Cetelem Bank pay for a loan online without commission. Pay the loan online using a bank card. Transfer through third party banks

Cetelem Bank loan repayment is available in different ways. One of the most convenient and fastest options for making loan payments – transfer of funds through Sberbank Online. Read the article on how to do this.

To gain access to the Sberbank Online system, you must be a client of this credit institution and enter into a universal agreement for banking services. It's very easy to do this:

• You must have at least one Sberbank international debit card. If there is none, then upon concluding the contract the client automatically receives a Maestro “Momentum” card.
• Connect to the service "". It will be required to receive and send SMS about completed operations.
• Contact the office of the financial institution with your passport and conclude an agreement.

Login to the online service is carried out using identifiers - login and password. The loan repayment operation is available in the menu item “Payments and transfers” – “Repayment of loans from another bank”.

The list of organizations whose loans are available for repayment without a set of details includes Cetelem Bank.

Just click on its logo and enter the following data in the payment transfer form:

• loan agreement number;
• FULL NAME ;
• Mobile phone number.

From the list of cards, select the one from which funds will be debited. This operation is not available with a credit card.

After checking that the data entered is correct, the operation is confirmed. An SMS with a code is sent to the borrower’s mobile phone, which the client enters in a special window on the payment pages on the website. Then the amount goes to its destination.

For those who periodically write off funds to repay the loan, it is possible to pay for the loan with Setel using the “Autopayment” service. The main advantage of this method of money is the automatic debiting of the established amount without the participation of the borrower. Connecting to the service is free. To do this, just go to the “My Auto Payments” tab and click “Connect Auto Payment”.

After this, you need to set the parameters of the monthly transfer: amount, date, credit agreement number and card number. If you wish to make a payment in a larger amount than provided for in the schedule, it is enough to make an additional one-time debit. After closing the loan, the service is turned off, otherwise the money will be debited and “stuck” in the Cetelem bank on a monthly basis. You can refuse automatic debit by clicking the “Disable autopayment” button.

In Russia, Cetelem Bank opened in 2007. To date, the organization has an extensive network of offices throughout Russia. Therefore, those who are going to take money here should find out what the instructions are that allow you to pay for a Cetelem Bank loan through Sberbank Online, as the most famous bank and service that is gaining popularity among users.

Step-by-step instructions on how to pay a Cetelem Bank loan through Sberbank Online

To make a payment through this service, you must have a Sberbank bank card. Usually, when issuing it, they provide information for access to your personal account. Use them to log in to the system. After this, you can perform any financial transactions in Sberbank Online, including paying for a loan. The step-by-step algorithm of actions looks like this:

1. In the main menu you should find the “Transfers and Payments” section.
2. Next, you need to find a tab called “Repaying loans from another bank.”
3. In the form that opens, indicate the name and details of Cetelem Bank, enter the account or card number from which the debit is made and the amount of the monthly loan payment.
   
4. After checking all the data, you need to click on the “Pay” button.
   
5. A message will be sent to your phone containing a special code, which must be indicated in the payment form to confirm and complete the transaction.

All steps are completed in just a couple of minutes. And in the future they will be completed even faster, since the system will automatically remember the data and save it in a template. However, this method is only available to those users who have a bank card and are Internet users.

For those who do not have access to a virtual network, modern technologies and Sberbank still allow them to make a payment without standing in line at the cash register. Then payment is made through the terminal. The step-by-step instructions in this case are similar to the steps that are performed in the online service, but they also have some features. It is as follows:

The machine does not give out change, but the remaining money can be credited, for example, to a phone number. Bank card holders can similarly make non-cash payments offline through an ATM.

In addition to the service available for a desktop computer or laptop, the bank offers its customers a mobile version that can be downloaded to their phone. Then financial transactions can be easily performed anywhere when you have a free minute and Internet access.

