the addresses of ATMs through the website.
"MDM Bank"
It also has other collaborative organizations "Raiffeisen". Partner banks carry out withdrawals without commission at the box office and through ATMs. Now the institution is cooperating with MDM-Bank. Customers have access to the function of obtaining information about their account without commissions. The number of devices is more than 9,400.
Raiffeisen became the owner of a developed ATM network, which allows customers to gain convenient access to their funds. There are many cash withdrawal machines in big cities. In addition to withdrawing money without commissions, other services are also provided: transfer of funds, payment for services, repayment of loans.
"MKB-bank"
The main advantage provided by partners of Raiffeisen Bank is ATMs without commission. Moscow, like other major cities, includes many withdrawal devices. One of them is JSC "Moscow Credit Bank", which is only in the capital. The main direction of the organization is the development of retail business, as well as servicing corporate clients.
In addition to these banks, cash is also issued at other ATMs. In large cities there are devices of Uralsibbank, Gazprombank, Rosselkhozbank and other organizations. Each of them offers its own terms of service, but at ATMs, funds can be withdrawn and replenished without commission.
Refill
Without a commission, you can not only withdraw funds, but also If you need to replenish a credit card or deposit funds to a debit card, then you need to use the self-service terminal of MDM Bank. There is no fee for the procedure. The maximum payment is 45 thousand rubles. For a month, you can replenish the card for no more than 450,000 rubles.
You can get acquainted with the nearest ATMs and partners using the R-Mobile mobile application. There are addresses and opening hours of the terminals. This information can also be found on the official website.
Types of cards
The Unembossed card is considered non-named, so it is issued instantly. It is enough for the client to write a statement. The service is provided to clients from the age of 14. After receiving the plastic, it is possible to perform operations using a contactless system. Money can be withdrawn from cash desks and ATMs. It is also possible to pay for purchases and services via the Internet. Cards are accepted at all outlets. Maintenance of debit cards costs 240 rubles per year. It is more convenient to use partner ATMs to withdraw funds.
Clients are also offered standard cards, for which a limit of 200 thousand rubles is provided per day, and 1 million rubles per month. Maintenance costs 750 rubles a year, but if you order the "Optimal" package, this will be free.
The debit card "Gold" is issued in several forms. issued with the "Gold" package. There is a 5% cashback on check out. Visa allows you to use bonuses issued for non-cash payments. The Gold Card has free expense alerts, partner discounts, and no-fuss office service. Services cost 4.5 thousand per year.
Loans
The bank offers loans to customers. And each has its own conditions. Many programs do not require the provision of collateral, the need to find a guarantor. There will also be no additional fees. The application is considered within an hour, after which the client is notified of the decision. If it is approved, then within 15 days it is possible to apply for money by providing documents. An agreement is concluded with the client, which serves as a regulation of the rights and obligations of the parties.
You can repay the loan by any means, but it is better to choose ATMs of the bank or partners. Money is also deposited through cash desks, payment terminals and online services. Most of the methods allow you to transfer funds quickly.
Raiffeisen financial holding in Russia has its own structure - Raiffeisenbank. Raiffeisenbank's partner banks make this network more in demand, as they increase the influx of customers due to favorable conditions.
About the bank
Raiffeisenbank is now one of the largest banking organizations in Russia. Favorable conditions for users, servicing both individuals and legal entities, investment in economic sectors make this bank a leader in the financial market.
Raiffeisenbank entered into a partnership agreement with many Russian banks, which allowed it to become more in demand.
For customers, this means an increase in the number of ATMs where you can withdraw money, terminals have also increased in number, and the range of services provided by bank partners for Raiffeisenbank depositors has become more profitable.
In other banks that do not cooperate with Raiffeisenbank, there are a lot of restrictions for its clients on conducting monetary transactions, so now it has become easier for users of this organization to use their cards.
Raiffeisenbank's partners provide people with what they could not get due to the lack of ATMs of their bank in the city.
The partner network has expanded its borders and now there are over 16,000 ATMs in Russia, where cash withdrawals and other transactions are carried out without commissions, on the same terms as in Raiffeisenbank itself.
