Download the MTPL policy form with a stamp. Program for filling out compulsory insurance. What a new MTPL policy looks like - comparison of new and old MTPL forms

When concluding an insurance contract, you are required to fill out an MTPL insurance form, which at first glance seems like a difficult task. When filling out the policy, you must be especially careful, since the slightest inaccuracy may subsequently serve as a reason for refusal to pay compensation amounts. In fact, there is an algorithm for filling out the form, knowing which you can easily enter data into the policy form. In this article we will look at the basic rules and methods of filling out a compulsory motor liability insurance policy.

Is it possible to fill out the OSAGO form by hand?

Until recently, there were several filling options insurance policy:

• manual filling;
• computer data entry into a template followed by printing on the original form;
• use of specially developed computer program on filling out MTPL policies.

Since 2003, representatives of insurance companies have written out policies by hand. The entire contract registration procedure lasted no more than 15 minutes. With the creation of a unified AIS RSA database in 2013, writing out the OSAGO form by hand was prohibited. AIS RSA is an electronic database that allows you to reliably determine the bonus-malus coefficient or discount for the driver, regardless of the insurance company with which the driver insured his liability.

Using a computer typesetting, you can double-check the correctness of the entered data, and only after correcting all inaccuracies can you print it. To do this, download a sample form to your computer in life size and a template is created in the fields of which all the necessary data is entered. After filling out and double-checking, all entered information is printed on a serial form. A policy filled out on a computer in compliance with all requirements and duly certified is a valid document.

Due to the fact that when modern development technologies, there is a high probability of forgery of expensive forms and the issuance of fictitious documents, there is a gradual transition to electronic version MTPL insurance policy. In this case, all data is entered into a special program, which is connected to common base data. The policyholder is issued a policy printed on a serial form, and information about the insurance contract is stored in the electronic database of the insurance company.

What is required to fill out the policy?

To correctly fill out all insurance fields you will need:

• passport of the policyholder - the policyholder can be any legally capable person over the age of 18;
• vehicle owner's passport;
• documents for the car: PTS or registration certificate;
• driver's licenses of all drivers who will be allowed to drive;
• diagnostic card, if the car is more than 3 years old.

What does a completed OSAGO form look like?

Over the entire period of OSAGO's existence, the following series of policies have been issued: CCC, BBB and EEE. This is what an empty MTPL policy of the EEE series looks like, used since 2016:

The EEE series form itself includes the following fields:

• a ten-digit number located next to the series;
• insurance period, from the time and date of application until the expiration date of the contract;
• mandatory field in which you must indicate in what period of validity insurance contract a car will be used;
• When filling out clause 1, your full name is indicated for individuals, and their full name for legal entities. The owner of the vehicle is also indicated here. Based on data about its place of registration, a territorial correction coefficient is calculated;
• the next item contains information about the use or absence of a trailer for the vehicle;
• In three windows located under this field, the following data about the car is indicated sequentially:
  • brand;
  • model;
  • an identification number;
• when filling out, the data of the provided PTS is used, and information about the provided document is also entered: series and number;
• Next comes an indication of the purpose for using the car. This information is also taken into account when calculating the correction factor;
• the third paragraph contains information about restrictions or lack thereof. An unlimited policy contains a check mark in the top box and dashes in the table below;
• if the policy is limited, then you need to check the bottom box and indicate in the table the data of drivers who have the right to drive this car - the full name of each, the series and number of their driver’s license;
• paragraph 7 contains information about the total cost of compulsory motor liability insurance, which is the amount of the insurance premium;
• if necessary, fill out special notes with the relevant data;
• The completed form must contain several seals of the insurer:
  • upper left corner;
  • right corner of the policy;
  • When entering data in paragraph 8, a seal impression is required.

As a result, the completed policy form should look like this:

How to fill out an MTPL policy through a program on a computer?

Created for registration of insurance contracts special programs, thanks to which you can quickly and easily issue a policy compulsory insurance. Completing the policy consists of several sections. In each section there are hints about what information you need to provide. Here are the main sections of the form that must be filled out in order to print the OSAGO policy form:

• data on the policyholder;
• owner information;
• vehicle information;
• list of persons admitted to management;
• validity periods;
• calculation of insurance premium.

