Eastern Bank deposits of individuals. Deposits for individuals at Vostochny Express Bank. Features of deposits at Orient Express Bank

In 2019, Vostochny Bank is among the 50 largest Russian banks. Is a participant in the Deposit Insurance System, which provides additional guarantees individuals- to investors.

Vostochny offers an extensive list of deposits, thanks to which each client can invest free funds on the most favorable terms.

Current deposit products

Basic tariff plans:

"Practical"– possibility of concluding a contract for a period from 6 months to 2 years. Various currencies are available (RUB, EUR, USD). The minimum deposit is 100 thousand rubles or 2 thousand dollars/euro. There is no automatic renewal; option available to use additional bonuses and programs that increase investment returns.

"Oriental"– provides ample opportunities to choose the duration of the contract (from one month to three years). There is no possibility of replenishing or extending the contract. Low size minimum investment– 30,000 rubles/500 dollars or euros; monthly order interest accrual.

"Sberbank" – time deposit, 181-731 days. The depositor has the right to replenish his deposit multiple times throughout the entire period of the agreement. The top-up amount cannot be less than 5,000 rubles or 500 dollars/euro. Interest is capitalized monthly, due to which the deposit amount is constantly increasing.

TO current rates The “Interest as a Gift” promotion may be applied, thanks to which you can receive an additional 1.2%.

Vostochny Bank offers VIP clients a line of premium deposits with increased interest rates, including multicurrency and investment products.

Documents required to register a deposit with Vostochny Bank in Moscow

The bank has standard requirements for the package of documents provided by depositors. The registration procedure is simple and does not take much time. To simplify the process and reduce waiting time, the branch provides the ability to fill out an online application and then submit documents.

In order to conclude a deposit agreement with this banking institution, the client must fill out a form and provide a valid national passport, migration card or other document that confirms the legality of the individual’s presence in the territory Russian Federation. Additional requirements may be specified by the bank depending on the selected tariff offer, as well as other circumstances.

Oriental Express Bank is one of the largest banks in Russia with the widest network of private banks. The bank's specialization is providing various financial services businesses as well as individuals. Today, the bank continues to develop dynamically and occupies a leading position in the domestic and international markets.
By the beginning of 2017, Orient Express Bank offers several types of deposits to its clients. Each of the proposed deposits has high interest rates, capitalization, as well as a program of incentives and bonuses.
Bonus incentives and additional accruals apply if you have a pension certificate and use Internet banking. In addition, the interest rate depends on the terms of the deposit.

Advantages of investing in Orient Express Bank:

• the deposit yield is up to 14% per annum;
• availability of replenished and non-replenished investments;
• the possibility of early withdrawal of 30% of cash savings without loss of interest;
• when opening a subsequent deposit, the bank accrues one bonus percentage;
• privileges for pensioners;
• favorable lending conditions;
• All deposits must be insured.

Deposit "Practical"

Minimum amount for investment ranges from one hundred thousand rubles to 3 million rubles. The validity period lasts from 181 to 731 days. The deposit accrual can be from 5.95% to 7.10% per annum.
All clients are provided with a bonus in the form of an additional percentage when opening the next deposit. In addition, a debit card is included as a gift.

Dividends are accrued in a way convenient for the client: to the contribution amount or transferred to the client’s account.

Deposit "Sberknizhka"

This special offer for pensioners with increased interest. Additional amount accrued at 0.1% per annum on the deposit.
Advantages of this deposit:

• replenishment a sum of money throughout the entire deposit;
• individual choice of storage periods Money;
• Interest accrues at the beginning of each month;
• change in interest calculation when switching to another monetary range;
• processing loans on special terms.

Deposit terms:

• the minimum investment is thirty thousand;
• deposits can only be opened in ruble currency;
• terms: from 181 to 731 days;
• It is possible to top up your account.

When choosing financial institution Each potential investor must independently draw up. This will help him find a deposit program that will meet the stated parameters. Bank deposits Eastern Express should be considered by those individuals who plan to get maximum profit from their savings.