ATMs in Moscow, St. Petersburg, Krasnodar and many other cities are now much easier to find, and no commission is charged for using them.
The partnership also allows the clients of this organization to receive discounts from partners where they are not provided for outside users. So the partnership is beneficial for all parties - bank customers and the organizations themselves.
What banks does it cooperate with?
Collaborating banking companies bring many benefits to customers. Therefore, it is very important to know in which ATMs of partner companies you can withdraw cash without a commission and carry out other financial transactions.
List of partners of Raiffeisenbank:
- Credit Bank of Moscow.
- MDM Bank.
- UniCredit.
- Rosbank.
- Binbank.
- Russian Agricultural Bank.
- Uralsib.
- Gazprombank.
- Energotransbank.
These nine partner organizations accept Raiffeisenbank cards and consult its users, as well as provide their services on the terms of the client's bank. A partner bank is an organization that facilitates the users of any cooperating company to conduct their transactions and withdrawals.
The advantage of partnership is that in many countries there is an ATM from a partner in which a person can withdraw cash, especially if something unforeseen happened and he was left without money.
You can always find out how a partner bank works on the official website of the desired bank, this will help you avoid trouble with an unexpected commission or other problem (a small withdrawal limit through a partner cash desk or ATM).
What services are provided?
Raiffeisenbank, together with its partners, provides users with the following services, for which they will not have to overpay, as is the case with the use of other devices of third-party enterprises (terminal, cash desk):
- cash withdrawal;
- you can top up your phone balance at an ATM;
- payment of utility bills, television and the Internet is also easily carried out with partners;
- find out the balance on your cards;
- depositing cash through the terminal on the card;
- transfer between cards;
- connection of SMS informing about all transactions carried out on the card;
- changing the pin code;
- Internet banking service is provided;
- replenish the card to pay the loan;
- obtaining information in any partner bank about their current financial affairs;
- transferring money to charity.
To put money on a card or withdraw cash without paying interest, it is no longer necessary to run around the city to ATMs or look for the nearest Raiffeisenbank ATM on the map.
The partnership expands the range of services for clients and makes the service faster, and the use of bank cards is convenient and safe, since Raiffeisenbank partners have a bank guarantee for the confidentiality of all personal data.
Partner Firm Rules
The partnership allows you to conduct many transactions on the same terms as in the client's home bank. But still, there are a number of conditions and nuances that you should be aware of when using ATMs of partner institutions:
- Topping up a credit and debit card at a time is only possible in the amount of 45,000 rubles., and for a month - 450,000 rubles, more interest will be withdrawn.
- If you have a Visa credit card, then the partner organization may also withhold a commission for its use, debit cards of any payment system are serviced without commission.
- One operation is limited, the amount varies in different organizations from 7.5 to 15 thousand rubles. Everything will depend on the company you choose.
- All money transfers and other card transactions are carried out on the terms of Raiffeisenbank, payment for transactions is charged as prescribed by the rules of the company that issued the client.
How to find out about partner companies?
Partners of Raiffeisenbank may change over time, so it is better to clarify such information in advance.
You can find out where the nearest partner ATM is located and what partner enterprises are available in any convenient way:
- by calling the Raiffeisenbank hotline;
- by going to the website of Raiffeisenbank in the section "ATMs and offices";
- having specified personally at the employee of the enterprise in branch.
Raiffeisenbank does its best to provide its customers with high-quality, fast, convenient, reliable and comfortable service. Deposit guarantee, good interest rates on loans and deposits, availability of funds and understanding on the part of the organization make this bank one of the most popular in the Russian Federation. That is why now it is in the forefront in the list of the largest Russian banks.
And the partner banks have drawn up an agreement, thanks to which the clients of these financial and credit institutions can use the services of self-service devices of the specified circle of persons without commission.
Raiffeisen partner banks
More than 2,000 ATMs installed by this bank throughout the country are available to Raiffeisen customers for card transactions. However, the possibilities of Raiffeisen bank card holders are not limited to these devices. Raiffeisen partner banks gave them access to:
- 16,000 self-service devices where you can withdraw cash;
- 7,700 devices, which can be used to replenish accounts, including card ones.