Filling out fields about the policyholder

To fill out this section, you only need the policyholder's passport. As noted, any capable citizen can be the policyholder. In the first section you need to indicate personal information, as in a passport:

• Full name of the policyholder;
• series, passport number, by whom and when issued;
• date of birth;
• citizenship and registration address;
• mobile phone for communication.

In a similar way, fill out the second section, which indicates personal information by owner.

Filling out fields for the vehicle

To provide information about the vehicle, you will need a vehicle document. In practice, drivers keep the vehicle passport at home and carry only the certificate state registration. Here are the required information that needs to be entered:

• state registration number;
• vehicle identification number (VIN);
• type of document (registration certificate or PTS), series, number and date of issue;
• if the car is required by law to undergo a technical inspection, then finally you will need to indicate the series, number and validity period of the diagnostic card. If the car is new, you must indicate that “no technical inspection is required.”

Filling out fields about drivers

No more than 5 drivers can be included in the MTPL agreement. If the policyholder needs to allow more than five people to manage, then it is worth choosing the “unlimited number of persons allowed to manage” option. When choosing the second option, the cost of the contract increases by 80%.

To add a driver, you must fill out the following fields:

• Driver's full name;
• Date of Birth;
• series and number driver's license;
• driving experience.

Indication of the insurance period and period

The insurance period under the contract is always one year. Everyone chooses the insurance period independently. According to the adopted law, the minimum period for drawing up a contract is 3 months. First of all, you need to indicate the date from which the policy will come into force and the period will be calculated automatically. The period of use will be set automatically based on the calculation. According to the law, during the validity period of the MTPL agreement, only 3 periods of use can be established.

Insurance premium calculation

After all fields are filled in, it is necessary to calculate the insurance premium. In the calculation, you must indicate the region of use of the car, year of manufacture, power, purpose of use and select the desired period of use. After the calculation, you need to make a payment and print the contract.

Nuances of filling out a policy

Only representatives of insurance companies can fill out contracts using the template. According to the law, the sale of blank OSAGO forms for a fixed fee is prohibited. By purchasing a blank policy, the car owner not only breaks the law, but also receives an invalid insurance contract.

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With the advent electronic insurance Many drivers are interested in: how to correctly fill out and print out the form and the MTPL agreement? Some drivers are mistaken in thinking that the issued protection must be collected from the insurer's office after payment. You can receive a full-fledged electronic policy without leaving your home. In this article we will look at how to enter data correctly and why it is necessary to check the executed contract. We will place special emphasis on the sections of the electronic application, which must be completed in order to send the document for registration to the RSA.

What documents will be needed

To correctly fill out any form, you need to prepare several documents that every vehicle owner has on hand.

You will need:

• personal passport;
• document for the car confirming ownership;
• driver license;
• received compulsory insurance contract.

Please note that the insurer may request all of the listed documents in the original. When receiving information online, you will need to take high-quality photographs of the documents and send them to the insurer at the specified email address.

OSAGO policy forms

The insurance industry, namely compulsory motor liability insurance, is strictly controlled by the state, since it is a compulsory type of insurance. The state not only monitors the quality of service, but also controls documents strict reporting, which are strictly transferred to each company under a special act.

As soon as amendments are made and the policy changes, the company receives new OSAGO forms and submits the previously received ones according to the inventory. Each document has a unique number, which consists of 10 digits.

In 2017 Insurance companies They issue pink insurance (previously they were green). You can also visually see that new form OSAGO agreements:

1. It has a new series of documents “EEE”, instead of the previously familiar “BBB”.
2. Graphic patterns have been added to the insurance, like a degree additional protection. The most difficult thing is the so-called color stretching, which starts with yellow and smoothly turns into a pink tint. It is unlikely that it will be possible to fake something like this.
3. The font of the written text of the lines has changed. The letters have become a little larger, which makes them easier to read.
4. New watermarks have appeared on the document as an additional degree of protection. As for the old watermarks, they remain, only their location has changed. To verify the authenticity, it is enough to hold the contract up to the light and the RSA logo and several cars will be visible.
5. A new metallized thread has appeared, on which there is the inscription “polis”. This new technology allows you to protect your policy. If you believe the experts, then scammers cannot make such a thread.