But even if there is no access to the virtual network, it is possible to make payments when necessary if you activate the Mobile Bank service and have a phone with you. Operations will be performed through messages. First, you should send an SMS to number 900, indicating the name of Cetelem Bank, account number and amount to be paid. In response, you will receive an SMS with a request to confirm the payment. The user only needs to send a message confirming the transaction. That's all the guide on how to make the next payment step by step. As you can see, it's very simple.

“Autopayment” service for setting up regular payments

Important! The service has such a convenient service as “Autopayment”. It can be configured if you need to pay the same bills periodically. This method is ideal for repaying a loan.

When setting up, you need to indicate the organization in whose favor the funds will be written off, the card number if the user has several of them, the time, and the amount. Then, a few days before the automatic transaction, the cardholder will receive a message on their mobile phone. If necessary, the payment can be changed or canceled, either one-time or completely. It is noteworthy that there is no additional fee for this service, and the user can always stop worrying about remembering to pay the fee on time again.

Cetelem Bank began its activities in Russia in 2007. Today it sells a large line of consumer lending products; its divisions operate in 77 regions of our country. Cetelem Bank is jointly managed by Sberbank of Russia (in 2012, Sberbank bought 80 percent of the shares of this organization) and the French financial group BNP Paribas. This is why payment of a bank loan by Cetelem through Sberbank Online is so beneficial for clients - in this case, no commissions are charged for transactions.

Note to Cetelem Bank clients: where exactly can you find the payment page on the Sberbank website?

Not all borrowers know thoroughly how to pay a Cetelem Bank loan through Sberbank Online. To do this, first of all, you need to go to the official website of Sberbank and log in using your password and login in your personal account. That is, this is available only to persons who are clients of Sberbank. Everyone else will have to think about how to pay for the Cetelem Bank loan in other ways. For example, this can be done from a Qiwi wallet or through the “My Bank” service on the official website of Bank Cetelem LLC.

Here you need to find the subtitle “Repaying loans from another bank”, and below it is a search field. You must enter the word in this field "Setelem" and click on the button "Find".

In this case, two options with Setele logos should appear. One is for amounts less than 15 thousand rubles, the other is for any amounts, including those exceeding the specified threshold.

Step-by-step instructions and possible payment options

Let’s say a client needs to pay less than 15 thousand rubles. In this case, by clicking on the appropriate option, he will be taken to a new page - the page for filling out the details. Moreover, here in a prominent place there is a reminder that transactions can only be carried out with a bank card.

1. First of all, you must indicate the contract number and account number in the blank lines (these items are specially marked with a red asterisk as mandatory). Having correctly entered the details for paying for the Cetelem bank loan, you should click “Continue”.
2. Next, the user will be asked to print the payment amount and click again "Continue".
3. The next step is to check whether the data is entered correctly. If everything is correct, then you need to click on the die “Confirm via SMS”. As a result, a message with a password will be sent to the specified phone number. If this password is entered correctly, the operation will be considered confirmed. And the written-off funds are delivered to the Setele bank account, as practice shows, within three to five working days.
4. For your own peace of mind, you can also view and save the payment receipt - this is also done in just a few clicks. At any time, using a regular printer, this check can then be printed.

This brief instruction will definitely help those who are interested in how and where they can pay for a Cetelem Bank loan without commission. When choosing a service that allows you to transfer more than 15 thousand rubles at a time, the sequence of actions is approximately the same as described above. However, here you need to provide more information, for example, the sender’s full name. But in this case, you can pay for a loan from Cetelem not only from a bank card, but also simply from an account.

By the way, another, more difficult option is also possible. In the tab "Payments and transfers" you can select a sub-item “Transfer to a private person to another bank using details”. With this choice, you will have to manually enter not only the transfer account number, but also the BIC of the financial organization. And an incorrectly specified BIC can lead to the payment not reaching its intended destination.

Connecting auto payment

Since March 2017, holders of Sberbank PJSC cards have the opportunity to pay for a bank loan with Cetelem using the agreement number by connecting the “Autopayment” function in the Sberbank Online personal account. This allows you to fully automate the process of repaying a loan, so you no longer have to waste your time on it. The autopayment function can be activated for free - in the section "My auto payments". Here the client must set the monthly transfer parameters in advance:

• the same contract number;
• periodic payment amount;
• day of the month;
• card number from which money will be debited.