Services to clients of the Austrian giant in such ATMs and terminals are provided according to the conditions of "home" tariffs, that is, what Raiffeisenbank offers.
Raiffeisen Bank partners offer its customers to use their terminals, but with some restrictions on the maximum amount of one transaction. Partner banks that allow Raiffeisen Bank clients to make transactions in self-service devices without commission:
- Rosbank, which set a limit on one operation in the amount of 150,000 rubles;
- URALSIB bank set the same limit of 150,000 rubles;
- Moscow Credit Bank - 150,000 rubles;
- UniCredit Bank - 100,000 rubles;
- Rosselkhozbank - 200,000 rubles;
- Binbank - 150,000 rubles;
- Energotransbank - 150,000 rubles;
- Gazprombank - 150,000 rubles.
If the limit is exceeded, banks may withhold an additional commission.
Conditions for using the services of self-service devices of partner banks
In self-service devices owned by partner banks, Raiffeisenbank customers can:
- transfer funds to another account, including an account owned by a third party;
- get access to the Internet Banking service and, if necessary, recover the access password to it;
- connect a phone number to the SMS notification service;
- change the PIN-code of the card;
- pay for services;
- withdraw cash.
When accessing the services of Raiffeisen Bank partners' self-service devices, it should be taken into account that the principle of operation of such devices is different. Before using one of the ATMs, it is advisable to read the relevant instructions of the owner bank.
When replenishing a card account, funds deposited before 18.00 from Monday to Saturday inclusive will be credited to the account on the same day. Cash received after 18.00 from Monday to Saturday inclusive, as well as on Sunday or public holidays, will be credited to the account on the next working day.
Restrictions applicable when depositing cash using self-service devices of partner banks:
- replenishment of accounts is allowed only in rubles;
- one operation is a maximum of 45,000 rubles;
- devices perform no more than 3 operations per day, 10 per week and no more than 15 per month;
- in one day, devices can accept no more than 45,000 rubles for replenishment of an account opened with a friendly bank, but a maximum of 300,000 rubles per week or 450,000 rubles per month.
It is impossible to replenish the accounts of category "B" cards, as well as corporate cards, in the devices of partner banks.
Among other restrictions on working with friendly self-service devices, the following should be considered:
- limits for cashing out funds or replenishing a card account set for this product by the issuing bank;
- availability of the required amount in an ATM;
- denomination of banknotes loaded into the machine.
Commission conditions
Replenishment of the card account and withdrawal of funds through the devices of partner banks of Raiffeisen Bank is possible in more than 30 regions of Russia, both in relation to debit cards and credit cards.
Partners of Raiffeisen Bank provide services to its clients without commission, provided that debit cards are used in self-service machines. The fee for withdrawing cash from credit cards is 3% plus 300 rubles.
The fee is charged by all ATMs of the alliance. The exception is the Cash Card product. In turn, Raiffeisen does not charge any fees when accessing its devices with debit cards issued by financial and credit organizations friendly to it.
Cash can be withdrawn without commission only at ATMs of both Raiffeisenbank and its partners. But when receiving money from an account at the cash desk of an alliance member, they will take a commission of 0.7% of the transaction amount, but not less than 300 rubles.
If you withdraw cash in self-service devices of banks that are not partners of Raiffeisenbank, then the commission will be 1% plus 150 rubles. For a Visa CASHBACK Debit card, the fee cannot be less than 100 rubles.
When transferring from an account opened with Raiffeisen to an account opened with another bank, 1.5% of the transaction amount (at least 50 rubles) is withheld.
Partners of Raiffeisenbank accepting loan payments
Raiffeisenbank cooperates with the Zolotaya Korona service. In its offices, you can repay loans issued by Raiffeisen, including credit card loans. When performing calculations, a commission will be withheld.
Similar calculations are possible in the Beeline and Euroset communication stores. When making payments, a commission of 1% is withheld (minimum 50 rubles, maximum - 200 rubles).
Also, the bank's customers can use QIWI terminals for settlements on credit obligations. The service comes with a fee.
Crediting funds to the loan account when accessing the specified services is performed on the next business day. To make a payment, you must specify the account details.
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