Additionally, it is planned to introduce a special QR code, which will be located at the top of the insurance policy. Exactly according to the specified code each client will be able to find out information about their insurance company, which car is insured by the specified number and driver data in the unified RSA database.

Insurance managers or representatives of insurance companies are required to fill out the form only in block letters, through special programs. A prerequisite is that the program automatically checks all driver information on the unified RSA portal and at the end of the day sends data on all executed contracts.

In the sent report, RSA receives:

• date of execution of the contract;
• name of the insurer;
• insurance period;
• period of use;
• car make and model;
• vehicle identification number;
• Full name of the policyholder.

The client does not need to fill out a policy. With electronic insurance, the document is automatically generated.

How to check the form

Since there is a lot of fraud in the financial sector, vehicle owners, after drawing up a contract, ask themselves: where can they check the received OSAGO form with a stamp?

It is important to consider that experienced experts advise checking the authenticity no earlier than 3 days from the date of registration. If you used electronic insurance services, the policy number will be instantly registered on the portal.

To obtain information, you need to visit the official RSA portal. It is worth noting that the site operates 24 hours a day, even on holidays and weekends. To receive information, you do not need to register or provide personal information.

How to check the OSAGO insurance policy form with a stamp:

1. First of all, you need to go to the RSA portal and select the section “Information for policyholders on the status of MTPL policy forms and the date of conclusion of the contract.” This section located in the “OSAGO” tab (Information for policyholders and victims).

Based on the results of the request, a detailed report will appear, which will include:

• status: registered or clean is with the insurer;
• name of the company under which it is registered;
• validity period (if issued);
• date of registration.

If, as a result of the request, the specified information is not available, then the document is fake or has not yet been registered on the unified portal. As for the second option, it can only be checked in person at the office.

3. To check, you can use the service of trusted brokers, such as banks.ru. To obtain information, you must visit the official website of the specified broker and use the search for information that is available in the “Insurance” section.

Data verification on the portal is also free and does not require registration or entering personal data.

Check the policy form in the office

To check the completed document, you should contact the insurance company, having in hand full package documents (passport and insurance). It is important to understand that only the policyholder or another person will be able to obtain information if they have a notarized power of attorney.

In addition to your passport and insurance policy, you must fill out an application in which you ask to provide a detailed report on the issued form. The request will require you to indicate:

• name of the insurance company and name of the director;
• personal data and contact details;
• number of the insurance received: series and number.

It is worth noting that it is imperative to indicate the time frame within which you are asking for a response. As a rule, a period of no more than 3 days is indicated. Employees of companies such as VSK, SOGAZ and Ingosstrakh provide a detailed report immediately on the day of application, which is very convenient.

How to fill out an OSAGO application

When drawing up a contract in the office, each client must print out an approved application form in advance and fill it out. It is very important to enter data not only correctly, but also reliably.

The application form for MTPL insurance can be downloaded both on the official portal of the RSA and on the official website of the insurer. For your convenience, we suggest downloading the template on our website and saving your personal time. (insert link to document here).

This document is the same for all companies, so you should not search on the Internet specifically for the application form for Rosgosstrakh or Reso.

The entire application is divided into 7 sections. Let's take a closer look at what information needs to be provided:

1	It is necessary to indicate the personal data of the policyholder and the owner of the car, such as: last name, first name and patronymic; date of birth; passport data: series and number; registration address; number mobile phone for communication.
2	You will need to indicate all the details of the vehicle in respect of which mandatory protection is being issued, namely: make and model; an identification number; year of issue; quantity Horse power(carrying capacity or number of seats); PTS or STS data; car number; unique diagnostic card number. You will also need to indicate for what purpose the car is used: personal, taxi, etc.
3	Below are the details of the drivers who will be allowed to drive. Please indicate: last name, first name and patronymic; date of birth; series, number and date of receipt of a driver's license. Do not forget that within the framework of the mandatory product you can enter no more than 5 drivers.
4	In this section, you must indicate the period of use of the vehicle. Within the framework of compulsory insurance, no more than three periods can be used.
5	The policyholder does not need to fill out three sections, since all the data is entered by the insurer.
6
7

It is worth noting that individuals or legal entities can fill out the document on a computer. After the application for concluding an MTPL agreement, you must print it out and put a signature and seal (for the organization).

You can also download a sample application form on our website. (Insert sample here).