“Rozhdestvensky” line

Today, Orient Express Bank offers individuals a line of deposits that provide bonuses in the form of an increase in base interest rates by 0.20%. They are issued under the following conditions:

1. Russian rubles, American dollars and euros are accepted for placement from individuals. The deposit validity period ranges from 91-1097 days. When opening the program, the client must deposit a minimum of 30,000 rubles and 500 euros/dollars into a deposit account. The interest rate can reach 9.02% per annum. There is no possibility of making additional payments and automatic prolongation, just like with . Individuals who made this deposit in 2017 can partially withdraw funds once during the entire period (up to 90% total amount excluding capitalized interest). If the deposit is closed early, the interest rate of the “On Demand” program will be used.
2. Today, on this deposit you can place funds in domestic and foreign currencies for a period of 91 to 1097 days. The minimum amount of starting investment must be no less than 30,000 rubles, 500 dollars or euros. Under the terms of the program, individuals cannot automatically renew contracts or make top-ups. The annual interest rate can reach 9.22%. Clients are allowed to partially withdraw funds once, as well as terminate the contract early.
3. Of the entire New Year's line of holiday deposits, this program is different maximum profitability. The interest rate in effect in 2017 can reach 9.42% per annum (clients receive + 0.20% as a gift from Orient Express Bank). The period for which at least 30,000 in rubles and 500 in dollars/euro are placed ranges from 91-1097 days. Individuals are allowed to partially withdraw funds (once for the entire period within the minimum balance), close the deposit early (interest is recalculated at a reduced rate). It is prohibited to renew contracts and replenish deposits.

“Practical” line

Today, individuals can open deposits from this line of Orient Express Bank on the most comfortable terms. Clients are allowed to deposit multiple times additional payments and withdraw funds within the minimum balance. Each deposit has a high yield and can be issued in 2017 under the following conditions:

1. This deposit can be opened for a period of 181-731 days (for 366 days it is not issued) in Russian rubles, American dollars and euros. The entry fee must be at least 100,000 rubles, 2,000 euros/dollars. The maximum investment amount should not exceed 3,000,000 rubles. The interest rate reaches 7.47% per annum. Individuals can renew their contracts automatically on the last day. The minimum amount of additional payment is fixed at 5,000 rubles, 150 dollars/euro, and the maximum amount for replenishing the deposit account should not exceed the amount of the initial payment. If the deposit is closed early, interest income will be recalculated at the rate of the “On Demand” program, which is set at 0.01% per annum.
2. The validity period of this deposit is set in the range of 181-731 days (except 366 days). Individuals can deposit from 100,000 on deposit with Orient Express Bank in 2017 Russian rubles, 2,000 euros or American dollars. The annual interest rate reaches 7.25% (a bonus of 0.20% is added). The program provides for automatic prolongation, additional payments in the amount of 5,000 rubles, 150 dollars/euro, and early closure of the deposit. If necessary, clients can partially withdraw funds within the minimum balance, which is equal to 100,000 rubles, 2,000 USD.
3. This deposit differs from similar programs in that individuals can partially withdraw funds without losing the accrued interest income. In 2017, you can place from 100,000 rubles, 2,000 euros/dollars for a period of 6 months to 2 years. The maximum deposit amount should not exceed 3,000,000 rubles, 45,000 euros/US dollars. The annual interest rate reaches 7.03%. Individuals can replenish their deposit accounts (the amount of one contribution should not be less than 5,000 rubles, 150 USD), but on the last day they will not be able to renew contracts. If the contract is terminated early, then all accrued income will be recalculated at the rate of the “On Demand” program, as well as at.