After closing the loan, do not forget to disable the service, otherwise the funds will continue to be transferred to Setelem’s accounts. Refusal from auto-debits is carried out literally in one click - you just need to press the button “Disable auto payment.”

Timely repayment of debts has a good impact on the credit history of each client. Cetelem Bank offers all the convenient payment methods that exist today.

Payment methods for a loan at Cetelem Bank

Master Card

Paying a debt to a financial institution remotely using a special service My bank through your personal account. The name of the financial organization does not matter; the fee for the transaction is 0,8% from the sum. Money is credited within one business day; you can deposit the maximum amount from a MasterCard card 75,000 rubles.

Visa card

Also using the service My bank and from the official page of Cetelem Bank. The maximum amount for debt repayment is 75,000 rubles with write-off 1,6%.

Other banks

You can pay off your loan debt with Setel at any other financial institution in Russia at the rates established by them. To do this, you will need a passport, bank details, credit account and agreement numbers.

Gold Crown

Euroset, Beeline, and MTS showrooms have special customer service points. Money is credited within one day. The interest rate may vary depending on the place of payment. Minimum it is 1%. You can deposit from 50 to 600 thousand rubles. If you want to pay your debt this way for the first time, you need to provide a passport with your last name and initials, phone number and credit account. Then you will only need a mobile number or an identification card received for the first time with all the data.

QIWI terminals

Service for making payments, with which you can make loan payments within one day from 100 to 15 thousand rubles with a charge 1,6%. In the Qiwi terminal, you must indicate the details of your agreement with the bank and the financial institution Cetelem itself.

Through the Visa Qiwi service on the website qiwi.com– create your own or download a mobile application to your mobile phone.

Payroll loan repayment

This occurs only after the borrower submits a corresponding application to the accounting department at the place of work. Payment is made according to the tariffs of the servicing bank. In this case, the specific day for making the payment depends on the employing organization.

Post office

This is an opportunity to make a payment while branches are open. If you provide a special form from a financial institution, the additional fee for the transaction will be 1,7% from the money deposited, but the amount must not be less 40 rubles. Money arrives within 10 days from the moment of payment.

Rapida

Payment points located throughout the country. For transferring money in this way, the account will be debited 1% from the specified amount. The terms of transfer and the cost of the operation may differ at each reception point - in the Svyaznoy and Eldorado chain stores no less 50 rubles; at Tekhnosila retail outlets - from 60 rubles, and in “M.video” - from 65. The contribution should not exceed 15 thousand rubles. There are also peculiarities in the timing of receipt of remittances. The money arrives on the payment day if paid before 15:00 on the 7th and 17th of each month, excluding weekends and holidays. When making a payment on all other days, the funds arrive in the specified account within two business days.

Eleksnet

Terminals from other financial organizations that allow you to transfer money without charging a commission within 4 days. Minimum amount – 15 thousand rubles. You can pay for a loan through the Eleksnet electronic service on the website from 100 rubles.

How to pay a loan with Cetelem through Sberbank

You can repay your Setel loan debt at any Sberbank branch, even if it does not have an open account. You just need to provide bank details, contract number and other information. You need to have your passport with you. If you have opened an account and issued a card, then you can pay for a loan from Cetelem using Sberbank yourself and without visiting branches:

1. Sberbank ATMs. If you have a Sberbank plastic card, then at any ATM of this network you must select the following items: Transfers and payment – Payment of loans from other institutions – Sethelem. All information about the bank will appear automatically, the client only needs to enter the loan payment amount and other data
2. Sberbank Online. This function allows you to pay loans remotely without personally visiting ATMs or bank branches. To use it, you need to register on the official website of Sberbank and log into your personal account. Further instructions for paying off the loan with Setel are as follows: Section Translations – Payment of loans to other institutions – Bank Cetelem – filling out a payment slip – transaction card– confirmation of the selected action