Checking the form using the RSA database

It is no secret that insurers often lose strict reporting forms. If a manager has lost a strict reporting document, then it is necessary to immediately write a statement addressed to the manager, indicating the document number and for what reasons it was lost. Next, a statement is submitted to the police and RSA.

To account for the so-called “losses”, a special section has been created on the RSA portal. To obtain the data, just visit the section “OSAGO: invalid policies"and download the database in Excel file. You can check the future form by searching. As a rule, such a check takes no more than 5 minutes.

If the future policy number is not on the list, you can sign and make payment.

How to fill out the application form for a duplicate

If the form is lost after concluding the MTPL agreement, you can write a statement and request a duplicate. In this case, the insurer is obliged to issue insurance immediately on the day of application.

The application must include personal data and information about the vehicle in respect of which the electronic contract was issued.

In the received agreement, in clause 8 there will be a note indicating which document was replaced by a new document. Also, all necessary information will be sent to the unified RSA database.

Application form in case of an accident

If an accident occurs, the injured party must contact the office of the insurance company and file an insurance claim. Each company has its own form for payment of compensation, so you should not look for a template on the World Wide Web in advance to save personal time when applying.

If the insurance form is lost when recording an accident, you should first restore it and only then write a request to receive compensation payment. The payment application must include the following information:

• personal data of the guilty and injured parties;
• vehicle characteristics;
• date of the accident;
• the address where the accident occurred.

To summarize, it is worth noting that the car owner must correctly fill out all the necessary forms of contracts and applications when insuring compulsory motor liability insurance. As for the insurance application, it can be filled out either manually or remotely (when filling out an electronic document). As for an accident, in this case it is necessary to request a document template from the insurer and fill it out in accordance with its specified requirements.

If you encounter problems filling out any document, we suggest using the services of our consultant. A highly qualified specialist will quickly answer all your questions at any time of the day or night.

In conclusion, he offers to watch a video, thanks to which you can clearly see how the compulsory motor liability insurance is checked using the unified RSA database.

Why is OSAGO mandatory?

Legislators at the national level have determined that everyone who drives a vehicle should have this document:

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• motorbike,
• passenger car,
• cargo plan car,
• bus,
• scooter and the like.

Important! Owners of scooters whose engine capacity does not exceed 50 cubic meters are exempt from this type of insurance and can only do this on a voluntary basis.

If you don’t have a compulsory motor liability insurance policy

Option 1. There is no document at all, and a traffic police officer discovered this - a fine of up to 800 rubles.

Option 2. You don’t have the document on hand, you forgot it, the traffic police officer sends your vehicle to the impound area, and you follow him home. Here your costs will be an order of magnitude higher than the lower fine of 500 rubles for not having it.

Important! To present it to the traffic police representative, you will only need the document form itself. However, in an unforeseen situation, it would be a good idea to have with you:

• insurance payment receipt;
• form Notification of DPT;
• sticker;
• a list of representatives of your insurer.

What are the distinctive features of the OSAGO policy form?

1. Greenish paper with red fluff. Upon closer inspection, you can see small red fibers on the form, which are pressed into the greenish paper. This shade occurs due to the fact that a green micronetwork was applied over the entire surface of the document. When the document is torn, they will clearly stand out in the overall structure of the sheet.
2. Sheet format is larger than A4. The usual A4 format for such documents is not used in this document. And it exceeds it in length by almost 1 centimeter.
3. Availability of watermarks. If you illuminate the form, you can see watermarks, namely the emblem of the Association of Auto Insurers of All Russia (RSA). If these watermarks are printed in a mirror image in front of you, it is a fake. In the originals, when viewed from the front, you will see it as it should be.
4. Availability of an insurance company stamp and a unique form number. The unique number of your document will be located at the top right. When you feel it, you feel the bulge of the numbers. It consists of 10 characters. The insurer's stamp is also convex, with clear data on it, without blurring or inaccuracies.
5. Metal strip on the reverse side. Turning the form over to the reverse side, you can see a clearly visible metal strip on the right. About 2mm wide, smooth to the touch.
6. Other indicators of authenticity:
   • high-quality paper - pleasant to the touch,
   • high-quality paint - clean hands,
   • series is only EEE, others are no longer valid.