"Eastern" line

This 2017 line includes three deposits of Orient Express Bank, which individuals can open under the following conditions:

1. Regular and new clients of a financial institution can open this deposit in the domestic and foreign currency. They must deposit at least 30,000 rubles or 500 dollars/euro into the account. The maximum investment amount is fixed at 1,000,000 rubles, 20,000 euros/dollars. The duration of the program is 1, 2, 3 years. The interest rate can reach 8.01% per annum. Individuals are prohibited from replenishing deposits and automatically renewing contracts. Accrued interest income can be monthly or withdrawn to separate client accounts. In case of early closure of the program, the interest rate of the “Demand” deposit is applied.
2. Today, Russian citizens can open this deposit of Orient Express Bank for the following terms: 1, 3, 6 months, 1, 2, 3 years. When registering for the program, you must deposit an initial fee, the amount of which should not be less than 30,000 rubles, 500 euros, 500 US dollars (the maximum amount that can be kept on a deposit is set at 1,000,000 rubles, 20,000 euros/US dollars). The annual interest rate does not exceed 8.24%. The program does not provide for additional payments, automatic prolongation and partial withdrawal of funds. Interest income can be transferred to clients' separate accounts or capitalized. Early closure of the deposit with recalculation of interest at the rate of the “On Demand” program is allowed.
3. This deposit has the highest interest rate - 8.47% per annum (customers receive a bonus of +0.20%). It can be opened in 2017 not only in Russian rubles, but also in foreign currency. A minimum of 30,000 rubles and 500 euros/dollars is accepted for placement. The maximum investment amount should not exceed 1,000,000 rubles, 20,000 USD. There is no provision for automatic renewal of the contract, and it is prohibited to replenish the deposit account. Interest income is paid monthly to clients or capitalized. Early termination of the contract is allowed.

“Sberknizhka” line

All deposits in this line of Orient Express Bank are characterized by high profitability, since the interest rate increases depending on the amount of funds that will be deposited throughout the entire period. Today, individuals can make these deposits under the following conditions:

1. This deposit is opened for a period of 181-731 days in Russian rubles and foreign currency. A minimum of RUB 30,000, USD 500 is accepted for placement. The maximum deposit amount should not exceed 1,000,000 rubles, 20,000 euros or US dollars. Throughout the entire period, individuals can make additional payments in the amount of 5,000 rubles, 150 USD. The annual interest rate reaches 7.66%. Under the terms of the program, clients cannot automatically renew contracts, and if they are terminated early, interest income will be recalculated at a reduced rate.
2. Today this deposit can be opened for a period from 6 months to 2 years. Clients independently choose the replenishment amount. At least 30,000 rubles, 500 dollars or euros must be deposited into the deposit account on the day of registration. By maximum amount The deposit limit is set: up to 1,000,000 rubles, 20,000 USD. The annual interest rate reaches 7.52%. Early termination of the contract is provided for, but automatic termination is prohibited

The main offices of Eastern Express Bank are located in Khabarovsk and Moscow. By number of branches financial enterprise ranks second, second only to Sberbank. A wide regional network has a positive effect on the profitability of the organization. On the quality of services provided this moment has no effect. The organization is positioned as financial institution retail direction. The bank issues deposits for individuals and provides credit services to the population. In addition, the institution actively cooperates with large corporate clients.

Deposits offered by Orient Express Bank and the possibility of withdrawing funds may be different. You should pay attention to demand deposits. This product allows you to get rid of the need to pay for a deposit box, however, the rates on deposits of this type will be minimal. At the same time, the possibility of withdrawing the required amount at any time is unlimited.

Maximum interest on deposits is typical for time deposits. However, here in case early withdrawal the accumulated interest is lost. More detailed conditions are specified in the contract.

Deposits for pensioners may include a capitalization option. Interest is calculated on the principal amount monthly or quarterly. For formation interest rate The type of currency that was chosen for a particular deposit program also has an impact. When using Russian rubles, the rate will be maximum.

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05.06.17

Fitch: 7 large banks of the Russian Federation did not comply with capital allowance requirements in April. This is Post Bank, " Russian Capital", Ural Bank Reconstruction and Development, Absolut Bank, Moscow Industrial Bank, Orient Express Bank and Uraltransbank.

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