When using the Sberbank Online service, the client gets access to the function . After the first loan payment, all data is saved automatically. In the Autopayment section, you can set up a template according to which the system itself will pay the loan with Setel on a monthly basis. The day before payment, the client receives a notification in the form of SMS. When the deadline arrives, the money is transferred, about which a corresponding notification also comes. If there are not enough funds on the specified card, the system will warn you about this. The client can cancel the payment at any time if it is not necessary. If you have any questions, please contact the bank's support service by phone. 8 800 555 55 50

Many financial institutions provide lending services, but not everyone can boast of convenient ways to repay a loan. Cetelem Bank is one of these organizations. Not having its own self-service devices, this bank has entered into agreements under which it is possible to make a variety of payments through “other people’s” terminals, ATMs and personal accounts. Today you will learn how to pay your credit debt with Cetelem through your Sberbank personal account.

Transactions between Bank Cetelem and Sberbank

In addition to paying off debts, through Sberbank you can top up credit cards with Cetelem, withdraw cash from them, pay for utilities through terminals, etc. In general, you can perform almost all types of transactions with a Cetelem card account.

How to pay a loan with Cetelem through Sberbank Online: instructions

1. First of all, you need to log in to Sberbank online banking. Log into your personal account only through the official website to avoid fraudulent activities with your plastic.
2. Go to the “Transfers and Payments” menu, and then on the page that opens, select “Repayment of loans from another bank”.
3. To repay the loan, you do not need to enter the details of the recipient bank - they are already available in the Sberbank database. You just need to click on the “Cetelem Bank” icon.
4. Next, a special form will be loaded, where you need to indicate the loan agreement number, full name and phone number. You should also select a card or account from which the money will be debited.
5. Next, you need to confirm the payment with the code received in the SMS message. After this, the money will go to the recipient, that is, Cetelem Bank.

In order to pay the loan on time, it is recommended to activate the “Autopayment” service. It will eliminate any delay: on set days, the system will automatically deduct a specific amount from your account and transfer it to Cetelem Bank.

Connecting the service is not difficult:

1. In the side menu, select “My Auto Payments”, and then “Connect Auto Payment”.
2. Having selected the recipient of the money, enter the following data: agreement number, full name, amount and date. Also indicate the card or account for debiting funds.

After repaying the loan, be sure to disable the service, otherwise the funds will continue to be debited.

Payment of loans from other banks through Sberbank Online

Sberbank Online is a multifunctional system with which you can pay for loans taken from almost any bank in Russia. In addition, you can make various payments through the Sberbank terminal, which also has quite a lot of functionality. You can also use an ATM.

Paying for a loan from another bank through a Sberbank terminal

1. Go to the self-service device.
2. Log in using your card or mobile phone number.
3. Select the menu section “Payments and transfers”, and then click on “Loan repayment”.
4. Fill out all the required fields and click “Continue”.
5. Payment can be made either in cash or by card.
6. Complete the operation by pressing the " " button. Don't forget to print out a receipt, which will come in handy in case of an error in your personal information.

Paying for a loan from another bank through a Sberbank ATM

1. Insert your card and enter your PIN.
2. Click the "Payments and Transfers" button.
3. Select "Transfer Funds". You need to know your bank's details: current account number, BIC, etc. Fill all necessary fields.
4. Double-check the correctness of the entered information and complete the action by clicking the “Pay” button. The money will be debited from your card carrier.

If you are not comfortable with self-service devices, go to the Sberbank cash desk with your passport and pre-recorded details of the recipient bank. The operator will help you make the payment.

For almost any transactions in favor of other banks or electronic systems, a commission is provided. In the case of loan repayment, this is 1% for payment from a card and 1.5% for payment in cash. Money is credited within four days. If the receipt does not happen, contact the Sberbank operator by phone 8 800 555 55 50. Also, taking into account the timing of crediting, make the payment in advance, and not at the last moment.