Information on the OSAGO policy form

1. Duration of the contract and for all MTPL insurance, only 1 year can be prescribed in this paragraph; another time period will confirm the falsity of the document.
2. Insurance period– during the use of the vehicle, the duration will also be equal to 1 year, and will be displayed in the start and end dates of the insurance.
3. Full name of the legal or civil entity policyholder - all personal information that will be taken from the identification document.
4. Full name of the legal or civil entity of the owner vehicle – all personal identification information that will be taken from the relevant document.
5. Make, model, identification number and state registration plate of the vehicle– all the data that will help identify your car based on its unique characteristics listed above.
6. Type, series and number of the vehicle passport– this data will be taken from your technical passport on the vehicle, with its help some data from the previous paragraph will also be verified.
7. In relation to whom the contract is concluded– it usually states who can drive your vehicle under this policy. The allowed number of drivers is 5 (you and 4 others).
8. Described sum insured – informational data about its essence (memo).
9. Information about the insured event– information data on the occurrence of insured events and their compensation.
10. Insurance premium– in other words, how much your policy actually costs in the event of an accident.
11. Special marks– an innovative introduction that was previously absent, thanks to it it is now possible to make adjustments to the insurance throughout the entire period of its validity.

The date of conclusion of the agreement and the signatures of the parties is a standard point that confirms the conclusion of this transaction, marking it with signatures and the corresponding date.

Where and how can I download the OSAGO policy form?

On the wide expanses of the Internet there are many options for downloading the form. of this document. But it’s worth noting that not all of them are legal. This can be done legally only by drawing up an electronic OSAGO document. Legislators introduced this innovation on July 1, 2015. All forms purchased without proper registration are illegal, and their purchase will be equated to participation in fraud and, as a result, will be punished criminally.

Features of downloaded OSAGO forms

1. Availability of seal– the usual “wet” seal will obviously not be here, so don’t worry and run to the nearest branch of your insurance company for reassurance. The electronic policy you receive will have an electronic stamp, which you will receive along with the policy.
2. Is it suitable for insurance? Thanks to innovations in this area, insurance is completely legal even when purchased via the Internet on the website of an officially operating insurer. After payment and entering all the necessary information and assigning a unique number to the document, it will automatically be entered into the all-Russian database of MTPL insurance policies.
3. Advantages of an electronic policy:
   • To purchase this policy, you do not need to go to the office of the insurance company. You can apply from any corner of the world where the Internet works, provided that you can transfer to the insurer’s account an amount corresponding to the price of the policy.
   • Saving time and convenience also lies in the fact that you no longer need to search for the right insurance agents with the policies you need, everything can be done via the Internet.
   • The application for the policy is filled out in a comfortable environment for you, without participating in queues for them.
   • You don’t have to spend cash on the policy, but use your electronic money.
   • You will be freed from the intrusiveness of an insurance agent who wants to sell you some additional product.

Important! You can issue an insurance policy in electronic format only if you have previously issued a policy from this insurer, but in paper form.

To complete it you will need:

• personal identification and owner of the vehicle,
• technical passport for transport,
• documents confirming the right to drive vehicles of all drivers admitted to transport,
• document confirming that the vehicle has undergone technical inspection.

Important! This data needs to be entered into the online information space of the Union of Russian Auto Insurers.

Important points electronic policies OSAGO:

• inaccuracy in the information you provide will invalidate your policy,
• statement individual the policy must be certified by a standard electronic visa, and legal entity- qualified,
• an electronic signature is equal to a signature made in one’s own hand,
• The individual must indicate his SNILS number in the application - it will be your signature of the electronic plan.
• The paid electronic policy will be sent to you by email, with a visa of an enhanced plan and advanced qualifications, and then entered into a special information system.

Is there a paid service for downloading the OSAGO form?

The legal option automatically implies a fee for this procedure. After all, initially you must pay the policy to the insurer and only then receive it in your email inbox. And from there you can download it or print it.

The situation is similar with fake policies, because this is a business, although not legal, but clearly setting itself the goal of making a profit.

How to protect yourself from scammers

Fraudsters can be waiting for you both when purchasing a paper policy and an electronic one. Both of them have smart schemes for misleading you. But if you meet the following requirements, your purchase will be safe:

1. Do not draw up such a document “on the road” even if you are in a big hurry and generally have no time. Here you cannot be indifferent in the transaction, otherwise the consequences will not please you. Ideally, visit the office of the insurance company to register it.
2. Avoid purchasing electronic policies from brokerage or agency websites.
3. A paper plan policy must be issued only on the official website of the insurer, with its subsequent delivery.
4. The situation is similar With electronic format document.
5. Cheap cheese is only in a mousetrap, well, or in a fake document

Interesting! 2 out of 100 insurance policies are always fake (data from expert bureaus).

Often, the desire to save money leads to tragic consequences in the form of receiving a fictitious document. There are also those who do this deliberately, citing the fact that they rarely check.

Both the first and second options always end badly - fines and deprivation of discounts when purchasing normal insurance. There will be no savings, only expenses and worries.

We recommend! Please take this document seriously. And before filling out an electronic document, carefully read the instructions on how to do this in order to avoid mistakes that will make your insurance invalid.

To apply for an insurance policy, you must appear in person at the office of the insurance company, but you can calculate the cost using a calculator online. In order not to go through the same question twice, you need to prepare in advance Required documents. By insuring yourself against possible risks, you can get rid of a huge number of problems when you hit or get into an accident; you should correctly fill out an application for compulsory motor liability insurance according to the sample. Read more about the nuances of filling out the application form for MTPL insurance in our article on the website

Documentary part of the issue of MTPL insurance

Having visited the selected insurance company, prepare the following documents: a passport of a citizen of the Russian Federation and the same document, but for a vehicle (you can have a document indicating the fact of registration), a driver’s license of the vehicle and diagnostic card. The insurance company, represented by a customer service manager, will accept the documents, check their eligibility and ask you to fill out an application for the provision of MTPL insurance services.

It should be noted that the application form for MTPL insurance may be different for each insurance company, but the very essence of the necessary questions and fields to fill out remains the same for everyone. That is, the lines can be placed in any order and under different names, but the polled data remains the same for all drivers.

So, after filling out the application form for the provision of compulsory motor liability insurance, the representative of the insurance company is obliged to give the client the following list of documents:

• OSAGO policy.
• Forms that must be filled out in the event of an accident.
• Receipt form A7 (original only).
• List of addresses and companies that are representatives of the insurer throughout the Russian Federation.
• A document with basic insurance rules.

No matter how much you would like to complete the entire process and fill out MTPL applications at a distance, drivers will never be able to do this. You can discuss all questions over the phone, calculate the amount of insurance online and leave a completed application form on the website, but you must autograph the contract in person and in the presence of a representative of the insurance company.

In order to protect yourself from a fake insurance policy, you need to know the main differences between insurance and a fake, or know how to check its authenticity. It is important that from the first days of last year the policy series was changed from “BBB” to “CCS”; be vigilant so that fraudsters cannot slip in an invalid form.

Download the application form for MTPL insurance + sample filling

You must fill in the policy form with information about the owner of the vehicle and technical specifications vehicle, data about its model and other necessary information. It is necessary to fill out information about all drivers who have the right to drive a car, but the number of such people should not exceed 5 people. Price insured event, with a detailed schedule of what will be included in this concept. Mandatory indication of territorial action insurance document and the amount of payment for the policy (insurance premium).

A genuine insurance document has an insurer's stamp and a unique number (entered in the RSA database) in the upper left corner. On the front side there is a green-blue mesh, and you can also see the watermarks. On the other side of the policy you can see a metal strip 2 mm wide, with small red splashes. In fact, the size of the policy sheet is approximately 10 mm longer than the usual A4 sheet of paper. And most importantly, when you hold the document in your hands, look at your hands; if there are paint stains on them, it means it’s a fake.

Refusal application form

There are cases when a driver no longer wants to cooperate with a given insurance company or, for a number of other reasons, he needs to terminate the contract and receive his money for auto liability. This may be the sale of a vehicle or a change of driver (owner), the vehicle cannot be restored, the owner of the car has died, or the vehicle has been stolen.

And the extreme case is bankruptcy or termination of the activities of the chosen insurance company. Approximately these reasons may be in order to terminate the agreement, and even get your money back. The application form may also differ from one insurance company to another, but it is necessary that the following basic fields be filled out:

• initials and current phone number;
• details of the identity document (be sure to indicate the series and number);
• one of the suitable reasons for terminating the contract;
• The signature of the client of the insurance company and the date of filling out the document are required.

When visiting the insurance company, be sure to take your insurance policy and identification document with you. After considering the application for termination of the insurance agreement at the initiative of the client, within two weeks the insurer is obliged to pay cash. The date indicated in the application for termination of the contract will be the date of termination.

Checking the cost of an MTPL policy on the RSA website

You can verify the honesty of the insurance agent by double-checking his calculations on the official RSA website at the link:

http://www.autoins.ru/ru/osago/calculator/

According to the submission of the transport insurance bureau, on August 29, 2011, it was approved new sample policy form, which is mandatory for owners of land vehicles.

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The form for filling out the forms was changed in connection with the introduction on September 19, 2011 of the Law “On Amendments to Certain legislative acts regarding road accidents and payment of compensation” dated February seventeenth, 2011 No. 3045-VI and changing the very conditions for insurance.

What does the policy look like?

A policy is a form that is printed on greenish paper with special watermarks, produced by Goznak. It must bear the stamp of the company with which the contract was concluded. The OSAGO insurance policy form is submitted during the traffic police inspection. Such a document has its own unique number, with which you can check the validity period of such a policy in the RSA or its validity.

It is imperative to check the form for fraud. You also need to take it very carefully and seriously, because if there is any error in it, it will be considered invalid.

The OSAGO insurance policy also has reddish flecks of fluff, just like paper bills (100 and 500 rubles). A white metal strip is printed on the reverse side, the width of which is two millimeters.

The following fields are printed on it:

• duration of the contract (from beginning to completion);
• insurance period during use of the vehicle;
• full name of the legal or civil entity of the insured;
• full name of the legal or civil entity of the owner of the vehicle;
• make, model, identification number and state registration plate of the vehicle;
• type, series and number of the vehicle passport;
• in respect of whom the contract was concluded (last name, first name, patronymic and driver’s license number);
• the sum insured is described;
• information about the insured event;
• insurance premium;
• special marks;
• date of conclusion of the agreement and signatures of the parties.

When filling out, you must check the correctness of the entered data in order to avoid problems with the traffic police later. You also need the agent to make a copy of the policy. And there should not be any corrections in it, otherwise it is not considered valid. In addition, from July 1, 2013, the policy is issued on new forms with a changed series.

The insurance period is always unchanged, it is one year. The period of use is indicated in a specific line that must be filled out.

There is also some nuance: the less the driver uses his car, the less the cost of the insurance policy itself will be for him. This is very beneficial for those drivers who do not use their car all year round, but, for example, in certain months. Also, this is beneficial for those who want to sell their car in the near future.

For those who are forced to constantly travel on various business trips, and during this they use their own vehicle, there is also a benefit.

Where can I download

You can buy the policy itself very simply, you just need to go to the office of the insurance company. Or download the MTPL insurance form from the official websites of the companies. This method will save you from many problems.

After all, every driver needs a policy to receive legal payments. There is a program on special websites that is designed to fill out OSAGO policy forms. There is a special database of templates where special printed forms are generated for printing on forms, as well as statements and receipts. For it to work, you must have MS Visual FoxPro 9 libraries; you can also work on the Internet.

But you need to check whether this form is a fake. After all, if you present an invalid form, you can get a fine.

How can I download

What can you use the downloaded policy form for?

The downloaded OSAGO form is used by insurance companies and insurance agents. Who work with various companies. With the help of such a policy, you can perform any registration actions with the traffic police. Also, you can present the traffic police officer as a regular OSAGO form and operate the car.

It is very profitable to use an electronic policy, as it saves a lot of money that is usually spent on document management. But you need to be very careful and not become a victim of scammers by getting involved with an incorrect tariff calculation or creating a policy with a different number.

Also, such a policy cannot be lost or damaged. The only drawback is the dumping of the insurer at the expense of the commission. You can use the policy in the same way as a regular insurance policy.

Those drivers who drive a vehicle without a compulsory motor liability insurance policy may receive a fine, and traffic police officers may detain such people.

Everyone who owns land must have an MTPL insurance policy. vehicles. After all, having such a document will simplify many tasks. Also, having an insurance policy will protect you from problems with traffic police officers.

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